Author Topic: The #2 bodybuilder in the world doesn't have health insurance  (Read 8635 times)

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #50 on: April 17, 2008, 03:59:30 PM »
agreed...$200 per month will still not afford great coverage until you meet lofty deductables...and, ALWAYS look at insurance company provider panels...like someone mentioned...better docs do not take shiity, ball-breaking insurance...you have no choices...like the proletariat

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #51 on: April 17, 2008, 04:01:27 PM »
full coverage often comes with 'exclusions', which has to be considered when evaluating comprehensiveness of coverage

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #52 on: April 17, 2008, 04:05:29 PM »
No one (Except Onlyme) has ever mentioned a figure of $20/ month....

I have the coverage myself, along with the other smart ones that opted to get on board...my cost is about $150/ Mo. for full coverage, no different than I had set up prior with a major company for $550./ mo as an individual.

Hi Bob..

Not to get personal, but does the $150 cover your wife and child?

If so, you got the deal of the century! :)

JohnnyVegas

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #53 on: April 17, 2008, 04:10:07 PM »
Or he could just get a job with benefits...Where i work you can work 32hrs per week and still have full coverage.

The MAJORITY of jobs in America today do NOT have any medical or dental coverage.

Starbucks is one exception where you could work 20-32 hours per week and get SOME medical coverage, but not 100% employer paid.

Heck even the best American companies that DO have coverage make the employee pay a fairly good protion. Usually in the $150 a month range.

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #54 on: April 17, 2008, 04:11:05 PM »
epic reveling in another person's misfortune. ::)

Never revel  in the swirling pool of discontent of another....

The Squadfather

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #55 on: April 17, 2008, 04:11:31 PM »
The MAJORITY of jobs in America today do NOT have any medical or dental coverage.

Starbucks is one exception where you could work 20-32 hours per week and get SOME medical coverage, but not 100% employer paid.

Heck even the best American companies that DO have coverage make the employee pay a fairly good protion. Usually in the $150 a month range.
where the hell have you worked? every job i've had had medical and dental, you just had to pay for it and the amount was deducted from your paycheck.

The Squadfather

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #56 on: April 17, 2008, 04:12:33 PM »
Never revel  in the swirling pool of discontent of another....
exactly, i never feel good when someone has health problems, that shit can't be controlled most of the time.

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #57 on: April 17, 2008, 04:16:44 PM »
Health insurance is a must.
Here in Austria 10 days in a hospital ~6000$.


At Yale that would just pay for the room charge alone.

However, you get what you pay for.

If people here took better care of their health (oh, yeah...I know...they like to say that they do...)...#1-they would not mind paying premiums for the best care in the world; #2-they wouldn't have to pay as much, because they would not need so much care.

Like a self-cleaning oven.

My solution for the so-called 'health care crisis'= take better care of yourself

Crisis=...starving, homeless, in the snow without shoes, getting frostbite.

I pay for my own insurance.

Yeah, its alot.

However, since 1990, I have had over $300K in medical bills.

I have paid a total of $10,000 in copays and miscellaneous costs.

To me, this sopunds like sound fidciary sense.

I tyhink I will keep gladly paying my 900 bucks per month ;)

MB

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #58 on: April 17, 2008, 04:17:52 PM »
Vic will probably end up saving money by not having health insurance.  Let's say his medical bill is $20k.  Most insurance is something like $1,000 deductible + 20%, which would be about $5,000 out of pocket, leaving $15k covered by insurance.  If his premium is $300/mo for independent insurance, he'd pay $15k in premiums after 50 months or about 4 years.  So, unless he has something catastrophic happen in the next 4 years, he'll be further ahead without insurance. 

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #59 on: April 17, 2008, 04:19:48 PM »
The MAJORITY of jobs in America today do NOT have any medical or dental coverage.

Starbucks is one exception where you could work 20-32 hours per week and get SOME medical coverage, but not 100% employer paid.

Heck even the best American companies that DO have coverage make the employee pay a fairly good protion. Usually in the $150 a month range.

Allow me to clarify:

Many companies do...you may mean the type where the burden is totally financed by the employer.

Now, one must often finance part of it, as the employee.

All part of self-responsibility.

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #60 on: April 17, 2008, 04:21:45 PM »
Vic will probably end up saving money by not having health insurance.  Let's say his medical bill is $20k.  Most insurance is something like $1,000 deductible + 20%, which would be about $5,000 out of pocket, leaving $15k covered by insurance.  If his premium is $300/mo for independent insurance, he'd pay $15k in premiums after 50 months or about 4 years.  So, unless he has something catastrophic happen in the next 4 years, he'll be further ahead without insurance. 

