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Getbig Main Boards => Gossip & Opinions => Topic started by: El Diablo Blanco on April 24, 2017, 07:02:04 AM

Title: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 24, 2017, 07:02:04 AM
I won $8k at a table playing blackjack.  It was a night where I couldn't lose.  Was playing $5, but just let it ride after each win, before I knew it I had some $500 bets going and the kicker was I split aces and hit blackjack on both.  Was awesome, but sadly over the years I'm probably still down overall in my gambling debt.


Queue ESFitness to tell how he ran a gambling book that made millions in prison.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: bigmc on April 24, 2017, 07:03:05 AM
107k
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 24, 2017, 07:05:21 AM
107k

How?
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: FREAKgeek on April 24, 2017, 08:35:58 AM
I won $8k at a table playing blackjack.  It was a night where I couldn't lose.  Was playing $5, but just let it ride after each win, before I knew it I had some $500 bets going and the kicker was I split aces and hit blackjack on both.  Was awesome, but sadly over the years I'm probably still down overall in my gambling debt.

One of the problems with negative expectation games... you'll have big wins if you play long enough, but they unfortunately don't cover all the losses.

You can tweak out an edge at blackjack with the right conditions, but you need a large bank and no life playing endless hours. And that's assuming you don't get kicked out, bet too high and play too right they kick you out.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: bigmc on April 24, 2017, 08:43:05 AM
How?

on unlicensed fights
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: ratherbebig on April 24, 2017, 08:45:35 AM
doesnt matter if you lost more than youve won
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: njflex on April 24, 2017, 08:51:13 AM
my mom and her husband are lucky as hell,i think they have a gambling issue ;D..they go to vegas 3 x yr and atlantic city 2 to 3x a month all comped at 'tropicana',they have won 14,000 on poker machine and 10k  and 4k,my mom plays video keno and has hit 1k too many times to remember,last week in ac she hit for 1800.00 and came home and 2hrs later hit 500.00 on a scratch off hows that for gamblers luck,,,i have zero luck at it,i go play at yonkers few times a yr with her or ac I go and get a room on a lowered rate cause of them..
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 24, 2017, 08:52:41 AM
doesnt matter if you lost more than youve won


Not really, say you go to vegas 3-4 times a year like I do.  I bring maybe $1000 for gambling, fun, clubs, food etc... each time.  Even if I lose $500 of it on the tables I got my entertainment value from it.  So yeah, add up all loses over a lifetime and I'm down, but I knew going in that the $1000 was for my weekend of fun so I didn't miss it, but on one of those trips hitting $8K, it made for an awesome weekend with some fun whores.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Meta-physical on April 24, 2017, 09:10:43 AM
on unlicensed fights
Who are you going with for AJ vs Wlad?
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Zillotch on April 24, 2017, 09:17:48 AM
life is a gamble... so I cant tally up my total yet...  ::)
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: bigmc on April 24, 2017, 09:52:14 AM
Who are you going with for AJ vs Wlad?

Depends which wlad turns up

I think he's shot and aj takes him out inside six

Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: PJim on April 24, 2017, 09:56:43 AM
I recently won £15k for correctly guessing the title and artist of a song with a literal split second clip on a radio show. It went up £500 each time someone got it wrong.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 24, 2017, 09:57:48 AM
I recently won £15k for correctly guessing the title and artist of a song with a literal split second clip on a radio show. It went up £500 each time someone got it wrong.

Sweet deal.  not a bad payday for a lucky guess.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Meta-physical on April 24, 2017, 10:04:19 AM
Depends which wlad turns up

I think he's shot and aj takes him out inside six


I've said the exact same thing. I like Wlad, but I think he's finished.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: stuntmovie on April 24, 2017, 10:41:13 AM
DIABLO, I call myself a Blackjack expert and have been teaching the game to family members and friends who show an interest ..... and have been playing the game in Nevada casino since the days when you could place  a 25 cent bet.

I teach family and friends how to play the game by keeping the House Edge to a minimum, but even then there is no guarantee of coming out ahead every time you sit at a BJ tables.

I'm only a five/ten dollar player but I can honestly say that I have won more than I have lost since I learned how to play the game since Beat the Dealer became so damn popular.

Winning (or losing as less as possible) is simply a matter of understanding Basic Strategy and knowing when to quit or simply knowing when to move to a different table.

