Getbig Bodybuilding, Figure and Fitness Forums
Getbig Main Boards => Gossip & Opinions => Topic started by: Competitor 9 on February 08, 2015, 07:26:11 PM
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Hey guys serious question. Looks like my house sold and I'll be making a decent return. As I'm now a college guy Im more worried about saving money and getting my toys once I get my degree going.
My big payments are my car and insurance. So I'd like to down size and get rid of the is250
Should I just pay it off and keep it?
Sale it and buy a used older mustang coupe (I'm a mechanic and know them like the back of my hand always wanted a fox body 5.0) and use the money I would have used and invest in a cd or along those lines?
I'm leaning more towards option b. Rolling in luxury is nice. But having a safety net is better
I mean this to be a real post with real responses. As some of the getbiggers here are educated and have some real world experience
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Save as much money as you can.
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Save as much money as you can.
I think your right. If the mustang broke down easy fix. The Lexus? I'd be fucked
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How old are you mike?
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How old are you mike?
Turned 26 a few months ago
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Hey guys serious question. Looks like my house sold and I'll be making a decent return. As I'm now a college guy Im more worried about saving money and getting my toys once I get my degree going.
My big payments are my car and insurance. So I'd like to down size and get rid of the is250
Should I just pay it off and keep it?
Sale it and buy a used older mustang coupe (I'm a mechanic and know them like the back of my hand always wanted a fox body 5.0) and use the money I would have used and invest in a cd or along those lines?
I'm leaning more towards option b. Rolling in luxury is nice. But having a safety net is better
I mean this to be a real post with real responses. As some of the getbiggers here are educated and have some real world experience
Take whatever you make and pay off EVERYTHING. Keep 3-6 months in living expenses and start saving. The luxury stuff is nice but not necessary right now. Dave Ramsey is your friend. Saved my ass along time ago.
http://www.daveramsey.com/home/
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Save, but not in a CD for heaven's sake.
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Take whatever you make and pay off EVERYTHING. Keep 3-6 months in living expenses and start saving. The luxury stuff is nice but not necessary right now. Dave Ramsey is your friend. Saved my ass along time ago.
http://www.daveramsey.com/home/
That roughly what in trying to keep in savings. If I sale the Lexus and pick up a clean 5.0 for say 6k that saves me 15,000 right there
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Turned 26 a few months ago
Ok, I think you're right on the cusp here. So I'm going to lean toward the irresponsible side: here's my answer:
Get the fuck atta here with your CDs and shit. What are you 50? You got a good physique (maybe aittle homo) and you in prime pussy pulling years. What you're going to roll up in a 1985 mustang? Kneegrow please!
Stick with the Lexus. If you take care of it, it'll last at least 200k miles. Toll save money in the long run anyway. Don't be in such a hurry to get old. Look at Wes. Getting old sucks.
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Looks like it's time to start cutting some of the fat off.
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That roughly what in trying to keep in savings. If I sale the Lexus and pick up a clean 5.0 for say 6k that saves me 15,000 right there
Smart.
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Also, if you have any credit card debt. Pay those off and cut them up. But keep the accounts open.
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Also, if you have any credit card debt. Pay those off and cut them up. But keep the accounts open.
That's another thing I'm going to do. Chop the fucking thing up
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Ok, I think you're right on the cusp here. So I'm going to lean toward the irresponsible side: here's my answer:
Get the fuck atta here with your CDs and shit. What are you 50? You got a good physique (maybe aittle homo) and you in prime pussy pulling years. What you're going to roll up in a 1985 mustang? Kneegrow please!
Stick with the Lexus. If you take care of it, it'll last at least 200k miles. Toll save money in the long run anyway. Don't be in such a hurry to get old. Look at Wes. Getting old sucks.
Haha I'm married and I'll still have my pro street gto!
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In college yet asking getbig.com for advise on personal life/financial decisions.
You're definitely going to go far
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Just keep saving those disability checks. They add up quick and produce more income than a large segment of people do in the United States for difficult work.
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In college yet asking getbig.com for advise on personal life/financial decisions.
You're definitely going to go far
Lol some of these guys are loser. But some of these guys have lived a lot of life and offer good advice l, Howard has a phd in physics. Coach owns and operates his own business. I'm sure there are plenty more guys that have real world advice. I'm not to prideful to listen. I learned the hard way other people have already learned the hard way for you
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Just keep saving those disability checks. They add up quick and produce more income than a large segment of people do in the United States for difficult work.
Best part is they go up each year with inflation ;D
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Best part is they go up each year with inflation ;D
Yep. Milking the system in the best way possible. Better not vote against your interests. Vote for whomever will keep the juice flowing from the taxpayers to you. The disabled, unable to work like you, need it more than anyone. Plus you can still compete in bodybuilding.
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Do you still get an income at a vet?
