Getbig Bodybuilding, Figure and Fitness Forums
Getbig Main Boards => Gossip & Opinions => Topic started by: Mad Nickels on April 17, 2008, 12:42:46 PM
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After winning the Arnold Classic, 2nd at the O, and cashing that big paycheck, and being one of the highest paid and most visible names in bodybuilding, not to mention one of the top names...
Vic Martinez didn't have health insurance when he hurt his leg. He had to pay CASH for the procedure with one of the best surgeons in the country.
Now I don't wanna say "You might be ghetto if...", but in this case it might really apply.
Top of the sport for two years - in a sport completely dependent upon his body - and he doesn't have health insurance? Is it safe to assume he hasn't been getting blood levels and other things checked as well, since he obviously doesn't have a doctor?
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is this supposed to be surprising?
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maybe he has a lot of cash
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maybe he has a lot of cash
He does. MD pays him well, MHP pays him well, and he made a lot of money at the arnold and the olympia. He paid the doctor cash, and it cleaned him out.
If he can't return for the Olympia, he's going to start having money problems.
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MadNickles--didn't Cormier have the same problem when he was hospitalized a few years ago?
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I'm living in a country with universal health care coverage for all its citizenry, so i'm curious as to how much (approximately) Vic would have to shell out in cash in this instance. Anybody?
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I'm living in a country with universal health care coverage for all its citizenry, so i'm curious as to how much (approximately) Vic would have to shell out in cash in this instance. Anybody?
Ah yes, the good old NHS. One of the few reasons why living in the UK is better than the US.
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I'm living in a country with universal health care coverage for all its citizenry, so i'm curious as to how much (approximately) Vic would have to shell out in cash in this instance. Anybody?
His insurance would be extrememly high because most insurance companies use the fricken BMI to determine if you're overweight or not. A small handful of companies will look past the BMI if you can provide a bunch of medical history papers showing a clean bill of health.
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After winning the Arnold Classic, 2nd at the O, and cashing that big paycheck, and being one of the highest paid and most visible names in bodybuilding, not to mention one of the top names...
Vic Martinez didn't have health insurance when he hurt his leg. He had to pay CASH for the procedure with one of the best surgeons in the country.
Now I don't wanna say "You might be ghetto if...", but in this case it might really apply.
Top of the sport for two years - in a sport completely dependent upon his body - and he doesn't have health insurance? Is it safe to assume he hasn't been getting blood levels and other things checked as well, since he obviously doesn't have a doctor?
Maybe he does, but his basic insurance isn't going to cover the best surgeon in the country, so he pays because he wants the best. I would too if I were him.
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Ah yes, the good old NHS. One of the few reasons why living in the UK is better than the US.
Canada's better
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Canada's better
YESSIR
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n$$$$a rich!!
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YESSIR
DAYUM! :P
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Why don't these guys get high deductible heath plans?
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You know, as an independent contractor, it is up to you to get health insurance. It isnt that hard. But you need to think of yourself as a business, and cover yourself. Bob Chick gave a lot of the competitors a plan to get health insurance, and more. It is up to them to actually do it.
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Or he could just get a job with benefits...Where i work you can work 32hrs per week and still have full coverage.
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After winning the Arnold Classic, 2nd at the O, and cashing that big paycheck, and being one of the highest paid and most visible names in bodybuilding, not to mention one of the top names...
Vic Martinez didn't have health insurance when he hurt his leg. He had to pay CASH for the procedure with one of the best surgeons in the country.
Now I don't wanna say "You might be ghetto if...", but in this case it might really apply.
Top of the sport for two years - in a sport completely dependent upon his body - and he doesn't have health insurance? Is it safe to assume he hasn't been getting blood levels and other things checked as well, since he obviously doesn't have a doctor?
Crazy isn't it? Imagine a real athlete getting hurt? The team/league pays for their surgeries. THIS ON TOP OF A SALARY. :o
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Crazy isn't it? Imagine a real athlete getting hurt? The team/league pays for their surgeries. THIS ON TOP OF A SALARY. :o
hmm wait, a reply with no gay reference?
ok WHO HAS HACKED GORDIANOS ACCOUNT HERE?
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Or he could just get a job with benefits...Where i work you can work 32hrs per week and still have full coverage.
Holy SHIT we have a winner. I don't see why almost every pro shouldn't have a regular job. Hell, some jobs even pay health insurace if you're only part time.
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You know, as an independent contractor, it is up to you to get health insurance. It isnt that hard. But you need to think of yourself as a business, and cover yourself. Bob Chick gave a lot of the competitors a plan to get health insurance, and more. It is up to them to actually do it.
Independent Contractors that aren't allowed to compete in other feds, that may provide them with financial opportunities & maybe even health insurance...... ::)
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FUCK A REGULAR JOB
;D
it all about the weights baby
8)
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why didn't he go on federal assistance........then have the surgery.......no insurance and no fuckin brains
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hmm wait, a reply with no gay reference?
ok WHO HAS HACKED GORDIANOS ACCOUNT HERE?
Actually, this thread became gay the minute you posted in it.....
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is this supposed to be surprising?
Exactly.
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After winning the Arnold Classic, 2nd at the O, and cashing that big paycheck, and being one of the highest paid and most visible names in bodybuilding, not to mention one of the top names...
