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Getbig Main Boards => Gossip & Opinions => Topic started by: funk51 on June 16, 2019, 07:07:21 AM

Title: another bodybuilder on gofundme.
Post by: funk51 on June 16, 2019, 07:07:21 AM
lance dreher needs some heart work.
Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 16, 2019, 07:59:06 AM
Don't any of these guys have health insurance?

(http://media.salon.com/2016/01/barack_obama_crying.jpg)
Title: Re: another bodybuilder on gofundme.
Post by: ProudVirgin69 on June 16, 2019, 08:03:58 AM
It's kinda sad how uninsured Americans have to beg for the money to pay for life-saving medical procedures
Title: Re: another bodybuilder on gofundme.
Post by: SF1900 on June 16, 2019, 08:09:39 AM
It's kinda sad how uninsured Americans have to beg for the money to pay for life-saving medical procedures

Yup.

You come out millions in debt depending on your condition.

My uncle had a massive stroke last year and after a year of treatment, had over a million dollars in medical bills. Good thing he worked for New York City and had great insurance. Only paid a few hundred bucks out of pocket.
Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 16, 2019, 08:54:01 AM
You need to have health insurance.

You also need to save money to pay your deductibles and co-pays.

You need to plan for this throughout your life.

Don't be stupid.  Shat happens.

Even young people can have health problems and get in bad accidents.
Title: Re: another bodybuilder on gofundme.
Post by: Rusty Trombone on June 16, 2019, 10:06:22 AM

My uncle had a massive stroke last year and after a year of treatment, had over a million dollars in medical bills.

That's because the hospitals massively inflate their prices to chage that from healthcare funds.

If there werent such a system in place,the costs would be much lover.
Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 16, 2019, 10:10:35 AM
If you don't have health insurance the doctors and hospitals ream you full price retail.

If you have health insurance the insurance company knocks down the price they will pay and the provider in the plan has already agreed to accept it.

What a racket.
Title: Re: another bodybuilder on gofundme.
Post by: tres_taco_combo on June 16, 2019, 10:13:25 AM
You need to have health insurance.

You also need to save money to pay your deductibles and co-pays.

You need to plan for this throughout your life.

Don't be stupid.  Shat happens.

Even young people can have health problems and get in bad accidents.


I am thankful for my mother making get health insurance when i was 21ish and 22ish all through my 20s.  she forced me to get it.  after college I became a mortgage broker and had broker related sales jobs and you are either 1099 or K-1 so you are on your own - and no insurance -  but at the time you could get personalized health care insurance.

it was great - for a healthy guy in his 20s (mid 2000s) it was around $100 - $150 per month with a national carrier -  so $1200- $1800 a year i have coverage. that is cheaper than a cell phone plan or cheaper than running your AC at blast, eating out etc

I believe Obamacare made it too expensive for individual plans and insurance companies do not carry them anymore? - i am not certain - but it was fabolous since your insurance was underwritten for you
Title: Re: another bodybuilder on gofundme.
Post by: Humble Narcissist on June 16, 2019, 10:17:37 AM
Lance Dreher has a phd but he can't afford health insurance? ::)
Title: Re: another bodybuilder on gofundme.
Post by: Joe Valentino on June 16, 2019, 10:35:15 AM
lance dreher needs some heart work.

" If I had a Dollar, Might give you Ninety-Nine"  Spin Doctors
Title: Re: another bodybuilder on gofundme.
Post by: _bruce_ on June 16, 2019, 10:48:53 AM
It's all overpriced so that you have to be insured in case you get imgured.
Insurance where I reside is around 360 Euros per month... and the nurses at hospitals are ugly too.
Total scam  >:(

Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 16, 2019, 11:00:33 AM
When I was between jobs around 20 I had no insurance and broke my nose badly and needed cosmetic surgery.

Cost me only about $800 in those days so it was not a killer.  That would be about $3,150 today.