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Lol some of these guys are loser. But some of these guys have lived a lot of life and offer good advice l, Howard has a phd in physics. Coach owns and operates his own business. I'm sure there are plenty more guys that have real world advice. I'm not to prideful to listen. I learned the hard way other people have already learned the hard way for you
I learned the hard way as well and every once in a while my wife has to pull me back from impulse buying. I'm not talking about little things either.
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Do you still get an income at a vet?
He gets full income as he is disabled, unable to walk, talk or even get out of bed.
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Do you still get an income at a vet?
I get disabiled compensation and as long as I pass a full time college load I get a payment from my GI bill every month. My goal here is to go to school full time and get my degree as fast as possible so I don't have to work a shitty part time job for 5 years to get my degree
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He gets full income as he is disabled, unable to walk, talk or even get out of bed.
Bum knee but leg presses with the best of them. Hes a dedicated bodybuilder. The mind of a warrior and a body made of iron.
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I get disabiled compensation and as long as I pass a full time college load I get a payment from my GI bill every month. My goal here is to go to school full time and get my degree as fast as possible so I don't have to work a shitty part time job for 5 years to get my degree
That's awesome!! Just make sure the day you graduate you're debt free. Nothing says freedom like being debt free. Esecially when you're young and married.
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That's awesome!! Just make sure the day you graduate you're debt free. Nothing says freedom like being debt free. Esecially when you're young and married.
Yes sir, I dug myself out of some debit abd bad credit from a divorce. Never will I put myself in that spot again
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Yes sir, I dug myself out of some debit abd bad credit from a divorce. Never will I put myself in that spot again
Navy mike did you get a divorce because you were dedicated to the iron and the wife did not understand?
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Yes sir, I dug myself out of some debit abd bad credit from a divorce. Never will I put myself in that spot again
so you are 26 and being married twice?
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Hey guys serious question. Looks like my house sold and I'll be making a decent return. As I'm now a college guy Im more worried about saving money and getting my toys once I get my degree going.
My big payments are my car and insurance. So I'd like to down size and get rid of the is250
Should I just pay it off and keep it?
Sale it and buy a used older mustang coupe (I'm a mechanic and know them like the back of my hand always wanted a fox body 5.0) and use the money I would have used and invest in a cd or along those lines?
I'm leaning more towards option b. Rolling in luxury is nice. But having a safety net is better
I mean this to be a real post with real responses. As some of the getbiggers here are educated and have some real world experience
Navy_Mike, these questions are best answered by Getbig's resident financial guru Melvin Goodrum of Caliber Investment Brokerage.
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Navy_Mike, these questions are best answered by Getbig's resident financial guru Melvin Goodrum of Caliber Investment Brokerage.
LOL!!!!!!!!!
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Navy mike did you get a divorce because you were dedicated to the iron and the wife did not understand?
I rushed in to something was to young and she was 8 years older then me. I wasn't a very nice guy to here and she was ultra controlling. Live and learn
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Navy_Mike, these questions are best answered by Getbig's resident financial guru Melvin Goodrum of Caliber Investment Brokerage.
Lol damn was just going to post something like this lol
Didnt goodrum make $21,000k last year? :-)
He said he saves on his food bill by emailing food companies and lying and telling them he had a bad experience with their product. They send him free samples lol. Epic way to save money. Goodrum knows all the tricks. Sound financial planning!!
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Lol damn was just going to post something like this lol
Didnt goodrum make $21,000k last year? :-)
He said he saves on his food bill by emailing food companies and lying and telling them he had a bad experience with their product. They send him free samples lol. Epic way to save money. Goodrum knows all the tricks. Sound financial planning!!
Haha seriously? That patheticand here I though he was a inside and owned his own companies
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Haha seriously? That patheticand here I though he was a inside and owned his own companies
Im sure its more difficult than a bodybuilder collecting disability.
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I rushed in to something was to young and she was 8 years older then me. I wasn't a very nice guy to here and she was ultra controlling. Live and learn
And now look at you. Big muscles, big head, strong knees, vet, college educated. Jokes on her!!
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Haha seriously? That patheticand here I though he was a inside and owned his own companies
Yup. He said companies like giving out free samples :-/
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Yup. He said companies like giving out free samples :-/
If the world's greatest merger arbitrage specialist emailed you directly, wouldn't you give him a free sample?
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And now look at you. Big muscles, big head, strong knees, vet, college educated. Jokes on her!!
Don't forget a hotter women to! Ya she's the type that has to marry someone and life off them. She just wanted to be a stay at home mom. In today's world to live comfortably that wasn't a option. Those feeling didn't come out tell after we got married... Watch out women will get you
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Im sure its more difficult than a bodybuilder collecting disability.
Gawd you are a miserable bitch. What the fuck did God not give you that makes you the pathetic way you are?
