There is a logical reason. She assumed responsibility for the loan as a cosigner.
Beck did alright with two turntables and a microphone.
I see two problems with this.
1) that the banks see this as just a loan, and not for student financing. If this were the case the banks are incompetent and should be put in their place.
2) that the laws shouldn't be different, you should not be taking on a loan for someone's education when they die.
This obviously shouldn't be the way things work. This should be an automatically nullification of liability.
If you were in her situation, you would act exactly the same, do you honestly believe you would feel any differently.
This refusal to acknowledge that you wouldn't believe the same is sociopathic, and illogical.