Taught me a lesson though.
Title: Re: another bodybuilder on gofundme.
Post by: Kahn.N.Singh on June 16, 2019, 11:25:23 AM
Madison University
Doctor of Philosophy (PhD), Nutritional Counseling

2002 – 2007

Madison University is a non-accredited distance learning college located in Gulfport, Mississippi. The state of Mississippi considers Madison an "unapproved" college.[1][2] Madison is also listed as an unaccredited and/or substandard institution by four other U.S. states.[3][4][5][6] According to The Chronicle of Higher Education, Madison University has been referred to as a diploma mill by the state of Oregon.[7]

 ::)

Title: Re: another bodybuilder on gofundme.
Post by: mazrim on June 16, 2019, 11:48:13 AM
If you don't have health insurance the doctors and hospitals ream you full price retail.

If you have health insurance the insurance company knocks down the price they will pay and the provider in the plan has already agreed to accept it.

What a racket.
I always thought it was the opposite based on bills I received. When I payed cash with no insurance it was about a 50% "discount". When they know that insurance is paying for it and they will for sure get the money it seems to generally be more.
Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 16, 2019, 11:56:45 AM
I always thought it was the opposite based on bills I received. When I payed cash with no insurance it was about a 50% "discount". When they know that insurance is paying for it and they will for sure get the money it seems to generally be more.

I guess it might depend where you are.

If a doctor agrees to accept certain insurance he usually agrees to accept what the company pays. 

For example, the doc bills Blue Cross/Blue Shield $1,000 and BC/BS knocks it down to $400.  Some dentists charge more than your insurance will pay and they bill you for the difference.

You'd have to work out a discount personally with the doc if you don't have health ins.  Some docs will do it.  Some will not.

Hospitals won't dicker with you.  They just send you a bill with what they charge.

Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 16, 2019, 11:58:12 AM
Madison University
Doctor of Philosophy (PhD), Nutritional Counseling

2002 – 2007

Madison University is a non-accredited distance learning college located in Gulfport, Mississippi. The state of Mississippi considers Madison an "unapproved" college.[1][2] Madison is also listed as an unaccredited and/or substandard institution by four other U.S. states.[3][4][5][6] According to The Chronicle of Higher Education, Madison University has been referred to as a diploma mill by the state of Oregon.[7]

 ::)



Did Arnold get his degree from a place like that?
Title: Re: another bodybuilder on gofundme.
Post by: Humble Narcissist on June 16, 2019, 12:44:11 PM
Madison University
Doctor of Philosophy (PhD), Nutritional Counseling

2002 – 2007

Madison University is a non-accredited distance learning college located in Gulfport, Mississippi. The state of Mississippi considers Madison an "unapproved" college.[1][2] Madison is also listed as an unaccredited and/or substandard institution by four other U.S. states.[3][4][5][6] According to The Chronicle of Higher Education, Madison University has been referred to as a diploma mill by the state of Oregon.[7]

 ::)


That explains it.
Title: Re: another bodybuilder on gofundme.
Post by: Coach is Back! on June 16, 2019, 01:16:31 PM
lance dreher needs some heart work.

I saw this yester on his FB. Seems his insurance ran out when the bills started exceeding $500k
Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 16, 2019, 02:31:17 PM
I saw this yester on his FB. Seems his insurance ran out when the bills started exceeding $500k

That sucks.

Now that the money's run out the docs and hospital say go die.

It's pretty fracked.

They got $500k and it's not enough?

