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Getbig Main Boards => Gossip & Opinions => Topic started by: el numero uno on July 18, 2019, 09:17:37 AM
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Some Disney's workers are claiming they eat from garbage cans, they've been recently homeless, or that they just can't cover their basic needs.
According to a Disney's spokesperson, workers start with $15 an hour plus benefits. Either he/she's lying, or some people suck at managing their finances (what a shock ::)).
https://www.marketwatch.com/story/disney-heiress-livid-after-going-to-one-of-her-familys-theme-parks-undercover-2019-07-15?ch=10&share=b9251132
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Some Disney's workers are claiming they eat from garbage cans, they've been recently homeless, or that they just can't cover their basic needs.
According to a Disney's spokesperson, workers start with $15 an hour plus benefits. Either he/she's lying, or some people suck at managing their finances (what a shock ::)).
https://www.marketwatch.com/story/disney-heiress-livid-after-going-to-one-of-her-familys-theme-parks-undercover-2019-07-15?ch=10&share=b9251132
People live beyond their means.Also though depends where you live.If I was single and made 600 on the books and 450 clear I would have a tough time living.between rent,car,ins,cell,cable,elec,gas,food.Fucking one bedroom apt around me is 1000.00 average.
In Florida though I think you would be ok.
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$15/hr + California COL = starving
simple math
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$15/hr + California COL = starving
simple math
I see. How much do you need to live in California? Assume a family of 4.
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You can't find a studio apartment in the bay area for less than 2,000/month.
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Everyone deserves at least a car newer than 5 years old, 3 kids in school (private only), and Starbucks.
Arm the hopeless.
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15$ an hour in this economy sucks balls even if you live alone no wife and kids
rent 80 to 1200 month in small apt
car insurance
phone bill
electric bill
food
poverty level ...
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A lot of people live like absolute fucking arseholes desperate to keep up the front of a life they can’t afford, it’s far more common these days with everyone wanting to look good on social media, I personally know people who haven’t a pot to piss in yet like to be seen eating out at pubs and restaurants, going on weekends away and holidays yet almost every single week have to ask for a sub out their weeks wages on Monday morning so they can afford food and their gas and electric meter has dropped. People are so spoiled, Soft and entitled these days they want a luxury lifestyle whether they can afford it or not. Fucking pathetic
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Some Disney's workers are claiming they eat from garbage cans, they've been recently homeless, or that they just can't cover their basic needs.
According to a Disney's spokesperson, workers start with $15 an hour plus benefits. Either he/she's lying, or some people suck at managing their finances (what a shock ::)).
https://www.marketwatch.com/story/disney-heiress-livid-after-going-to-one-of-her-familys-theme-parks-undercover-2019-07-15?ch=10&share=b9251132
They pay 15 dollars an hour but the vast majority of employees are part time. Hours are also at random so they can't seek an secondary job. Shit is more common in dept store malls...some employee will be called in to work only 2 hours
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They pay 15 dollars an hour but the vast majority of employees are part time. Hours are also at random so they can't seek an secondary job. Shit is more common in dept store malls...some employee will be called in to work only 2 hours
retail is the worst they hire more people than they need but give them under 40 hours so they don't have to offer health insurance
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They pay 15 dollars an hour but the vast majority of employees are part time. Hours are also at random so they can't seek an secondary job. Shit is more common in dept store malls...some employee will be called in to work only 2 hours
Thanks for the info. Now it's making sense for me.
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Some Disney's workers are claiming they eat from garbage cans, they've been recently homeless, or that they just can't cover their basic needs.
According to a Disney's spokesperson, workers start with $15 an hour plus benefits. Either he/she's lying, or some people suck at managing their finances (what a shock ::)).
https://www.marketwatch.com/story/disney-heiress-livid-after-going-to-one-of-her-familys-theme-parks-undercover-2019-07-15?ch=10&share=b9251132
It seems apparent that you don't live in a major city. $15 an hour barely pays the rent on a one bedroom apartment in Portland, OR much less anywhere in southern California. People shouldn't have to choose between rent and food.
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15 an hour is more than enough. If it was up to me, I'd set min wage at around $6 per hour and no sick leave. You don't work, you don't get paid.
If you need to make more money, get an education lazy fuck.
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15 an hour is more than enough. If it was up to me, I'd set min wage at around $6 per hour and no sick leave. You don't work, you don't get paid.
