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Getbig Main Boards => Politics and Political Issues Board => Topic started by: Soul Crusher on October 23, 2013, 02:08:24 PM
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http://www.weeklystandard.com/blogs/millions-americans-are-losing-their-health-plans-because-obamacare_764602.html
We told you so
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The U.S. individual health insurance market currently totals about 19 million people. Because the Obama administration's regulations on grandfathering existing plans were so stringent about 85% of those, 16 million, are not grandfathered and must comply with Obamacare at their next renewal. The rules are very complex. For example, if you had an individual plan in March of 2010 when the law was passed and you only increased the deductible from $1,000 to $1,500 in the years since, your plan has lost its grandfather status and it will no longer be available to you when it would have renewed in 2014.
These 16 million people are now receiving letters from their carriers saying they are losing their current coverage and must re-enroll in order to avoid a break in coverage and comply with the new health law's benefit mandates––the vast majority by January 1. Most of these will be seeing some pretty big rate increases.
Kaiser Health News called up a few insurers around the country and found that hundreds of thousands of Americans have already received cancellation notices.
"[T]he cancellation notices, which began arriving in August, have shocked many consumers in light of President Barack Obama’s promise that people could keep their plans if they liked them," according to Kaiser Health News reporters Anna Gorman and Julie Appleby.
"Florida Blue, for example, is terminating about 300,000 policies, about 80 percent of its individual policies in the state. Kaiser Permanente in California has sent notices to 160,000 people – about half of its individual business in the state. Insurer Highmark in Pittsburgh is dropping about 20 percent of its individual market customers, while Independence Blue Cross, the major insurer in Philadelphia, is dropping about 45 percent," Kaiser reports. "Blue Shield of California sent roughly 119,000 cancellation notices out in mid-September, about 60 percent of its individual business. About two-thirds of those policyholders will see rate increases in their new policies, said spokesman Steve Shivinsky."
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a more socialist solution is called for to rectify this issue
:)
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http://frontpagemag.com/2013/michellemalkin/obamacares-electronic-medical-records-wreck/#.Umk_rNBTDwI.facebook
:(
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http://www.bloomberg.com/news/2013-10-23/why-obamacare-is-like-three-mile-island.html
:(
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http://www.nytimes.com/2013/10/24/business/health-law-fails-to-keep-prices-low-in-rural-areas.html?hp&_r=1&
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dude you are insane, your OCD is enormous.
How can you sit and post this shit all day? day after day. I enjoy debate but you just copy and paste and rant non-stop.
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dude you are insane, your OCD is enormous.
How can you sit and post this shit all day? day after day. I enjoy debate but you just copy and paste and rant non-stop.
Not about me you stupid Quack - about the millions and millions of people that communist Kenyan terrorist worthless scumbag slug is hurting
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Not about me you stupid Quack - about the millions and millions of people that communist Kenyan terrorist worthless scumbag slug is hurting
How heroic of you to do it for the millions and millions of "parasites" you condemn daily.
Hopefully one day your pictures of Obama walking a dog will change their fortunes. I mean, you couldn't be posting non-stop for years on end about one person because of OCD, that would be too obsessive. Nor responding any time his name is mentioned as if it's a compulsion. Nevermind the personal info you leaked about "out working everyone", that doesn't sound OCD either. People with OCD often don't go on and on about their obsession unlike you who posts non-stop about Obama................... .....................
Would you like me to go on about your obvious mental health issue?
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How heroic of you to do it for the millions and millions of "parasites" you condemn daily.
Hopefully one day your pictures of Obama walking a dog will change their fortunes. I mean, you couldn't be posting non-stop for years on end about one person because of OCD, that would be too obsessive. Nor responding any time his name is mentioned as if it's a compulsion. Nevermind the personal info you leaked about "out working everyone", that doesn't sound OCD either. People with OCD often don't go on and on about their obsession unlike you who posts non-stop about Obama................... .....................
Would you like me to go on about your obvious mental health issue?
Refute the article ot STFU =- Obama is a terrorist and skell. You worship this fagget - deal with it
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Refute the article ot STFU =- Obama is a terrorist and skell. You worship this fagget - deal with it
LOL ;D
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Got to love how all bad news from Obama's failed worthless presidency is greeted by personal attacks rather than refutation of the reality befalling us.
Obama is like the PlaGUE, Anything he touches dies
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Got to love how all bad news from Obama's failed worthless presidency is greeted by personal attacks rather than refutation of the reality befalling us.
Obama is like the PlaGUE, Anything he touches dies
33/soul,
How long until republicans agree to impeach obama? What are they scared of? Do they just lack balls?