Do the docs at least wave when they go by?
Title: Re: another bodybuilder on gofundme.
Post by: Primemuscle on June 16, 2019, 02:31:24 PM
I saw this yester on his FB. Seems his insurance ran out when the bills started exceeding $500k

That's too bad. He needed a better policy. $500k is just a drop in the bucket when it comes to major health issues, specially those requiring surgery.
Title: Re: another bodybuilder on gofundme.
Post by: el numero uno on June 16, 2019, 02:34:09 PM
What kind of treatment or surgery costs more than half a million dollars? No offense, but healthcare in the U.S. is a rip off.
Title: Re: another bodybuilder on gofundme.
Post by: Humble Narcissist on June 16, 2019, 02:36:21 PM
That's too bad. He needed a better policy. $500k is just a drop in the bucket when it comes to major health issues, specially those requiring surgery.
At this point it may be better off going overseas to Thailand or India.  Saw a piece on 60 Minutes years ago of people going to India and having open heart surgery performed on them.  They had a doctor who was trained and worked for years in the U.S., had their own private room and only paid a few hundred bucks.
Title: Re: another bodybuilder on gofundme.
Post by: Humble Narcissist on June 16, 2019, 02:38:31 PM
What kind of treatment or surgery costs more than half a million dollars? No offense, but healthcare in the U.S. is a rip off.
Yes it is.  I am considering moving to another country when I get older.  With Social Security alone an American can live like a king in some decent places in the world.  The way the U.S. is devolving there may be no choice.
Title: Re: another bodybuilder on gofundme.
Post by: el numero uno on June 16, 2019, 02:41:25 PM
At this point it may be better off going overseas to Thailand or India.  Saw a piece on 60 Minutes years ago of people going to India and having open heart surgery performed on them.  They had a doctor who was trained and worked for years in the U.S., had their own private room and only paid a few hundred bucks.

Many doctors in developing countries have formal education in developed countries, usually European countries.

They may charge up to twice the rate that a colleague without those merits charge, but we're still talking about a couple of thousand dollars for a surgery, not dozens of thousands, and definitely not hundreds of thousands.

Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 16, 2019, 02:47:41 PM
I was in a hospital just a couple days ago.

The equipment in these places is fantastic.  I mean it is awesome.  It's also fantastically expensive.

Medical education that doctors go through in the States is fantastically expensive...and very difficult.

It all adds up to the bottom line of cost.

If you get really sick it's cheaper to just die.  Cut your family a break.

Title: Re: another bodybuilder on gofundme.
Post by: Humble Narcissist on June 16, 2019, 03:10:40 PM
Many doctors in developing countries have formal education in developed countries, usually European countries.

They may charge up to twice the rate that a colleague without those merits charge, but we're still talking about a couple of thousand dollars for a surgery, not dozens of thousands, and definitely not hundreds of thousands.


The doctor in that 60 Minutes piece went to medical school in the U.S. and worked as a surgeon at a hospital in Columbus Ohio for years before returning to his home in India.  The care the patients got was better than they would receive here for a fraction of the cost.
Title: Re: another bodybuilder on gofundme.
Post by: IRON CROSS on June 16, 2019, 04:02:16 PM
" If I had a Dollar, Might give you Ninety-Nine"  Spin Doctors


Shizzo A U fit to fight Hawaiian warrior or NOT !.
Title: Re: another bodybuilder on gofundme.
Post by: ProudVirgin69 on June 16, 2019, 04:15:11 PM
\
If you get really sick it's cheaper to just die.  Cut your family a break.


Many times it is the family that insists on doing "whatever it takes" to keep their family member alive, even when quality of life is essentially zero.  Nursing homes are filled with brain dead patients rely on a ventilator to breath for them and a feeding tube to deliver nutrition.  They are doomed to a life of incontinence, bedsores, and infections--all at a substantial cost.

The "death panels" of Obamacare was a big talking point but I think there is something to the idea of an objective third party that can determine that further medical care would not be in the best interest of the patient.  Family members are often times too involved to be able to let go, even when it's the best possible outcome.
Title: Re: another bodybuilder on gofundme.
Post by: Fallsview on June 16, 2019, 04:30:25 PM
Goomorrow,


I find it plain sad that these people have enough money for steroids, HGH and other pharmaciticals but need the public to help them with living. I just recently was on Twitter and someone retweeted a Porn Star's go fund me. Roxy Raye. These people are living high off the hog, vacations, Instagraming from beautiful hotels everywhere, showing their "weed" and when it all comes crashing down they have no funds.

