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Getbig Main Boards => Politics and Political Issues Board => Topic started by: Soul Crusher on September 29, 2017, 11:52:11 AM
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http://www.latimes.com/politics/la-na-pol-obamacare-victims-20170929-story.html
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Squeezed again: Americans burdened by Obamacare now face even higher costs under Trump
Jim Hansen is one of millions of Americans who get health insurance on their own, rather than through an employer or a government program such as Medicare or Medicaid. They are being increasingly squeezed as insurance markets teeter around the country. (Matthew Staver / For The Times)
Jim Hansen and his wife considered themselves fortunate when they retired five years ago.
The Denver couple, both electrical engineers, were healthy. They’d socked away an ample nest egg. And they found health insurance that, if not cheap, seemed reasonable for two people in their late 50s.
ADVERTISING
Then, the math started to change. Since 2015, the couple’s annual premiums have more than tripled and may hit nearly $18,000 next year.
“It just doesn’t make sense,” said Hansen, who has had to recalculate his retirement finances.
The Affordable Care Act made life-saving protections available to millions, many for the first time. But the transformation of the nation’s insurance markets has been a bumpy ride, particularly for one group — people like Hansen who get health insurance on their own, rather than through a job, but whose income is too high to qualify for government aid.
Now, these same consumers, whom Republicans have held up as victims of the current law, stand to see insurance bills soar even higher unless Congress acts quickly to stabilize insurance markets that have been weakened by the Trump administration.
Hansen’s insurer, Cigna, plans to increase premiums for individual insurance plans in Colorado by an average of 31% for 2018 -- one of many double-digit increases slated to hit consumers around the country next year.
“Many of these people are just normal, middle-class folks,” said former Kansas insurance commissioner Sandy Praeger. “And they’re just not going to be able to afford coverage.”
Praeger, a Republican, is among a bipartisan chorus of state regulators, governors and health insurance officials urging Congress to take a set of relatively simple steps to stabilize markets and help consumers like Hansen.
A group of Republican and Democratic senators is now racing to put together legislation.
The work was derailed in mid-September by the recent GOP push to repeal the law. Negotiations in the Senate health committee have now resumed, but it’s unclear whether a bill can make it through a bitterly divided Congress in time for insurers to scale back big premium hikes planned for 2018.
“They need to act yesterday if not sooner,” said Anthony Wright, head of Health Access California, a leading consumer advocate in the state.
Before the Affordable Care Act, the so-called individual market survived largely because insurers were able to turn away sick consumers, allowing health plans to keep premiums in check for the healthy people they chose to serve.
That meant millions of Americans were locked out of coverage if they had pre-existing medical conditions such as cancer or diabetes. Even minor ailments such as acne were used to deny coverage.
At the same time, health plans routinely imposed annual and lifetime caps on how much medical care they would cover and excluded coverage of prescription drugs, mental health, substance abuse treatment and other services.
“This was a critical weak link in our system,” said Karen Pollitz, a market expert at the nonprofit Kaiser Family Foundation.
But for healthy Americans, plans could be relatively affordable, especially for consumers willing to buy plans with high deductibles or limited benefits.
For the first few years after Hansen and his wife retired in 2012, they enrolled in plans that cost less than $5,000 a year.
“That worked for us,” explained Hansen, who lives in a modest brick house in one of Denver’s older neighborhoods.
He budgeted about $100,000 for health insurance in the couple’s retirement plan, calculating that would get him and his wife to age 65, when they would qualify for Medicare, the government health plan for the elderly.
Then the market began to change.
The advent of new consumer protections in 2014, including guaranteed coverage for the sick, brought consumers with untreated illnesses, many of whom couldn’t previously get insurance, into the market. That pushed up insurance premiums for healthier people.
Hansen and his wife kept their premiums in check for a couple years by switching to plans with higher deductibles.
Then, in 2016, their annual premium for a plan with a $7,000 deductible jumped from $4,350 to $13,200.