A lot of "ifs".

Its INSANE to go without healthy insurance.

If he is making big dough like some here like to purvey, the more protection he needs.

Very risky to gamble going without.

The odds say one with this approach will end up bankrupt.

Chick

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #61 on: April 17, 2008, 04:22:22 PM »
Hi Bob..

Not to get personal, but does the $150 cover your wife and child?

If so, you got the deal of the century! :)

No, Just me. I've got My wife and daughter on a different coverage because of the maternity coverage...

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #62 on: April 17, 2008, 04:23:12 PM »
exactly, i never feel good when someone has health problems, that shit can't be controlled most of the time.

Indeed, indeed, squad.

I actually like seeing everyone do well.

If one can thrive in any climate, then you and I can, too.

Its heartening to see others excel.

It spurs us all on to greater heights.

Moose

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #63 on: April 17, 2008, 04:24:59 PM »
No, Just me. I've got My wife and daughter on a different coverage because of the maternity coverage...

Cool. Glad to hear that...I would always expect smart decisions like this from one such as you. Will I see you at the NY pro next month?

Mike

Chick

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #64 on: April 17, 2008, 04:25:36 PM »
Cool. Glad to hear that...I would always expect smart decisions like this from one such as you. Will I see you at the NY pro next month?

Mike

Sure will, bro...I'll be hosting

Rimbaud

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #65 on: April 17, 2008, 04:26:25 PM »
No one (Except Onlyme) has ever mentioned a figure of $20/ month....

I have the coverage myself, along with the other smart ones that opted to get on board...my cost is about $150/ Mo. for full coverage, no different than I had set up prior with a major company for $550./ mo as an individual.

Fair enough. I wasn't trying to fuck with you or anything.

On a serious note: Who's your carrier?

Chick

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #66 on: April 17, 2008, 04:28:15 PM »
Fair enough. I wasn't trying to fuck with you or anything.

On a serious note: Who's your carrier?

One of the top 4...

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #67 on: April 17, 2008, 04:28:54 PM »
Sure will, bro...I'll be hosting

Cool...you are one of the best MC's ever. I am always proud to point out to my Gal when we see you that I was vanquished by you at the 81 teen America...you were 15, me 17.....she sees you and asks, "You stood nexty to HIM???"... :)

And I say yeah, even then I looked like a tattoo on his deltoid...!

Rimbaud

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #68 on: April 17, 2008, 04:30:47 PM »
One of the top 4...

What's the co-pay, script coverage, etc...

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #69 on: April 17, 2008, 04:31:41 PM »
One of the top 4...

Anthem gives great premiums for great coverage.

My office manager worked for Blue Cross for 15 years at a high level.

She costs me a lot, but she tripled my collections.

She knows every trick they pull, and , believe me, they pull alot of 'em.

I can go on for houirs about those types of things.

But, when dealing with your insurer, you gotta be a strategist, unfortunately.

Some stonewall so m uch that, believe it oir not....their goal is to deny you enough where you give up and pay yourself!


Naturally...NEVER give up  

Chick

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #70 on: April 17, 2008, 04:33:46 PM »
Cool...you are one of the best MC's ever. I am always proud to point out to my Gal when we see you that I was vanquished by you at the 81 teen America...you were 15, me 17.....she sees you and asks, "You stood nexty to HIM???"... :)

And I say yeah, even then I looked like a tattoo on his deltoid...!

Much appreciated...make sure you introduce yourself, bro.

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #71 on: April 17, 2008, 04:37:02 PM »
Look forward to it...I need a photo of you and I that I can juxtapose next to one from the teen A

Ah, the sands of time, alas...

candidizzle

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #72 on: April 17, 2008, 04:37:29 PM »
chick you should get bodybuilding.com to make a special discount code for getbig members


cuz you know were a bunch of stone cold pimps


 :)

Moosejay

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #73 on: April 17, 2008, 04:39:54 PM »
Say, just out of curiosity, what would the discount be on, candidizzle?

Rimbaud

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Re: The #2 bodybuilder in the world doesn't have health insurance
« Reply #74 on: April 17, 2008, 04:42:33 PM »
chick you should get bodybuilding.com to make a special discount code for getbig members


cuz you know were a bunch of stone cold pimps


 :)

Settle down tiger, you're getting a little overzealous begging for free sups.

Seriously Bob where's my bodybuilding.com polo shirt?