After the historically successful Trump economy $500,000 is what a 32 year old has in their 401K.
Janitor.
As well they should because they are going to need a good start if they plan to live above the poverty level when they retire. Like I said, I will accept donations.
BTW, much of my retirement income is from two guaranteed annuities with built in annual cost of living increases. Only a portion of which is from investments and IRA's. Real Estate, including land where I hold the mineral rights and stock, I did not include in my net worth because they technically are not fully liquid assets.
Refer to my having been a 'janitor' all you want. It is honest work that is relatively stress free, necessary to society and in my case as a supervisor it paid fairly well including excellent benefits like healthcare insurance, generous holiday pay, sick leave and because I stayed the course so many years, covered a paid annual month long vacation.
But hey, I wanted all you uberwealthy, high IQ Getbiggers to know that I am just another working class schlepp and thus would fully appreciate any financial contributions to my wellbeing your generosity and pocket books allow.
Les, I am relatively confident your financial position is much superior to mine. Otherwise, you wouldn't be rudely pointing out how bad off I am financially. Hmm, I don't recall you posting your occupation and how that's worked out for you thus far. No matter, I hope you are successful and fulfilled and will continue to be so until the day you end. Note: I was going to add that I hope you'd end soon....but decided that would be rather mean-spirited of me, so I thought better of it.
P.S. If you ever need someone to deep-clean your house or apartment, let me know. I will put together a crew that, for the right price, will do a great job.