It got worse in 2017, forcing the couple to switch plans and switch doctors.
Although the specifics of what will happen to Hansen’s plan haven’t been finalized, according to a company spokesman, the 31% increase the company expects on average would put the couple’s 2018 premium at $17,685.
“Needless to say, we’re pretty angry,” Hansen said.
“Something just seems way out of whack here,” he said. “It seems like everything about the way we are being treated is unfair.”
The vast majority of Americans receive substantial government assistance to buy health insurance.
People who get a health plan through an employer get a tax break because health benefits aren’t taxable. That tax benefit is most valuable to upper-income Americans.
Americans older than 65, who qualify for Medicare, also get help. Although they paid into the program through payroll taxes, those payments cover only part of the program’s cost, and the government significantly subsidizes the cost of care.
The poorest Americans typically qualify for nearly free care through Medicaid.
And even many of the people who buy insurance on their own now get assistance through subsidies provided by the 2010 law. Those subsidies – available to consumers with incomes between 100% and 400% of the federal poverty level, or between $12,060 and $48,240 – have protected many from the recent rate hike and in many cases mean the difference between a double-digit rate hike and a rate decrease after subsidies.
But more than 10 million Americans - some uninsured — don’t fit into any of those categories and, as a result, don’t get any assistance.
Their difficulties have been a major focus of Republican calls to repeal the current law and loosen insurance regulations to make coverage more affordable.
The changes the GOP has proposed might help some consumers, according to independent analyses by the Congressional Budget Office and others. But looser regulations would also likely mean higher costs for people with pre-existing medical conditions and for many older consumers nearing retirement, the budget office and others have warned.
Other GOP plans also have included proposals to give Americans who buy health coverage on their own the same tax break enjoyed by people who get coverage through an employer.
In the short term, most state regulators, insurers, consumer advocates and others say Congress and the Trump administration could slow rate hikes for people like Hansen with a few basic steps.
These include providing funding to protect insurers from high-cost patients and to offset the cost of consumers who can’t afford their deductibles and co-pays.
It also includes enforcing the law’s requirement that everyone have insurance and aggressively working to get more people to sign up for health plans. The Trump administration is instead making plans to dramatically scale back advertising and outreach efforts for 2018.
“The best thing we can do for people is to enroll a whole lot of healthy folks,” said Christopher Koller, the former insurance commissioner of Rhode Island.
For his part, Hansen said he and his wife will be able to keep paying their premiums. “For us, it’s survivable,” he said. “We’re lucky.”
But he remains perplexed by the inability of leaders in Washington to address the problem. “It seems like reasonable people ought to be able to fix this,” he said.
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Squeezed again: Americans burdened by Obamacare now face even higher costs under Trump
Jim Hansen is one of millions of Americans who get health insurance on their own, rather than through an employer or a government program such as Medicare or Medicaid. They are being increasingly squeezed as insurance markets teeter around the country. (Matthew Staver / For The Times)
Jim Hansen and his wife considered themselves fortunate when they retired five years ago.
The Denver couple, both electrical engineers, were healthy. They’d socked away an ample nest egg. And they found health insurance that, if not cheap, seemed reasonable for two people in their late 50s.
ADVERTISING
Then, the math started to change. Since 2015, the couple’s annual premiums have more than tripled and may hit nearly $18,000 next year.
“It just doesn’t make sense,” said Hansen, who has had to recalculate his retirement finances.
The Affordable Care Act made life-saving protections available to millions, many for the first time. But the transformation of the nation’s insurance markets has been a bumpy ride, particularly for one group — people like Hansen who get health insurance on their own, rather than through a job, but whose income is too high to qualify for government aid.
Now, these same consumers, whom Republicans have held up as victims of the current law, stand to see insurance bills soar even higher unless Congress acts quickly to stabilize insurance markets that have been weakened by the Trump administration.
