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Getbig Main Boards => Politics and Political Issues Board => Topic started by: The Showstoppa on October 30, 2009, 10:12:04 AM
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What do you guys think?
In this land of entitlement, I see many people who allege they can't afford it, yet I bet if we went to their home/apartment......they would have many if not all of the following....Cable or dish, car(s) that they are making payments on instead of buying a cheaper used car outright, a cell phone with some outrageous texting plan, cigs and/or booze, etc.... I'm sure we can name many, many more. NONE of these things are a neccesity. They are nice to have, yes, but people have/do make do without them all the time. Yet, everyone feels they are entitled to all of these things.
Cable or dish - minimum $100/mo
Car payment/lease - minimum $250/mo
Cell phone plan - minimum $100/mo
That is $450 dollars that could go do to health insurance. And we aren't even adding all the others in.
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What do you guys think?
In this land of entitlement, I see many people who allege they can't afford it, yet I bet if we went to their home/apartment......they would have many if not all of the following....Cable or dish, car(s) that they are making payments on instead of buying a cheaper used car outright, a cell phone with some outrageous texting plan, cigs and/or booze, etc.... I'm sure we can name many, many more. NONE of these things are a neccesity. They are nice to have, yes, but people have/do make do without them all the time. Yet, everyone feels they are entitled to all of these things.
Cable or dish - minimum $100/mo
Car payment/lease - minimum $250/mo
Cell phone plan - minimum $100/mo
That is $450 dollars that could go do to health insurance. And we aren't even adding all the others in.
the cell phone and cable estimates are way off (too high) and most poor people drive piece of shit cars that are paid off.
I make good money and I drive a 1997 Nissan Maxima with 190k (hoping to make it to 250k)
On the other hand, healthy young couples with 1 healthly kid can pay 1000+ per month for health insurance with high deductibles and no guarantee of actually getting covered when they really need it (and no recourse to appeal or dispute)
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Was health insurance an issue in America 20 years ago? I don't remember it being an issue. Why is it an issue now? Because is over priced and shitty. $1000 a month for a family of 3? Are you fucking kidding me?
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the cell phone and cable estimates are way off (too high) and most poor people drive piece of shit cars that are paid off.
I make good money and I drive a 1997 Nissan Maxima with 190k (hoping to make it to 250k)
On the other hand, healthy young couples with 1 healthly kid can pay 1000+ per month for health insurance with high deductibles and no guarantee of actually getting covered when they really need it (and no recourse to appeal or dispute)
Our TV is about $100 a month with HBO/Cinemax/Showtime
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Cell phone plans can easily run 100/month.
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What do you guys think?
In this land of entitlement, I see many people who allege they can't afford it, yet I bet if we went to their home/apartment......they would have many if not all of the following....Cable or dish, car(s) that they are making payments on instead of buying a cheaper used car outright, a cell phone with some outrageous texting plan, cigs and/or booze, etc.... I'm sure we can name many, many more. NONE of these things are a neccesity. They are nice to have, yes, but people have/do make do without them all the time. Yet, everyone feels they are entitled to all of these things.
Cable or dish - minimum $100/mo
Car payment/lease - minimum $250/mo
Cell phone plan - minimum $100/mo
That is $450 dollars that could go do to health insurance. And we aren't even adding all the others in.
Disagree.
My satellite = $39.99
My car = $0.00 - paid for
My cell phone = $49.xx (includes taxes).
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hdphys, remember, all inclusive deal from sprint, 100 bucks(cheapest as far as I know), leased/not bought car can easily run 300/month, etc, these things add up. As the old addage goes, "watch your pennies and the dollars will take care of themselves".
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Yes, I can agree with that.
I just don't think the savings are as great as the original poster stated.
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I won't quote each poster, but just give an overview. You guys are giving specifics about yourselves, which you most likely aren't who I'm talking about.
Most people have a car payment, and if anything my $250 payment is low.
Cell phones, I will stand behind the majority of people having plans in the $100 range.
Cable: the only options are basic, around $40 a month or the $100 plan, in my area. VERY few people I know have basic cable.
As for cost of health insurance...I know it can vary from state to state, but when you talk about the $1000 for a family of three, you are most likely including what an employer pays. Out of pocket for decent plan here in NC, with 3 family members is around $450 thru BCBS.
I consider most of you posting to be fairly responsible budgeting your money....ie, no car payment....but my original point was that a huge percentage of those saying they can't afford healthcare are choosing to spend their money elsewhere. I stand by that.
I think a more affordable, and effective way to "overhaul" healthcare would be a more standardized cost system where dr's, hospitals and insurance companies are all held more accountable for why the cost is rising....also a key component is the insane cost of malpractice insurance for doc's.
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Strawman, I'm 47 my wife is 37 and my son is 12, we're all healthy but since I'm older shouldn't our health insurance be higher? We pay 367.00 per month for an PPO, granted our deductable is 5000.00 (catastrophic) it's still affordable.
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Strawman, I'm 47 my wife is 37 and my son is 12, we're all healthy but since I'm older shouldn't our health insurance be higher? We pay 367.00 per month for an PPO, granted our deductable is 5000.00 (catastrophic) it's still affordable.
I'm by no means an expert on insurance but I'd like to know what amount of coverage you have and (if you're employed by a company) what amount your employer is contributing in addition to your $367. Also, have you made any claims at all besides normal doctor visits, prescriptions etc...