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Getbig Main Boards => General Topics => Topic started by: sync pulse on January 24, 2008, 12:18:17 AM
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Does anyone know what to do about a "friend" who owes me fifteen thousand dollars, but has turned into a hippie, moved to a very small town in central Texas, (because of the quality and availability of the marijuana there), and hasn't a snowball's chance in hell of ever repaying me? He has no chance because he refuses point blank to abstain from weed long enough to get a real job. (He used to be a Geographic Information Systems specialist for the oil industry)
His wife died and he took a trip to Amsterdam for a couple of months and spent every nickel he had. (he rented an apartment that cost $175.00 a DAY, amongst other expenses) I then had to finance his return, getting current on his house, several months of his utilities, and other things. The amount was fifteen thousand dollars and was done with the understanding that he would get a job on his return from Amsterdam and he would have me repaid in 5 months.
Well, he did no such thing, after playing Warcraft for 9 months, he upped and left for this little town with an art colony in central Texas near Austin. He spends his days playing the guitar on a porch, writing bad beat poetry, and smoking marijuana. Every time I talked to him about repayment he says I am being an asshole.
What can I do? He has left me hanging for over two years now, there is nothing on paper. I rather need the money now for my mother's care.
Any ideas?
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(http://images.buycostumes.com/mgen/merchandiser/27381.jpg)
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Ouch! :'(
If you made the payments on his house current, that would mean he has a house no?
Is there any way to pull out any equity in that, or has he pissed that away too?
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He walked away from his house, fully furnished two years ago. It sits there unoccupied, but fully furnished. He has made no payments for two years, no taxes for two years, with bees hiving in the walls. He won't come to town to deal with the thing. I believe he is upside down.
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You may wish to speak to an attorney, but more than likely, even if you can prove that he owes you the money, the guy has made himself "judgment proof." Even if you were to win a lawsuit, there is nothing to collect. I wish I had better news for you, sir.
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Hurt him very badly. Run up in his place and make him wish he had payed you back.
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He walked away from his house, fully furnished two years ago. It sits there unoccupied, but fully furnished. He has made no payments for two years, no taxes for two years, with bees hiving in the walls. He won't come to town to deal with the thing. I believe he is upside down.
Is his furniture worth anything?
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he is not your friend
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Is his furniture worth anything?
It's OK furniture, but not enough to make it worthwhile to harvest. Probably only would fetch only 1500 total, and this would be retail.
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He walked away from his house, fully furnished two years ago. It sits there unoccupied, but fully furnished. He has made no payments for two years, no taxes for two years, with bees hiving in the walls. He won't come to town to deal with the thing. I believe he is upside down.
Unless he owns it free and clear which is unlikely considering you made house payments for him, it is not his house anymore. If he hasn't made a payment in 2 years it would have been foreclosed on a long time ago. Then a management company would come in and make it sellable and the bank would try to unload it. Not sure why it is sitting there with Bee Hives in the walls, something is not adding up here.
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Unless he owns it free and clear which is unlikely considering you made house payments for him, it is not his house anymore. If he hasn't made a payment in 2 years it would have been foreclosed on a long time ago. Then a management company would come in and make it sellable and the bank would try to unload it. Not sure why it is sitting there with Bee Hives in the walls, something is not adding up here.
As bizarre as it sounds, it is literally true. He has made no payments, no taxes have been paid, yet civil courts have blocked the mortgage holder from forclosing. I know because I have steamed open some of his more official looking mail from his mail box. Some are notices from the mortgage holder citing that he is 24 months in arrears. Some are notices from law firms saying they haven't foreclosed yet, but are going to. Some are from the county tax collector citing two years of arrears. Some are from various counties around the state citing his failure to pay traffic fines for the past two years. The ones from the law firms cite that they have tried to get certified notices to him at a half dozen addresses, all to no avail. I would show pictures, but, well, I have been snooping in US mail.
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Hurt him very badly. Run up in his place and make him wish he had payed you back.
A very satisfying masterbation fantasy, (measure out the punishment over a time period, let him heal, then do it again) but in real life would not solve anything.