Here is some BJ shit that is not explainable but always seems to work in my favor.  

I always win more (or lose less) when I sit at first base.

I always leave a table if one of the other players doesn't play by the Basic Strategy 'rules'.

I always leave a table if the dealer wins three hands in a row.

I quit when my winnings are 3x larger than my daily bankroll or if and when my bankroll gets down to zero .... which is seldom.

I never play at any table that does not pay 3/2 for a blackjack. Anyone that accepts even-money is a fool. And most of these fools don't  even realize that they are paying the casino every time they get a BJ.

I never play at any table that utilizes a continuous shuffle machine.

I never make a side bet.

I never fail to tell any Pit Boss that the casinos are fucking up Las Vegas and it will never return to the way it used to be. Their only response is a nod of the head and complete silence.

And ................

I won't pay for parking in any Las Vegas casino.

















Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: PJim on April 24, 2017, 10:41:17 AM
Sweet deal.  not a bad payday for a lucky guess.

I knew it straight away tbh from hearing it repeatedly on GTA haha. It was Africa by Toto.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: ratherbebig on April 24, 2017, 10:44:53 AM
gambling for me is going for vanilla isolate when i usually buy chocolate.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 24, 2017, 10:52:42 AM
DIABLO, I call myself a Blackjack expert and have been teaching the game to family members and friends who show an interest ..... and have been playing the game in Nevada casino since the days when you could place  a 25 cent bet.

I teach family and friends how to play the game by keeping the House Edge to a minimum, but even then there is no guarantee of coming out ahead every time you sit at a BJ tables.

I'm only a five/ten dollar player but I can honestly say that I have won more than I have lost since I learned how to play the game since Beat the Dealer became so damn popular.

Winning (or losing as less as possible) is simply a matter of understanding Basic Strategy and knowing when to quit or simply knowing when to move to a different table.

Here is some BJ shit that is not explainable but always seems to work in my favor. 

I always win more (or lose less) when I sit at first base.

I always leave a table if one of the other players doesn't play by the Basic Strategy 'rules'.

I always leave a table if the dealer wins three hands in a row.

I quit when my winnings are 3x larger than my daily bankroll or if and when my bankroll gets down to zero .... which is seldom.

I never play at any table that does not pay 3/2 for a blackjack. Anyone that accepts even-money is a fool. And most of these fools don't  even realize that they are paying the casino every time they get a BJ.

I never play at any table that utilizes a continuous shuffle machine.

I never make a side bet.

I never fail to tell any Pit Boss that the casinos are fucking up Las Vegas and it will never return to the way it used to be. Their only response is a nod of the head and complete silence.

And ................

I won't pay for parking in any Las Vegas casino.



















I can't tell you how often I'm at a table and some jackass who knows fuck all about the game is sitting at the anchor and fucks it up for the whole table by hitting when they shouldn't.  I've seems fights almost break out over this.  Then I've been at tables where there are true players and the anchor is even willing to burn a card and sacrifice their hand for the table and people win like crazy.  When the dealer has a 6 showing and someone with 12 tells the dealer to hit and gets a jack and then the dealer turns a 10, hits and gets a 5 and wins when they should have had that jack and bust fucking kills me.  I usually call that person out and go to another table.

Yes, the continuous shuffler is the biggest scam.  I still think these shuffling machines are rigged to give the better hands to the dealer.
For fun I like to play let it ride.  When the dealer used to shuffle manually I've hit 4 of a kind twice and full house about 5 times.  Since they went to the shuffling machine I get shit cards every fucking time and no one at the table ever gets a decent hand anymore.  I swear the machine is rigging it.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: FitnessFrenzy on April 24, 2017, 10:55:20 AM
0 . I make my own luck
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Rearden Metal on April 24, 2017, 11:30:04 AM
227k, heydey of online poker, won sunday warmup.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Henda on April 24, 2017, 11:33:32 AM
£25 or whatever it is for 3 numbers on the lottery these days, got 4 numbers once but so many people had 4 numbers that week the prize for 4 numbers was less than it was for fucking 3.
Never win fuck all
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: HTexan on April 24, 2017, 11:46:28 AM
1500 on black jack, I don't like to gamble.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Simple Simon on April 24, 2017, 12:23:12 PM
on unlicensed fights

did you have a lot on esftiness to lose?
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Simple Simon on April 24, 2017, 12:24:56 PM
won £52 on the football pools years ago, had 19 points or so, if I had another half a point I would have won £250k
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: ARMZ on April 24, 2017, 12:37:38 PM
Let's talk lotto for a sec.. I've been studying it for a while now. I really think the California state lotto is fake (Super lotto plus)

I spent $20,000 last year in quick pics alone playing Power, Mega and Super lottery.

