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Getbig Main Boards => Gossip & Opinions => Topic started by: Coach is Back! on May 23, 2015, 09:59:44 PM

Title: Now I really feel like crap..
Post by: Coach is Back! on May 23, 2015, 09:59:44 PM
...

https://www.facebook.com/daveramsey/videos/10152924715725886/
Title: Re: Now I really feel like crap..
Post by: Wiggs on May 23, 2015, 10:02:11 PM
I love Dave Ramsey.  I got his book total Money Makeover years ago. Great book.  I listen to him on the radio occasionally these days.
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 23, 2015, 10:09:24 PM
I love Dave Ramsey.  I got his book total Money Makeover years ago. Great book.  I listen to him on the radio occasionally these days.

Years ago me and wife went through the financial peace university and it was awesome. We eliminated most of our debt except my truck, boat and mortgages on both homes. The truck and boat will be payed off within 4 months. We payed off our CC's and cut them up but we keep them open.
Title: Re: Now I really feel like crap..
Post by: calfzilla on May 24, 2015, 02:02:26 AM
I'm actually listening to his podcast right now.  8)

I've read total money makeover and entreleadsrship.

I remember when you bought your truck on payments I told you not to because Dave ramsey would not approve and you didn't listen.  :D
Title: Re: Now I really feel like crap..
Post by: Mr Anabolic on May 24, 2015, 04:53:02 AM
I love Dave Ramsey.  I got his book total Money Makeover years ago. Great book.  I listen to him on the radio occasionally these days.

The guy just talks common sense... something that many people do not have.

The bad thing about Ramsey is that he's a shill for bankers, financial companies and Wall St.  This is not good.  He is promoting usury.
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 24, 2015, 05:39:46 AM
I'm actually listening to his podcast right now.  8)

I've read total money makeover and entreleadsrship.

I remember when you bought your truck on payments I told you not to because Dave ramsey would not approve and you didn't listen.  :D

Hence the title of this thread :(

Everytime I listen to him he makes me feel guilty. Lol
Title: Re: Now I really feel like crap..
Post by: Twaddle on May 24, 2015, 06:17:38 AM
Who the fuck finances a car at anything over 5%?  Seriously, I've never had a bank or dealership offer me anything over 5%, it's always been under.   ???
Title: Re: Now I really feel like crap..
Post by: Marty Champions on May 24, 2015, 06:19:27 AM
The guy just talks common sense... something that many people do not have.

The bad thing about Ramsey is that he's a shill for bankers, financial companies and Wall St.  This is not good.  He is promoting usury.
x2 perfect for the 5'9 and under crowd though
Title: Re: Now I really feel like crap..
Post by: Marty Champions on May 24, 2015, 06:21:53 AM
Years ago me and wife went through the financial peace university and it was awesome. We eliminated most of our debt except my truck, boat and mortgages on both homes. The truck and boat will be payed off within 4 months. We payed off our CC's and cut them up but we keep them open.
only a 5 foot tall moron has bad credit and doesnt pay cc bills on time
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 24, 2015, 06:24:42 AM
only a 5 foot tall moron has bad credit and doesnt pay cc bills on time

I don't have bad credit genius  ::)
Title: Re: Now I really feel like crap..
Post by: che on May 24, 2015, 06:35:13 AM
Don't feel like crap Coach  , being 5'2''  having a big truck  is not a commodity, it's really a necessity.
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 24, 2015, 06:35:51 AM
The guy just talks common sense... something that many people do not have.

The bad thing about Ramsey is that he's a shill for bankers, financial companies and Wall St.  This is not good.  He is promoting usury.

Lol.....what??
Title: Re: Now I really feel like crap..
Post by: Thong Maniac on May 24, 2015, 07:10:56 AM
Coach, how do u and ramsey feel about leases? We could afford to pay cash for a car but decided to not drain our account and leased a nicer one instead. Her company gives her like 1k a month for car allowance which covers gas, insurance, upkeep, and lease payment. We have no debt other than mortage
Title: Re: Now I really feel like crap..
Post by: Mr Anabolic on May 24, 2015, 07:29:26 AM
Lol.....what??

Go back to sleep coach
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 24, 2015, 09:31:44 AM
Coach, how do u and ramsey feel about leases? We could afford to pay cash for a car but decided to not drain our account and leased a nicer one instead. Her company gives her like 1k a month for car allowance which covers gas, insurance, upkeep, and lease payment. We have no debt other than mortage

I feel the same way. I would rather not use the cash. I have no problem with leases as long as you stay within the lease miles then I think it's around .20 a mile after that.
Title: Re: Now I really feel like crap..
Post by: falco on May 24, 2015, 11:44:11 AM
Years ago me and wife went through the financial peace university and it was awesome. We eliminated most of our debt except my truck, boat and mortgages on both homes. The truck and boat will be payed off within 4 months. We payed off our CC's and cut them up but we keep them open.