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Read a good book on investing and then come back here and reread this thread. You'll be saying "CD? What the hell was I talking about?"
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If the world's greatest merger arbitrage specialist emailed you directly, wouldn't you give him a free sample?
I'd even go a step further and offer goodrum a job. I mean, what's stopping goodrum from being the CEO of Microsoft? Not much.
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Gawd you are a miserable bitch. What the fuck did God not give you that makes you the pathetic way you are?
No such thing as god, cupcake.
But if there was, he gave me a giant penis, something that will allude you for the rest of your life.
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I'd even go a step further and offer goodrum a job. I mean, what's stopping goodrum from being the CEO of Microsoft? not much h.
Laziness
Intelligence
Aptitude
Work ethic
Experience
Expertise
Knowledge
Social skills
Personal hygiene
Condescending attitude
Lack of honesty
Bodyfat level
Sexual orientation
Fashion sense
Lack of a properly sized TV
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No such thing as god, cupcake.
But if there was, he gave me a giant penis, something that will allude you for the rest of your life.
It's "elude" Suzie Homemaker.
Does Moe Howard know you stole his haircut?
Like you would know sweet fuck all about doing an honest day's work in your life.
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It's "elude" Suzie Homemaker.
Does Moe Howard know you stole his haircut?
Like you would know sweet fuck all about doing an honest day's work in your life.
No, allude, because everytime you see my posts, I want you to think of my big dick.
Hope this helps, cupcake. (do you see what I did there this time, cupcake?)
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That's another thing I'm going to do. Chop the fucking thing up
Actually, if you can be disciplined and only charge what you can pay off each month, use them. Build your credit. Just don't get dumb.
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I rushed in to something
Live and learn
WTF you didn't learn shit ,you married your second wife after dating for 5 month,basically you guys don't even know each other.
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No such thing as god, cupcake.
But if there was, he gave me a giant penis, something that will allude you for the rest of your life.
Prove it.
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Prove it.
Ok where do I send pics?
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No, allude, because everytime you see my posts, I want you to think of my big dick.
Hope this helps, cupcake. (do you see what I did there this time, cupcake?)
Okay Gollum, if you say so. Shouldn't you and your Olsen twin wrists be scrubbing toilets?
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WTF you didn't learn shit ,you married your second wife after dating for 5 month,basically you guys don't even know each other.
Navy Mike is taking after our resident Howard. :-)
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Put 1k a year into ira account
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Okay Gollum, if you say so. Shouldn't you and your Olsen twin wrists be scrubbing toilets?
I should be making a Candy Bar Tart.
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Navy Mike is taking after our resident Howard. :-)
Turning homo?
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Smart.
Whats smarter is to not give a shit what car you drive and pick up a mid 00's toyota or honda sedan for 5k and have cheap insurance payments and insane gas milage.
If you're trying to save money, the last thing you want is a 5.0l V8 Mustang. Especially one thats 30 years old and has probably been driven like shit by some idiot high school kid at one more points in it's lifetime.
If you're trying to save money, drop the flash cars and possessions. If you do buy something nice for yourself, think of it as an investment and make sure you A get a good deal on it, B buy used, and C buy something you can resell if/when financial hardship strikes. You might not make your money back, but if you need to sell if you can price it to sell for cash and you'll have something rather than nothing if for example you'd bought something cheap and cheerful.
Oh and find a cheap ass place to live. Nothing wrong with living with other people when you're in your 20s. I was paying 350 bucks a month in rent for a long time by living with other people who weren't friends nor family aka room mates.
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Whats smarter is to not give a shit what car you drive and pick up a mid 00's toyota or honda sedan for 5k and have cheap insurance payments and insane gas milage.
If you're trying to save money, the last thing you want is a 5.0l V8 Mustang. Especially one thats 30 years old and has probably been driven like shit by some idiot high school kid at one more points in it's lifetime.
If you're trying to save money, drop the flash cars and possessions. If you do buy something nice for yourself, think of it as an investment and make sure you A get a good deal on it, B buy used, and C buy something you can resell if/when financial hardship strikes. You might not make your money back, but if you need to sell if you can price it to sell for cash and you'll have something rather than nothing if for example you'd bought something cheap and cheerful.
Oh and find a cheap ass place to live. Nothing wrong with living with other people when you're in your 20s. I was paying 350 bucks a month in rent for a long time by living with other people who weren't friends nor family aka room mates.
Solid
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Hey guys serious question. Looks like my house sold and I'll be making a decent return. As I'm now a college guy Im more worried about saving money and getting my toys once I get my degree going.
My big payments are my car and insurance. So I'd like to down size and get rid of the is250
Should I just pay it off and keep it?
Sale it and buy a used older mustang coupe (I'm a mechanic and know them like the back of my hand always wanted a fox body 5.0) and use the money I would have used and invest in a cd or along those lines?