Vic Martinez didn't have health insurance when he hurt his leg. He had to pay CASH for the procedure with one of the best surgeons in the country.
Now I don't wanna say "You might be ghetto if...", but in this case it might really apply.
Top of the sport for two years - in a sport completely dependent upon his body - and he doesn't have health insurance? Is it safe to assume he hasn't been getting blood levels and other things checked as well, since he obviously doesn't have a doctor?
Of course the obvious would apply here. Chic supposedly got insurance set up for the IFBB members. Now of course he will come on here and brag about getting it but making sure the people he reps actually has it he has failed severely. Then he will say how he told everyone about it but he can't make them take it. Which I agree with. But exactly how hard did he try. By posting it on the internet boards. Chic did you send out anything to every member in the mail (post office type) explaining the plan you got them and how cheap it was. And if you did post up what you sent them. I am pretty sure nothing was sent out to each and every member personally for their rep telling them they could get insurance for $20 a month or something like that you said you got. And don't come back with your typical answer "it's none of your business or it doesn't concern you" Those are getting old for an answer you don't have. Did the IFBB send anything out. Did they take out a full page ad in any of the magazines. Was it announced on your radio show at all. What did you do to make sure every IFBB member knows about the insurance. Maybe the IFBB can give free insurance to the top ten guys. That would be nice.
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I do not think Martinez will have money problems even if he never competes again. Here is why...
He can workout almost anywhere in the country and within days have a girl supporting him. He can also become a "personal trainer" (steriod guru) and make enough to live on. Also, remeber he is a very street wise fellow who grew up in the Dominican Republic. Having less isn't going to make unhappy as it was more than he ever had on the island.
Mad Nickels- :) Let's just hope he doesn't invest his funds in a bodybuilding show which would more than likely fail. Like say, the Colorado Pro. :) Also, didn't you say Milos gym was going to close??? It is still open as far as I know. :)
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That's the nature of the sport. These guys aren't given contracts to compete, they're "allowed" to compete and get contracts from supplement companies or gym equipment makers. It's probably because the structure of it means only a handful of guys get paid at the shows when they place in the top 3 or 5.
You've got guys that compete once a year. That doesn't work anywhere else. There's no golfers or football players that sit out the entire season and then compete in the championships. Because of that, there's no interest in most shows because it's a given that the best won't be there, or that they won't be at their best.
If the structure was changed to have competitions constantly, with only a few scheduled to be at each one, and after the 'season' they all moved onto the Olympia, THEN it'd get interesting. THEN more people would pay attention.
Crazy isn't it? Imagine a real athlete getting hurt? The team/league pays for their surgeries. THIS ON TOP OF A SALARY. :o
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Mad Nickels- :) Let's just hope he doesn't invest his funds in a bodybuilding show which would more than likely fail. Like say, the Colorado Pro. :) Also, didn't you say Milos gym was going to close??? It is still open as far as I know. :)
>:(
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Of course the obvious would apply here. Chic supposedly got insurance set up for the IFBB members. Now of course he will come on here and brag about getting it but making sure the people he reps actually has it he has failed severely. Then he will say how he told everyone about it but he can't make them take it. Which I agree with. But exactly how hard did he try. By posting it on the internet boards. Chic did you send out anything to every member in the mail (post office type) explaining the plan you got them and how cheap it was. And if you did post up what you sent them. I am pretty sure nothing was sent out to each and every member personally for their rep telling them they could get insurance for $20 a month or something like that you said you got. And don't come back with your typical answer "it's none of your business or it doesn't concern you" Those are getting old for an answer you don't have. Did the IFBB send anything out. Did they take out a full page ad in any of the magazines. Was it announced on your radio show at all. What did you do to make sure every IFBB member knows about the insurance. Maybe the IFBB can give free insurance to the top ten guys. That would be nice.
I would like to know how good the coverage is for them to be charging $20 a month. Especially to bodybuilders - I'm not knocking them but they have a bunch of red flags for a health insurance company.
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in all seriousness, if i was a health insurance company, i would never give insurance to a professional bodybuilder thinking that tthere is the potential for ANYTHING other than a net loss in funds.
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in all seriousness, if i was a health insurance company, i would never give insurance to a professional bodybuilder thinking that tthere is the potential for ANYTHING other than a net loss in funds.
Exactly.
It's like insuring a smoker, diabetic, the obese, et cetera.
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Exactly.
It's like insuring a smoker, diabetic, the obese, et cetera.
no well actually i think its probably worse..at least, for pro's like ruhl, ronnie, gustavo, mustafa, nasser, dorian, flex, tom prince, dan youngblood..ect ect
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Exactly.
It's like insuring a smoker, diabetic, the obese, et cetera.
guess Squaddy's out
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no well actually i think its probably worse..at least, for pro's like ruhl, ronnie, gustavo, mustafa, nasser, dorian, flex, tom prince, dan youngblood..ect ect
That is why I always questioned Chic insurance plan he got. Jackie Chan has no insurance because of the risk in his job. BB because of there dire need to abuse steroids are a high risk also.
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in all seriousness, if i was a health insurance company, i would never give insurance to a professional bodybuilder thinking that tthere is the potential for ANYTHING other than a net loss in funds.
That's what I'm talking about. You'd probably be considered too high risk to cover & if they did cover you the premiums would/should be through the roof.
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That's what I'm talking about. You'd probably be considered too high risk to cover & if they did cover you the premiums would/should be through the roof.