Those that mean you're no longer a member of team 3CC's?
Title: Re: Now I really feel like crap..
Post by: FitnessFrenzy on May 24, 2015, 11:48:13 AM
only a 5 foot tall moron has bad credit and doesnt pay cc bills on time

do you dislike coach because he is republican?
Title: Re: Now I really feel like crap..
Post by: calfzilla on May 24, 2015, 12:59:57 PM
I feel the same way. I would rather not use the cash. I have no problem with leases as long as you stay within the lease miles then I think it's around .20 a mile after that.

Dave Ramsey is very much against leases!  This example he would say it's great she gets a car allowance but what happens when she loses her job and is stuck in the fleece?
Title: Re: Now I really feel like crap..
Post by: Howard on May 24, 2015, 01:22:03 PM
Who the fuck finances a car at anything over 5%?  Seriously, I've never had a bank or dealership offer me anything over 5%, it's always been under.   ???

People just getting started or have lousy credit are the ones guilty of that.
They need a car and don't have much money saved.

Dave is right about what to do in the long run.
Building financial security is possible , but for most of us it takes awhile.
Title: Re: Now I really feel like crap..
Post by: hardgainerj on May 24, 2015, 01:23:56 PM
do you dislike coach because he is republican?
poor & republican=teabagger
Title: Re: Now I really feel like crap..
Post by: 2Thick on May 24, 2015, 01:26:59 PM
poor & republican=teabagger

I'm not anywhere near poor by most people's standards, but I have long felt that I am taxed enough already.


Debt is a necessary evil for most of us when we're young. But the goal should eventually be to get debt free eventually, not to just borrow more and more as you get older in order to keep up with the Joneses.
Title: Re: Now I really feel like crap..
Post by: Vince G, CSN MFT on May 24, 2015, 02:31:20 PM
That's why I still drive my Taurus.....been paid off for 8 years now.   ;D
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 24, 2015, 02:41:07 PM
That's why I still drive my Taurus.....been paid off for 8 years now.   ;D

I had a 2004 Durango (that I loved) and the engine finally went south. I got my truck because we needed another vehicle. The Durango has been paid off since 2006. Sucks to have another payment but the truck has almost all of the amenities as the C or CLS but more practical (for me). Replaced the engine in the Durango and gave it to my son.
Title: Re: Now I really feel like crap..
Post by: DroppingPlates on May 24, 2015, 02:46:21 PM
Wow, what a genius ::)
Title: Re: Now I really feel like crap..
Post by: Fuzzy Nuts on May 24, 2015, 09:50:38 PM
Years ago me and wife went through the financial peace university and it was awesome. We eliminated most of our debt except my truck, boat and mortgages on both homes. The truck and boat will be payed off within 4 months. We payed off our CC's and cut them up but we keep them open.
Hooray, you're 50 and own nothing.
Title: Re: Now I really feel like crap..
Post by: DroppingPlates on May 24, 2015, 10:04:45 PM
Hooray, you're 50 and own nothing.

The Murican way of life..

http://www.usdebtclock.org/
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 24, 2015, 10:37:18 PM
Hooray, you're 50 and own nothing.

Except a house on the beach, one in the desert on a golf course, a few cars a boat, a gym and on track to retire in a few years but I see no purpose in that. Now you can happily go fuck yourself.
Title: Re: Now I really feel like crap..
Post by: Hurricane Beef ! on May 24, 2015, 11:52:21 PM
...

https://www.facebook.com/daveramsey/videos/10152924715725886/

This from a genius who financed ( what did this punk ) 4 iPhones at a billing rate of $400 a month. Unreal.

THE BEEF
Title: Re: Now I really feel like crap..
Post by: James28 on May 25, 2015, 01:08:58 PM
Who the fuck finances a car at anything over 5%?  Seriously, I've never had a bank or dealership offer me anything over 5%, it's always been under.   ???

Who the fuck finance a car? Why not just buy it cash? Amazing the people need to go through financial 'literacy' programs. I suppose some people need to pay to be told the very fucking obvious.
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 25, 2015, 01:28:01 PM
This from a genius who financed ( what did this punk ) 4 iPhones at a billing rate of $400 a month. Unreal.

THE BEEF

Hey asshole. You've got a problem with after not saying anything for years. Air it now fuck head. Right here, right now in front of everyone. I already bitch slapped you once in the other thread. Want to try for this one? Let get it out NOW.
Title: Re: Now I really feel like crap..
Post by: calfzilla on May 25, 2015, 01:44:36 PM
Coach are you working on paying off your truck early?  Minimum payments are for suckers.
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 25, 2015, 02:00:47 PM
Coach are you working on paying off your truck early?  Minimum payments are for suckers.

Agree, usually 11/2 payments sometimes I double it up.
Title: Re: Now I really feel like crap..
Post by: Simple Simon on May 25, 2015, 02:21:07 PM
Except a house on the beach, one in the desert on a golf course, a few cars a boat, a gym and on track to retire in a few years but I see no purpose in that. Now you can happily go fuck yourself.

only until the end of the month.
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 25, 2015, 03:22:17 PM
only until the end of the month.

