okay, Earl now that we know the bets are on, we just need to verify the amounts.
So you and I have a bet for 50.00
And you and OzmO have a bet for 50.00
This of course is straight up because the 9ers were dead last 2 years ago and the Steelers were the Superbowl Champions. No reason to negotiate 1 to 2 odds because althought the Steelers have a slightly harder schedule based on win percentage, they also have the 9ers at home. That's heads up play which would break any tie breakers.
Do please verify the bet.