Even through the roof premiums would most likely be cheaper than a major surgery!!
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I'm living in a country with universal health care coverage for all its citizenry, so i'm curious as to how much (approximately) Vic would have to shell out in cash in this instance. Anybody?
the op was probably 30,000 at most. i dont see how this would clean him out. sounds like bullshit. and he is a dumbass for not hooking himself up with some blue cross blue shield or something. damn it man.
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no well actually i think its probably worse..at least, for pro's like ruhl, ronnie, gustavo, mustafa, nasser, dorian, flex, tom prince, dan youngblood..ect ect
out of the ones you named, flex, prince and youngblood are the ones that have/ had problems.
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Independent Contractors that aren't allowed to compete in other feds,
They can do whatever they want. But if they want to compete in the IFBB Federation, then the pros cannot compete in another league.
Chic supposedly got insurance set up for the IFBB members. Now of course he will come on here and brag about getting it but making sure the people he reps actually has it he has failed severely.
I was at the meeting. Chic did the job, provided pamphlets, paperwork and even a person to talk to to get insurance. He still helps out when someone asks for help. The bodybuilders who understood the risk have insurance. Others just take the risk... As for $20, no, it was much more than that, close to $200 at the time, or more a month. Welcome to the world of health insurance.
It's like insuring a smoker, diabetic, the obese, et cetera.
That is like 150 million people just in the U.S. Let's just not give insurance to 60% of everyone.
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That is like 150 million people just in the U.S. Let's just not give insurance to 60% of everyone.
Well, since smoking, getting obese, and lifestyles that lead to diabetes are all voluntary choices, I'm cool with that.
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why didn't he go on federal assistance........then have the surgery.......no insurance and no fuckin brains
I am sure he makes to much for federal assistance, and he wanted the best doctor for his surgery, really good doctors dont even take insurance.
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They can do whatever they want. But if they want to compete in the IFBB Federation, then the pros cannot compete in another league.
I was at the meeting. Chic did the job, provided pamphlets, paperwork and even a person to talk to to get insurance. He still helps out when someone asks for help. The bodybuilders who understood the risk have insurance. Others just take the risk... As for $20, no, it was much more than that, close to $200 at the time, or more a month. Welcome to the world of health insurance.
That is like 150 million people just in the U.S. Let's just not give insurance to 60% of everyone.
How are they considered Independant Contractors but they sign a contract with the IFBB. Aren't they under contract with the IFBB that is why they have to follow what the IFBB says.
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I was at the meeting. Chic did the job, provided pamphlets, paperwork and even a person to talk to to get insurance. He still helps out when someone asks for help. The bodybuilders who understood the risk have insurance. Others just take the risk... As for $20, no, it was much more than that, close to $200 at the time, or more a month. Welcome to the world of health insurance.
Still couldn't have been very good.
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Health insurance is a must.
Here in Austria 10 days in a hospital ~6000$.
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Canada's better
Your tax rate to pay for your "free" health care is in the 70% range.
If he had one knee done...assuming he was in the hospital for one day (Rarely do you stay longer)...figure about $10,000, without physical therapy. PT can run it up to another 10K.
Meds...even more. If he had two knees done...double it.
Its illegal to discriminate against giving one health coverage due to pre-existing maladies.
the 45 million you hear of without health care includes illegals and MANY younger people who are given the choice of higer pay or health coverage...many take more pay, as they feel they are behind the 'veil of youthful invincibility' and won't need insurance.
The number 1 rule of investingh is PROTECTION.
Have insurance to protect your investments.
Apparently, Martinez skipped this day of school....dumbass
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He does. MD pays him well, MHP pays him well, and he made a lot of money at the arnold and the olympia. He paid the doctor cash, and it cleaned him out.
If he can't return for the Olympia, he's going to start having money problems.
epic reveling in another person's misfortune. ::)
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I would like to know how good the coverage is for them to be charging $20 a month. Especially to bodybuilders - I'm not knocking them but they have a bunch of red flags for a health insurance company.
$20 per month...never heard of anything so low...if its true, you can count on $10,000 deductables and $50 office visit copays after that.
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Of course the obvious would apply here. Chic supposedly got insurance set up for the IFBB members. Now of course he will come on here and brag about getting it but making sure the people he reps actually has it he has failed severely. Then he will say how he told everyone about it but he can't make them take it. Which I agree with. But exactly how hard did he try. By posting it on the internet boards. Chic did you send out anything to every member in the mail (post office type) explaining the plan you got them and how cheap it was. And if you did post up what you sent them. I am pretty sure nothing was sent out to each and every member personally for their rep telling them they could get insurance for $20 a month or something like that you said you got. And don't come back with your typical answer "it's none of your business or it doesn't concern you" Those are getting old for an answer you don't have. Did the IFBB send anything out. Did they take out a full page ad in any of the magazines. Was it announced on your radio show at all. What did you do to make sure every IFBB member knows about the insurance. Maybe the IFBB can give free insurance to the top ten guys. That would be nice.
I'll go you one better, Keith...I actually had 2-3 conversations with Victor about getting on the plan...IN PERSON. IT WAS MENTIONED ON THE RADIO, IN MEETINGS, THROUGH EMAIL, ON THIS SITE, MAYHEM, etc...
Your constant assumptions are starting to make you look stupid, and Basilesque...please Keith, stop before it's too late.
