Author Topic: Should I get this new car? PLZ HELP!!  (Read 3609 times)

NaturalWonder83

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Should I get this new car? PLZ HELP!!
« on: January 29, 2016, 04:25:31 PM »
I currently lease a 2014 Nissan Sentra
I have 20 thousand miles per year allowance
My monthly payment is 430.
I have 13 payments left.

I had an offer today
2015 Nissan Altima, which is the car above the Sentra, and much bigger.
First month and dmv fee down
445 a month
Same monthly miles allowance

Is this a good decision to make?
I can drive away Monday if I want.

w

_aj_

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Re: Should I get this new car? PLZ HELP!!
« Reply #1 on: January 29, 2016, 04:40:40 PM »
No. Keep the current car.

Says the guy that's contemplating a new M3.

NaturalWonder83

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Re: Should I get this new car? PLZ HELP!!
« Reply #2 on: January 29, 2016, 04:44:15 PM »
No. Keep the current car.

Says the guy that's contemplating a new M3.
ok
I love the m3
How much per month is a m3?
w

_aj_

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Re: Should I get this new car? PLZ HELP!!
« Reply #3 on: January 29, 2016, 04:48:09 PM »
ok
I love the m3
How much per month is a m3?

Depends on the loan and the down payment. The list on the one that I want is about $72k.

DanzigBrah

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Re: Should I get this new car? PLZ HELP!!
« Reply #4 on: January 29, 2016, 04:49:31 PM »
Fuck new cars?! Your a 5%er now baby! Time to go buy a used Bentley and Mercedes and lease a hot Russian wife instead! Yup!

Palumboism

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Re: Should I get this new car? PLZ HELP!!
« Reply #5 on: January 29, 2016, 04:55:06 PM »
I currently lease a 2014 Nissan Sentra
I have 20 thousand miles per year allowance
My monthly payment is 430.
I have 13 payments left.

I had an offer today
2015 Nissan Altima, which is the car above the Sentra, and much bigger.
First month and dmv fee down
445 a month
Same monthly miles allowance

Is this a good decision to make?
I can drive away Monday if I want.



Yes, as long as you're okay with the length of the lease.  I personally would rather drive an Altima.

chaos

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Re: Should I get this new car? PLZ HELP!!
« Reply #6 on: January 29, 2016, 05:02:23 PM »
Go for it Gene!!
Liar!!!!Filt!!!!

Core

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Re: Should I get this new car? PLZ HELP!!
« Reply #7 on: January 29, 2016, 07:36:52 PM »
why would you want to drive a boring piece of shit like that?

BIG ACH

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Re: Should I get this new car? PLZ HELP!!
« Reply #8 on: January 29, 2016, 07:44:49 PM »
400+ for a sentra.... Or even an Altima is EXTREMELY high?  How on earth did you come up with these numbers.

My Fusion which is the same level as the altima is 250 a month with no money down.  And that's with GPS and other goodies.

You can lease a BMW 3 series for that much money???

njflex

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Re: Should I get this new car? PLZ HELP!!
« Reply #9 on: January 29, 2016, 07:55:02 PM »
400+ for a sentra.... Or even an Altima is EXTREMELY high?  How on earth did you come up with these numbers.

My Fusion which is the same level as the altima is 250 a month with no money down.  And that's with GPS and other goodies.

You can lease a BMW 3 series for that much money???
i think this is a buy payment ach...own or rent the buyers dilemma,,i have done both,,i prefer leasing,,,i'm in car buissness and make my living from people owning there cars and maintaining them for as long as they can...

BIG ACH

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Re: Should I get this new car? PLZ HELP!!
« Reply #10 on: January 29, 2016, 08:01:05 PM »
i think this is a buy payment ach...own or rent the buyers dilemma,,i have done both,,i prefer leasing,,,i'm in car buissness and make my living from people owning there cars and maintaining them for as long as they can...

No he said he is currently leasing a sentra for $430!!  That is insane!!!!

njflex

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Re: Should I get this new car? PLZ HELP!!
« Reply #11 on: January 29, 2016, 08:02:58 PM »
No he said he is currently leasing a sentra for $430!!  That is insane!!!!
well thats alot ,,,

NaturalWonder83

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Re: Should I get this new car? PLZ HELP!!
« Reply #12 on: January 29, 2016, 08:05:13 PM »
400+ for a sentra.... Or even an Altima is EXTREMELY high?  How on earth did you come up with these numbers.