The best I've done is one number off. I've done that 3 times.

Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: sync pulse on April 24, 2017, 12:39:10 PM
I got $40,000 over three years with Fidelity Magellan...
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: sync pulse on April 24, 2017, 12:42:51 PM
Let's talk lotto for a sec.. I've been studying it for a while now. I really think the California state lotto is fake (Super lotto plus)

I spent $20,000 last year in quick pics alone playing Power, Mega and Super lottery.

The best I've done is one number off. I've done that 3 times.



Take the money that you played lotto with and take it to a good mutual fund...

You must be like my dad...My dad ran a great Barber Shop...just top drawer...but he was totally clueless with money other than stuffing it in a matress.

Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: ARMZ on April 24, 2017, 01:02:24 PM
Take the money that you played lotto with and take it to a good mutual fund...




My family and friends say the same thing. I use my "play money" for lotto. I piss 20 grand in a month. Hell , I just paid 40 G in taxes yesterday.

Anybody else here study the lotto?  I study patterns and the California lotto seems pretty shady. Only one winner in the last year and a half. 

The drawing isn't even taped anymore.. Even small $1,000 payouts take 6 months to get paid now.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: funk51 on April 24, 2017, 01:23:58 PM
pa lotto 3 times 1260 dollars. 1170 dollars,  875 dollars.. each was 5 out of 6 numbers = 0--40... i missed 8 million by one digit had i picked 4 instead of 3...
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: el numero uno on April 24, 2017, 01:57:00 PM

My family and friends say the same thing. I use my "play money" for lotto. I piss 20 grand in a month. Hell , I just paid 40 G in taxes yesterday.

Anybody else here study the lotto?  I study patterns and the California lotto seems pretty shady. Only one winner in the last year and a half.  

The drawing isn't even taped anymore.. Even small $1,000 payouts take 6 months to get paid now.

I've done it. The results fit the theories; for instance, the sum of the draws follows a Gaussian Curve (Central Limit Theorem).

The observed frequencies "match" the expected frequencies when running a Chi square test.

It's all good. They don't even need to cheat. Those games have an extremely high negative expected value, that's it, for every dollar you bet, you can expect to lose 0.9999 dollars. Even more, depending on the game.

Also, there's no point in trying to guess the winner numbers since those events are independent.

I guess that in some extraordinary cases, and as long as you knew the lotto business and the necessary statistics from the A to the Z, maybe then you could do some damage.

There are 2 well known cases. One of them involved a Stanford Prof of Statistics, and the other case a group of MIT students. But the general consensus is that they didn't "beat" the theory. Instead, they realized something was off with some lotto games. :) :)
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 24, 2017, 02:00:25 PM

My family and friends say the same thing. I use my "play money" for lotto. I piss 20 grand in a month. Hell , I just paid 40 G in taxes yesterday.

Anybody else here study the lotto?  I study patterns and the California lotto seems pretty shady. Only one winner in the last year and a half. 

The drawing isn't even taped anymore.. Even small $1,000 payouts take 6 months to get paid now.

The Power ball is the biggest scam.  The winner with the 5 numbers and powerball got something like $300 million.  5 numbers and no powerball was something like $100 and 4 numbers with the powerball was $3000 or something.  Basically all of nothing.  The draws can go months and months with no winner.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Tapeworm on April 24, 2017, 04:52:59 PM
Nothing at all.  Lost every bet I ever made.  Stupidest pastime ever.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: FREAKgeek on April 24, 2017, 05:36:25 PM
I can't tell you how often I'm at a table and some jackass who knows fuck all about the game is sitting at the anchor and fucks it up for the whole table by hitting when they shouldn't.  I've seems fights almost break out over this.  Then I've been at tables where there are true players and the anchor is even willing to burn a card and sacrifice their hand for the table and people win like crazy.  When the dealer has a 6 showing and someone with 12 tells the dealer to hit and gets a jack and then the dealer turns a 10, hits and gets a 5 and wins when they should have had that jack and bust fucking kills me.  I usually call that person out and go to another table.