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I'll go you one better, Keith...I actually had 2-3 conversations with Victor about getting on the plan...IN PERSON. IT WAS MENTIONED ON THE RADIO, IN MEETINGS, THROUGH EMAIL, ON THIS SITE, MAYHEM, etc...
Your constant assumptions are starting to make you look stupid, and Basilesque...please Keith, stop before it's too late.
get em chick !1!
now can i get a discount on som bcaa's? ;D
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I would like to know how good the coverage is for them to be charging $20 a month. Especially to bodybuilders - I'm not knocking them but they have a bunch of red flags for a health insurance company.
No one (Except Onlyme) has ever mentioned a figure of $20/ month....
I have the coverage myself, along with the other smart ones that opted to get on board...my cost is about $150/ Mo. for full coverage, no different than I had set up prior with a major company for $550./ mo as an individual.
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agreed...$200 per month will still not afford great coverage until you meet lofty deductables...and, ALWAYS look at insurance company provider panels...like someone mentioned...better docs do not take shiity, ball-breaking insurance...you have no choices...like the proletariat
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full coverage often comes with 'exclusions', which has to be considered when evaluating comprehensiveness of coverage
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No one (Except Onlyme) has ever mentioned a figure of $20/ month....
I have the coverage myself, along with the other smart ones that opted to get on board...my cost is about $150/ Mo. for full coverage, no different than I had set up prior with a major company for $550./ mo as an individual.
Hi Bob..
Not to get personal, but does the $150 cover your wife and child?
If so, you got the deal of the century! :)
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Or he could just get a job with benefits...Where i work you can work 32hrs per week and still have full coverage.
The MAJORITY of jobs in America today do NOT have any medical or dental coverage.
Starbucks is one exception where you could work 20-32 hours per week and get SOME medical coverage, but not 100% employer paid.
Heck even the best American companies that DO have coverage make the employee pay a fairly good protion. Usually in the $150 a month range.
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epic reveling in another person's misfortune. ::)
Never revel in the swirling pool of discontent of another....
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The MAJORITY of jobs in America today do NOT have any medical or dental coverage.
Starbucks is one exception where you could work 20-32 hours per week and get SOME medical coverage, but not 100% employer paid.
Heck even the best American companies that DO have coverage make the employee pay a fairly good protion. Usually in the $150 a month range.
where the hell have you worked? every job i've had had medical and dental, you just had to pay for it and the amount was deducted from your paycheck.
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Never revel in the swirling pool of discontent of another....
exactly, i never feel good when someone has health problems, that shit can't be controlled most of the time.
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Health insurance is a must.
Here in Austria 10 days in a hospital ~6000$.
At Yale that would just pay for the room charge alone.
However, you get what you pay for.
If people here took better care of their health (oh, yeah...I know...they like to say that they do...)...#1-they would not mind paying premiums for the best care in the world; #2-they wouldn't have to pay as much, because they would not need so much care.
Like a self-cleaning oven.
My solution for the so-called 'health care crisis'= take better care of yourself
Crisis=...starving, homeless, in the snow without shoes, getting frostbite.
I pay for my own insurance.
Yeah, its alot.
However, since 1990, I have had over $300K in medical bills.
I have paid a total of $10,000 in copays and miscellaneous costs.
To me, this sopunds like sound fidciary sense.
I tyhink I will keep gladly paying my 900 bucks per month ;)
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Vic will probably end up saving money by not having health insurance. Let's say his medical bill is $20k. Most insurance is something like $1,000 deductible + 20%, which would be about $5,000 out of pocket, leaving $15k covered by insurance. If his premium is $300/mo for independent insurance, he'd pay $15k in premiums after 50 months or about 4 years. So, unless he has something catastrophic happen in the next 4 years, he'll be further ahead without insurance.
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The MAJORITY of jobs in America today do NOT have any medical or dental coverage.
Starbucks is one exception where you could work 20-32 hours per week and get SOME medical coverage, but not 100% employer paid.
Heck even the best American companies that DO have coverage make the employee pay a fairly good protion. Usually in the $150 a month range.
Allow me to clarify:
Many companies do...you may mean the type where the burden is totally financed by the employer.
Now, one must often finance part of it, as the employee.
All part of self-responsibility.
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Vic will probably end up saving money by not having health insurance. Let's say his medical bill is $20k. Most insurance is something like $1,000 deductible + 20%, which would be about $5,000 out of pocket, leaving $15k covered by insurance. If his premium is $300/mo for independent insurance, he'd pay $15k in premiums after 50 months or about 4 years. So, unless he has something catastrophic happen in the next 4 years, he'll be further ahead without insurance.
A lot of "ifs".
Its INSANE to go without healthy insurance.
If he is making big dough like some here like to purvey, the more protection he needs.
Very risky to gamble going without.
The odds say one with this approach will end up bankrupt.
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Hi Bob..
Not to get personal, but does the $150 cover your wife and child?
If so, you got the deal of the century! :)
No, Just me. I've got My wife and daughter on a different coverage because of the maternity coverage...
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exactly, i never feel good when someone has health problems, that shit can't be controlled most of the time.
Indeed, indeed, squad.
I actually like seeing everyone do well.
If one can thrive in any climate, then you and I can, too.
Its heartening to see others excel.
It spurs us all on to greater heights.
