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Getbig Main Boards => Politics and Political Issues Board => Topic started by: The_Hammer on July 17, 2013, 12:39:24 PM
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NEW YORK TIMES--
Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday. State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.
Continued...
http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0 (http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0)
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Would hit the curly hair girl.
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IWMI!
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(https://sphotos-a.xx.fbcdn.net/hphotos-prn2/1072293_10151772198914238_1413568633_o.jpg)
NEW YORK TIMES--
Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday. State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.
Continued...
http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0 (http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0)
bullshit
nobody believes you or the NYT Betty/Shlomo
I know, I know...say it to [your] face so you could "kick [my] teeth in" ::)
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I don't follow US politics that much, but that's a beautiful lady on the left :)
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i'd let her give me a bed bath
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(https://sphotos-a.xx.fbcdn.net/hphotos-prn2/1072293_10151772198914238_1413568633_o.jpg)
NEW YORK TIMES--
Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday. State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.
Continued...
http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0 (http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0)
LOL...horseshit. hahahahahahahaha.
BTW, that's good looking lady, too bad Barry's gay, she doesn't affect him one way or the other. lol
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With federal subsidies,
so, somebody is paying for the other half...the insurance companies didnt just drop their prices
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so, somebody is paying for the other half...the insurance companies didnt just drop their prices
Betty feels that everyone owes him a living...it's hard work walking the streets of NY trying to find enough gullible tourists to buy his broken alarm clocks.
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Kinda weird. My brother, who lives in the state of Washington, said his premiums are going down, too. Wish mine were going down. (If they are, I'm sure my company is just quietly pocketing the difference.)
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Sure it will drop by 50% and the deductibles and co-pays go through the frigging roof
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Who pays 1000 a month for an individual policy? I pay 800 a month for a family of 4.
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Kinda weird. My brother, who lives in the state of Washington, said his premiums are going down, too. Wish mine were going down. (If they are, I'm sure my company is just quietly pocketing the difference.)
I live in Washington, and I can guaran-fucking-tee you that my premiums are going nowhere but up. My mother, who works for the school district, is seeing her premiums skyrocket for coverage that is being throttled back. Pretty horrible.
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I live in Washington, and I can guaran-fucking-tee you that my premiums are going nowhere but up. My mother, who works for the school district, is seeing her premiums skyrocket for coverage that is being throttled back. Pretty horrible.
I'll get some details from my little brother. He lives near the canadian border, I think. Not sure how big his company is. Just know that he demolishes buildings for a pretty good living.
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1,3,4,6,2,5
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Would hit the curly hair girl.
i don't like my women in business suits
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I'll get some details from my little brother. He lives near the canadian border, I think. Not sure how big his company is. Just know that he demolishes buildings for a pretty good living.
wherr at? I grew up about 80 miles from the canadian border. bellingham? Ferndale? Lynden? Blaine? Mount vernon or Burlington?
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NEW YORK TIMES--
Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday. State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.
Continued...
http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0 (http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0)
as little? still a huge fucking rip off. health care/insurance is a joke in this country.
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The Explosion in Healthcare Premiums in One Convenient Chart
http://www.ijreview.com/2013/09/81096-explosion-healthcare-premiums-founding-fathers-apparently/
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CA. Haha.
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I am a registered Libertarian in AZ. I detest gov. Intervention into health care. It is going to fuck up 90% of my fellow citizens costs and coverage. Obama lied to us and the truth is starting to surface. The average family of 4 is going to pay $10K more each year. If only they could get their vote back.HOWEVEVER I said "average". My family is two people. I am on Medicare. My wife is stuck in a Rolls Royce Blue Cross plan of $1100 per mo. She has preexisting conditions and will not rewrite her into cheaper plan. We are on a fixed income. On Oct. 1st. We will sign up for van Obamacare platinum plan accepting preexisting conditions at a 50% savings. $6,000 a year savings. We are in the 10% will benefit. Good luck to the rest of you.
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If you don't have health insurance, then you are taxed more?
If this is the case, are you covered for any hospital visits?
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CA. Haha.
We're a liberal state ran by morons. I would expect nothing less.
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If you don't have health insurance, then you are taxed more?
