Your gonna always side against the publics interest, this doesn't make you a conservative, but an idiot who refuses to acknowledge the sociopathic nature of our society.
Actually, I side with the publics interest. It is in the publics best interest that everyone pays their debts in full. That way, the lending system can continute to survive. If we started forcing banks to forgive loans, the banks would soon go out of business. If the banks went out of business, we would not be able to get loan. If we weren't able to get a loan, we would never be able to purchase our own house. Without a lending system, everyone would basically live paycheck to paycheck and never have anything their names.
Personally, I have always had great experiences with lenders. They loan me money, and I in turn pay it back in full with interest. This process has given me the ability to own my own home, and cars. Without the lending system, I would not be given these opportunities. I fully understand that the banks are doing me a huge favor by lending me money. They could easily tell me to fuck off.