Moose
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No, Just me. I've got My wife and daughter on a different coverage because of the maternity coverage...
Cool. Glad to hear that...I would always expect smart decisions like this from one such as you. Will I see you at the NY pro next month?
Mike
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Cool. Glad to hear that...I would always expect smart decisions like this from one such as you. Will I see you at the NY pro next month?
Mike
Sure will, bro...I'll be hosting
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No one (Except Onlyme) has ever mentioned a figure of $20/ month....
I have the coverage myself, along with the other smart ones that opted to get on board...my cost is about $150/ Mo. for full coverage, no different than I had set up prior with a major company for $550./ mo as an individual.
Fair enough. I wasn't trying to fuck with you or anything.
On a serious note: Who's your carrier?
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Fair enough. I wasn't trying to fuck with you or anything.
On a serious note: Who's your carrier?
One of the top 4...
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Sure will, bro...I'll be hosting
Cool...you are one of the best MC's ever. I am always proud to point out to my Gal when we see you that I was vanquished by you at the 81 teen America...you were 15, me 17.....she sees you and asks, "You stood nexty to HIM???"... :)
And I say yeah, even then I looked like a tattoo on his deltoid...!
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One of the top 4...
What's the co-pay, script coverage, etc...
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One of the top 4...
Anthem gives great premiums for great coverage.
My office manager worked for Blue Cross for 15 years at a high level.
She costs me a lot, but she tripled my collections.
She knows every trick they pull, and , believe me, they pull alot of 'em.
I can go on for houirs about those types of things.
But, when dealing with your insurer, you gotta be a strategist, unfortunately.
Some stonewall so m uch that, believe it oir not....their goal is to deny you enough where you give up and pay yourself!
Naturally...NEVER give up
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Cool...you are one of the best MC's ever. I am always proud to point out to my Gal when we see you that I was vanquished by you at the 81 teen America...you were 15, me 17.....she sees you and asks, "You stood nexty to HIM???"... :)
And I say yeah, even then I looked like a tattoo on his deltoid...!
Much appreciated...make sure you introduce yourself, bro.
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Look forward to it...I need a photo of you and I that I can juxtapose next to one from the teen A
Ah, the sands of time, alas...
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chick you should get bodybuilding.com to make a special discount code for getbig members
cuz you know were a bunch of stone cold pimps
:)
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Say, just out of curiosity, what would the discount be on, candidizzle?
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chick you should get bodybuilding.com to make a special discount code for getbig members
cuz you know were a bunch of stone cold pimps
:)
Settle down tiger, you're getting a little overzealous begging for free sups.
Seriously Bob where's my bodybuilding.com polo shirt?
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hey im not begging for free supps man
im begging for a discount for ENTIRE getbig.com
big difference (not really) ;D
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Say, just out of curiosity, what would the discount be on, candidizzle?
Jizz?
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Huh?
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I have read that Mike Matarazzo and the other kid who suffered lukemia(Name escapes me) both went without health insurance and both incurred half a million+ in medical bills. Pray for THOSE guys....
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Ah yes, the good old NHS. One of the few reasons why living in the UK is better than the US.
Once again, NO.
Look at tax rates. Things look different when you do.
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Maybe he does, but his basic insurance isn't going to cover the best surgeon in the country, so he pays because he wants the best. I would too if I were him.
If that is true, then I don't blame him.
Even if you are insured, you may not have free choice.
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I have read that Mike Matarazzo and the other kid who suffered lukemia(Name escapes me) both went without health insurance and both incurred half a million+ in medical bills. Pray for THOSE guys....
And what is prayer SUPPOSED to accomplish?
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YESSIR
Yeah...but if this chick were your surgeon, chances are she skipped school to get her nails done, and would have missed the class on suturing, and you'd bleed to death.
Choose:
Yale
Harvard
John's Hopkins
And you will awaken from anesthesia
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the money bodybuilders make is comical when compared to legit professional athletes.
the lowest paid baseball player is compensated more than the best bodybuilder in the world.
nuff said.
Average MLB player=3.2 million
NT
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You know, as an independent contractor, it is up to you to get health insurance. It isnt that hard. But you need to think of yourself as a business, and cover yourself. Bob Chick gave a lot of the competitors a plan to get health insurance, and more. It is up to them to actually do it.
Words ring most true here.
"There are no victims, only volunteers....
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John's Hopkins
Hahahaha, what are John's Hopkins?
You'd think someone would have learned to spell in the 50 odd years they've had.
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Crazy isn't it? Imagine a real athlete getting hurt? The team/league pays for their surgeries. THIS ON TOP OF A SALARY. :o
Believe me...there are examples of big time teams trying to frost players with costly injuries and bilk them out of benefits. It happens.
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And what is prayer SUPPOSED to accomplish?
Studies have shown that those with positive approaches do better than those with negative ones.
Just thought prayer would constitute positive goodwill. Can't hurt :)
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Studies have shown that those with positive approaches do better than those with negative ones.
Just thought prayer would constitute positive goodwill. Can't hurt :)
Are you taking a positive approach to getbig?
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Hahahaha, what are John's Hopkins?
You'd think someone would have learned to spell in the 50 odd years they've had.
sorry...I am 44.
Came in 2nd in my 6th grade spelling bee.