If you need to make more money, get an education lazy fuck.
Well how do you expect them to buy all their gear eggs and rice.....Oh g4p like you
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Well how do you expect them to buy all their gear eggs and rice.....Oh g4p like you
Lol rekt ;D
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$15/hr + California COL = starving
simple math
Yeah but many of these $15 an hour employees are retired or young and live at home or with roommates.
California has Target, Walmart, Kohl's, Lowesn etc with many full time employees. They survive...
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Well how do you expect them to buy all their gear eggs and rice.....Oh g4p like you
LOL.. I own a company and make plenty of money, so no g4p needed..
I pay my employees min wage in California and laugh if these lazy fucks want more money.
They make more than they deserve for what they do.
California is all about the employee, not the employer. (Dem state)
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Yeah but many of these $15 an hour employees are retired or young and live at home or with roommates.
California has Target, Walmart, Kohl's, Lowesn etc with many full time employees. They survive...
Rory works at CVS and I work at Auto Zone and we make it work.
We just have learned to budget our money appropriately. Actually, due to saving, Rory and I just purchased our first flat screen television.
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$15 = poverty pay....whooooo cares.
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Some Disney's workers are claiming they eat from garbage cans, they've been recently homeless, or that they just can't cover their basic needs.
According to a Disney's spokesperson, workers start with $15 an hour plus benefits. Either he/she's lying, or some people suck at managing their finances (what a shock ::)).
https://www.marketwatch.com/story/disney-heiress-livid-after-going-to-one-of-her-familys-theme-parks-undercover-2019-07-15?ch=10&share=b9251132
Housing prices in Anaheim (DISNEYLAND) and the surrounding area are RIDICULOUS. A small apartment (studio or not much larger) starts around $1600/mo, small rented condo around $2000/mo, small rented house starts at $2700. A BEDROOM in someone's home starts around $800.
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It seems apparent that you don't live in a major city. $15 an hour barely pays the rent on a one bedroom apartment in Portland, OR much less anywhere in southern California. People shouldn't have to choose between rent and food.
That's when you get a roommate and a Tracfone.
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That's when you get a roommate and a Tracfone.
Bingo.. You want your own place and extra money in the bank, then go get a career and work harder.
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LOL.. I own a company and make plenty of money, so no g4p needed..
I pay my employees min wage in California and laugh if these lazy fucks want more money.
They make more than they deserve for what they do.
California is all about the employee, not the employer. (Dem state)
Whats your business armz
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Housing prices in Anaheim (DISNEYLAND) and the surrounding area are RIDICULOUS. A small apartment (studio or not much larger) starts around $1600/mo, small rented condo around $2000/mo, small rented house starts at $2700. A BEDROOM in someone's home starts around $800.
That's where low income housing come in.....you can also get a boarding room or stay at a hostel.
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That's where low income housing come in.....you can also get a boarding room or stay at a hostel.
Vince, can I move in with you?
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Vince, can I move in with you?
Are you a bottom???
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Are you a bottom???
Oh, I just wanted to move in as friends.
I didn't know you were looking for that type of relationship. ??? ???
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Are you a bottom???
You don't lose any time, do you?
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USA doesn't need a minimum wage...
It needs a MAXIMUM wage
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USA doesn't need a minimum wage...
It needs a MAXIMUM wage
commie alert!!
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Are you a bottom???
better lube up your little poo hole, SF1900. Prepare for 8 inches of kielbasa!
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USA doesn't need a minimum wage...
It needs a MAXIMUM wage
x2
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El numero uno is from Ecuador where the average monthly salary is $400 .
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El numero uno is from Ecuador where the average monthly salary is $400 .
Depends on local costs of living as well.
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$15 = poverty pay....whooooo cares.
Thing is, you should. The reality is places like Walmart etc that pay what they can get away with KNOW their employees can't live on what they make and qualify for subsidies from the government to survive. You and I are that ATM machine. I'd rather a company making millions or billions pay their employees enough that the employess aren't coming to you and I in the form of subsidies to make ends meet.
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Depends on local costs of living as well.
I agree , BTW the richest man in Ecuador makes $14 an hour
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15 dollars is fuck all. I dont know how any person can live off that and have a decent life.
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Some Disney's workers are claiming they eat from garbage cans, they've been recently homeless, or that they just can't cover their basic needs.