Hansen’s insurer, Cigna, plans to increase premiums for individual insurance plans in Colorado by an average of 31% for 2018 -- one of many double-digit increases slated to hit consumers around the country next year.
“Many of these people are just normal, middle-class folks,” said former Kansas insurance commissioner Sandy Praeger. “And they’re just not going to be able to afford coverage.”
Praeger, a Republican, is among a bipartisan chorus of state regulators, governors and health insurance officials urging Congress to take a set of relatively simple steps to stabilize markets and help consumers like Hansen.
A group of Republican and Democratic senators is now racing to put together legislation.
The work was derailed in mid-September by the recent GOP push to repeal the law. Negotiations in the Senate health committee have now resumed, but it’s unclear whether a bill can make it through a bitterly divided Congress in time for insurers to scale back big premium hikes planned for 2018.
“They need to act yesterday if not sooner,” said Anthony Wright, head of Health Access California, a leading consumer advocate in the state.
Before the Affordable Care Act, the so-called individual market survived largely because insurers were able to turn away sick consumers, allowing health plans to keep premiums in check for the healthy people they chose to serve.
That meant millions of Americans were locked out of coverage if they had pre-existing medical conditions such as cancer or diabetes. Even minor ailments such as acne were used to deny coverage.
At the same time, health plans routinely imposed annual and lifetime caps on how much medical care they would cover and excluded coverage of prescription drugs, mental health, substance abuse treatment and other services.
“This was a critical weak link in our system,” said Karen Pollitz, a market expert at the nonprofit Kaiser Family Foundation.
But for healthy Americans, plans could be relatively affordable, especially for consumers willing to buy plans with high deductibles or limited benefits.
For the first few years after Hansen and his wife retired in 2012, they enrolled in plans that cost less than $5,000 a year.
“That worked for us,” explained Hansen, who lives in a modest brick house in one of Denver’s older neighborhoods.
He budgeted about $100,000 for health insurance in the couple’s retirement plan, calculating that would get him and his wife to age 65, when they would qualify for Medicare, the government health plan for the elderly.
Then the market began to change.
The advent of new consumer protections in 2014, including guaranteed coverage for the sick, brought consumers with untreated illnesses, many of whom couldn’t previously get insurance, into the market. That pushed up insurance premiums for healthier people.
Hansen and his wife kept their premiums in check for a couple years by switching to plans with higher deductibles.
Then, in 2016, their annual premium for a plan with a $7,000 deductible jumped from $4,350 to $13,200.
It got worse in 2017, forcing the couple to switch plans and switch doctors.
Although the specifics of what will happen to Hansen’s plan haven’t been finalized, according to a company spokesman, the 31% increase the company expects on average would put the couple’s 2018 premium at $17,685.
“Needless to say, we’re pretty angry,” Hansen said.
“Something just seems way out of whack here,” he said. “It seems like everything about the way we are being treated is unfair.”
The vast majority of Americans receive substantial government assistance to buy health insurance.
People who get a health plan through an employer get a tax break because health benefits aren’t taxable. That tax benefit is most valuable to upper-income Americans.
Americans older than 65, who qualify for Medicare, also get help. Although they paid into the program through payroll taxes, those payments cover only part of the program’s cost, and the government significantly subsidizes the cost of care.
The poorest Americans typically qualify for nearly free care through Medicaid.
And even many of the people who buy insurance on their own now get assistance through subsidies provided by the 2010 law. Those subsidies – available to consumers with incomes between 100% and 400% of the federal poverty level, or between $12,060 and $48,240 – have protected many from the recent rate hike and in many cases mean the difference between a double-digit rate hike and a rate decrease after subsidies.
But more than 10 million Americans - some uninsured — don’t fit into any of those categories and, as a result, don’t get any assistance.
Their difficulties have been a major focus of Republican calls to repeal the current law and loosen insurance regulations to make coverage more affordable.
