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Getbig Main Boards => Gossip & Opinions => Topic started by: El Diablo Blanco on March 01, 2016, 07:15:17 AM
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The story goes like this. About a month ago I had the worst stomach pain. Enough that I was curled up in a ball on the floor and agonizing. I went to emergency around 1 am. The doctor checks me out and keeps saying it might be my appendix. I point out that the pain is in my lower abdomen away from my side where appendix pain would be but he insists on me getting an MRI. Of course the MRI comes back negative. They give me morphine then explain that a bunch of people have been in already with similar symptoms and they think it's a virus. So basically they knew this but insisted on the MRI anyways.
Yesterday I get a bill in the mail. The hospital charged over $10K to insurance, $7K of which was for the MRI. My insurance covers 90% and the bill to me was $1200. Fuck that. I call the hospital and complain and tell them I can't pay the bill. They then offer me a payment plan of $100 a month. I tell them I still can't pay that. They put me on hold come back and say they will settle for $175 if I can pay right now while on the phone. So I agree and pay with my credit card. Motherfuckers. They already made their money from Insurance and now anything from me is just pure profit for them. Biggest bunch of crooks in history.
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Here MRI less than 200 euros if you want it fast, less than 50 if you wait. ;D
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Here MRI less than 200 euros if you want it fast, less than 50 if you wait. ;D
Insurance companies and hospitals have negotiated rates for all sorts of procedures that far exceed the normal cost if you had to pay cash in any other country. It's the biggest scam running.
Something like a broken arm would cost a couple hundred if you had to pay out of pocket but the Insurance negotiated rate is a couple thousand.
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A guy I know was in for appendix, had no insurance.
When he got the bill, they charged him 70.00 for an apple juice... No lie...
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No joke, some hospitals charge $250.00 for ONE Tylenol. You can buy a box of Tylenol (25) for like $11.99 :D
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It's all rigged/scams to make the most money possible. Cancer treatment is another huge racket = $800 billion a year. Big pharma = $1 trillion dollars a year. It goes on and on add infinitum. Notice how they only treat the symptoms, they never cure anything.
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No joke, some hospitals charge $250.00 for ONE Tylenol. You can buy a box of Tylenol (25) for like $11.99 :D
How do they get away with that?
You couldn't get away with that in Europe.
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The story goes like this. About a month ago I had the worst stomach pain. Enough that I was curled up in a ball on the floor and agonizing. I went to emergency around 1 am. The doctor checks me out and keeps saying it might be my appendix. I point out that the pain is in my lower abdomen away from my side where appendix pain would be but he insists on me getting an MRI. Of course the MRI comes back negative. They give me morphine then explain that a bunch of people have been in already with similar symptoms and they think it's a virus. So basically they knew this but insisted on the MRI anyways.
Yesterday I get a bill in the mail. The hospital charged over $10K to insurance, $7K of which was for the MRI. My insurance covers 90% and the bill to me was $1200. Fuck that. I call the hospital and complain and tell them I can't pay the bill. They then offer me a payment plan of $100 a month. I tell them I still can't pay that. They put me on hold come back and say they will settle for $175 if I can pay right now while on the phone. So I agree and pay with my credit card. Motherfuckers. They already made their money from Insurance and now anything from me is just pure profit for them. Biggest bunch of crooks in history.
MRIs here cost about $400 Aud, and we pay about $50 of it.
The health system in the US is arguably the biggest reason why so many people are desperate.
desperate people resort to crime, drugs to numb the despair, and eventually impact those who arent desperate.
thats why it is almost beyond belief that anyone would oppose a subsidised health care system.
the rest of the world look on and just think that US citizens are so self centered that they only care about themselves, but also so stupid that they dont "get" that a desperate society is a dangerous one.
what you pay in insurance, guns, defence and fortification would amount to alot less than if each individual contributed part of tax to a universal system. this model is proven in many countries.
if you dont, hospitals can charge what they want, because the government has no influence.