If this is the case, are you covered for any hospital visits?
Put your head between your legs and get ready to kiss your ass goodbye is what he is basically saying.
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My healthcare insurance is a Medicare Advantage Enhanced Plus plan with Regence. Currently my premiums are about $250 a month. Broken down, about $100 is for Medicare and about $150 is for the enhanced coverage. Each year my out of pocket expenses go up. Last year for my wife and me they were over $8,000.
One can only hope that the runaway charges for medical care will be rained in with the Affordable healthcare act. Something needs to change. Folks with no medical coverage end up being a drain on those of us who pay for protection from out of site medical expenses.
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just never get sick ,then this is a non issue ;D
Easier to say when you are a young person. When I was in my twenties and thirties I never gave a second thought to medical insurance. At 69 it gains new importance.
Oh wait, don't you live in a socialist country where medical insurance is a non-issue?
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The Explosion in Healthcare Premiums in One Convenient Chart
http://www.ijreview.com/2013/09/81096-explosion-healthcare-premiums-founding-fathers-apparently/
That's one point of view. Keep in mind that actuaries are responsible for analyzing how long people will live, given their age and health. The Affordable Healthcare Act is going to put a bunch of them out of work. Consider their motives for this "projection".
Here's another point of view:
http://thinkprogress.org/health/2013/03/27/1779961/dishonest-attack-obamacare/
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That's one point of view. Keep in mind that actuaries are responsible for analyzing how long people will live, given their age and health. The Affordable Healthcare Act is going to put a bunch of them out of work. Consider their motives for this "projection".
Here's another point of view:
http://thinkprogress.org/health/2013/03/27/1779961/dishonest-attack-obamacare/
Anything from "Think progress" or anything with a Soros stamp on it should be deemed exempt.
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The CBO projects that premiums will go down.
Bill Clinton remarks on the ACA (Obamacare) using facts provided by the Congressional Budget Office.
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The CBO projects that premiums will go down.
Bill Clinton remarks on the ACA (Obamacare) using facts provided by the Congressional Budget Office.
Hahahaha, its already set. The increases begin in 2014. Seriously, hammer, when has this clown ever told the truth? lmao
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bump
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Bump what?.hahahahaha
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My healthcare insurance is a Medicare Advantage Enhanced Plus plan with Regence. Currently my premiums are about $250 a month. Broken down, about $100 is for Medicare and about $150 is for the enhanced coverage. Each year my out of pocket expenses go up. Last year for my wife and me they were over $8,000.
One can only hope that the runaway charges for medical care will be rained in with the Affordable healthcare act. Something needs to change. Folks with no medical coverage end up being a drain on those of us who pay for protection from out of site medical expenses.
You know your incomes, so just calculate how many percent of your income goes to paying those bills. From the income of 50 000 per year that 8000 is 16% added to your taxes. You pay already a lot, so in reality you would pay less with obamacare.
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.
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The NY Times is a liberal Obama loving rag. They are the best paper in the world and they tell every one that at every opportunity. Obama's budget to "educate" the public on Obama care is over 600 million. Soon the first 20 or so searches on Obama care will be positive propaganda singing it's praises. The truth is being spun for the fools who voted him in. Can wait to see the commercials on tv that money will buy.
Insurance companies are already getting out of certain areas like Aetna did in NY. Business of close to 50 won't expand. Many businesses are making full time employees part time employees. People in lower pay ranges are going to get a huge tax break to buy their insurances in the health exchanges. This is from a government that wants to raise the debt ceiling, print more money without backing and who wants to make ends meet with borrowing money from foreign governments like China.
This thread has to be put out by Benny under a different name.
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We're a liberal state ran by morons. I would expect nothing less.
Absolutely. And a barometer for what the rest of the US is headed for. My brother bailed on CA a few yrs ago.
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http://washingtonexaminer.com/white-house-report-tennesee-men-face-290-women-197-obamacare-hike/article/2536363
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We dont give a damn. If you got to go to the hospital they will try to save you insurance or no insurance it's a rip off.
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NEW YORK TIMES--
Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday. State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.
Continued...
http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0 (http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0)
NYT reporters must be doing their own math these days.