Just had right rotator cuff surgery, so I am using non-dominant, left hand. Just wingin' it...spelling errors and all
Calmus, why the rancor? Are you one of those guys always slinging tomfoolery?
Or are you from Canada?
Peace,
Moose
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Are you taking a positive approach to getbig?
sure, I like to be positive in all of my endeavors!
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sorry...I am 44.
Came in 2nd in my 6th grade spelling bee.
Just had right rotator cuff surgery, so I am using non-dominant, left hand. Just wingin' it...spelling errors and all
Calmus, why the rancor? Are you one of those guys always slinging tomfoolery?
Or are you from Canada?
Peace,
Moose
In my third grade spelling bee, I spelled "lightning" lightening.... don't think I've recovered.
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Your tax rate to pay for your "free" health care is in the 70% range.
If he had one knee done...assuming he was in the hospital for one day (Rarely do you stay longer)...figure about $10,000, without physical therapy. PT can run it up to another 10K.
Meds...even more. If he had two knees done...double it.
Its illegal to discriminate against giving one health coverage due to pre-existing maladies.
the 45 million you hear of without health care includes illegals and MANY younger people who are given the choice of higer pay or health coverage...many take more pay, as they feel they are behind the 'veil of youthful invincibility' and won't need insurance.
The number 1 rule of investingh is PROTECTION.
Have insurance to protect your investments.
Apparently, Martinez skipped this day of school....dumbass
I'm absolutely pro free market and despise pretty well all forms of socialism, but it is an objective fact that Canada's health care system is better than the American system, even if you factor in our absurd rates of taxation. The Zionist scum who run the US health care system WANT you to lose your house, they WANT you to go bankrupt, and don't care one way or the other about your health. They just want your money like the human parasites they are. But the US system, although free market oriented, is far worse than the Canadian system. I guess not every economic model works out exactly as it does in theory.
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Maybe short fucking retard is more appropriate? ???
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Had the exact same surgery done bout 8 years ago and at the time did not have insurance. The Dr charged me $1500. Now the hospital fee was another story.
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I'm absolutely pro free market and despise pretty well all forms of socialism, but it is an objective fact that Canada's health care system is better than the American system, even if you factor in our absurd rates of taxation. The Zionist scum who run the US health care system WANT you to lose your house, they WANT you to go bankrupt, and don't care one way or the other about your health. They just want your money like the human parasites they are. But the US system, although free market oriented, is far worse than the Canadian system. I guess not every economic model works out exactly as it does in theory.
Hey Matt.
Yeah, our system has problems, but one of the best facets is no-wait policy, especially for emergency services and CT/MRI scans.
I have practiced successfully for 15 years, and have never turned one patient down for care.
Not everyone practices my style, but goodness can be had here.
Moose
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You know, as an independent contractor, it is up to you to get health insurance. It isnt that hard. But you need to think of yourself as a business, and cover yourself. Bob Chick gave a lot of the competitors a plan to get health insurance, and more. It is up to them to actually do it.
Ah in Vics case it would be very hard because of his weight.
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Had the exact same surgery done bout 8 years ago and at the time did not have insurance. The Dr charged me $1500. Now the hospital fee was another story.
Same as Martinez?
Wow, that sounds cheap...how was your outcome?
You are looking at:
Anesthesia fee
Doc fee
Hospital fee
Miscellaneous
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Same as Martinez?
Wow, that sounds cheap...how was your outcome?
You are looking at:
Anesthesia fee
Doc fee
Hospital fee
Miscellaneous
Read my post again. I said the Dr fee was $1500 and the hospital was another. Yes the exact same surgery. Can't complain. It's not he same as before but bout 90%.
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Ah in Vics case it would be very hard because of his weight.
Ron said to tell you he weighs as much as Victor, but has had no problems. :D
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Ron said to tell you he weighs as much as Victor, but has had no problems. :D
;D Sadly to a degree weight has little to do with health. Now, I said to a degree.
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After winning the Arnold Classic, 2nd at the O, and cashing that big paycheck, and being one of the highest paid and most visible names in bodybuilding, not to mention one of the top names...
Vic Martinez didn't have health insurance when he hurt his leg. He had to pay CASH for the procedure with one of the best surgeons in the country.
Now I don't wanna say "You might be ghetto if...", but in this case it might really apply.
Top of the sport for two years - in a sport completely dependent upon his body - and he doesn't have health insurance? Is it safe to assume he hasn't been getting blood levels and other things checked as well, since he obviously doesn't have a doctor?
...You'd be surprised how many people here in America don't have health insurance. It's a lot more common than you think. It has absolutely NOTHING to do with being "ghetto", "redneck" or "whitetrash". ~ 8)
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No, I understood but I was unsure if it was same as Vic's.
Glad the outcome was good....lemme tell ya, as a veteran of 14 ortho sx's, you will never be the same.
You can be better than you were, but in a different way.
Know that sounds weird, but you know my slant...
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No, I understood but I was unsure if it was same as Vic's.
Glad the outcome was good....lemme tell ya, as a veteran of 14 ortho sx's, you will never be the same.
You can be better than you were, but in a different way.
Know that sounds weird, but you know my slant...