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It's all rigged/scams to make the most money possible. Cancer treatment is another huge racket = $800 billion a year. Big pharma = $1 trillion dollars a year. It goes on and on add infinitum. Notice how they only treat the symptoms, they never cure anything.
its the individual who is the scammer. each individual refuses to go for healthcare because they figure if they arent sick, they are better off.
i.e. fuck anyone who is sick- at least I'm not.
you run into problems when u do get sick. its your fault for not putting money away for the chance that you may get sick.
thats the game you play. its your responsibility to put enough money away to cover your insurance gap.
in exchange you dont have to pay a tax.
so dont complain about it- be responsible and work within the system you vote for- you are an adult.
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IN the US, outpatient MRI's now run around 450$ to 900$. IN house MRI is where the hospitals are socking it too the insurance companies. You are covering their hospitals overhead.
Plus in the US you have MRI's just about anywhere.
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Insurance=Racket.
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The story goes like this. About a month ago I had the worst stomach pain. Enough that I was curled up in a ball on the floor and agonizing. I went to emergency around 1 am. The doctor checks me out and keeps saying it might be my appendix. I point out that the pain is in my lower abdomen away from my side where appendix pain would be but he insists on me getting an MRI. Of course the MRI comes back negative. They give me morphine then explain that a bunch of people have been in already with similar symptoms and they think it's a virus. So basically they knew this but insisted on the MRI anyways.
Yesterday I get a bill in the mail. The hospital charged over $10K to insurance, $7K of which was for the MRI. My insurance covers 90% and the bill to me was $1200. Fuck that. I call the hospital and complain and tell them I can't pay the bill. They then offer me a payment plan of $100 a month. I tell them I still can't pay that. They put me on hold come back and say they will settle for $175 if I can pay right now while on the phone. So I agree and pay with my credit card. Motherfuckers. They already made their money from Insurance and now anything from me is just pure profit for them. Biggest bunch of crooks in history.
ER/ hospital is always $$$. I went to the ER a couple years back for severe bad pain after a workout. Big mistake. Over fucking 4000 bucks i owned just for a doctor to say a had a muscle strain. That was just my part, not my insurance's part. I was doing a payment plan, but they decided to report me to my credit report as not pay. WTF? I called them, they say it was a mistake but there was nothing they could do. So i basically say fuck it a didnt pay anymore. It's on my credit report anyway. >:(
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Sounds like a good doctor imo. Pain could be caused by plenty of serious things. He used the mri to rule them out. I'd rather that than an md content to say it's probably nothing serious and send me home.
The doctor himself has nothing to do with retarded billings. You get that with a system that stacks one for-profit entity on top of another, all of them taking a bite out of your ass, and no one manning the brake lever.
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CADO
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There is only one candidate who want to fix this travesty to make a Single Payer system, like the rest of the Industrialized World has. Healthcare as a right, not a privilege.
Bernie Sanders.
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There is only one candidate who want to fix this travesty to make a Single Payer system, like the rest of the Industrialized World has. Healthcare as a right, not a privilege.
Bernie Sanders.
oh shut the fuck up, cause socialism works so fucking great every where else
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oh shut the fuck up, cause socialism works so fucking great every where else
Why do we pay more per person, get worse results than the rest of the Industrialized world when it comes to healthcare.
Yes it works every where else. Its a proven system.
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Why do we pay more per person, get worse results than the rest of the Industrialized world when it comes to healthcare.
Yes it works every where else. Its a proven system.
no it doesn't, I don't feel like arguing with an idiot right now I'm tired and going to bed, fuck you Adam and get a better haircut
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no it doesn't, I don't feel like arguing with an idiot right now I'm tired and going to bed, fuck you Adam and get a better haircut
Ok. I am glad you are going to bed, wrong again.
I hope you go bankrupt one day from medical expenses.
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Good to see you GetBiggers complaining.
I thought that I was the only one.
Here's my story .....
I had a toe nail fungus which is now cured but my toe nails have to be cut with a very sharp toe nail cutter who knows what the book he/she is doing.
The foot spa orientals won't do it so I go to a podiatrist for a 12 minute cutting and my insurance company gets a bill for $2,000.
The VA usually does this but there is always a waiting period of about 6 months at the least.