How?




STAY POSITIVE?
Title: Re: another bodybuilder on gofundme.
Post by: BayGBM on June 16, 2019, 04:31:08 PM
Madison University
Doctor of Philosophy (PhD), Nutritional Counseling

2002 – 2007

Madison University is a non-accredited distance learning college located in Gulfport, Mississippi. The state of Mississippi considers Madison an "unapproved" college.[1][2] Madison is also listed as an unaccredited and/or substandard institution by four other U.S. states.[3][4][5][6] According to The Chronicle of Higher Education, Madison University has been referred to as a diploma mill by the state of Oregon.[7]

 ::)

D'oh!  I will never understand why anyone would choose to go to an unaccredited or a for-profit school (or both) when 95% of us live near an accredited junior college or state university. ::)

Dreher is "a Dad to 4 amazing children."  Can't these amazing children help him out?  Why the need to turn to the public?  :'(

https://www.gofundme.com/lance-dreher-srs-heart-fund
Title: Re: another bodybuilder on gofundme.
Post by: mphgrove on June 16, 2019, 05:20:12 PM
I always thought it was the opposite based on bills I received. When I payed cash with no insurance it was about a 50% "discount". When they know that insurance is paying for it and they will for sure get the money it seems to generally be more.

Both of you are correct. Insurance companies and Medicare or Medicaid only pay about one third, maybe one half of the posted (or half hidden would be a better way to describe it) official prices charged by the hospital. If you walk into a hospital without health insurance (which Obama tried to eliminate by requiring everybody to buy health insurance or face a penalty on taxes, but which Trump has since overruled), the hospital’s financial counselors will generally work with you to knock down the prices (for example, the 50 percent discount mentioned above). But there is no absolute guarantee of a discount in this scenario.

By the way, a policy that STOPS paying when you reach $500,000 seems very unusual. Obamacare tried to eliminate this type of fly by night policy, but Trump is trying to relax carrier rules in order to reduce premiums. Maybe some employers offer limited policies like this, but I thought they were prohibited from doing this. Not sure on that, but I would ask a lot of questions if someone tried to hit me up for charitable funds because their policy “ran out” like this.
Title: Re: another bodybuilder on gofundme.
Post by: oldtimer1 on June 16, 2019, 05:33:22 PM
I'm supposed to pay for people's college loans, universal income if you don't work, reparations, and free health care?  Nothing is government funded. It's all tax payer funded. It's basic life. You pay for your own shelter, food, car and health care. You take care of your own kids.
Title: Re: another bodybuilder on gofundme.
Post by: che on June 16, 2019, 05:37:08 PM
I always thought it was the opposite based on bills I received. When I payed cash with no insurance it was about a 50% "discount". When they know that insurance is paying for it and they will for sure get the money it seems to generally be more.
It is the opposite , you pay less without insurance
Title: Re: another bodybuilder on gofundme.
Post by: SF1900 on June 16, 2019, 09:52:38 PM
That sucks.

Now that the money's run out the docs and hospital say go die.

It's pretty fracked.

They got $500k and it's not enough?

Do the docs at least wave when they go by?

I thought the current law forbade medical caps.

Something else is going on.

“The current law bans annual dollar limits that all job-related plans and individual health insurance plans can put on most covered health benefits. Before the health care law, many health plans set an annual limit — a dollar limit on their yearly spending for your covered benefits.”
Title: Re: another bodybuilder on gofundme.
Post by: Skylge on June 17, 2019, 12:09:33 AM
Hope all the steroids were worth it for Lance Dreher.

About 25% of young steroid users have clogged up arteries around their heart. At that age they don't think about their health and most assume they are invulnerable

Dumb, stupid and taking totally unneccesary risks imo
Title: Re: another bodybuilder on gofundme.
Post by: usmcdevildoc on June 17, 2019, 12:46:12 AM
Hope all the steroids were worth it for Lance Dreher.