The changes the GOP has proposed might help some consumers, according to independent analyses by the Congressional Budget Office and others. But looser regulations would also likely mean higher costs for people with pre-existing medical conditions and for many older consumers nearing retirement, the budget office and others have warned.
Other GOP plans also have included proposals to give Americans who buy health coverage on their own the same tax break enjoyed by people who get coverage through an employer.
In the short term, most state regulators, insurers, consumer advocates and others say Congress and the Trump administration could slow rate hikes for people like Hansen with a few basic steps.
These include providing funding to protect insurers from high-cost patients and to offset the cost of consumers who can’t afford their deductibles and co-pays.
It also includes enforcing the law’s requirement that everyone have insurance and aggressively working to get more people to sign up for health plans. The Trump administration is instead making plans to dramatically scale back advertising and outreach efforts for 2018.
“The best thing we can do for people is to enroll a whole lot of healthy folks,” said Christopher Koller, the former insurance commissioner of Rhode Island.
For his part, Hansen said he and his wife will be able to keep paying their premiums. “For us, it’s survivable,” he said. “We’re lucky.”
But he remains perplexed by the inability of leaders in Washington to address the problem. “It seems like reasonable people ought to be able to fix this,” he said.
good article
thanks for posting
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http://www.latimes.com/politics/la-na-pol-obamacare-victims-20170929-story.html
Doesn't matter. Obamacare is imploding. Shit program sold on a proven admitted lie. Strawman and the likes of him still fall for it. Obama makes Madoff look he robbed a 5 year olds piggybank full of pennies
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Doesn't matter. Obamacare is imploding. Shit program sold on a proven admitted lie. Strawman and the likes of him still fall for it. Obama makes Madoff look he robbed a 5 year olds piggybank full of pennies
Obamacare is the worst law passed in my lifetime. What a complete farce.
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Doesn't matter. Obamacare is imploding. Shit program sold on a proven admitted lie. Strawman and the likes of him still fall for it. Obama makes Madoff look he robbed a 5 year olds piggybank full of pennies
That's because the president is PURPOSELY trying to make it fail by cutting funds and also cutting the sign up time.....Its AMAZING that a sitting president is actively trying to destroy a federal program that helps the poor and middle class
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Obamacare is the worst law passed in my lifetime. What a complete farce.
I'd bet my life that YOU are on Obamacare...you paid back all those student loans yet, deadbeat???
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Don't worry, if the rinos ever pass anything, healthcare will cost even more.
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I'd bet my life that YOU are on Obamacare...you paid back all those student loans yet, deadbeat???
Not on welfare like you fat boy.
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Obamacare is the worst law passed in my lifetime. What a complete farce.
x2
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x2
Bro - I need to find a new plan by January again! 3 plan I have had getting cancelled due to fagcare - and each time costs have skyrocketed
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Bro - I need to find a new plan by January again! 3 plan I have had getting cancelled due to fagcare - and each time costs have skyrocketed
It's ridiculous. If they get rid of the fines for not having insurance, I might drop it all together. It's out of control.
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The healthcare situation is insane. Not only do we pay exorbitant amounts, we get truly shit care.
I've been going to the same general practicioner for almost 15 years. Back then, I saw an actual doctor. He'd come in the room, listen to any concerns I had, give me an exam, and then move on. It wasn't perfect, but at least I saw a doctor.
These days, that same doctor now own 3 "clinics" and when I go in for a checkup, I first see someone that wears scrubs that isn't quite a nurse, who'll ask me how I am, take my blood pressure and check my temperature. Then she'll leave, and 15 or 20 minutes later, a physician's assistant will walk in, greet me, ask me how I am, check the blood pressure measurements, ask me if I have any concerns, sign off on 6 month refills on my meds and excuse himself. In and out in 3 minutes flat.
I don't blame the doctors, or PAs or the nurses. I have no doubt that the want to provide excellent care and that the problems with the system are both multifaceted and complex. I just think that, given the money we pay, we deserve something better than the equivalent of 5 minute oil change at a Jiffy Lube.