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I live in Washington, and I can guaran-fucking-tee you that my premiums are going nowhere but up. My mother, who works for the school district, is seeing her premiums skyrocket for coverage that is being throttled back. Pretty horrible.
anecdotal stories are the best evidence.
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Some of you voted for this asshole. Thanks. Lol
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I'm not sure why people always worry about catastrophic insurance, etc. If you have a bill of 500k, just don't pay...real simple.
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I'm not sure why people always worry about catastrophic insurance, etc. If you have a bill of 500k, just don't pay...real simple.
Sure, let someone else cover your medical expenses. This is how it has been for some time and look how well it's worked out.
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(https://sphotos-a.xx.fbcdn.net/hphotos-prn2/1072293_10151772198914238_1413568633_o.jpg)
NEW YORK TIMES--
Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday. State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.
Continued...
http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0 (http://www.nytimes.com/2013/07/17/health/health-plan-cost-for-new-yorkers-set-to-fall-50.html?_r=0)
According to an article in the Oregonian today, Regence Blue Cross Blue Shield just sent out letters to their under-insured customers (folks who only buy catastrophic coverage) to notify them of increased premiums and coverage. The change/increase in coverage is required to meet the requirements of the affordable health care act. These folks will end up with better medical coverage, but they will also have to pay for it.
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The Explosion in Healthcare Premiums in One Convenient Chart
http://www.ijreview.com/2013/09/81096-explosion-healthcare-premiums-founding-fathers-apparently/
Its raising because Obamacare eliminates Pre-Existing conditions so the companies have to make up for the loss of profit from denying care to suffering humans.
Sick Industry that needs to be done away with. We need true Universal Healthcare like the rest of the civilized world.
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If you don't have health insurance, then you are taxed more?
If this is the case, are you covered for any hospital visits?
If you do not sign up for the Obamacare Exchange/Marketplace, you will find a new penalty on page 2 of your 2013 Form 1040, (which you will be paying on 4/15/2015).
The penalty is NOT insurance.
At least, this is what I understand at this point.
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Its raising because Obamacare eliminates Pre-Existing conditions so the companies have to make up for the loss of profit from denying care to suffering humans.
Sick Industry that needs to be done away with. We need true Universal Healthcare like the rest of the civilized world.
Would rather have seen a 1 yr limit on anyone who wants to buy health insurance can (excluding newborn children) with pre-existing conditions being considered. After that , they should be on their own. Now we will still see turds only buy coverage when they become ill. Kinda like buying fire insurance on a house after it catches fire.
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Would rather have seen a 1 yr limit on anyone who wants to buy health insurance can (excluding newborn children) with pre-existing conditions being considered. After that , they should be on their own. Now we will still see turds only buy coverage when they become ill. Kinda like buying fire insurance on a house after it catches fire.
exactly.
Help, I need auto insurance.....I just hit a car....I have a pre-existing condition.
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Would rather have seen a 1 yr limit on anyone who wants to buy health insurance can (excluding newborn children) with pre-existing conditions being considered. After that , they should be on their own. Now we will still see turds only buy coverage when they become ill. Kinda like buying fire insurance on a house after it catches fire.
The whole thing is bullshit. You are born with DNA that can encode for cancer cells. You are born with a heart with a certain capacity of limitation. Virus and disease can be contracted easily and unknowingly. There is no such thing as "pre-existing". Its always pre-existing at some point.
The Private Health Insurance Industry is a sick and deranged scam. I still can`t believe this is how healthcare operates in the United States. Its an illogical waste of money hinged on making money off of human misery by not covering things and jacking the price up to make up for not being able to deny coverage.
Yet, you and others support this nonsense. Very strange to me and very stupid.
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exactly.
Help, I need auto insurance.....I just hit a car....I have a pre-existing condition.
::)
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The whole thing is bullshit. You are born with DNA that can encode for cancer cells. You are born with a heart with a certain capacity of limitation. Virus and disease can be contracted easily and unknowingly. There is no such thing as "pre-existing". Its always pre-existing at some point.
The Private Health Insurance Industry is a sick and deranged scam. I still can`t believe this is how healthcare operates in the United States. Its an illogical waste of money hinged on making money off of human misery by not covering things and jacking the price up to make up for not being able to deny coverage.