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Ok. I am glad you are going to bed, wrong again.
I hope you go bankrupt one day from medical expenses.
well as long as your mom has no STDs I shouldn't be sick anytime soon.
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Okay, at least they gave your morphine without a fuss.
My story: late 2013 I had just got kicked off of my parents' insurance due to my age (I'm a loser), and I ended up getting kidney stones. I got them so bad and learned that I have a genetic condition where my ureter narrows and all of the stones were literally backed up in this spot. The doctor showed me images of it, it was insane Anyway, I needed two surgeries, racked up a 30k+ bill that I absolutely couldn't pay.
The hospital gives me the option to plead as a "Charity case" and have them just expunge the bill. They approved it, and I never heard anything else of it. If you can't pay it, there are many hospitals that offer this as a one time thing.
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Reading some crazy shit here.
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Okay, at least they gave your morphine without a fuss.
My story: late 2013 I had just got kicked off of my parents' insurance due to my age (I'm a loser), and I ended up getting kidney stones. I got them so bad and learned that I have a genetic condition where my ureter narrows and all of the stones were literally backed up in this spot. The doctor showed me images of it, it was insane Anyway, I needed two surgeries, racked up a 30k+ bill that I absolutely couldn't pay.
The hospital gives me the option to plead as a "Charity case" and have them just expunge the bill. They approved it, and I never heard anything else of it. If you can't pay it, there are many hospitals that offer this as a one time thing.
You are part of the reason why medical bills are so outrageous
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The funny part is, I was in pain, no one in the emergency room on a Tuesday at 1 am but it still took over an hour of waiting. They put me into a triage room where I had to wait for a doctor. Within a minute some nurse comes rolling in with a computer on wheels to take all my insurance and payment information. They were fast as fuck for this. Then I had to wait another hour to see a doctor and another hour to get the MRI. I ended up leaving just after 5:00 am. Amazing how quickly a nurse is available to take your credit card but otherwise they're nowhere to be found.
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the worst is when the drs in the E.R misdiagnois a person, so basically they go home with a bill and still got the same issue.
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the worst is when the drs in the E.R misdiagnois a person, so basically they go home with a bill and still got the same issue.
Doctors misdiagnosed my uncle. Sent him home with a massive bill--good thing he has great health insurance.
That night he was feeling sick. Went back to the hospital. Had a massive stroke that night at the hospital. IF he didnt go back to the hospital, he would have died. Doctor totally screwed up. They admitted to my aunt that they messed up.
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Doctors misdiagnosed my uncle. Sent him home with a massive bill--good thing he has great health insurance.
That night he was feeling sick. Went back to the hospital. Had a massive stroke that night at the hospital. IF he didnt go back to the hospital, he would have died. Doctor totally screwed up. They admitted to my aunt that they messed up.
Tort reform will ensure that no matter how much a Doctor fucks up you can only sue for up to $50K. This was put in by Bush to "protect" the medical industry. lol
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Tort reform will ensure that no matter how much a Doctor fucks up you can only sue for up to $50K. This was put in by Bush to "protect" the medical industry. lol
I'm not sure where you get your info but no state has a cap on non-economic malpractice awards (ie: money paid for pain & suffering) less than $100,000. And without tort reform, doctors are forced to run every possible test to rule out even the slightest chance of a misdiagnosis, causing medical costs to skyrocket.
No approach is inherently better than the other, each will have their pros and cons.
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To El Diablo Blanco and Proud Virgin, here are some examples of caps:
In Alaska, there is a $250,000 cap on non-economic damages in a medical malpractice case. The cap bumps up to $400,000 for non-economic damages in med mal cases involving wrongful death or “severe permanent physical impairment” that is over 70 percent debilitating.
Massachusetts caps non-economic damages at $500,000 in medical malpractice cases (though exceptions exist; more on this below).
There is currently no overall cap on compensatory (economic or non-economic) damages in medical malpractice cases in New Jersey. But in any injury case, punitive damages are limited to $350,000 or five times the amount of compensatory damages, whichever is greater. This law is codified at New Jersey Statutes section 2A:15-5.14.