Ultimately, the system needs to be gutted and replaced in its entirety with something that works for the patients and makes sense.
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x2
Patriot Act is 100x worse that ACA
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Bro - I need to find a new plan by January again! 3 plan I have had getting cancelled due to fagcare - and each time costs have skyrocketed
have you checked in the group plans available through the NYC bar association
I gave you that link a month or so ago
I'm on a group plan through a professional association and I pay ~ 396 a month (up from ~395 in prior year)
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have you checked in the group plans available through the NYC bar association
I gave you that link a month or so ago
I'm on a group plan through a professional association and I pay ~ 396 a month (up from ~395 in prior year)
They don't allow it in NYS
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Patriot Act is 100x worse that ACA
Both terrible and forced on us by the government.
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This is ALL the master plan..... TPTB are letting the system crash so the govnt can swoop in and "help" by going to universal
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http://www.latimes.com/politics/la-na-pol-obamacare-victims-20170929-story.html
Yes because Donald Trump is intentionally crashing it by removing govenment payouts and threatening to cut even more. Speculators for insurance companies are going to naturally raise it
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Premiums higher? Thank the republicans. They've been sabotaging healthcare for at least 8 years.
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Premiums higher? Thank the republicans. They've been sabotaging healthcare for at least 8 years.
You're an idiot. It was predicted costs would go up when this lie was implemented. Congrats. You fell for it.
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Premiums higher? Thank the republicans. They've been sabotaging healthcare for at least 8 years.
I blame republicans for not voting against Osamacare.
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;D
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You're an idiot. It was predicted costs would go up when this lie was implemented. Congrats. You fell for it.
Actually, you voted to f youself dumb dumb. :'(
http://www.factcheck.org/2015/02/slower-premium-growth-under-obama/
(http://www.factcheck.org/2015/02/slower-premium-growth-under-obama/)
Republicans say the average family health insurance premium has increased by $4,154 under President Obama. That’s right — and it’s a much slower rate of growth than under President George W. Bush. In fact, employer-sponsored premiums have been growing at moderate rates for the past few years.
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I blame republicans for not voting against Osamacare.
Word. Spineless cowards.
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Actually, you voted to f youself dumb dumb. :'(
http://www.factcheck.org/2015/02/slower-premium-growth-under-obama/
(http://www.factcheck.org/2015/02/slower-premium-growth-under-obama/)
Republicans say the average family health insurance premium has increased by $4,154 under President Obama. That’s right — and it’s a much slower rate of growth than under President George W. Bush. In fact, employer-sponsored premiums have been growing at moderate rates for the past few years.
"Factcheck"? K..whatever ::)
https://www.forbes.com/sites/theapothecary/2016/07/28/overwhelming-evidence-that-obamacare-caused-premiums-to-increase-substantially/#35795a7915be
Studies provided within the article.
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Actually, you voted to f youself dumb dumb. :'(
http://www.factcheck.org/2015/02/slower-premium-growth-under-obama/
(http://www.factcheck.org/2015/02/slower-premium-growth-under-obama/)
Republicans say the average family health insurance premium has increased by $4,154 under President Obama. That’s right — and it’s a much slower rate of growth than under President George W. Bush. In fact, employer-sponsored premiums have been growing at moderate rates for the past few years.
Shitfaggetbama promised a decrease of 2500 a year
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"Factcheck"? K..whatever ::)
https://www.forbes.com/sites/theapothecary/2016/07/28/overwhelming-evidence-that-obamacare-caused-premiums-to-increase-substantially/#35795a7915be
Studies provided within the article.
Writer is from Mercatus Center. Some critics have noted the center's association with the Koch brothers and its founder Richard Fink, headed the Koch Industries’ lobbying in Washington as of 2010.