Yet, you and others support this nonsense. Very strange to me and very stupid.
So if someone doesnt pay a penny into health coverage their entire life but wants to buy it when they develop cancer, etc... that somehow makes sense to you? I had my insurance license and know what a shitty imdustry it is but allowing someone to purchase coverage after they have developed a terminal condition is beyond moronic.
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So if someone doesnt pay a penny into health coverage their entire life but wants to buy it when they develop cancer, etc... that somehow makes sense to you? I had my insurance license and know what a shitty imdustry it is but allowing someone to purchase coverage after they have developed a terminal condition is beyond moronic.
Yes. Lets just let them die. They deserve to die and have no coverage if they can`t pay. Or if they get coverage, the hospital should bankrupt them, take their house and every penny they own.
You are right, they should not have gotten cancer. Their fault.
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U are a "registered" Libertarian yet u are on Medicare? That's kind of hypocritical. Why not live what u preach and forego government medical insurance. All doctors and hospitals take cash. Is Social Security part of your "fixed income"? Fixed income of course being a classic big government term of art. Nothing is stopping u from getting more income.
You're probably a retired public school teacher or other public service worker on a pension.
Some libertarian.
ayn rand.
some libertarian
Why do you two think all Libertarians have to be hardline extremists? Most Libertarians are probably moderates.
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Yes. Lets just let them die. They deserve to die and have no coverage if they can`t pay. Or if they get coverage, the hospital should bankrupt them, take their house and every penny they own.
You are right, they should not have gotten cancer. Their fault.
No, what they should have done was be a responsible adult and purchase insurance instead of counting on those of us who do to cover them and thereby drive up our cost. Personal responsibility.
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No, what they should have done was be a responsible adult and purchase insurance instead of counting on those of us who do to cover them and thereby drive up our cost. Personal responsibility.
Yes, because everyone has a job and everyone can afford health insurance. ::)
Republican Plan: Don`t get sick, Die Quickly. Personal responsibility.
Look, its not going to work and Private Insurance is the problem.
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Private Insurance is the problem.
So, lets fix the real problem and make healthcare just like any other service people buy.
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Yes, because everyone has a job and everyone can afford health insurance. ::)
Republican Plan: Don`t get sick, Die Quickly. Personal responsibility.
Look, its not going to work and Private Insurance is the problem.
Democrat Plan: Don't buy insurance, let someone else pay for you. No personal responsibility.
There are VERY few Americans who cant afford insurance. Its just that they choose to have a flat screen, cable, cell phone plans beyond their needs, $150 sneakers, car payments they shouldnt have, etc... instead of making it a priority. Medicaid would easily cover the ones who really need it.
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So, lets fix the real problem and make healthcare just like any other service people buy.
Fixing the problem would be Universal Healthcare like the rest of the civilized world has or totally eliminating the middle man, this case being the Insurance Companies.
Healthcare is not just a service, its a matter of life and death and continued production. You will have no economy if the sick cannot be treated or afford to be treated.
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Democrat Plan: Don't buy insurance, let someone else pay for you. No personal responsibility.
There are VERY few Americans who cant afford insurance. Its just that they choose to have a flat screen, cable, cell phone plans beyond their needs, $150 sneakers, car payments they shouldnt have, etc... instead of making it a priority. Medicaid would easily cover the ones who really need it.
Its not that simple. Sounds cute, but its not really like that.
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Fixing the problem would be Universal Healthcare like the rest of the civilized world has or totally eliminating the middle man, this case being the Insurance Companies.
Healthcare is not just a service, its a matter of life and death and continued production. You will have no economy if the sick cannot be treated or afford to be treated.
You do realize that Universal Healthcare really only works for routine health conditions generally? The real problem with it is when catastrophic conditions arise.
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You do realize that Universal Healthcare really only works for routine health conditions generally? The real problem with it is when catastrophic conditions arise.
