You always make it sound like one way is the right one and the other the wrong. Dude, it's simply not in the cards for everyone to "settle down", live the family life etc.
Everyone's different, why do you always come up with your psychological BS and try to find reasons etc., just let it go.
Lol...because we re all the same. The path is the same for everyone. Some just reach steps others cant because of their upbringings, genes, education that define where you can go or cant in life.
But we re all here to contribute to the big thing that spawned us by working and creating a family. If you cant that's because you didnt have what was needed.
I wonder how these men and women who had a job and money but werent able to create a family end. Alone in a retirement house, still looking for the love of their life?
You re young, or ignorant, or badly advised , or all of the three.