My Fusion which is the same level as the altima is 250 a month with no money down.  And that's with GPS and other goodies.

You can lease a BMW 3 series for that much money???
i went over in miles in my previous car and the extra miles got added onto my monthly lease bill
And I had to buy the high mileage per month so I wouldn't go over mileage again
I drive 60 miles a day 6 days a week year round!

i think this is a buy payment ach...own or rent the buyers dilemma,,i have done both,,i prefer leasing,,,i'm in car buissness and make my living from people owning there cars and maintaining them for as long as they can...
no buy payment
I just lease!

No he said he is currently leasing a sentra for $430!!  That is insane!!!!
And it's the super base model Sentra
I might as well be driving an Audi!
w

Grape Ape

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Re: Should I get this new car? PLZ HELP!!
« Reply #13 on: January 29, 2016, 08:05:53 PM »
I currently lease a 2014 Nissan Sentra
I have 20 thousand miles per year allowance
My monthly payment is 430.
I have 13 payments left.

I had an offer today
2015 Nissan Altima, which is the car above the Sentra, and much bigger.
First month and dmv fee down
445 a month
Same monthly miles allowance

Is this a good decision to make?
I can drive away Monday if I want.



Here's the deal...bought a 2008 Altima as a commuter car.  Paid 18.6k after Passat trade in.  Put 198,000 miles on it in 6 years.  Never had a problem.


But it's not a nice car.  It was what it was and served it's purpose.

But $430mth for for what you have?  lol.......prudent shopping on craigslist would land you a BMW cheaper
Y

NaturalWonder83

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Re: Should I get this new car? PLZ HELP!!
« Reply #14 on: January 29, 2016, 08:11:56 PM »
Here's the deal...bought a 2008 Altima as a commuter car.  Paid 18.6k after Passat trade in.  Put 198,000 miles on it in 6 years.  Never had a problem.


But it's not a nice car.  It was what it was and served it's purpose.

But $430mth for for what you have?  lol.......prudent shopping on craigslist would land you a BMW cheaper
its crazy I know
so once I'm done with my lease payments for this car does that mean I will have paid off my previous over mileage debt and I can get a cheaper monthly payment?
w

Grape Ape

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Re: Should I get this new car? PLZ HELP!!
« Reply #15 on: January 29, 2016, 08:17:31 PM »
its crazy I know
so once I'm done with my lease payments for this car does that mean I will have paid off my previous over mileage debt and I can get a cheaper monthly payment?

PM me....craigslist is your friend............if you're patient.
Y

BIG ACH

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Re: Should I get this new car? PLZ HELP!!
« Reply #16 on: January 29, 2016, 08:18:37 PM »
i went over in miles in my previous car and the extra miles got added onto my monthly lease bill
And I had to buy the high mileage per month so I wouldn't go over mileage again
I drive 60 miles a day 6 days a week year round!
no buy payment
I just lease!
And it's the super base model Sentra
I might as well be driving an Audi!

Well at least you know lol

So here is my story not too far off....

Was Leasing a lodaded Dodge charger V8 for 3 years ($35K msrp) with 15k monthly allowance on mileage $2400 down, $448 a month.

After two years I was way under my mileage and figured I'm paying way too much for it.

So I traded it in and was docked $600 rolled into the new car.

New car was a Ford Fusion, (23K msrp), leased for 2 years, no money down and with the the $600 rolled in, I'm paying $250 a month.

This summer, the new twin turbo v6 Fusion Sport comes out ($34,350 msrp)... So I'm gonna upgrade, hoping Ford is willing to work with me on some sort of lease pull ahead.  I still haven't decided if I want to buy or lease that car but think I'll probably lease.

Be careful with this game though.... Your credit could eventually be effected and banks could stop agreeing to lease to you if one appears to be extremely irresponsible.

its crazy I know
so once I'm done with my lease payments for this car does that mean I will have paid off my previous over mileage debt and I can get a cheaper monthly payment?