According to a Disney's spokesperson, workers start with $15 an hour plus benefits. Either he/she's lying, or some people suck at managing their finances (what a shock ::)).
https://www.marketwatch.com/story/disney-heiress-livid-after-going-to-one-of-her-familys-theme-parks-undercover-2019-07-15?ch=10&share=b9251132
So let's assume they earn $ 2400.
How much would be going to accommodation, transport and medical insurance? Are they also getting taxed on this amount?
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how much in bitcoins though thats the only currency i know
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El numero uno is from Ecuador where the average monthly salary is $400 .
Rent here is $100 for a 2 bedroom apartment. :D
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El numero uno is from Ecuador where the average monthly salary is $400 .
BTW, 400 is not the average, it's the minimun wage. Furthermore, you don't want the average since wages follow a Pareto distribution... you need the median. The median income here is around 550-600, I can't remember.
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Thing is, you should. The reality is places like Walmart etc that pay what they can get away with KNOW their employees can't live on what they make and qualify for subsidies from the government to survive. You and I are that ATM machine. I'd rather a company making millions or billions pay their employees enough that the employess aren't coming to you and I in the form of subsidies to make ends meet.
Valid
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I bet the majority of crowds at apple and nike product launches are comprised of these very individuals who claim poverty earning 15$/hr you can live off of that wage.....just not luxuriously
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commie alert!!
Not at all... there's a salary cap for teams in sports no?
Why not a salary cap for CEO pay?
No reason on this earth someone needs to have $100 billion dollars net worth while Veterans go homeless
Or just simply go back to the tax brackets of the 1950's.. the USA's greatest generation.
Let everything else naturally take its course...
USA 1950's tax brackets...
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Oh, I just wanted to move in as friends.
I didn't know you were looking for that type of relationship. ??? ???
If you wanna crash, you gotta give up some ass....
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If you wanna crash, you gotta give up some ass....
Is that happen when mr.safety fat was visiting U ?.
:D ;D :D
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Oh, I just wanted to move in as friends.
I didn't know you were looking for that type of relationship. ??? ???
Hit back : post that photo of him & trangy :D
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Are you a bottom???
Owned
;D ;D
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If you wanna crash, you gotta give up some ass....
:o
;D ;D
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I will chime in here - one of the few things I know about is money and the relationship one has with money. yes we all have a relationship with money. how is your personal relationship with your money? hmm ;D i am a mortgage broker so i see income, assets and credit reports daily for the last 13 years. Ive delt with all levels of income with mortgages - so i am familiar with the min wage crowd as much as the private client crowd.
the biggest problem with people making min wage is not the actual wage being made, but those who have low paying jobs generally are less intelligent with their money, min wage earners generally have less than favorable credit scores which means these consumers cannot get decent financing, they are late more often on bills and it is a snowball effect. its not the wage.... the relationship with money and financial literacy more than actual money. also min wage is not something you strive for or settle for. you work your way up.
also those having min wage, generally do not have savings, so if they loose their job they do not have any funds saved
i had the worst jobs when i was younger, worked at a car wash, washed dishes, worked at a golf course, eventually got a job selling used cars and put myself through business school and then got better jobs and started my career - enough about me - i am saying you shouldn't strive to keep min wage jobs.... if you arent a screw up, you can generally rise to asst manager, then manager in a few years if you have a min wage job
now let's look at some figures if someone had min wage income
$15 an hour 40 hours a week = $30,000 annual income - you will pay pretty much zero taxes so assume you and your spouse are $15 which is $60,000 per year which is $5000 per tax per month.
with $5000 a month, good credit scores you can buy a decent home in many US cities. but those with min wage do not have good credit generally which they are not able to get financing due countless reasons but that should not the case...
if you and your min wage wife make $5k per pre -tax that is enough money for a decent vacation per year and allow you save for retirement
$5000 a month pre-tax is more than enough for a family to live an american middle class but 99% of americans do not have good financial will power (stop spending, poor relationship with money, and have a poor mindset....ill always be poor)
so in summary if you are financially literate you can do fine on $15 an hour but those who make $15 an hour...all odds are against them.
being good with money:
-know how money works
-have will power - stop spending
-let's face it, the cost of living is going up, we live in a capitalist society so making more money is more important in 2019 then it was ever before. work your ass off and make more money.
the middle class is going away for sure, but it is typically due to poor money management not the economics.
example - 2 broke people get married and make poor financial decisions and have "broke mindset" and never rise up through the ranks... and have poor will power. that shouldnt be the outcome, but it happens 1000 times over
remember we all have a relationship with money - how does your personal financial status make you feel? and yes you can improve it.