About 25% of young steroid users have clogged up arteries around their heart. At that age they don't think about their health and most assume they are invulnerable

Dumb, stupid and taking totally unneccesary risks imo

Let the young steroid users pay in dick.
Title: Re: another bodybuilder on gofundme.
Post by: honest on June 17, 2019, 01:12:22 AM
Hes 64 encountering these issues, a similar age to a lot of men that age, he must obviously need more than a few stents to run those sort of dollars. Good luck to him, but no doubt these issues have come on earlier due to his earlier use.
Title: Re: another bodybuilder on gofundme.
Post by: Humble Narcissist on June 17, 2019, 03:07:31 AM
D'oh!  I will never understand why anyone would choose to go to an unaccredited or a for-profit school (or both) when 95% of us live near an accredited junior college or state university. ::)

Dreher is "a Dad to 4 amazing children."  Can't these amazing children help him out?  Why the need to turn to the public?  :'(

https://www.gofundme.com/lance-dreher-srs-heart-fund
Because you actually have to go to class, study and test to pass an accredited college.  For a PHD you have to do a lot more.  With an unaccredited degree many times you simply send cash and get your degree.  Back in the 80's-90's Columbia Pacific University gave out hundreds of graduate degrees and many popular culture people got degrees there.  Remember John Gray (Men are from Mars, Women from Venus) the author?  If you sent $1,000 to CPU and wrote a book report as your thesis/dissertation you received a PHD or Master's of your choice.  Finally, the state of California shut them down.
Title: Re: another bodybuilder on gofundme.
Post by: Skylge on June 17, 2019, 04:32:36 AM
Goomorrow,


I find it plain sad that these people have enough money for steroids, HGH and other pharmaciticals but need the public to help them with living. I just recently was on Twitter and someone retweeted a Porn Star's go fund me. Roxy Raye. These people are living high off the hog, vacations, Instagraming from beautiful hotels everywhere, showing their "weed" and when it all comes crashing down they have no funds.

How?




STAY POSITIVE?

Her and her sister:

https://www.gofundme.com/darla-kwilecki-lets-walk-again

Porn star without health insurance in car crash....

Title: Re: another bodybuilder on gofundme.
Post by: Humble Narcissist on June 17, 2019, 04:59:03 AM
Her and her sister:

https://www.gofundme.com/darla-kwilecki-lets-walk-again

Porn star without health insurance in car crash....


Now that her body is mangled she's useless to us.
Title: Re: another bodybuilder on gofundme.
Post by: stuntmovie on June 17, 2019, 10:12:30 AM
Thanks to my military service and one other medical insurance program I've never had to pay for any operation, doctor visit, shots or prescriptions.

I was fully aware of my VA coverage but my civilian health care program was a mystery to me until some elderly lady came to our front door and had me sign some papers over my dumb objections ... so now I also have free United Health Care coverage with which I have another primary care doc (for a 'second opinion') and free Lyft or Uber rides to and from any med appointment.

Just last week I called a UHC representative and was informed that I had one of the BEST med insurance programs available in the US and there was no way to make it any better as it was aleady the best available.

UHC also sent me one of those wrist watches similar to an Apple watch so I can count the number of steps I take each day, heart rate, etc. ... plus a shitload of non-prescription drugstore supplies every three months.

If I get hit by a speeding truck while walking across the freeway ... I'll never have to pay one cent out of pocket.

Anyone on this board have similar med coverage?

Title: Re: another bodybuilder on gofundme.
Post by: stuntmovie on June 17, 2019, 10:23:06 AM
A few years back there was a GetBig topic about full medical coverage for the IFBB pros.

Did that ever mateialize?

If not ... why not?
Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 17, 2019, 10:28:10 AM
Thanks to my military service and one other medical insurance program I've never had to pay for any operation, doctor visit, shots or prescriptions.