Yeah you are right. The mechanics is not the same. BTW, I wasn't beng a smart ass just in case you thought I was. :)
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No, I knew you were being cool. All good, my friend,
Mike
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You'd think with getting taxed @33% on your money, the government would provide health care. Crooked as fuck. ;) The best scam of all-time, social security..hahah The US is a great country, but man, what a bunch of bullshitters. :-\
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...You'd be surprised how many people here in America don't have health insurance. It's a lot more common than you think. It has absolutely NOTHING to do with being "ghetto", "redneck" or "whitetrash". ~ 8)
45 million without.
But, go to any casino.
You will see THOUSANDS and THOUSANDS of people gambling, and, if stats are right, 15% will be without health insurance.
BUT, they seem to think they have discretionary income to piss away at roulette and such.
I think you get my point.
There is no 'crisis', for the most part. Absolutely none.
Don't let the media scare you.
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You'd think with getting taxed @33% on your money, the government would provide health care. Crooked as fuck. ;) The best scam of all-time, social security..hahah The US is a great country, but man, what a bunch of bullshitters. :-\
Yes.
Which is why we should all take carte of OURSELVES.
Govern yopurself.
Don't blamne the govt.
When we point the finger oif blame back at ourselves, then we truly control our own paths.
This is how to be truly free.
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Yes.
Which is why we should all take carte of OURSELVES.
Govern yopurself.
Don't blamne the govt.
When we point the finger oif blame back at ourselves, then we truly control our own paths.
This is how to be truly free.
Thanks, pops, I'll remember that.
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Thanks, pops, I'll remember that.
Don't mention it, sonny...that's a freebie ;D
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Hey Matt.
Yeah, our system has problems, but one of the best facets is no-wait policy, especially for emergency services and CT/MRI scans.
I have practiced successfully for 15 years, and have never turned one patient down for care.
Not everyone practices my style, but goodness can be had here.
Moose
It's the "Big Trade-off" - fairness and efficiency. If the government forcibly redistributes the pie, the pie becomes smaller for everyone.
Moreover, perverse things happen in socialized medicine. Like 16-month waiting lists for surgery. Like three lithotripters in a major city, whereas in America there are 300 in a similar sized city. Like the system subsidizing the care of upper middle class people who could easily afford it themselves. That said, based on my review up to this point, the Canadian system seems to be better than the American system, and care under the EU, better still.
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Yeah, perhaps.
I just have remained as a solo practice (I am a dinosaur in that respect), and have been able to serve my patients admirably and without prejudice, as such.
Mike
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45 million without.
But, go to any casino.
You will see THOUSANDS and THOUSANDS of people gambling, and, if stats are right, 15% will be without health insurance.
BUT, they seem to think they have discretionary income to piss away at roulette and such.
I think you get my point.
There is no 'crisis', for the most part. Absolutely none.
Don't let the media scare you.
...Friend, my comment has absolutely NOTHING to do with the "media". I live in the real world, deal with many, many different types of people. All races, backgrounds, etc. My comment is based soley on facts. True most people have money for the things that they want but to put it mildly, health care should be the right to each and every single tax payer in this country. I'm done speaking on this. ~ 8)
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...Friend, my commment has absolutely NOTHING to do with the "media". I live in the real world, deal with many, many different types of people. All races, backgrounds, etc. My comment is based soley on facts. True most people have money for the things that they want but to put it mildly, health care should be the right to each and every single tax payer in this country. I'm done speaking on this. ~ 8)
I, too, live in the real world, and woirk for myself...100% self-made.
I have trouble falling to sleep...but I don't count sheep.
I count all the rights...folks think they have so many of them that they feel entitled to things they have not worked for.
Especially when they do so much to wreck their own health.
Bit I guess they have the right to do this too, yes?
Cheers,
MJ
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Ah in Vics case it would be very hard because of his weight.
So go off the sauce for six months, shrink down to Tom Prince size, pass the physical, then go right back on. ::)
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what about placing limits on how much hospitals are allowed to charge. for instance if you need a surgery done, you pay for the variable cost and the hospital handles its fixed cost. Sure taxes would have to be raised, but not to canada's level.
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HMO's have done this, if the hospital has agreed to participate with them. There are also other forms of capitation.
Raising taxes IS NOT the answer...
Unless you are fond of paying for the various baby mama's out there...
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Health insurance is a must.
Here in Austria 10 days in a hospital ~6000$.
Galblladder removal which was done with Laparoscopic surgery 3 days in the hospital including 2 ambulance rides and 1 day in the ER (while troubleshooting the problem). It ran $30,000 U.S.. This also included a follow up visit.
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Yeah, I could see that.
TYhe irony is this:
If you had HMO insurance that the hospital in question participated with, they'd only be able to take what the insurance paid them (could be half the bill, or in that area).
They could not balance bill you.
If they billed your insurance out-of-network(meaning they'd take what the ins paid, but they did not participate with them) then they could balance bill you.
If you were a cash-paying patient, then you'd owe 30k.
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I'm not a big fan of the greedy health insurance companies. Why should there be a middle man with their hand in the pot between you and your doctor? A lot of the cost incurred by a doctor's office is hiring help just to handle all the insurance paperwork. And don't forget that employers, especially small businesses, are handcuffed with the expectation of a health insurance plan, and most of the time pay a majority of the premium. I think we should do away with healthcare insurance and open the healthcare field up to competitive, fair pricing. It's no different than if you have to suddenly buy a new car or replace the roof on your house, it's just something that's part of life. And it does away with getting a free ride. If you don't take care of yourself, it's going to cost you $$ later.