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Good point Tres. It baffles me why some people don't try improve their situation, by making a few sacrifices.
Things I've heard people struggling financially say, despite working a full time job and not having any dependants.
"You only live once"
"I'd rather spend my last 200 and have great memories, than have it sit in bank"
"I could die tomorrow then what use will the money be"
Unless you're a hot girl, you're fuked if you think like this.
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Good point Tres. It baffles me why some people don't try improve their situation, by making a few sacrifices.
Things I've heard people struggling financially say, despite working a full time job and not having any dependants.
"You only live once"
"I'd rather spend my last 200 and have great memories, than have it sit in bank"
"I could die tomorrow then what use will the money be"
Unless you're a hot girl, you're fuked if you think like this.
its not the $15 wage that is the problem.. it is the mindset
2 married ppl make $15 per hour is $30k per year each person and $60k per year which is $5k per month
-if full time - they have benefits
$5k per month they are paying basically zero taxes
-can get a mortgage to own a home
-enough to save money
its not the wages... the choices people make.
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Yes, the poor in this country are starving yet have the highest obesity rates in the world.😂
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It seems apparent that you don't live in a major city. $15 an hour barely pays the rent on a one bedroom apartment in Portland, OR much less anywhere in southern California. People shouldn't have to choose between rent and food.
they don't have to. they can chose between getting educated, and earning more, or not
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they don't have to. they can chose between getting educated, and earning more, or not
you too should get educated about EU infestation of muslim rats ..................
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its not the $15 wage that is the problem.. it is the mindset
2 married ppl make $15 per hour is $30k per year each person and $60k per year which is $5k per month
-if full time - they have benefits
$5k per month they are paying basically zero taxes
-can get a mortgage to own a home
-enough to save money
its not the wages... the choices people make.
Exactly this. My wife and I went from a few thousand in the bank to over 3 figures in about three years on $9 to $13/hr jobs. No investing at the time as well. It is all about choices. Before that I basically supported my ex girlfriend and myself on $10/hr. This is also while taking trips to Norway, etc.
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I will chime in here - one of the few things I know about is money and the relationship one has with money. yes we all have a relationship with money. how is your personal relationship with your money? hmm ;D i am a mortgage broker so i see income, assets and credit reports daily for the last 13 years. Ive delt with all levels of income with mortgages - so i am familiar with the min wage crowd as much as the private client crowd.
the biggest problem with people making min wage is not the actual wage being made, but those who have low paying jobs generally are less intelligent with their money, min wage earners generally have less than favorable credit scores which means these consumers cannot get decent financing, they are late more often on bills and it is a snowball effect. its not the wage.... the relationship with money and financial literacy more than actual money. also min wage is not something you strive for or settle for. you work your way up.
also those having min wage, generally do not have savings, so if they loose their job they do not have any funds saved
i had the worst jobs when i was younger, worked at a car wash, washed dishes, worked at a golf course, eventually got a job selling used cars and put myself through business school and then got better jobs and started my career - enough about me - i am saying you shouldn't strive to keep min wage jobs.... if you arent a screw up, you can generally rise to asst manager, then manager in a few years if you have a min wage job
now let's look at some figures if someone had min wage income
$15 an hour 40 hours a week = $30,000 annual income - you will pay pretty much zero taxes so assume you and your spouse are $15 which is $60,000 per year which is $5000 per tax per month.
with $5000 a month, good credit scores you can buy a decent home in many US cities. but those with min wage do not have good credit generally which they are not able to get financing due countless reasons but that should not the case...
if you and your min wage wife make $5k per pre -tax that is enough money for a decent vacation per year and allow you save for retirement
$5000 a month pre-tax is more than enough for a family to live an american middle class but 99% of americans do not have good financial will power (stop spending, poor relationship with money, and have a poor mindset....ill always be poor)
so in summary if you are financially literate you can do fine on $15 an hour but those who make $15 an hour...all odds are against them.
being good with money:
-know how money works
-have will power - stop spending
-let's face it, the cost of living is going up, we live in a capitalist society so making more money is more important in 2019 then it was ever before. work your ass off and make more money.