If the Koch brothers say it, it must be true. ::)
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Trump personally told health chief to deny Iowa's urgent Obamacare waiver: Report
CNBC ^ | October 6, 2017 | Dan Mangan, Christina Wilkie
Posted on 10/6/2017, 3:26:08 PM by E. Pluribus Unum
President Trump personally called the official who oversees Obamacare to tell her to reject Iowa's bid for a waiver from Obamacare rules, according to The Washington Post.
Oklahoma's health chief has criticized the Trump administration for failing to act on a similar waiver request by that state.
Iowa's waiver request is still pending with the Centers for Medicare and Medicaid Services.
President Donald Trump personally told a top federal health official to reject Iowa's pending request to try to stabilize its individual insurance market with a waiver from Obamacare rules, according to a new report.
And a leading Obamacare expert now says that Trump's reported call seems to be part of a broader effort to actually drive up prices of Obamacare health plans so as to "undermine" the Affordable Care Act.
The new Washington Post article said that Trump in late August called Seema Verma, the administrator for the Centers for Medicare and Medicaid Services, after seeing a Wall Street Journal story detailing Iowa's so-called 1332 waiver request.
That waiver request was being pushed by Iowa's Republican governor, Kim Reynolds, who in an Aug. 21 letter to Verma's then boss, Dr. Tom Price, said, "We face an immediate collapsing [individual insurance] market that could leave thousands without health insurance and the rest with 56 [percent] or higher premium rate increases."
(Excerpt) Read more at cnbc.com ...
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Good - I hope ObamaPOScare implodes
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Obama Lied. My FOURTH Health Plan Died.
Townhall.com ^ | October 11, 2017 | Michelle Malkin
Posted on 10/11/2017, 7:48:23 AM by Kaslin
Cue the funeral bagpipes. My fourth health insurance plan is dead.
Two weeks ago, my husband and I received yet another cancellation notice for our private, individual health insurance coverage. It's our fourth Obamacare-induced obituary in four years. Our first death notice, from Anthem Blue Cross and Blue Shield, arrived in the fall of 2013. The insurer informed us that because of "changes from health care reform (also called the Affordable Care Act or ACA)," our plan no longer met the federal government's requirements.
Never mind our needs and desires as consumers who were quite satisfied with a high-deductible PPO that included a wide network of doctors for ourselves and our two children.
Our second death knell, from Rocky Mountain Health Plans, tolled in August 2015. That notice signaled the end of a plan we didn't want in the first place that didn't cover our kids' dental care and wasn't accepted at our local urgent care clinic. The insurer pulled out of the individual market in all but one county in Colorado, following the complete withdrawal from that sector by Humana and UnitedHealthcare.
Our third "notice of plan discontinuation," again from Anthem, informed us that the insurer would "no longer offer your current health plan in the State of Colorado" in August 2016. With fewer and fewer choices as know-it-all Obamacare bureaucrats decimated the individual market here and across the country, we enrolled in a high-deductible Bronze HSA EPO (Health Savings Account Exclusive Provider Organization) offered by Minneapolis-based startup, Bright Health.
Now, here we are barely a year later: Deja screwed times four. Our current plan will be discontinued on Jan. 1, 2018.
"But don't worry," Bright Health's eulogy writer chirped, "we have similar plans to address your needs."
Riiiiight. Where have I heard those pie-in-the-sky promises before? Oh, yeah. Straight out of the socialized medicine Trojan horse's mouth. "If you like your doctor," President Obama promised, "you will be able to keep your doctor. Period. If you like your health care plan, you'll be able to keep your health care plan. Period. No one will take it away. No matter what."
Is pathological lying covered under the Affordable Care Act?
Speaking of Affordable Care Act whoppers, so much for "affordable." Our current deductible is $6,550 per person; $13,100 for our family of four. Assuming we can find a new plan at the bottom of the individual market barrel, our current monthly premium, $944.86, will rise to more than $1,300 a month.
"What's taking place is a market correction; the free market is at work," says Colorado's state insurance commissioner, Marguerite Salazar. "(T)his could be an indication that there were too many options for the market to support."