I realize that Single Payer is proven to be more effective in health outcomes and is much more financially viable as it would actually save much more.
http://www.pnhp.org/facts/single-payer-system-cost
the U.S. could save an estimated $592 billion annually by slashing the administrative waste associated with the private insurance industry ($476 billion) and reducing pharmaceutical prices to European levels ($116 billion). In 2014, the savings would be enough to cover all 44 million uninsured and upgrade benefits for everyone else.
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http://washingtonexaminer.com/white-house-report-tennesee-men-face-290-women-197-obamacare-hike/article/2536363
Tennessee: Obamacare will triple men's premiums, double women's
By PAUL BEDARD | SEPTEMBER 25, 2013 AT 12:07 PM
— Today, a 27-year-old man in Memphis can buy a plan for as low as $41 a month. On the exchange, the lowest state average is $119 a month — a 190 percent increase.
— Today, a 27-year-old woman in Nashville can also buy a plan for as low as $58 a month. On the exchange, the lowest-priced plan in Nashville is $114 a month — a 97 percent increase. Even with a tax subsidy, that plan is $104 a month, almost twice what she could pay today.
— Today, women in Nashville can choose from 30 insurance plans that cost less than the administration says insurance plans on the exchange will cost, even with the new tax subsidy.
— In Nashville, 105 insurance plans offered today will not be available in the exchange.
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http://washingtonexaminer.com/white-house-report-tennesee-men-face-290-women-197-obamacare-hike/article/2536363
Tennessee: Obamacare will triple men's premiums, double women's
By PAUL BEDARD | SEPTEMBER 25, 2013 AT 12:07 PM
— Today, a 27-year-old man in Memphis can buy a plan for as low as $41 a month. On the exchange, the lowest state average is $119 a month — a 190 percent increase.
— Today, a 27-year-old woman in Nashville can also buy a plan for as low as $58 a month. On the exchange, the lowest-priced plan in Nashville is $114 a month — a 97 percent increase. Even with a tax subsidy, that plan is $104 a month, almost twice what she could pay today.
— Today, women in Nashville can choose from 30 insurance plans that cost less than the administration says insurance plans on the exchange will cost, even with the new tax subsidy.
— In Nashville, 105 insurance plans offered today will not be available in the exchange.
Why don`t you look at why this is happening.
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Sure it will drop by 50% and the deductibles and co-pays go through the frigging roof
yeah forget about a normal check up for physical or something minor youll be paying full price
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Why don`t you look at why this is happening.
What's your point? ???
$41 dollars a month is affordable.
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Why don`t you look at why this is happening.
Doesn't matter. Obama promised it would DROP by $2500 per family. Liberal math 2 + 2 = 800,000,000,000,000,000,000.
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I realize that Single Payer is proven to be more effective in health outcomes and is much more financially viable as it would actually save much more.
http://www.pnhp.org/facts/single-payer-system-cost
the U.S. could save an estimated $592 billion annually by slashing the administrative waste associated with the private insurance industry ($476 billion) and reducing pharmaceutical prices to European levels ($116 billion). In 2014, the savings would be enough to cover all 44 million uninsured and upgrade benefits for everyone else.
Obama spent $850 billion as soon as he walked into the Oval Office with his first stimulus plan.
Remember, the one with shovel ready jobs, except that they weren't so "shovel ready?"
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So if someone doesnt pay a penny into health coverage their entire life but wants to buy it when they develop cancer, etc... that somehow makes sense to you? I had my insurance license and know what a shitty imdustry it is but allowing someone to purchase coverage after they have developed a terminal condition is beyond moronic.
cancer treatment is pure shit, its just a way of fowarding people to death via chemo
chemo has a negative success rate
better off avoiding heme-iron or pay Marty Forkwater to set up a cancer free diet
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Doesn't matter. Obama promised it would DROP by $2500 per family. Liberal math 2 + 2 = 800,000,000,000,000,000,000.
It's all bullshit. Obama has no idea how or whether this will work.
The govt. expects that somehow business will figure this out.
Just remember, when you need a hip replacment, you'll call 1-800-529-1040 rather than your doctor.
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Obama spent $850 billion as soon as he walked into the Oval Office with his first stimulus plan.
