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Getbig Main Boards => Gossip & Opinions => Topic started by: anabolichalo on April 17, 2013, 01:14:16 PM
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is it worth getting hospitaliation insurance
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is it worth getting hospitaliation insurance
Most moms do but yours just killed herself after giving birth to you. Hope this helps.
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Plan for at least a days stay
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Plan for at least a days stay
that wouldnt make it worth it
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that wouldnt make it worth it
Better to be safe than sorry.
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is it worth getting hospitaliation insurance
do you have a job?
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do you have a job?
::)
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::)
I guess that is a no.
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48-72 hours
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::)
Asks dumb questions on bodybuilding board....proceeds to roll eyes at legitimate questions....
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48-72 hours
no shit?
weird
so then the dad takes the kid home these 48-72 hours right?
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dont you have some family support dude?
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no shit?
weird
so then the dad takes the kid home these 48-72 hours right?
lol
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Asks dumb questions on bodybuilding board....proceeds to roll eyes at legitimate questions....
it's a dumb question
why would someone not have a job unless he won the lottory
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dont you have some family support dude?
you are my family, getbig :D
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no shit?
weird
so then the dad takes the kid home these 48-72 hours right?
No. The baby stays there in the nursery.
(http://www.bloomberg.com/image/iw1hw5vVhVv0.jpg)
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no shit?
weird
so then the dad takes the kid home these 48-72 hours right?
Good luck breast feeding
Tren made you lactate yet?
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No. The baby stays there in the nursery.
so you have to pay extra for that?
and probably such hospitlization wouldnt cover it
cant u just take it home right away?
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We had a mid-wife. In by 2pm my boy was born at 8pm, home with child by 10:30pm. He was an underwater birth. 9lb 6oz. Perfect then, perfect now. No anesthesia what so ever.
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is it worth getting hospitaliation insurance
Don't get insurance. Spend that money on bodybuilding drugs. If your wife or kid need medical aid you can just ask for advise on getbig how to do it yourself.
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no shit?
weird
so then the dad takes the kid home these 48-72 hours right?
My family and I spent a couple of days in the hospital. Another couple we had met previously who did not have the best insurance left the next day. Get the insurance.
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Good luck breast feeding
Tren made you lactate yet?
you can buy protein powders for babies you dumb fuck
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We had a mid-wife. In by 2pm my boy was born at 8pm, home with child by 10:30pm. He was an underwater birth. 9lb 6oz. Perfect then, perfect now. No anesthesia what so ever.
good job
keep hospital expenses to minimum
those vultures
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No. The baby stays there in the nursery.
(http://www.bloomberg.com/image/iw1hw5vVhVv0.jpg)
We had my daughter in our room pretty much the whole time.
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With these kinds of questions, how did you manage to find her vagina?
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With these kinds of questions, how did you manage to find her vagina?
well sometimes it's difficult to find, like in spoons position, i find it with my finger but not with my cock
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you can buy protein powders for babies you dumb fuck
Have a word with the head nurse. For the right money she'll hook you up with the alpha baby.
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Have a word with the head nurse. For the right money she'll hook you up with the alpha baby.
as if that kid isnt going to be dangerously alpha
without strong guidance will rob a bank at 7 years old because too many alpha genes
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According to the Department of Labor' HIPAA Act of 1996, "... HIPAA prohibits plans from applying a preexisting condition exclusion to pregnancy, genetic information, and certain children".
Info from Dept. of Labor website: www.dol.gov/ebsa/faqs/faq_consumer_hipaa.HTML
yes.
the laws that govern group and individual health plans are a little different when it comes to pre-existing conditions, and are enforced or regulated by the state department of insurance in the state where you live.
individual plans, almost without exception, will not take on a pregnant applicant, or even a male who is looking for a health plan if he's fathered a child that hasn't been born yet.
group plans are much more likely to accept a pregnant employee, or the spouse of a pregnant woman, on their plan after the employer's probation period is over. however, it's possible if the pregnancy is beyond the first trimester to encounter problems getting accepted. the fastest way to get the true answer in this situation is to find out what the employer's probation period is (90 days or whatever), and also ask the benefits administrator at the company to call the health insurance carrier and ask them directly. in Texas, by law, pregnancy is supposed to be covered like any other pre-existing condition on a group plan. however, if pre-ex conditions have a waiting period of 12 months and baby is due in 6 months, it doesn't help a new employee much.
finally, every state has an individual health insurance plan that is sponsored by the state department, for persons with pre-existing that can't get covered or accepted anywhere. do a Google search for "[your state] department of insurance" and the link for the site will come up. contact them or review the website and look for the 'risk pool' plan. in Texas, blue cross blue shield is the provider. every state is difference. this individual policy provides coverage for persons with terminal illness, pregnancy, and anything else other insurance companies often decline or charge a fortune to cover. the premiums are about 1.25 - 1.5 times more than health insurance for the same applicant would be with a company that does not cover pre-existing conditions, but the coverage is guaranteed. in other words, you can't be declined.