This presumptuous central planner called federal intervention to eliminate "too many" options for consumers the free market at work. Yes, friends, the Rocky Mountain High is real.
This isn't a "market correction." It's a government catastrophe. Premiums for individual health plans in Virginia are set to skyrocket nearly 60 percent in 2018. In New Hampshire, those rates will rise 52 percent. In South Carolina, individual market consumers will face an average 31.3 percent hike. In Tennessee, they'll see rates jump between 20-40 percent.
Private, flexible PPOs for self-sufficient, self-employed people are vanishing by design. The social-engineered future -- healthy, full-paying consumers being herded into government-run Obamacare exchanges and severely regulated regional HMOs -- is a bipartisan big government health bureaucracy's dream come true.
These choice-wreckers had the arrogant audacity to denigrate our pre-Obamacare plans as "substandard" (Obama), "crappy" (MSNBC big mouth Ed Schultz) and "junk policies" (Sen. Tom Harkin, D-Iowa). When I first called attention to the cancellation notice tsunami in 2013, liberal Mother Jones magazine sneered that the phenomenon was "phony." And they're still denying the Obamacare death spiral. Liberal Vox Media recently called the crisis "a lie."
I don't have enough four-letter words for these propagandists. There are an estimated 450,000 consumers like us in Colorado and 17 million of us nationwide -- small-business owners, independent contractors and others who don't get their plans through group coverage, big companies or government employers. The costs, headaches and disruption in our lives caused by Obamacare's meddling meddlers are real and massive.
But we're puzzles to corporate media journalists who've never had to meet a payroll and don't even know what is the individual market.
We're invisible to late-night TV clowns who get their Obamacare-at-all-costs talking points from Chuck Schumer.
We're pariahs to social justice health care activists and Democrats who want us to just shut up and subsidize everyone else's insurance.
And we're expendables to establishment Republicans who hoovered up campaign donations on the empty promise to repeal Obamacare -- and now consider amnesty for immigrants here illegally and gun control higher legislative priorities than keeping their damned word.
We're the canaries in the Obamacare coal mine. Ignore us at your peril, America. You're next.
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My 2018 insurance premiums are lower than they are this year, (I'm not on Obamacare).
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My 2018 insurance premiums are lower than they are this year, (I'm not on Obamacare).
Maybe that's a hint? :D
I'm coming up for renewal soon, I'll be sure to curse those that love that osamacare.
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I don't understand why everyone here seems to think they are entitled to health insurance. It's just good old capitalism at work. Buy insurance, don't buy insurance and pay your own bills, or don't access healthcare.
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I don't understand why everyone here seems to think they are entitled to health insurance. It's just good old capitalism at work. Buy insurance, don't buy insurance and pay your own bills, or don't access healthcare.
It wasn't that way until obama fined everyone that couldn't afford it/didn't want it.
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It wasn't that way until obama fined everyone that couldn't afford it/didn't want it.
Obama care is another government run ponzi scheme
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Obama care is another government run ponzi scheme
Obama promised 2500 reduction.
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Trump signs order to weaken Obamacare, boost bare-bones insurance
Reuters ^ | October 12, 2017 | by Yasmeen Abutaleb, Jeff Mason
Posted on 10/12/2017, 12:34:27 PM by Oldeconomybuyer
President Donald Trump signed an executive order on Thursday to weaken the Obamacare law and make it easier for Americans to buy bare-bones health insurance plans, but the action faces possible legal challenges.
Stymied in Congress by the failure of Senate Republicans to pass legislation to dismantle Democratic former President Barack Obama’s signature domestic policy achievement, Trump’s order marks his administration’s latest effort to undermine the law without action by lawmakers.
Trump’s order gives people more access to plans that do not cover essential health benefits such as maternity and newborn care, prescription drugs, and mental health and addiction treatment. Obamacare requires most small business and individual health plans to cover those benefits.