Remember, the one with shovel ready jobs, except that they weren't so "shovel ready?"
damn obama shouldve just spent the 850 billion by giving every cancer patient 1 million dollars
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Doesn't matter. Obama promised it would DROP by $2500 per family. Liberal math 2 + 2 = 800,000,000,000,000,000,000.
It will drop if you choose the plans that will be offered and you meet the income requirements. Obama can`t control what your Private Health Insurance company will do in the long run. They will fuck you if they get the chance.
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chemo has a negative success rate.
Total bullshit.
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It's all bullshit. Obama has no idea how or whether this will work.
The govt. expects that somehow business will figure this out.
Just remember, when you need a hip replacment, you'll call 1-800-529-1040 rather than your doctor.
No one knows the impact this going to have. Much of what we are reading, good and bad, is purely speculative at this point. I can't help but feel that this is going to cost a lot of money in subsidies
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Mine and my wife's went down ;D
we have seperate due to different jobs and will be saving $200
a month.. we have blue cross / blue shield...
Will save $2,400.00 a year ;)
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Total bullshit.
::)
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the problem with the debate as its framed is in focusing solely on the monthly cost. Your monthly cost may go up or down but what's the coverage? How does it compare to your current policy on deductible, copay, specialists, and out of pocket maximums? Those are the real costs that all these folks who are uninsured will be dealing with. Uninsured people ARE high risk. They will sign up day one and on day two they will be in the office getting all the treatment they cant currently get.
I'm actually PMing the PPACA 'go live' for an insurance company in the Midwest. I see the guts of the programand its a sham against you by the collusion of big gov and big business.
The HC companies are fully aware of their increased risk in taking on these uninsured and a measly $50/month payment isn't what they're after. Well they are for the young people. The framing of the debate strictly in cost of monthly premiums is to sell to the young and healthy. If it looks cheap they'll buy it and most likely won't draw against the total monies allotted each year for payouts by HC companies.
Another thing not publicly known is that all these participating HC companies will be added to a special 'risk pool'. This pool will be overseen by a government agency called CMS whose job is to "even out" the risk so one HC company doesn't get stuck with all the "terminal 4 cancer" enrollments. .Gov will look at their risk pool and then cost share from the profits of other HC companies to even out the losses. That means two things.
1. There is absolutely a .Gov database where your PHI will be sent. I've helped build the software that tosses this file to their servers. To be included in the risk sharing pool the gov employees (IRS for now) have to verify illnesses and treatments. That means they look through your PHI and compare it against your income to determine your subsidy payment.
2. This government agency will determine for these companies how much "profit" they can make each year. If it's over their "threshold" those profits will be re-distributed to the competition...to even it all out.
Think about those two things...do we really want government to determine how much profit a business can make? Eh, comrades? And are you really 'ok' with your PHI being perused by a gov bureaucrat and scaled according to their 'risk' numbers. Recent gov scandals have shown that they cant be trusted with authority. Don't think for a minute your PHI couldn't be accessed if you were determined to be a threat. Maybe a "leak" that you were treated for an STD when you were 21 is enough to damage a campaign, or prevent future employment, or treatment if you fall outside the 'risk scale'.
Seems like a slippery slope to somewhere America wasn't founded on.
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::)
Roll your eyes all you want. Cancer is not a joke. And you don't know shit about it.
The fact is that many childhood leukemias are now cured by chemotherapy. And millions (yes, millions) of people live longer, sometimes much longer, due to chemotherapy.
Why don't you go back to posting about eating "shitloads" of peanut butter. You appear to have first hand experience about that.
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A lot of ignorance going on in the posts in this tread. Clueless posts about medical insurance and the affordable health care act.
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Prime you're a super liberal just judging by your posts and where you live.
All this nonsense about health cost drastically going down is about people living near poverty. If you and your wife make 30K total you probably don't have any insurance because you can't afford it. With Obama care you will benefit if you want to buy because the cost of buying goes down drastically. They are using this stat as the headlines in the liberal rag papers as happy days are here again, massive savings. Just remember nation wide that the massive tax breaks being handed out to subsidize payment of the policy is going to cost an insane amount of money this country doesn't have.
Just remember with that nearly one billion dollars Obama is using to "educate" the public will be used for propaganda promoting it. Soon you won't be able to find in any computer search on the first 3 pages anything but glowing accounts of how great it is. Again, can't wait for the tv commercials, internet, and newspaper ads.