I'm leaning more towards option b. Rolling in luxury is nice. But having a safety net is better
I mean this to be a real post with real responses. As some of the getbiggers here are educated and have some real world experience
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I've never been one to waste money on cars. To me, they are convenient transportation. I've kept my cars at least 10 years before trading them in. I've only bought one brand new car and that was in 1967. My current car is 11 years old. I keep it in tip top condition. It should run for another 130,000 miles.
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Take whatever you make and pay off EVERYTHING. Keep 3-6 months in living expenses and start saving. The luxury stuff is nice but not necessary right now. Dave Ramsey is your friend. Saved my ass along time ago.
http://www.daveramsey.com/home/
For once coach is right. Study up on Dave Ramsey and you will be fine.
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Turned 26 a few months ago
I like the look of your girl.
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so you are 26 and being married twice?
Yes he's headed for the Howard, steve kuclo route
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Whats smarter is to not give a shit what car you drive and pick up a mid 00's toyota or honda sedan for 5k and have cheap insurance payments and insane gas milage.
If you're trying to save money, the last thing you want is a 5.0l V8 Mustang. Especially one thats 30 years old and has probably been driven like shit by some idiot high school kid at one more points in it's lifetime.
If you're trying to save money, drop the flash cars and possessions. If you do buy something nice for yourself, think of it as an investment and make sure you A get a good deal on it, B buy used, and C buy something you can resell if/when financial hardship strikes. You might not make your money back, but if you need to sell if you can price it to sell for cash and you'll have something rather than nothing if for example you'd bought something cheap and cheerful.
Oh and find a cheap ass place to live. Nothing wrong with living with other people when you're in your 20s. I was paying 350 bucks a month in rent for a long time by living with other people who weren't friends nor family aka room mates.
Or hopefully u have very wealthy parents so u don't have to ever worry about this shit and never work a day in your life
Plan B would be play the lotto and hopefully win so u can continue your quest for bbing and plastic trophies
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Sell everything and thong it up man. Live in a cheap car, train and eat steronz until you are Mr O
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The goal is to have zero debt if/when possible.
My house is paid off, I have all the $$ for my 2 kids college (no loans / debt), a good feeling...
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working a 'shitty part time job' while in school helps to build character, and value for time, money, etc.
doing that is the best advice i can give you, because your debilitating war injury has obviously not taught you about integrity.
Ok buddy, I have no idea about integrity or commitment. I don't need character building through a shit job I mafe 12,000 a year for 2 years when I first joined doing the worst jobs they had with stupid long hours
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Build your own bicycle. All sort of good mechanical engineering lessons and the asian girls will go nuts.
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Whats smarter is to not give a shit what car you drive and pick up a mid 00's toyota or honda sedan for 5k and have cheap insurance payments and insane gas milage.
If you're trying to save money, the last thing you want is a 5.0l V8 Mustang. Especially one thats 30 years old and has probably been driven like shit by some idiot high school kid at one more points in it's lifetime.
If you're trying to save money, drop the flash cars and possessions. If you do buy something nice for yourself, think of it as an investment and make sure you A get a good deal on it, B buy used, and C buy something you can resell if/when financial hardship strikes. You might not make your money back, but if you need to sell if you can price it to sell for cash and you'll have something rather than nothing if for example you'd bought something cheap and cheerful.
Oh and find a cheap ass place to live. Nothing wrong with living with other people when you're in your 20s. I was paying 350 bucks a month in rent for a long time by living with other people who weren't friends nor family aka room mates.
Yep. Totally agree. Especially about the car. Waste of money just for some flash that noone really cares about in reality.
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Build your own bicycle. All sort of good mechanical engineering lessons and the asian girls will go nuts.
Haha maybe I can can dig it up to run on solar energy and bio fuel.... Liberal bitchs love bio fuel
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Mike if this sport has taught me anything about finances it's that if you're not schoming you're not trying.
Your best option here is having your wife work multiple jobs, less time spent by you dealing with her nonsense.
2 birds 1 stone.
You're welcome boss.
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Hey guys serious question. Looks like my house sold and I'll be making a decent return. As I'm now a college guy Im more worried about saving money and getting my toys once I get my degree going.
My big payments are my car and insurance. So I'd like to down size and get rid of the is250
Should I just pay it off and keep it?
Sale it and buy a used older mustang coupe (I'm a mechanic and know them like the back of my hand always wanted a fox body 5.0) and use the money I would have used and invest in a cd or along those lines?
I'm leaning more towards option b. Rolling in luxury is nice. But having a safety net is better
I mean this to be a real post with real responses. As some of the getbiggers here are educated and have some real world experience
Since you've already taken the biggest loss on your current car, it may be best to keep it as reliable transportation is important.
As everyone has said, CD's are laughable as investments. Savings accounts are just a little better than under the mattress.
There are too many unknowns to give any specific investment opinions.