That doesn't hurt you in the long run. The player could've just as easily gotten the 5 and given the dealer a ten. You forget the bad plays that help and tend to remember the ones that screw you over.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: YngiweRhoads on April 24, 2017, 05:40:32 PM
3k by getting 5 out 6 numbers in 6/49 here in Canuckistan. Pretty shitty return considering I was a single number away from a few mil.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: NarcissisticDeity on April 24, 2017, 05:51:30 PM
The Power ball is the biggest scam.  The winner with the 5 numbers and powerball got something like $300 million.  5 numbers and no powerball was something like $100 and 4 numbers with the powerball was $3000 or something.  Basically all of nothing.  The draws can go months and months with no winner.

5 numbers and no powerball gets $1 million

Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: tres_taco_combo on April 24, 2017, 08:22:18 PM
$500 on a $20 lotto ticket..
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: bigmc on April 24, 2017, 11:52:24 PM
did you have a lot on esftiness to lose?

sorry meant £107  ;D
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: wes on April 25, 2017, 01:15:35 AM
$150.00 at Jai Alia in Hartford Ct. about 30 years ago.

I`m not a lucky guy when it comes to gambling.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Henda on April 25, 2017, 01:23:59 AM
Strange how some people seem more lucky than others with gambling, have a mate like this he always seems to win on slot machines, finds money, wins small football bets etc he never put up much money or do it often so it's never massive wins but it's like every time he has a bet or hoys a few quid in a slot machine he comes up a winner. Glad he doesn't play the fucking lottery.
He's ugly as fuck as well so sort of negates this gift unless he wins big of course
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: wes on April 25, 2017, 01:27:49 AM
Strange how some people seem more lucky than others with gambling, have a mate like this he always seems to win on slot machines, finds money, wins small football bets etc he never put up much money or do it often so it's never massive wins but it's like every time he has a bet or hoys a few quid in a slot machine he comes up a winner. Glad he doesn't play the fucking lottery.
He's ugly as fuck as well so sort of negates this gift unless he wins big of course
I hate people who are lucky when it comes to getting money................... BASTARDS!!   LOL  :D
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Henda on April 25, 2017, 02:32:01 AM
I hate people who are lucky when it comes to getting money................... BASTARDS!!   LOL  :D

Same here mate, even more so me being the type to lose fucking money. The same fucker I mentioned years ago we went to the toon moor amusements and the first slot machine he had a go of was fucked and kept paying out he left with about £150 which was almost a weeks wages at the time, the same weekend out on the drink at Whitley bay he found £20 on the floor in a bar. Fucking bastard he is
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: robcguns on April 25, 2017, 03:14:27 AM
Scratch ticket 200,hand of bj 10k,hand of 3 card poker no jack pot 12k,hand of 3 card with mini royal jackpot 20,400.Poker jackpot 64k,I gambled for years almost everyday and did really well.Didnt work at all in 2011-2013 as I did quite well going from Mohegan sun,Atlantic City and private poker games.then the luck completely changed in 2014 so I took a break and now I go gambling twice a week usually.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 25, 2017, 06:53:54 AM
Strange how some people seem more lucky than others with gambling, have a mate like this he always seems to win on slot machines, finds money, wins small football bets etc he never put up much money or do it often so it's never massive wins but it's like every time he has a bet or hoys a few quid in a slot machine he comes up a winner. Glad he doesn't play the fucking lottery.
He's ugly as fuck as well so sort of negates this gift unless he wins big of course

I always check to see who wins the big lotto prizes and there are a few requirements

being ugly as fuck
being old as fuck
being asian or black

I love watching this show on tv called the Lotto ruined my life.  Too funny seeing how dumb people are.  The worst is a michigan lady who won something like $8 million, lost it all in 2 years then won another jackpot of $3 million.  or some waitress in vegas who hit $25 million on the Big progressive slots in vegas, the next day bought a car and wrapped it around a pole and was in a wheelchair the rest of her life paralyzed.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: ARMZ on April 25, 2017, 02:19:22 PM
Still waiting for a white guy with big ARMZ to win.. 

I'm 98% sure most lottos are fixed..

And 99.9% sure a state lotto in a broke state (California) is fixed..
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: sync pulse on April 25, 2017, 03:46:49 PM
Still waiting for a white guy with big ARMZ to win.. 