Yes. Like a lot of states, Mississippi caps non-economic damages in medical malpractice cases, effectively limiting the amount of money that a successful plaintiff can receive even after a jury has found the defendant liable for medical malpractice. Mississippi's cap for non-economic damages is set at $500,000, and you can find this law codified at Mississippi Code section 11-1-60.
Idaho Code section 6-1603 puts a $250,000 cap on non-economic damages in personal injury cases. By law, this $250,000 cap is a variable one; it increases or decreases along with the Idaho Industrial Commission’s adjustment of the “annual living wage” in accord with Idaho Code section 72-409(2).
http://www.nolo.com/legal-encyclopedia/state-state-medical-malpractice-damages-caps.html
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Yes, that's a far cry from the alleged $50,000 cap cited by El Diablo. And that doesn't account for additional economic payouts, when malpractice leads to a reduced- or inability to continue working in the same capacity.
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I knew one lady who's daughter was in the hospital and got charged $200 for a "children's activity packet". It was a coloring book.
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I knew one lady who's daughter was in the hospital and got charged $200 for a "children's activity packet". It was a coloring book.
Who the hell sets these prices?
What a crock of shit, some heartless people who are making these decisions.
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I knew one lady who's daughter was in the hospital and got charged $200 for a "children's activity packet". It was a coloring book.
lol. Absolutely ridiculous. Yet, somehow they get away with this shit lol. 'Murica.
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Who the hell sets these prices?
What a crock of shit, some heartless people who are making these decisions.
It's all negotiated rates between the hospital and Insurance companies.
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There is only one candidate who want to fix this travesty to make a Single Payer system, like the rest of the Industrialized World has. Healthcare as a right, not a privilege.
Bernie Sanders.
TA, healthcare is a right if you put something back into the system. As far I can see, a very large of Americans put nothing back into the system. If everybody had skin in the game, even a percent of their earnings, than the Bernie Sanders "Blue" Pill would be easier to swallow. BTW, do you really want a one payer system. To save funds, they can unilaterally decide what conditions are treated and paid for, regardless what your physician recommends. Also, if you are denied for services and can't look elsewhere, you are basically screwed. Think before you vote.
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The story goes like this. About a month ago I had the worst stomach pain. Enough that I was curled up in a ball on the floor and agonizing. I went to emergency around 1 am. The doctor checks me out and keeps saying it might be my appendix. I point out that the pain is in my lower abdomen away from my side where appendix pain would be but he insists on me getting an MRI. Of course the MRI comes back negative. They give me morphine then explain that a bunch of people have been in already with similar symptoms and they think it's a virus. So basically they knew this but insisted on the MRI anyways.
Yesterday I get a bill in the mail. The hospital charged over $10K to insurance, $7K of which was for the MRI. My insurance covers 90% and the bill to me was $1200. Fuck that. I call the hospital and complain and tell them I can't pay the bill. They then offer me a payment plan of $100 a month. I tell them I still can't pay that. They put me on hold come back and say they will settle for $175 if I can pay right now while on the phone. So I agree and pay with my credit card. Motherfuckers. They already made their money from Insurance and now anything from me is just pure profit for them. Biggest bunch of crooks in history.
Hey man sorry about your predicament. However, if you would have had appendicitis and you perforated and died, that doctor would have been shit out of luck. Thus, I totally understand the scan but question why he did a MRI vs a contrast CT scan, which is just as sensitive if not more so and cheaper. Anyway, as long as Democrats run the Oval office, expect more of the same. Doctors, I am included, often encounter patients who are very demanding and believe or not litigious. I had one patient who I consulted on that basically told me before we even begun the consult that she had sued her previous two physicians...Oh goodie :o. Regardless, don't blame the doc. The ER doc is paid 150 to 175 dollars an hour. The hospital is the one abusing the system. They also deliberately ratchet up the rates of service for the uninsured so they can write it off as bad debt.
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You are part of the reason why medical bills are so outrageous
What was he supposed to do die?