this works perfectly if you already have health insurance that doesn't cover maternity. the risk pool plan will have at least a 12 month waiting period for pre-ex, like group health plans do. if you have had your old health insurance for any period of time - especially for twelve months already - you get credit for that coverage and your waiting period for pre-ex is eliminated on the new plan. if you had coverage for six months, the risk pool would give you six months of credit off the pre-ex waiting period. if your baby's due in 8 months, it will work because you only have to wait six months for the pre-ex part of the coverage to be effective. if your baby's due in 2 months, your pre-ex period won't be over yet and it the pregnancy won't be covered.
so what do you do if the answers above don't work for you ...?
in a worse case scenario, you can approach your obstetrician and negotiate a price for a package deal of nine months of prenatal care and baby delivery. the cost would be at least $2,500-3,500; for c-sec, $5,000-7,000. your cash offer should be 50% of whatever the doctor charges insurance companies for the same service. offer monthly payments with the last one due on the baby's due date. you can negotiate the hospital bill for a package deal for an overnight stay the same way.
call each medical care provider (ob and the hospital) to get the charge they send to insurance companies for the services you need before you let on you need to negotiate your bill. if you can, pay the hospital installments over the nine months during the pregnancy and they'll be more likely to agree to the arrangement. collecting money for medical services after the care has been rendered is really difficult, so many medical providers don't like to negotiate at all. don't be discouraged. good ob docs and hospitals do this everyday, but it's not in the grapevine for the public to know. it's easy to panic if you're expecting and don't have maternity. instill the idea in your mind that everything's negotiable, and trudge ahead with finding a doctor and hospital you like. your determination will show and help you during negotiations. it's also a good persuasion tool to write your arrangement on paper when you present it to a medical care provider to show how serious you are. http://wiki.answers.com/Q/Is_being_pregnant_considered_a_pre-existing_condition_when_changing_insurance
Has she been going for pre-natal care? Who's been paying for that?
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Ask how much she can get you for it. You don't have to commit but you want to make an informed decision.
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pre natal? the fuck is that
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When they ask if you want to hold him hold it over your hear and scream the prophesy is fulfilled.
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When they ask if you want to hold him hold it over your hear and scream the prophesy is fulfilled.
Add "the dark lord has risen from the pit"
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pre natal? the fuck is that
You two should seriously consider adoption.
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You two should seriously consider adoption.
Hahahah
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You two should seriously consider adoption.
^
100% spot on, no offense intended.
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I don't know. The only time I knocked up a girl I gave her a low tech abortion by pushing her down the stairs.
Cheap and effective.
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You two should seriously consider adoption.
Why?
They already have one on the way.
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;D
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My wife had a c section a week and a half ago, we went in on Saturday and left Tuesday. They said that was their procedure.
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I had C-Section, left after the 4th day and no baby doesn't go home with daddy. They stay at the hospital. Mine was with me except night time, she was in the nursery
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Asks dumb questions on bodybuilding board....proceeds to roll eyes at legitimate questions....
most of his questions don't seem dumb to me... more likely, a bunch of "experts" don't know the answer to a "basic" question and instead of looking dumb themselves, claim the question was dumb
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We had a mid-wife. In by 2pm my boy was born at 8pm, home with child by 10:30pm. He was an underwater birth. 9lb 6oz. Perfect then, perfect now. No anesthesia what so ever.
Under water, I don't get that. Do they use their gills for the first few breaths?
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You two should seriously consider adoption.
too late that bun is in the oven cooking..
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You two should seriously consider adoption.
I have to agree.
Why don't you go buy the book "What to expect when you're expecting" anabolic. It might help you and you may not come across as a young person who has no business having a kid.
With your current understanding of life, I would expect your kid to be dead within 2 months.
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Solved.
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is it worth getting hospitaliation insurance
Every mortal human being needs medical insurance...you will someday need it...
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pre natal? the fuck is that
You two should seriously consider adoption.
I would go further and say he should not be in control of an innocent child...
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is it worth getting hospitaliation insurance
Some women have their babies at home with the help of a midwife. In years past and probably sometimes still today,woman just squat down in the rice paddy and drop the baby out right there, sticks the baby on her tit and then goes right on picking rice. More civilized folks go to the hospital. You never know how things are going to work out. My mom was in labor for 52 hours. I was in the hospital for 3 months after I was born....it is a long and sad story.
If you show up when your woman is in labor, even if you don't have insurance, the hospital has to admit you. It is the law in the U.S.
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Most moms do but yours just killed herself after giving birth to you. Hope this helps.
haha