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Most insurance premiums have risen in preparation for Obamacare, that is a fact.
If you make more than 45K, you'll get no subsidies and likely pay more for healthcare while free medicaid coverage is expanded 133%.
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My premium increased by $50/month this year and the letter from my insurance company specifically referrenced more costs to them as a reason the rate increased (medical mutual).
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Most insurance premiums have risen in preparation for Obamacare, that is a fact.
If you make more than 45K, you'll get no subsidies and likely pay more for healthcare while free medicaid coverage is expanded 133%.
Yes it favors the less fortunate, fuck um right?
Betcha they don't work hard.
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I live in Bellingham WA and our premiums are decreasing a huge amount after October 1st
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The whole thing is bullshit. You are born with DNA that can encode for cancer cells. You are born with a heart with a certain capacity of limitation. Virus and disease can be contracted easily and unknowingly. There is no such thing as "pre-existing". Its always pre-existing at some point.
The Private Health Insurance Industry is a sick and deranged scam. I still can`t believe this is how healthcare operates in the United States. Its an illogical waste of money hinged on making money off of human misery by not covering things and jacking the price up to make up for not being able to deny coverage.
Yet, you and others support this nonsense. Very strange to me and very stupid.
+1
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Most insurance premiums have risen in preparation for Obamacare, that is a fact.
If you make more than 45K, you'll get no subsidies and likely pay more for healthcare while free medicaid coverage is expanded 133%.
If health insurance wasn't expensive enough before, now you'll be forced to support people like Necrosis in addition to your own family. :-\
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The reason medical issues cost so much is that addressing them is in the hands of profit oriented people. If I'm your insurer, it's best for me to regularly bill you for providing nothing (because you're not currently sick), take all the money you can possibly get your hands on once you fall sick by means of 'policy exclusions,' and then kill you as quickly as public perception of my level of evil permits once you don't have any more money to give me by delaying treatment or providing an insufficient quality of care... since you are now too poor to buy the good kind. I have what you need and you're going to give me everything you've got for it.
The government is already in charge of tons of shit. National security, infrastructure, law enforcement, education, etc. It has nothing to do with socialism or communism. They run the country. That's the definition of a government. Providing health care for its citizens should be one of their tasks. Directly, and without any interposed profiteering entities.
Insurance companies legislated into medical. ::) They should be excluded entirely.
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Prime you're a super liberal just judging by your posts and where you live.
Just remember nation wide that the massive tax breaks being handed out to subsidize payment of the policy is going to cost an insane amount of money this country doesn't have.
I've mentioned this myself. Subsidies are going to come out someone's wallet. It's difficult to get accurate information. As you mention all sorts of calculations are being used to project the cost and effects.
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The reason medical issues cost so much is that addressing them is in the hands of profit oriented people. If I'm your insurer, it's best for me to regularly bill you for providing nothing (because you're not currently sick), take all the money you can possibly get your hands on once you fall sick by means of 'policy exclusions,' and then kill you as quickly as public perception of my level of evil permits once you don't have any more money to give me by delaying treatment or providing an insufficient quality of care... since you are now too poor to buy the good kind. I have what you need and you're going to give me everything you've got for it.
The government is already in charge of tons of shit. National security, infrastructure, law enforcement, education, etc. It has nothing to do with socialism or communism. They run the country. That's the definition of a government. Providing health care for its citizens should be one of their tasks. Directly, and without any interposed profiteering entities.
Insurance companies legislated into medical. ::) They should be excluded entirely.
Exactly.
I am just going to keep reposting this.
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The reason medical issues cost so much is that addressing them is in the hands of profit oriented people. If I'm your insurer, it's best for me to regularly bill you for providing nothing (because you're not currently sick), take all the money you can possibly get your hands on once you fall sick by means of 'policy exclusions,' and then kill you as quickly as public perception of my level of evil permits once you don't have any more money to give me by delaying treatment or providing an insufficient quality of care... since you are now too poor to buy the good kind. I have what you need and you're going to give me everything you've got for it.