Republican Healthcare plan:
(https://i.ytimg.com/vi/bSRo51SbQQs/hqdefault.jpg)
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TA, healthcare is a right if you put something back into the system. As far I can see, a very large of Americans put nothing back into the system. If everybody had skin in the game, even a percent of their earnings, than the Bernie Sanders "Blue" Pill would be easier to swallow. BTW, do you really want a one payer system. To save funds, they can unilaterally decide what conditions are treated and paid for, regardless what your physician recommends. Also, if you are denied for services and can't look elsewhere, you are basically screwed. Think before you vote.
Oh you mean like Insurance Companies currently do now and have been doing for decades.
Nobody has these problems in Germany, Scandinavia etc.... So I don't believe you one bit.
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oh shut the fuck up, cause socialism works so fucking great every where else
Works great here in Australia, rarely pay for anything.
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What was he supposed to do die?
Republican Healthcare plan:
(https://i.ytimg.com/vi/bSRo51SbQQs/hqdefault.jpg)
Really, TA using Alan Grayson. He is the biggest buffoon ever in Congress. This is embarrassing for you to even try to use him as a resource. He is an idiot to the highest degree.
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Oh you mean like Insurance Companies currently do now and have been doing for decades.
Nobody has these problems in Germany, Scandinavia etc.... So I don't believe you one bit.
Lol you are more of an idiot than I suspected. People in Canada wait months for surgery if they are even eligible. Socialized medicine may be nice in theory but when 50% of the population does not even contribute to the system how is it going to work. Get a job, pay some taxes, and then we will see about your socialized medicine.
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Lol you are more of an idiot than I suspected. People in Canada wait months for surgery if they are even eligible. Socialized medicine may be nice in theory but when 50% of the population does not even contribute to the system how is it going to work. Get a job, pay some taxes, and then we will see about your socialized medicine.
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For such a racist fucking cocksucking asshole you seem really eager to share your taxes to help the scum sucking leech blacks and Hispanics get free health care.
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For such a racist fucking cocksucking asshole you seem really eager to share your taxes to help the scum sucking leech blacks and Hispanics get free health care.
Not only does it produce the best outcomes for people, its by far the most cost effective, money saving system. I think you confuse realist with racist. I am not racist one bit. If people do stupid things or belong to a shitty culture I will highlight their ignorance.
I do not care what a person looks like at all.
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TA you talk but never back it up with facts.
http://www.darkdaily.com/hospitals-in-new-york-state-and-throughout-the-united-states-are-advertising-to-attract-the-growing-number-of-medical-tourists-from-canada-127#axzz42FwVwYqQ
A liberal state like New York is trying to schmooze medical tourism from Canada. LOL....under Sanders America it will take months to get a procedure. What a joke.
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My son went to the emergency room. Broken clavicle. Before he could be seen I paid $100 co-pay which I thought covered the doctors bill. A nurse saw him, he had an X ray, was given a cloth sling with some Tylenol 3 for pain. The nurse said he needs to go to an orthopedic doc. Just got the bill from the hospital. Doctor bill $1,089 ( never saw a doctor). BC/BS paid $18. Adjustment by the hospital was $800 or so. Doctor bill $254. Called the insurance company and asked what the $100 co-pay was for. Was told that was just to be seen and didn't cover the doctors fees. Scam artists. Insurance companies and the American health care system is filled with crooks. Idiots that claim outrageous shit about waiting 3 months to see a doctor in other civilized countries are just parroting right wing propaganda. Google Frank Luntz and the language of health care 2009. Also Wendell Potter.
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I'm surprised that no one has yet mentioned the VA healthcare military benefits.
Although I am not an expert on how well the system works, I do know for a fact that in my case it has been absolutely free.
The big problem is that it takes so long to see a doctor unless you head off to the emergency clinic which in my case is over 30 miles further north.
Scheduled medical appointments can take 6 months or longer so the VA emergency staff does not complain when you show up with a twisted ankle or a prolonged runny nose.
It surprises me that some vets are not even aware of these VA medical benefits.
So visit your local recruiter today and get full medical coverage for a lifetime!
But dental will cost you extra!