I was fully aware of my VA coverage but my civilian health care program was a mystery to me until some elderly lady came to our front door and had me sign some papers over my dumb objections ... so now I also have free United Health Care coverage with which I have another primary care doc (for a 'second opinion') and free Lyft or Uber rides to and from any med appointment.

Just last week I called a UHC representative and was informed that I had one of the BEST med insurance programs available in the US and there was no way to make it any better as it was aleady the best available.

UHC also sent me one of those wrist watches similar to an Apple watch so I can count the number of steps I take each day, heart rate, etc. ... plus a shitload of non-prescription drugstore supplies every three months.

If I get hit by a speeding truck while walking across the freeway ... I'll never have to pay one cent out of pocket.

Anyone on this board have similar med coverage?



Is UHC the free program for the indigent?
Title: Re: another bodybuilder on gofundme.
Post by: funk51 on June 17, 2019, 10:33:06 AM
Both of you are correct. Insurance companies and Medicare or Medicaid only pay about one third, maybe one half of the posted (or half hidden would be a better way to describe it) official prices charged by the hospital. If you walk into a hospital without health insurance (which Obama tried to eliminate by requiring everybody to buy health insurance or face a penalty on taxes, but which Trump has since overruled), the hospital’s financial counselors will generally work with you to knock down the prices (for example, the 50 percent discount mentioned above). But there is no absolute guarantee of a discount in this scenario.

By the way, a policy that STOPS paying when you reach $500,000 seems very unusual. Obamacare tried to eliminate this type of fly by night policy, but Trump is trying to relax carrier rules in order to reduce premiums. Maybe some employers offer limited policies like this, but I thought they were prohibited from doing this. Not sure on that, but I would ask a lot of questions if someone tried to hit me up for charitable funds because their policy “ran out” like this.
                  how dare you say something positive about obama on here.  trump promised and will give us the best est healthcare ever and it will be free , mexico is going to pay for it. i wonder what trump is telling obumer on the pic below.
Title: Re: another bodybuilder on gofundme.
Post by: stuntmovie on June 17, 2019, 10:58:26 AM
IRON, Not that I'm aware of.

Since I've been fully covrered, I've had no need to educate myself on any Obama plan nor Trump plan and have absolutely no idea which plan covers indigent US citizens .... or those individuals who enter the US illegally  ... but I'm sure that such a plan does exist within the 'Land of the free... and the home of the brave.

But if you are serious I'll be glad to check with a UHC rep  and inquire if such a plan is avaiable.
Title: Re: another bodybuilder on gofundme.
Post by: IroNat on June 17, 2019, 03:05:25 PM
IRON, Not that I'm aware of.

Since I've been fully covrered, I've had no need to educate myself on any Obama plan nor Trump plan and have absolutely no idea which plan covers indigent US citizens .... or those individuals who enter the US illegally  ... but I'm sure that such a plan does exist within the 'Land of the free... and the home of the brave.

But if you are serious I'll be glad to check with a UHC rep  and inquire if such a plan is avaiable.

Stunt,

You said it is a "free" healthcare program.  How is it free?

Is it free because you are poor?

Is it Medicare?

You qualify for Medicare don't you?

Is it part of the VA?
Title: Re: another bodybuilder on gofundme.
Post by: stuntmovie on June 17, 2019, 03:51:49 PM
IRON, Pls reall that I'm pretty damn dumb when it comes to med insurance programs as throughout my lifetime I've never had to use it (until recently) and never did abuse it.

But yes, you are correct that UHC is 'part' of medicare ... but what's of interest is the fact that I never had any large med care payments withdrawn from any pay-check I've ever received (at least not large enough to cause me any concern).... but now it's my understanding that it costs you and others $200 - $300 plus each month.

But even now I gotta admit that I don't know too much about med insurance and its monthly fee, but I have been told that I have the best plan available and am not an 'indigent', but have been called worse

 VA is really appreciated also.

And Nope! I sure as hell don't qualify for any low income med plan.