Yes you are correct

njflex

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Re: Should I get this new car? PLZ HELP!!
« Reply #17 on: January 29, 2016, 08:20:28 PM »
Well at least you know lol

So here is my story not too far off....

Was Leasing a lodaded Dodge charger V8 for 3 years ($35K msrp) with 15k monthly allowance on mileage $2400 down, $448 a month.

After two years I was way under my mileage and figured I'm paying way too much for it.

So I traded it in and was docked $600 rolled into the new car.

New car was a Ford Fusion, (23K msrp), leased for 2 years, no money down and with the the $600 rolled in, I'm paying $250 a month.

This summer, the new twin turbo v6 Fusion Sport comes out ($34,350 msrp)... So I'm gonna upgrade, hoping Ford is willing to work with me on some sort of lease pull ahead.  I still haven't decided if I want to buy or lease that car but think I'll probably lease.

Be careful with this game though.... Your credit could eventually be effected and banks could stop agreeing to lease to you if one appears to be extremely irresponsible.
fusion is sharp looking,,i've worked only with german imports and now volvo..

BIG ACH

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Re: Should I get this new car? PLZ HELP!!
« Reply #18 on: January 29, 2016, 08:23:37 PM »
fusion is sharp looking,,i've worked only with german imports and now volvo..

I've owned two German cars... Both Benz...

Had the old school C230 sport coupe kompressor in college (fun car) and more recently an ML350 that was the family hauler...  That was a great car truly comfortable to drive. But obviously expensive repair after warranty was up.

I got rid of both now...  

Don't laugh but I'm very biased towards American cars now.  Our family hauler is a Chevy Traverse and I drive the Fusion. Both leased.

Tennisballz

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Re: Should I get this new car? PLZ HELP!!
« Reply #19 on: January 29, 2016, 08:26:04 PM »
I would get whichever car you think looks better with the blackstone labs graphic.

BIG ACH

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Re: Should I get this new car? PLZ HELP!!
« Reply #20 on: January 29, 2016, 08:28:48 PM »
Here is my next car this summer...

2017 Ford Fusion Sport

Twin turbo V6, 325 HP, 350 lb/ft of torque. That's more HP than a BMW 340 and more torque than an Audi S4, that thing is gonna fly!!



OB1

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Re: Should I get this new car? PLZ HELP!!
« Reply #21 on: January 29, 2016, 08:35:29 PM »
Here is my next car this summer...

2017 Ford Fusion Sport

Twin turbo V6, 325 HP, 350 lb/ft of torque. That's more HP than a BMW 340 and more torque than an Audi S4, that thing is gonna fly!!




I rather would get this one:

©

Tapeworm

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Re: Should I get this new car? PLZ HELP!!
« Reply #22 on: January 29, 2016, 08:36:11 PM »
Don't drive a rented car, man.  If renting was better economy than owning then they wouldn't rent it to you.

Primemuscle

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Re: Should I get this new car? PLZ HELP!!
« Reply #23 on: January 29, 2016, 08:39:57 PM »
I currently lease a 2014 Nissan Sentra
I have 20 thousand miles per year allowance
My monthly payment is 430.
I have 13 payments left.

I had an offer today
2015 Nissan Altima, which is the car above the Sentra, and much bigger.
First month and dmv fee down
445 a month
Same monthly miles allowance

Is this a good decision to make?
I can drive away Monday if I want.


Why Are your monthly payments so high? I got a quote on a custom build 2016 Mini Cooper with payments much lower than this and it was for a buy and not a lease.

Here's the thing, you can drive the hottest and most expensive car there is and after one total crash, where your insurance provider offers you pennies on the dollar, leaving you not enough money to replace yours status symbol. Where does this leave you?

Women are attracted to men who make wise financial decisions. Be one of those men.

BIG ACH

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Re: Should I get this new car? PLZ HELP!!
« Reply #24 on: January 29, 2016, 08:40:09 PM »
Don't drive a rented car, man.  If renting was better economy than owning then they wouldn't rent it to you.

Ibget where you are coming from but there is an argument to be made for paying just for the period you use the car and always being under warranty. Never having to deal with true car problems.  Plus if you are self employed here are tax benefits to leasing.