the middle class is going away for sure, but it is typically due to poor money management not the economics.
example - 2 broke people get married and make poor financial decisions and have "broke mindset" and never rise up through the ranks... and have poor will power. that shouldnt be the outcome, but it happens 1000 times over
remember we all have a relationship with money - how does your personal financial status make you feel? and yes you can improve it.
you are out to lunch. please tell us how a person can survive off that in Vancouver or Toronto? good luck. let me guess, you're answer is move to buttfuckville, ride a bike, eat toast all day, dont buy a coffee, actually dont buy a thing because no matter what it is people like you call it a luxury. Dont have kids. you're basically saying dont have a decent life till you're almost dead.
I can count on one hand 15 dollar an hour jobs that pay ANY benefits that are worth fuck all, nevermind the rest which are zero. Go fix a tooth with no benefits. There goes half a weeks pay. need braces, 10 grand right there.
save for retirement? lol how many years do you have to work to save for a decent retirement with a 15 dollar an hour wage? and what kind of retirement will that be.
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you are out to lunch. please tell us how a person can survive off that in Vancouver or Toronto? good luck. let me guess, you're answer is move to buttfuckville, ride a bike, eat toast all day, dont buy a coffee, actually dont buy a thing because no matter what it is people like you call it a luxury. Dont have kids. you're basically saying dont have a decent life till you're almost dead.
I can count on one hand 15 dollar an hour jobs that pay ANY benefits that are worth fuck all, nevermind the rest which are zero. Go fix a tooth with no benefits. There goes half a weeks pay. need braces, 10 grand right there.
save for retirement? lol how many years do you have to work to save for a decent retirement with a 15 dollar an hour wage? and what kind of retirement will that be.
I'm guessing most of the expenses will be going to rent?
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I'm guessing most of the expenses will be going to rent?
food and rent for sure. rent is retarded here. to live in decent place will cost you an arm and a leg.
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food and rent for sure. rent is retarded here. to live in decent place will cost you an arm and a leg.
So lets say they're earning $ 2400, how much would they be looking at for rent?
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So lets say they're earning $ 2400, how much would they be looking at for rent?
more then half that will easily go to rent if you're not looking at basement dwellings.
not only that, the previous poster made an assumption that you're working as a couple . what if you're single? 15 dollars an hour will leave your ass broke. you wont save shit unless you're living in a cardboard box or with 4 other people or with your parents.
Hes a mortgage broker, they did a hell of job pre 2008 getting people into homes they couldn't afford. I wouldn't take their word for anything. My wife works in banking, she sees people approved for homes they can barely hang on too all the time, while the broker encourages them to make the deal of a life time.
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Hes a mortgage broker, they did a hell of job pre 2008 getting people into homes they couldn't afford. I wouldn't take their word for anything.
That was the individuals choice to do that.
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That was the individuals choice to do that.
I agree but that wasn't the point I was making.
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I make about 30-34K a year and Rory makes about 44-48K a year and we are doing just fine.
It's how you budget.
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I make about 30-34K a year and Rory makes about 44-48K a year and we are doing just fine.
It's how you budget.
where? define "fine"
some people are fine living in the streets, or a trailer with a 10 inch tv with rabbit ears
I dont give a shit what anyone says, 15 dollars an hour in Toronto wont leave you with anything. You will be broke for life.
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where? define "fine"
some people are fine living in the streets, or a trailer with a 10 inch tv with rabbit ears
I dont give a shit what anyone says, 15 dollars an hour in Toronto wont leave you with anything. You will be broke for life.
Pay our rent, money in the bank, take multiple vacations, both have cars, eat out 2-3x per week.
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Pay our rent, money in the bank, take multiple vacations, both have cars, eat out 2-3x per week.
where? Winnipeg? money in the bank? how much? 200 dollars? what car? 2002 Honda civic? eat out? Mc Donald's?
How.much do you got saved for retirement?
You're answer is vague.
I'm not going to live like Vince but he thinks his life is grand. fuck that.
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where? Winnipeg? money in the bank? how much? 200 dollars? what car? 2002 Honda civic? eat out? Mc Donald's?
Aren't these all choices as well? A 2002 Honda civic is fine if it gets you place to place. Why would you choose to go out and get steak instead of McDonald's when you cannot afford it?
I am not denying that it is difficult and it is much easier when you have more income but you can save a chunk of money when making lower wages as you work your way up in life.