The government is already in charge of tons of shit. National security, infrastructure, law enforcement, education, etc. It has nothing to do with socialism or communism. They run the country. That's the definition of a government. Providing health care for its citizens should be one of their tasks. Directly, and without any interposed profiteering entities.
Insurance companies legislated into medical. ::) They should be excluded entirely.
I'm sorry but that statement I bolded is entirely false. The US Constitution lays out the specific roles and limits of government. "Running shit" isn't their role. The federal government is to provide for the common defense, resolve state conflicts, manage interstate commerce, coin and print debt free money, and provide a court framework for citizens to exercise their rights laid out in the 'Declaration of Independence and Bill of Rights'.
That weak minded citizens and whorish politicians have allowed the Federal Government to become so large they can run all the things you listed doesn't mean it should. Government is force. Period. This might appeal to you when it uses its force to get you something you want (healthcare, food stamps, no bid military contracts) but it never relinquishes that force...never...and it will one day be turned on you. That's the history of "Civilization".
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I'm sorry but that statement I bolded is entirely false. The US Constitution lays out the specific roles and limits of government. "Running shit" isn't their role. The federal government is to provide for the common defense, resolve state conflicts, manage interstate commerce, coin and print debt free money, and provide a court framework for citizens to exercise their rights laid out in the 'Declaration of Independence and Bill of Rights'.
That weak minded citizens and whorish politicians have allowed the Federal Government to become so large they can run all the things you listed doesn't mean it should. Government is force. Period. This might appeal to you when it uses its force to get you something you want (healthcare, food stamps, no bid military contracts) but it never relinquishes that force...never...and it will one day be turned on you. That's the history of "Civilization".
This should be saved and posted constantly. And we all know how well .Gov is at running things.
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"The less fortunate" are not always less fortunate. Some are deserving, ie the sick, the old and the disabled but too many are lazy fuckers trying to get shit for free. If you don't realize that, you need to get around more in lower income areas. We should support our sick, old, disabled and folks that need a hand up but I am absolutely opposed to funding more and more people who don't deserve things for free. 133% expansion in medicaid is stupid and unaffordable for the states and working people. Those folks (the new 33% that qualify) should pay something, even if a small amount.
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I'm sorry but that statement I bolded is entirely false. The US Constitution lays out the specific roles and limits of government. "Running shit" isn't their role. The federal government is to provide for the common defense, resolve state conflicts, manage interstate commerce, coin and print debt free money, and provide a court framework for citizens to exercise their rights laid out in the 'Declaration of Independence and Bill of Rights'.
That weak minded citizens and whorish politicians have allowed the Federal Government to become so large they can run all the things you listed doesn't mean it should. Government is force. Period. This might appeal to you when it uses its force to get you something you want (healthcare, food stamps, no bid military contracts) but it never relinquishes that force...never...and it will one day be turned on you. That's the history of "Civilization".
Ok, we'll have to disagree about whether seeing to the health of a population should be the responsibility of a government on the basis that it is a prerequisite for all the other stuff that a government is allowed to be responsible for.
Taking it another way, no way does it belong with insurance companies. If I'm sailing ships to East India and I want to take out insurance against the loss of my cargo and vessel, you and I might agree to an arrangement where I pay you X and if I lose a ship you pay me Y. Will a ship sink? I don't know. Neither do you. It might.
I might get robbed, or lose my shit in a house fire. If I feel the risk of these possibilities justifies the cost of buying insurance then I would chose to do so. Otherwise not.
Will I need medical aid at some point? Of course. Everyone will. It's an absolute certainty. What am I insuring against? The outside possibility that I don't stay healthy forever until the end of time?
Insuring against a universal inevitability is just plain weird. There's no cost versus risk analysis to be done since the likelihood of occurrence is 100%. Neither is there any question of winning the insurance bet, since it's safe to say at this point that insurance companies make money, leading us to conclude that they take in more than they pay out. If you're selling doughnuts that's great entrepreneurship but profiting from people's ill health and generating actuarially oriented 'health plans' is ghoulish as hell.
They should be put out on their ear. Costs would plummet and quality of care would rise. Instead they wrote 'em into law. Talk about your greasy smoke filled room deals.