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Tore my bicep in Canada. It happened during work so worker's compensation paid to have the tendon surgically reattached. If it didn't happen at work I would have had to pay the entire cost myself as it wouldn't have been covered by our socialist medical system. It's an elective surgery. There were a lot of other issues along way, but needless to say most people here don't get muscle/tendon tears repaired.
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Tore my bicep in Canada. It happened during work so worker's compensation paid to have the tendon surgically reattached. If it didn't happen at work I would have had to pay the entire cost myself as it wouldn't have been covered by our socialist medical system. It's an elective surgery. There were a lot of other issues along way, but needless to say most people here don't get muscle/tendon tears repaired.
your employers experience rating went up after your claim, and also the premiums your employer pays went up. also the out of pocket they paid.
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Tore my medial head on my left tricep 10 years ago. Insurance company wouldn't approve emergency room visit . Wouldn't approve me seeing a surgeon . Had to go to general practitioner who referred me to a surgeon (earliest I could get it was 2 months) . Surgeon stated I should of had the surgery 6 weeks ago. Stuck with a tore tricep. Our Capitalist health care system.
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No joke, some hospitals charge $250.00 for ONE Tylenol. You can buy a box of Tylenol (25) for like $11.99 :D
I've bought them from the dollar tree before. A box of 50 at 500mg's for a dollar. Worked as good as actual tylenol.
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There's a new 24 hour emergency center going up every week it seems.
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There's a new 24 hour emergency center going up every week it seems.
no joke. I've seen 5 of those things go up since November '15 in my city of roughly 100,000 people.
all at once it seemed like.
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The story goes like this. About a month ago I had the worst stomach pain. Enough that I was curled up in a ball on the floor and agonizing. I went to emergency around 1 am. The doctor checks me out and keeps saying it might be my appendix. I point out that the pain is in my lower abdomen away from my side where appendix pain would be but he insists on me getting an MRI. Of course the MRI comes back negative. They give me morphine then explain that a bunch of people have been in already with similar symptoms and they think it's a virus. So basically they knew this but insisted on the MRI anyways.
Yesterday I get a bill in the mail. The hospital charged over $10K to insurance, $7K of which was for the MRI. My insurance covers 90% and the bill to me was $1200. Fuck that. I call the hospital and complain and tell them I can't pay the bill. They then offer me a payment plan of $100 a month. I tell them I still can't pay that. They put me on hold come back and say they will settle for $175 if I can pay right now while on the phone. So I agree and pay with my credit card. Motherfuckers. They already made their money from Insurance and now anything from me is just pure profit for them. Biggest bunch of crooks in history.
There was this movie "Sicko" by Michael Moore few years back and you guys call Moore liar and an asshole, because according to you guys, whole movie was complete bullshit. Now, when you guys had an opportunity to taste that system which you were so eagerly praising about, it seem to me that Moore was right all the time ;D
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your employers experience rating went up after your claim, and also the premiums your employer pays went up. also the out of pocket they paid.
It did indeed but it doesn't address the shortfall in socialist medicine systems.
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after reading some stories on this thread about the Health care in the US..i think i am doing good in Germany ;D If i go for an MRI or whatever i get no Bill. Still people complain here if you have to wait more than 3 weeks for an appointment with a specialist. I could have had an expensive op done for my neck but i wanted to avoid it. Funny thing was my Health insurance was willing to pay for expensive surgery but not for more conservative methods...go figure :-\
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Lol you are more of an idiot than I suspected. People in Canada wait months for surgery if they are even eligible. Socialized medicine may be nice in theory but when 50% of the population does not even contribute to the system how is it going to work. Get a job, pay some taxes, and then we will see about your socialized medicine.
No difference here in America. I need to see a spine specialist. My Doctor recommended one back in march. I called them and their earliest apt was in August. WTF! I called a couple others and they were available in June. I kept calling the original one and they found a June slot. Fucking ridiculous.
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No difference here in America. I need to see a spine specialist. My Doctor recommended one back in march. I called them and their earliest apt was in August. WTF! I called a couple others and they were available in June. I kept calling the original one and they found a June slot. Fucking ridiculous.
That's called Freedom Buddy!!!!!!!