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where? Winnipeg? money in the bank? how much? 200 dollars? what car? 2002 Honda civic? eat out? Mc Donald's?
How.much do you got saved for retirement?
You're answer is vague.
I'm not going to live like Vince but he thinks his life is grand. fuck that.
Where: Chicago
Money in the bank: $3,500
Car: 2007 Toyota Corolla
Restaurants: TGIF's, Chillis, Outback
Retirement Savings: $6,000
Vacations: Grand Canyon, New Hampshire, Vermont, Empire State Building
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Aren't these all choices as well? A 2002 Honda civic is fine if it gets you place to place. Why would you choose to go out and get steak instead of McDonald's when you cannot afford it?
I am not denying that it is difficult and it is much easier when you have more income but you can save a chunk of money when making lower wages as you work your way up in life.
lol, yeah Vinces life is stellar. Hes fucking delusional and so is anyone that thinks like him.
Theres a HUGE difference between surviving and living life.
Using your logic I guess I can survive in Toronto off 15 an hour but if i had any sanity left I would realize it's a shit life. I've been there. no thanks.
So as I mentioned earlier if you want to move to bumfuckville and live in a trailer, eating McDonald's while saving 200 dollars a month, be my guest. you win.
If you actually want to have a life, 15 dollars an hour in a major metropolitan city is going to be a major struggle and you'll end up using some type of assistance, dying broke, when you should be enjoying retirement. That's a simple fact.
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Where: Chicago
Money in the bank: $3,500
Car: 2007 Toyota Corolla
Restaurants: TGIF's, Chillis, Outback
Retirement Savings: $6,000
Vacations: Grand Canyon, New Hampshire, Vermont, Empire State Building
wow. I think Id rather kill myself. you actually posted that and think you're doing fine?
I'm not trying to be a dick but I'd be shitting my pants thinking about my retirement, unless you have some inheritance coming your way or plan on winning the lottery.
Hope.you dont end up single, hurt yourself and lose 6 months of work.
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wow. I think Id rather kill myself. you actually posted that and think you're doing fine?
I'm not trying to be a dick but I'd be shitting my pants thinking about my retirement, unless you have some inheritance coming your way or plan on winning the lottery.
Hope.you dont end up single, hurt yourself and lose 6 months of work.
I am in my mid-30s so I have time until retirement.
Furthermore, your response freaked me out. Thanks! >:(
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I am in my mid-30s so I have time until retirement.
Furthermore, your response freaked me out. Thanks! >:(
If you're in your mid 30s you have less time than you think. it is doable but I'd be making significant changes.
However, if you're happy and think that's all you need, I'm not going to waste my time convincing you otherwise.
Sorry if I freaked you out. best of luck.
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If you're in your mid 30s you have less time than you think. it is doable but I'd be making significant changes.
However, if you're happy and think that's all you need, I'm not going to waste my time convincing you otherwise.
Sorry if I freaked you out. best of luck.
I’ll probably work until I die because I love my field.
What kind of significant changes do you think I should make?
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15 an hour is more than enough. If it was up to me, I'd set min wage at around $6 per hour and no sick leave. You don't work, you don't get paid.
If you need to make more money, get an education lazy fuck.
get help.
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$15/hr + California COL = starving
simple math
The problem isn't the pay it's the location.
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lol, yeah Vinces life is stellar. Hes fucking delusional and so is anyone that thinks like him.
Theres a HUGE difference between surviving and living life.
Using your logic I guess I can survive in Toronto off 15 an hour but if i had any sanity left I would realize it's a shit life. I've been there. no thanks.
So as I mentioned earlier if you want to move to bumfuckville and live in a trailer, eating McDonald's while saving 200 dollars a month, be my guest. you win.
If you actually want to have a life, 15 dollars an hour in a major metropolitan city is going to be a major struggle and you'll end up using some type of assistance, dying broke, when you should be enjoying retirement. That's a simple fact.
Ok, so your argument is this.
1. You must make $15/hr your whole life with no desire to move up
2. You must live in either New York, California, Toronto or you are living in Hicksville
3. You must eat out at places more expensive then McDonalds
4. You cannot drive an older vehicle
5. You must make financial decisions exactly the same as you would (i.e. you cannot save any money because you were unable to).
Your conclusion would be correct then in the above circumstance.