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As bizarre as it sounds, it is literally true. He has made no payments, no taxes have been paid, yet civil courts have blocked the mortgage holder from forclosing. I know because I have steamed open some of his more official looking mail from his mail box. Some are notices from the mortgage holder citing that he is 24 months in arrears. Some are notices from law firms saying they haven't foreclosed yet, but are going to. Some are from the county tax collector citing two years of arrears. Some are from various counties around the state citing his failure to pay traffic fines for the past two years. The ones from the law firms cite that they have tried to get certified notices to him at a half dozen addresses, all to no avail. I would show pictures, but, well, I have been snooping in US mail.
He doesn't have to worry about the taxes, they will warn you and warn you and not do a thing about it. Of course if he ever sells it or re-fies it(not likely with his new mortgage history), then he will have to catch up on the taxes. The only way for you to get a dime out of this peace loving hippy pussy is if he can sell his house quickly before it is foreclosed. This is assuming that he has equity, which he probably doesn't because he would have sold it before to buy more pot or whatever he buys lately. See if you can get your hands on his his mortgage statement and see what he owes. Then see what it is worth, you don't need an appraisal, I could tell you roughly if you gave me a few details. Assuming he is upside down on the house you could always make him a lowball offer on the house and try to get the bank to accept what is called a short. That is they accept much less than what he owes on the house, it is quite common these days. Hypothetically speaking if the house is worth 140 grand and you offer him 80 on it the bank could accept it. Then you have options to get your money back and more. Without the house you don't have a lot of choices. Act fast or just write it off as an asshole who fucked you out of a lot of money.
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he is not your friend
I know....now.
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He doesn't have to worry about the taxes, they will warn you and warn you and not do a thing about it. Of course if he ever sells it or re-fies it(not likely with his new mortgage history), then he will have to catch up on the taxes. The only way for you to get a dime out of this peace loving hippy pussy is if he can sell his house quickly before it is foreclosed. This is assuming that he has equity, which he probably doesn't because he would have sold it before to buy more pot or whatever he buys lately. See if you can get your hands on his his mortgage statement and see what he owes. Then see what it is worth, you don't need an appraisal, I could tell you roughly if you gave me a few details. Assuming he is upside down on the house you could always make him a lowball offer on the house and try to get the bank to accept what is called a short. That is they accept much less than what he owes on the house, it is quite common these days. Hypothetically speaking if the house is worth 140 grand and you offer him 80 on it the bank could accept it. Then you have options to get your money back and more. Without the house you don't have a lot of choices. Act fast or just write it off as an asshole who fucked you out of a lot of money.
Thanks, I will seek some local professional real estate help and see if this is feasible. But it may be hard because I am cash strapped because most of my assets are tied up caring for my terminal mother. And I have been laid off.
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I know hurting him wont get your money back. But sometimes people like him need to swallow some teeth to bring them back to the reality that there are consequences to screwing over your friends for 15g's. I dont know what else you think your going to do considering you loaned someone 15 grand without any proof or documentation. Or you could keep breaking into his place and stealing his weed, im sure that would break his little heart.
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I'm almost 100% positive you are fcuked :'(
You have nothing to prove he agreed to pay you back
I wouldn't even bother with looking into the house crap it doesn't seem like you can afford to have more money tied up
If the house is falling apart the debt owed would come off the top after any sale , he'd be left with almost nil , even if he had fire insurance and you burned it down the debt gets paid first and you sadly aren't even in queue for payment
Sorry but you're only option is revenge , I wouldn't count on getting a penny back , once you loan money you may as well forget you had it
Maybe you can ask and try seeing if he's interested in going on a camping trip , think Blair Witch , scare the living sh!t out of him if you can't inflict bodily harm
and mos def steal his weed or set him up for a huge huge bust so he goes to prison , they'll take care of him , is he pretty ?
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w8m8, you are quickly rising to the top of some of the funniest people @ getbig imo. I've really been enjoying some of your posts ;D
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:-* Thank you STella I enjoy this place
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Thanks, I will seek some local professional real estate help and see if this is feasible. But it may be hard because I am cash strapped because most of my assets are tied up caring for my terminal mother. And I have been laid off.
I had to come back and say I'm sorry to hear about your mother , I know it's a terrible thing to go through and I feel for you there sync , and being layed off sucks without having it happen to you now :'(
that rat bastard needs to suffer somehow just for principle >:(
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Just look at it as lesson learned and move on, revenge could lead you to bigger problems.