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Hmmm, yes, I see your points.
However, what could happen is this:
Its true that overhead is very, very high.
If you make it harder for us to get paid, the best minds considering healthcare or becoming docs will say screw it, and go into computers or something more lucrative.
You will have lesser minds becoming docs, and quality of care and success rates in medicine will bottom out.
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what about placing limits on how much hospitals are allowed to charge. for instance if you need a surgery done, you pay for the variable cost and the hospital handles its fixed cost. Sure taxes would have to be raised, but not to canada's level.
The cost of medical technology in this country is too high. Hospitals have to fix their portion of a total cost with this in mind (among a hundred other factors when setting cost), and moreso - what you're paying for a surgery includes hospital costs plus anesthisia plus the surgeons fee and so on.... everyone still wants their cut either way.
I'm not a big fan of the greedy health insurance companies. Why should there be a middle man with their hand in the pot between you and your doctor? A lot of the cost incurred by a doctor's office is hiring help just to handle all the insurance paperwork. And don't forget that employers, especially small businesses, are handcuffed with the expectation of a health insurance plan, and most of the time pay a majority of the premium. I think we should do away with healthcare insurance and open the healthcare field up to competitive, fair pricing. It's no different than if you have to suddenly buy a new car or replace the roof on your house, it's just something that's part of life. And it does away with getting a free ride. If you don't take care of yourself, it's going to cost you $$ later.
That's a loaded proposal though, making healthcare a traditional commodity means doctors and patients have more liability to make decisions than they do now. Doctors can be held responsible for not disclosing enough info for patients to make a decision on what treatment they would choose/buy (as it is now, but the courts usually uphold a standard of care that gives the doctor the benefit of the doubt in making medical decisions). Doctors don't want more risk in this sense. On the other side, patients already don't want the responsibility of making their medical decisions, but they'd be held more accountable for those choices. Most opinions say if this situation were possible then patients would be subject to the usual buyer beware laws. IOW - say you chose to have an x-ray done over a CT because it was cheaper but the doctor missed an abnormal mast because it wasn't as clear on the x-ray. You're SOL and its your fault because you chose the cheaper option :-\
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Hmmm, yes, I see your points.
However, what could happen is this:
Its true that overhead is very, very high.
If you make it harder for us to get paid, the best minds considering healthcare or becoming docs will say screw it, and go into computers or something more lucrative.
You will have lesser minds becoming docs, and quality of care and success rates in medicine will bottom out.
Well, currently the doctor's salary is a small fraction of the bill. His or her salary would actually increase in a world without insurance. Prices billed by your doctor's office are currently artificially inflated. The person without insurance has to pay through the nose for this. If you have insurance, the bill is submitted to your insurance company and they have a pre-set negotiated price with the doctor. If the doctor offered you that negotiated price, plus 30% more discount due to less need for staffing, insurance paperwork, etc. the quality of care would skyrocket. No longer would your doctor be part of an HMO or PPO group where they have to meet patient quotas and cut corners to make money for the group.
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True, but eliminating the HMO's would be near impossible...they are that powerful.
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Well, currently the doctor's salary is a small fraction of the bill. His or her salary would actually increase in a world without insurance. Prices billed by your doctor's office are currently artificially inflated. The person without insurance has to pay through the nose for this. If you have insurance, the bill is submitted to your insurance company and they have a pre-set negotiated price with the doctor. If the doctor offered you that negotiated price, plus 30% more discount due to less need for staffing, insurance paperwork, etc. the quality of care would skyrocket. No longer would your doctor be part of an HMO or PPO group where they have to meet patient quotas and cut corners to make money for the group.
I still don't think people would pay it, you're talking about paying a $20 co-pay for an office visit vs. a 30% discount off @ $150 - $200+ for an office visit. You reduce the cost of a doctor's visit enough to where its competitive to what people want to pay and the doctor has to make up the difference in volume - you still have the same problems as you do in an HMO. Plus, patients still pay for higher medical technology, diagnostic testing and other advanced procedures that would still have high dollar costs that are passed on to the patient. Bottom line - people in the US have gotten used to paying a minimal out of pocket expense for the highest level of care.
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Yes.
Which is why we should all take carte of OURSELVES.
Govern yopurself.
Don't blamne the govt.
When we point the finger oif blame back at ourselves, then we truly control our own paths.
This is how to be truly free.
That is basicallly the way the world use to be, before the "civilized" world we live in today...
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I had to have an emergency appendectomy (appendix removal) and didn't have health insurance at the time. I paid the surgeon $4000 cash and then got a bill from the hospital for $14,000. I was admitted at 7pm and was kicked out at 9am the following morning. To think I could've rented the Royal Suite at the Four Seasons for my post-op sleepover for less...
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Man you could of rented some hookers and The Real World Sweet at The Palms for less..
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sorry...I am 44.
Came in 2nd in my 6th grade spelling bee.
Just had right rotator cuff surgery, so I am using non-dominant, left hand. Just wingin' it...spelling errors and all
Calmus, why the rancor? Are you one of those guys always slinging tomfoolery?
Or are you from Canada?
Peace,
Moose
Been there.....how's your rehab going? Best of luck with your recovery, buddy.
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Thanks man...just had sx three days ago...rehab starts today...it'll be a long road... :-\
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theres always welfare gheez peole..........welfare is great. Oh I mean medicaide.
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:-\
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