I'm 98% sure most lottos are fixed..

And 99.9% sure a state lotto in a broke state (California) is fixed..

All lotteries are "fixed" in that the game is designed so that almost no one wins but the "house"...

Same as Las Vegas, Monti Carlo, Et al.......
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: FREAKgeek on April 25, 2017, 06:17:26 PM
Let's talk lotto for a sec.. I've been studying it for a while now. I really think the California state lotto is fake (Super lotto plus)

I spent $20,000 last year in quick pics alone playing Power, Mega and Super lottery.

The best I've done is one number off. I've done that 3 times.



There is nothing to study. The past draws don't affect the next, independent trials. 

You suggested it's fake. That's another issue but I doubt the state is cheating you. Plus you'd hear it by now.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 26, 2017, 12:32:06 PM
Still waiting for a white guy with big ARMZ to win.. 

I'm 98% sure most lottos are fixed..

And 99.9% sure a state lotto in a broke state (California) is fixed..

No need to fix the lotto.  The odds are already astronomical.  You'd have a better chance of fucking Jennifer Lawrence raw in the butthole while getting bitten by a shark and struck by lightning than winning the superlotto.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: ARMZ on April 26, 2017, 02:46:23 PM
No need to fix the lotto.  The odds are already astronomical.  You'd have a better chance of fucking Jennifer Lawrence raw in the butthole while getting bitten by a shark and struck by lightning than winning the superlotto.


Yes, the odds on the superlotto are 42m to 1.  

Drawings are twice a week.

On average 40m picks are played per week.

In the past year and a half, there has been one winner..

The winning ticket was sold at a place called "The lotto" on the California/Nevada border.

The drawing isn't taped anymore and the other Cali state lotto called Fantasy 5 drawing numbers are computer generated.

The math says it's rigged.  

Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: Simple Simon on April 26, 2017, 02:47:44 PM
No need to fix the lotto.  The odds are already astronomical.  You'd have a better chance of fucking Jennifer Lawrence raw in the butthole while getting bitten by a shark and struck by lightning than winning the superlotto.

I will save my money then, do you have Jennifers number?

never mind, I will get it from esfitness.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on April 26, 2017, 06:09:20 PM
I will save my money then, do you have Jennifers number?

never mind, I will get it from esfitness.

I think coach lives next to her
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: bgm on April 26, 2017, 07:27:54 PM
I won $200 on a scratch off today  ;D

Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: ARMZ on May 09, 2017, 11:05:26 AM
I got $40,000 over three years with Fidelity Magellan...

How much money did you invest
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: El Diablo Blanco on May 09, 2017, 01:52:28 PM
I won $200 on a scratch off today  ;D



I was at a 7/11 and bought a $20 scratch ticket.  Won $200.  Went to cash it and the cashier said they don't carry enough cash.  WTF!  You sell the ticket, then pay the fuck up.  Took it to a liquor store and the guy said he had only $140.  Told him I'd buy 3 more $20 tickets to make the difference.  So annoying.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: ARMZ on May 09, 2017, 04:48:55 PM
I was at a 7/11 and bought a $20 scratch ticket.  Won $200.  Went to cash it and the cashier said they don't carry enough cash.  WTF!  You sell the ticket, then pay the fuck up.  Took it to a liquor store and the guy said he had only $140.  Told him I'd buy 3 more $20 tickets to make the difference.  So annoying.

I've won a bunch of $500-$600 on lotto quick picks. As long as it's under 600 you can cash it anywhere they sell Lotto tickets. I cash all my winnings over a couple hundred at the grocery store. They always have plenty of money and don't give you that dumb ass look, like you're taking all their money.

Note: If you win over $600 and you live in broke California, it will take up to 6 months to get your money from the Lotto. (after they take out 25%)
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: CalvinH on May 10, 2017, 07:03:47 AM
I'm Eddy Mush when it comes to gambling so I don't do it.
Title: Re: What's the most you've ever won gambling or playing the lotto?
Post by: sync pulse on May 10, 2017, 02:40:30 PM
How much money did you invest

It was 200.00 a month for those three years...My employer at the time told me that until a person is actually a "millionaire" (one million altogether in one place, liquid), the best thing to do in investing is a good mutual fund...He personally recommended Fidelity Magellan.