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lol, yeah Vinces life is stellar. Hes fucking delusional and so is anyone that thinks like him.
Theres a HUGE difference between surviving and living life.
Using your logic I guess I can survive in Toronto off 15 an hour but if i had any sanity left I would realize it's a shit life. I've been there. no thanks.
So as I mentioned earlier if you want to move to bumfuckville and live in a trailer, eating McDonald's while saving 200 dollars a month, be my guest. you win.
If you actually want to have a life, 15 dollars an hour in a major metropolitan city is going to be a major struggle and you'll end up using some type of assistance, dying broke, when you should be enjoying retirement. That's a simple fact.
wow. I think Id rather kill myself. you actually posted that and think you're doing fine?
I'm not trying to be a dick but I'd be shitting my pants thinking about my retirement, unless you have some inheritance coming your way or plan on winning the lottery.
Hope.you dont end up single, hurt yourself and lose 6 months of work.
You sound entitled.
What you call "living life" is probably considered a luxury by billions of people around the world.
It's a mindset that will get you nowhere in life.
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You sound entitled.
What you call "living life" is probably considered a luxury by billions of people around the world.
It's a mindset that will get you nowhere in life.
you sound like you have low self esteem
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Where: Chicago
Money in the bank: $3,500
Car: 2007 Toyota Corolla
Restaurants: TGIF's, Chillis, Outback
Retirement Savings: $6,000
Vacations: Grand Canyon, New Hampshire, Vermont, Empire State Building
I know you're trolling, but you are describing a middle class lifestyle, which is not bad considering how recent in history people can afford to do this.
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you sound like you have low self esteem
Why won't you help me?
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you sound like you have low self esteem
I have a huge ego.
Good luck living beyond your means. One accident or injury and you will be flat broke.
Me? I could retire in my mid 40's if I wanted. 8)
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Ok, so your argument is this.
1. You must make $15/hr your whole life with no desire to move up
2. You must live in either New York, California, Toronto or you are living in Hicksville
3. You must eat out at places more expensive then McDonalds
4. You cannot drive an older vehicle
5. You must make financial decisions exactly the same as you would (i.e. you cannot save any money because you were unable to).
Your conclusion would be correct then in the above circumstance.
I work where the work is located einstein. its out of necessity. I cant make what I make outside a large city.
Do whatever you want. But if you think you're going to retire on 10 dollars an hour supporting your unemployed girlfriend, go for it. Let us know how that works for you.
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I have a huge ego.
Good luck living beyond your means. One accident or injury and you will be flat broke.
Me? I could retire in my mid 40's if I wanted. 8)
I dont live outside my means. are your retarded? cant you read?
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I dont live outside my means. are your retarded? cant you read?
Someone described what is considered middle class and your response was that you would rather kill yourself than to live like that.
I'm just connecting the points.
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I dont live outside my means. are your retarded? cant you read?
Pretty sure you are not reading very well so best not to cast stones.
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I work where the work is located einstein. its out of necessity. I cant make what I make outside a large city.
Do whatever you want. But if you think you're going to retire on 10 dollars an hour supporting your unemployed girlfriend, go for it. Let us know how that works for you.
You are rambling.
So my presentation of your argument was correct.
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Someone described what is considered middle class and your response was that you would rather kill yourself than to live like that.
I'm just connecting the points.
hes in his mid 30s and has 6000 saved for retirement. if you think that's being on track for a healthy retirement youre a fool. I'm just stating the facts.
you think that's middle class....ok
I think you have a warped sense of reality.
its obvious you guys are hurting fiscally.and are personally offended.
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You are rambling.
So my presentation of your argument was correct.
you said you were ok living off 10 bucks an hour., I'm not wasting another word on you. anyone that's been around will understand the absurdity of that statement.
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hes in his mid 30s and has 6000 saved for retirement. if you think that's being on track for a healthy retirement youre a fool. I'm just stating the facts.
you think that's middle class....ok
I think you have a warped sense of reality.
its obvious you guys are hurting fiscally.and are personally offended.
I don't think it's right for you to freak me out like this.
You should apologize.
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more then half that will easily go to rent if you're not looking at basement dwellings.
not only that, the previous poster made an assumption that you're working as a couple . what if you're single? 15 dollars an hour will leave your ass broke. you wont save shit unless you're living in a cardboard box or with 4 other people or with your parents.
