The fictional credit crisis

[bhank]

[joswift]

There's inflation right now + a lot of people with big mortgages got their shit pushed in because the rates went from 1-1.5% to 6%+

The lower class get less freebies now because the benefits are capped more strictly compared to 10 years ago.

Labour are looking at scrapping the 2 child benefit cap
Whos that going to benefit?
Rag heads with dozens of kids, most white people tend to have two kids and stop there because they cant afford anymore.
another £3.5 billion a year from tax payers nmoney to allow these parasites to breed.

[Tapeworm]

Well yeah. Your nation is being gutted by oligarchs peddling socialism while they replace you.

[Tapeworm]

Don't take it personally. It's happening all over.

[CalvinH]

Jeez after reading joswift's firsts few post I can understand why he's so miserable!

[a_pupil]

Jeez after reading joswift's firsts few post I can understand why he's so miserable!

Him and Bhanky are like Ebenezer Scrooge and Tiny Tim

[joswift]

Jeez after reading joswift's firsts few post I can understand why he's so miserable!

wise owl or happy pig?

[Humble Narcissist]

Skilled trades where your job can't be outsourced to India:

Plumbing
HVAC
Electrician

There is a shortage of workers in the trades.

Most people today cannot do sh*t as far as fixing anything and things are way more complicated with computers and electronic controls that you can't fix without training.

You have to pay some dues to learn the trade but you earn while you learn.

Remember you will sometimes have to crawl around in a very hot attic or in someone's filthy basement crawlspace to do repairs and installs.

Would you want to do that for 40 years? Better to be a pro bodybuilder where you'll be dead in 20.

[Raymondo]

I'd be shitting my pants if I worked in tech.

I remember in the 2000 and 2010s the old place I used to work at would spend 1000s on building their website and pay monthly maintenance. Recently I made my own site, took 2 days of moderate work and AI was there whenever I needed to mess with code.

There's literally no point for businesses to have 10 grunts handling menial IT stuff when you could just have the most talented of the bunch overseeing AI.

Big companies are starting to lay off staff now as they're realising how much more efficient AI is.

The end of tech jobs has been prophesized for 40 years now. I've yet to shit my pants.

First it was high level programming languages
Then outsourcing to India
Then IDEs that would automate everything
Then that stupid low/no-code movement
Now it's AI

What happens in the end is we have one more tool to use. See Github Copilot.

[IroNat]

Would you want to do that for 40 years? Better to be a pro bodybuilder where you'll be dead in 20.

The smart guys will go out on their own and leverage themselves by expansion.

From one truck to two, three, etc. with employees billed out at $150-$200/hr.

Obviously, not everyone has the brains, balls and can handle the responsibility and stress to do that so they remain employees.

The one-man show guys will find it tough.

Even as an employee, you can make an adequate living.

[Humble Narcissist]

The smart guys will go out on their own and leverage themselves by expansion.

From one truck to two, three, etc. with employees billed out at $150-$200/hr.

Obviously, not everyone has the brains, balls and can handle the responsibility and stress to do that so they remain employees.

The one-man show guys will find it tough.

Even as an employee, you can make an adequate living.

Yeah, after getting the experience, train others and just run the books. Like the movie Nightcrawler.

[Tapeworm]

Depends on the burden imposed by labor law. For me, in my area, no deal. I'm not screwing my clients so I can pay a guy to go on vacation, and I'm not losing my house if some klutz can't stay on a ladder. They've protected workers into unemployment.

Also if you really want to spend your life dealing with annoying people when you can make plenty without them.

[CalvinH]

wise owl or happy pig?

Wise pig?