We found a place.
Title: Re: Now I really feel like crap..
Post by: James28 on May 25, 2015, 03:52:43 PM
Someone post that video again where Kongo plays 'tire flip' with a little fat gnome barely reaching up to the inner rim  :-X
Title: Re: Now I really feel like crap..
Post by: Leatherneck on May 25, 2015, 04:05:08 PM
Except a house on the beach, one in the desert on a golf course, a few cars a boat, a gym and on track to retire in a few years but I see no purpose in that. Now you can happily go fuck yourself.
Nice response, Joe. They hate because they envy.
Title: Re: Now I really feel like crap..
Post by: Hurricane Beef ! on May 25, 2015, 06:43:44 PM
Except a house on the beach, one in the desert on a golf course, a few cars a boat, a gym and on track to retire in a few years but I see no purpose in that. Now you can happily go fuck yourself.

Wow, all from a gym. THE BEEF wonders what is being dealt out the back door.

THE BEEF
Title: Re: Now I really feel like crap..
Post by: Hurricane Beef ! on May 25, 2015, 07:18:29 PM
Hey asshole. You've got a problem with after not saying anything for years. Air it now fuck head. Right here, right now in front of everyone. I already bitch slapped you once in the other thread. Want to try for this one? Let get it out NOW.

THE BEEF was talking to Emily and she said you have not told her you found another building or given  vacating date. She also said you have a special day coming up on June 2nd ;)

THE BEEF
Title: Re: Now I really feel like crap..
Post by: James28 on May 25, 2015, 07:27:13 PM
Wow, all from a gym. THE BEEF wonders what is being dealt out the back door.

THE BEEF

What are you saying about Coach's 'back door' activities?
Title: Re: Now I really feel like crap..
Post by: Hurricane Beef ! on May 25, 2015, 07:29:35 PM
What are you saying about Coach's 'back door' activities?

Who is "you?"

THE BEEF
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 25, 2015, 07:36:41 PM
THE BEEF was talking to Emily and she said you have not told her you found another building or given  vacating date. She also said you have a special day coming up on June 2nd ;)

THE BEEF

Who the hell is Emily?
Title: Re: Now I really feel like crap..
Post by: Kim Jong Bob on May 25, 2015, 09:18:48 PM
Who the hell is Emily?
sarahs sister
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 25, 2015, 09:23:41 PM
sarahs sister

Oh, you mean Fred's cousin? I know now.
Title: Re: Now I really feel like crap..
Post by: Fuzzy Nuts on May 25, 2015, 10:02:27 PM
Except a house on the beach, one in the desert on a golf course, a few cars a boat, a gym and on track to retire in a few years but I see no purpose in that. Now you can happily go fuck yourself.
Your post from page 1
We eliminated most of our debt except my truck, boat and mortgages on both homes. The truck and boat will be payed off within 4 months. We payed off our CC's and cut them up but we keep them open.

Bank owns everything. Again, congrats on being 50 and owning nothing, you flat headed Mexican little monkey.
Title: Re: Now I really feel like crap..
Post by: Hurricane Beef ! on May 25, 2015, 10:06:57 PM
Your post from page 1
We eliminated most of our debt except my truck, boat and mortgages on both homes. The truck and boat will be payed off within 4 months. We payed off our CC's and cut them up but we keep them open.

Bank owns everything. Again, congrats on being 50 and owning nothing.

The jack ass is question was able to do this because all small business owners have a tremendous understanding of economics ( not Comercial leasing ) but economics.

THE BEEF
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 25, 2015, 10:08:57 PM
The jack ass is question was able to do this because all small business owners have a tremendous understanding of economics ( not Comercial leasing ) but economics.

THE BEEF

Where did I say "all"? Let's keep this dialog going. Everytime I pin you down you disappear.
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 25, 2015, 10:12:10 PM
Your post from page 1
We eliminated most of our debt except my truck, boat and mortgages on both homes. The truck and boat will be payed off within 4 months. We payed off our CC's and cut them up but we keep them open.

Bank owns everything. Again, congrats on being 50 and owning nothing, you flat headed Mexican little monkey.


Hahaha. Ok.
Title: Re: Now I really feel like crap..
Post by: Hurricane Beef ! on May 25, 2015, 10:49:50 PM
Simmer down Russell.

THE BEEF
Title: Re: Now I really feel like crap..
Post by: Kim Jong Bob on May 25, 2015, 11:16:54 PM
Oh, you mean Fred's cousin? I know now.
yes the blond one
Title: Re: Now I really feel like crap..
Post by: pedro01 on May 25, 2015, 11:29:01 PM
Who the fuck finance a car? Why not just buy it cash? Amazing the people need to go through financial 'literacy' programs. I suppose some people need to pay to be told the very fucking obvious.

Many manufacturers do %0 financing.

When I got my last car, I put 70% down and took 0% financing on the remaining - I'll take 0% financing over cash any day of the week.
Title: Re: Now I really feel like crap..
Post by: Coach is Back! on May 26, 2015, 12:39:58 AM
yes the blond one

Big tits, right?