Hes a mortgage broker, they did a hell of job pre 2008 getting people into homes they couldn't afford. I wouldn't take their word for anything. My wife works in banking, she sees people approved for homes they can barely hang on too all the time, while the broker encourages them to make the deal of a life time.
Ok, so let's say 1300 goes to rent and utilities.
1100 is left for food, transport, health insurance, pension etc.
After expenses, they have maybe 400-500 left to spend or save?
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Rory and I are out to a fancy lunch!
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Minimum wage should be raised to 50 dollars
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Minimum wage should be raised to 50 dollars
out of your pocket
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out of your pocket
All getbiggers should chip in, it’s the right thing to do
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TPTB get everyone arguing about minimum wage
The problem isn't minimum wage... its maximum wage
Everyone is focused on the wrong end of the spectrum
No one man should ever have (or need for that matter) 3% of an entire country's wealth
ex:
"Already Europe’s richest person, Arnault is now the continent’s first centibillionaire. His fortune, analysts say, now equals more than 3% of France’s economy."
https://www.cnbc.com/2019/06/19/bernard-arnault-becomes-the-3rd-person-worth-over-100-billion.html
TPTB have everyone fighting over the table scraps that fell on the floor meanwhile they are devouring all the food on the table
Exactly how they want to control you.. keep you focused on the wrong end of the spectrum
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hes in his mid 30s and has 6000 saved for retirement. if you think that's being on track for a healthy retirement youre a fool. I'm just stating the facts.
you think that's middle class....ok
I think you have a warped sense of reality.
its obvious you guys are hurting fiscally.and are personally offended.
What age are you retiring? Are you going to live the same lifestyle once you're retired?
You said you live in expensive Toronto because that is where the work is, will you continue to live there once retired?
What is the income tax rate in Canada? What percentage of income are you saving?
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The problem isn't minimum mass... its maximum mass
Everyone is focused on the wrong end of the spectrum
No one man should ever have (or need for that matter) 3% of an entire country's muscle mass.
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you are out to lunch. please tell us how a person can survive off that in Vancouver or Toronto? good luck. let me guess, you're answer is move to buttfuckville, ride a bike, eat toast all day, dont buy a coffee, actually dont buy a thing because no matter what it is people like you call it a luxury. Dont have kids. you're basically saying dont have a decent life till you're almost dead.
I can count on one hand 15 dollar an hour jobs that pay ANY benefits that are worth fuck all, nevermind the rest which are zero. Go fix a tooth with no benefits. There goes half a weeks pay. need braces, 10 grand right there.
save for retirement? lol how many years do you have to work to save for a decent retirement with a 15 dollar an hour wage? and what kind of retirement will that be.
what I was saying two ppl who make $15 an hour could live an OK "American life" in middle america - San Antonio Texas, St Louis, Tuscon, Decatur Ga - of course they cannot live in on an expensive city on the coast.
$150k $200k a year is middle class income in NYC or SF!!!
a couple making $60k a year is middle class income in a Springfield, IL and someone can survive on that just fine.
the main point of my rant is this... those who make min wage generally are stuck in the minimum wage mindset, make poor financial decisions all around and increasing min wage is not going to do much to improve these ppl's lives since they will continue to make poor financial decisions if they make $12 an hour, $15 an hour, or $18 an hour..
being good with money is all will power and making good decisions. (both saving money and making more money)
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THE problem in the USA in one chart
NOTHING to friggin' do with minimum wage $8 vs $15 vs whatever the fck
(https://cdn.vox-cdn.com/thumbor/eNFuSeCFNuTMoXThLF69TRTdcWA=/0x31:551x319/fit-in/1200x630/cdn.vox-cdn.com/uploads/chorus_asset/file/11839467/Screen_Shot_2018_07_29_at_10.27.09_AM.png)
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you said you were ok living off 10 bucks an hour., I'm not wasting another word on you. anyone that's been around will understand the absurdity of that statement.
How dumb/financially irresponsible are you that you do not think it is possible to do that for a period of time in ones life?
You are the type who will make excuse after excuse and has no financial willpower. That is ok, but do not expect all to be that dumb with their money.
I'll take your response as final verification that I represented your side of the argument correctly.
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The US is the only country in the world that has obese people saying they are poor. Want to see real poor people? Go to Africa, South America and many Asian countries. You will find everyone is skinny because they can't afford food.