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Just look at it as lesson learned and move on, revenge could lead you to bigger problems.
I agree. Think of the money you lost as tuition at Live and Learn University.
(Good God, that was cheesy...but I stand by it.)
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I know hurting him wont get your money back. But sometimes people like him need to swallow some teeth
good source of calcium
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good source of calcium
;D
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Hurt him like he hurt you.
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it seems you can't recover the money. if you are going to get satisfaction Punisher-style, that's up to you and runs great risks, but unless this guy has attachable assets, you'd go to court for nothing.
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You will not get $1 back, Get over it..
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Sigh,...he died of Sudden Unexpected Death Syndrome...while seated at his computer.
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Hurt him like he hurt you.
you mean something like "Sudden Unexpected Death Syndrome?"
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probably too late for you mate but few things break friendships quicker than loans to them. The dual resentment of obligations and balances unpaid make for an unpleasent relationship. and it doesnt get much better between family. You may have to chalk this down to experience and any future return as a bonus.
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you mean something like "Sudden Unexpected Death Syndrome?"
Hypertrophic Cardiomyopathy they think.
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You may have to chalk this down to experience and any future return as a bonus.
There will be no return.
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Even with everything he did, I feel his passing...his kids especially feel it.
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Over the years I have found out that what goes around, comes around. Keep an eye on this guy, he will definitely get what is coming to him.
The best revenge is to live your life, and live it well.
Edit: I just noticed your post about this guy having died due to heart problems. That is sad for his children and relatives. Especially when they have to deal with the mess that he left behind with his estate.
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Over the years I have found out that what goes around, comes around. Keep an eye on this guy, he will definitely get what is coming to him.
The best revenge is to live your life, and live it well.
He died...
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Hey sync, sorry you never got your 15gs back, the prick is dead, he wont be missed. all the best to his kids, there better off without a deadbeat pot head dad...and a thief.
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(http://2.bp.blogspot.com/_-25mGcovifc/S7Q3tcVie0I/AAAAAAAAATA/H0k7O1k0UiA/s1600/godfather2.jpg)
(http://images.wikia.com/godfather/images/3/3a/Woltz_horse_head.png)
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Hey sync, sorry you never got your 15gs back, the prick is dead, he wont be missed. all the best to his kids, there better off without a deadbeat pot head dad...and a thief.
yeah,...But I still feel his passing.
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yeah,...But I still feel his passing.
Well his in peace now, no one to bother him anymore, no irs, no debt collectors hassling him, and it was natural causes.
RIP to the pot head you owed you.
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He died...
He won't recover. :-\
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He died...
One more proof what being a pothead can do to you.
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Many killings have been done for less than 15K.
Think on this.
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Many killings have been done for less than 15K.
Think on this.
John Wesley Hardin once shot a man just for snorin'
(http://images.stampwants.com/89gro.img)
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It's pure coincidence I live near Austin. I had nothing to do with his death and have a rock solid alibi. In before 3333, Tu and skip accuse me..
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It's pure coincidence I live near Austin. I had nothing to do with his death and have a rock solid alibi. In before 3333, Tu and skip accuse me..
Do I owe you rent money for the amount of space I take up in your mind?
;)
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Do I owe you rent money for the amount of space I take up in your mind?
;)
spit up my sparkle water reading that..
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spit up my sparkle water reading that..
:D
You know I do not have any beef with you on a personal level.
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:D
You know I do not have any beef with you on a personal level.
Same here... I've got no beef with you, 333 or Skip on a personal level. It's just an opinion board, and we all have a variety of opinions. Hell, it helps pass the time
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Same here... I've got no beef with you, 333 or Skip on a personal level. It's just an opinion board, and we all have a variety of opinions. Hell, it helps pass the time
I just want you to come to the dark side and get out of the Police Industrial Complex.
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I just want you to come to the dark side and get out of the Police Industrial Complex.
and I'm just waiting for that day you wake up and the real world smacks you in the face and you realize police are a much needed entity
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and I'm just waiting for that day you wake up and the real world smacks you in the face and you realize police are a much needed entity
I guess we will continue to be on opposing sides.
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I guess we will continue to be on opposing sides.
I guess..