Trump wants to make it easier for small businesses to band together as associations across state lines to buy cheaper, less regulated health plans with fewer benefits.
The order also seeks to change an Obama-era limit on the time span people can use short-term health insurance plans, which are cheaper but cover few medical benefits. Those plans are currently limited to three months.
(Excerpt) Read more at reuters.com ...
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Trump clears way for ObamaCare 'alternatives' in new executive order, goes around stalled Congress
Fox News. com ^ | October 11, 2017
Posted on 10/12/2017, 12:08:15 PM by Kaslin
The White House announced Thursday that President Trump is taking executive action on health care as Congress stalls on efforts to overhaul ObamaCare, calling for a plan that could let employers band together and offer coverage across state lines.
An executive order Trump plans to sign Thursday morning aims to offer “alternatives” to ObamaCare plans and increase competition to bring down costs.
“The time has come to give Americans the freedom to purchase health insurance across state lines, which will create a truly competitive national marketplace that will bring costs way down and provide far better care,” Trump said in a statement.TRUMP'S HEALTH CARE EXECUTIVE ORDER: WHAT TO KNOW
According to officials, Trump will direct the secretary of labor to consider expanding access to Association Health Plans, which could allow employers to form groups across state lines offering coverage. According to the White House, these plans could offer lower rates.
Those "association health plans" could be shielded from some state and federal insurance requirements. But responding to concerns, the White House said participating employers could not exclude any workers from the plan, or charge more to those in poor health.
The order also calls on other federal agencies to consider expanding coverage in low-cost, short-term insurance plans not subject to ObamaCare rules.
(Excerpt) Read more at foxnews.com ...
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I don't understand why everyone here seems to think they are entitled to health insurance. It's just good old capitalism at work. Buy insurance, don't buy insurance and pay your own bills, or don't access healthcare.
Paying one's own medical expenses sounds like a plan, except few people can afford to do this, particularly when there are hospital bills. Maybe this explains why emergency rooms are filled with folks whose only emergency is that they couldn't afford to pay a doctor to see them, if they even have one. By law, ER's cannot refuse people even when they have no way to pay for the services.
Public and private hospitals alike are prohibited by law from denying a patient care in an emergency. The Emergency Medical and Treatment Labor Act (EMTLA) passed by Congress in 1986 explicitly forbids the denial of care to indigent or uninsured patients based on a lack of ability to pay.
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Trump clears way for ObamaCare 'alternatives' in new executive order, goes around stalled Congress
Fox News. com ^ | October 11, 2017
Posted on 10/12/2017, 12:08:15 PM by Kaslin
The White House announced Thursday that President Trump is taking executive action on health care as Congress stalls on efforts to overhaul ObamaCare, calling for a plan that could let employers band together and offer coverage across state lines.
An executive order Trump plans to sign Thursday morning aims to offer “alternatives” to ObamaCare plans and increase competition to bring down costs.
“The time has come to give Americans the freedom to purchase health insurance across state lines, which will create a truly competitive national marketplace that will bring costs way down and provide far better care,” Trump said in a statement.TRUMP'S HEALTH CARE EXECUTIVE ORDER: WHAT TO KNOW
According to officials, Trump will direct the secretary of labor to consider expanding access to Association Health Plans, which could allow employers to form groups across state lines offering coverage. According to the White House, these plans could offer lower rates.
Those "association health plans" could be shielded from some state and federal insurance requirements. But responding to concerns, the White House said participating employers could not exclude any workers from the plan, or charge more to those in poor health.
The order also calls on other federal agencies to consider expanding coverage in low-cost, short-term insurance plans not subject to ObamaCare rules.
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Finally listening to those like Rand Paul. Much better step then what was previously pushed. Still not what was promised/may not affect much overall due to rates already being so high but it is a step that makes much more sense and it is much more inline with what he promised during his campaign.
Shows some effort on his part if they will not do it themselves.