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Refute the article ot STFU =- Obama is a terrorist and skell. You worship this fagget - deal with it
Would you like a refutation of only the first? or would you like me to include your triple post copy and paste meltdown about half way through as well?
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Would you like a refutation of only the first? or would you like me to include your triple post copy and paste meltdown about half way through as well?
I miss this place...this is hilarious
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I miss this place...this is hilarious
it is - the ghetto skell and ex drug addict you kneepad and cried over in 2008 destroyed your profession and career.
Own it maroon . . . . . you voted for it not once . . . . but 2x over fool!
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it is - the ghetto skell and ex drug addict you kneepad and cried over in 2008 destroyed your profession and career.
Own it maroon . . . . . you voted for it not once . . . . but 2x over fool!
broseph...im doing awesome
Need a loan?
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broseph...im doing awesome
Need a loan?
Sure you are - free phone - free birth control, etc
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Sure you are - free phone - free birth control, etc
free phone? Birth control?
Dafuq are you talking about... bro you need to slow down, this constant whining has turned your brain into mush.
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Sure you are - free phone - free birth control, etc
LOL!!!
Option D is a doctor. He doesn't need any of that.
But, free phones and free birth control do not need to be provided by government.
What is preventing people from going down to CVS and getting birth control?
Then again this is the same administration that came up with ball washing programs.
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a more socialist solution is called for to rectify this issue
:)
Exactly. The way to get out of debt is to spend much more money than you were when you got into debt. And if you don't agree with this, you are a racist. You a racist that why you hate the Kenyan Turd.
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Exactly. The way to get out of debt is to spend much more money than you were when you got into debt. And if you don't agree with this, you are a racist. You a racist that why you hate the Kenyan Turd.
;D
It should work wonders for people with high credit card debt.
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http://washingtonexaminer.com/article/2537782
Another 76,000 dropped due to CommieCare
good job you leftist communist wastes of cells
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dude you are insane, your OCD is enormous.
How can you sit and post this shit all day? day after day. I enjoy debate but you just copy and paste and rant non-stop.
There is no debate, we warned libs back before he was elected that he was a disaster and since then it's been one failure after another since the "cash for clunkers" yet you still hold on to this fallacy that this clown is the be all to end all. This administration and left in general are so predictable it isn't even funny anymore. They say the definition of insanity is doing the same thing over and over again expecting a different result but the results always remain the same. Well, time after time the left keep doing the same thing and the same results are always destruction and failures. This is fact!
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Hahahaha I didn't realize how much I missed these legendary Option D vs 33 clashes! :D
Both of these guys are funny as hell! ;D
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Not about me you stupid Quack - about the millions and millions of people that communist Kenyan terrorist worthless scumbag slug is hurting
Yes. It is about you. I don't see millions and millions of people suffering the mental meltdowns online that you do Every. Single. Day.
What kind of pathetic little life revolves around sitting on the internet crying all day? Obamacare will help you get the meds you need you little closet fag.
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There is no debate, we warned libs back before he was elected that he was a disaster and since then it's been one failure after another since the "cash for clunkers" yet you still hold on to this fallacy that this clown is the be all to end all. This administration and left in general are so predictable it isn't even funny anymore. They say the definition of insanity is doing the same thing over and over again expecting a different result but the results always remain the same. Well, time after time the left keep doing the same thing and the same results are always destruction and failures. This is fact!
Too bad it's God's Will for Obama to be POTUS. Says a lot about the GOP that God didn't like any of those clowns enough to let them win.
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Too bad it's God's Will for Obama to be POTUS. Says a lot about the GOP that God didn't like any of those clowns enough to let them win.
I wonder if God told Michelle Bachman that in their conversations together.
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I wonder if God told Michelle Bachman that in their conversations together.
Funny - I have posted a dozen links now showing how ObamaCare is tossing people out of their policies and broken promises by the lying pos you voted for , etc - and the best you can do is bring up Bachmann?
Congrats - you are part of the problem
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http://www.nytimes.com/2013/10/25/us/politics/bipartisan-dismay-over-health-plan-woes-at-house-hearing.html
Obama = FAIL
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Yes. It is about you. I don't see millions and millions of people suffering the mental meltdowns online that you do Every. Single. Day.
What kind of pathetic little life revolves around sitting on the internet crying all day? Obamacare will help you get the meds you need you little closet fag.
x2
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I wonder if God told Michelle Bachman that in their conversations together.
Possibly. He could have also told Obama during his weekly prayer vigils when he running in 2008. :)
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http://rare.us/story/obamacare-contractor-even-i-couldnt-log-onto-healthcare-gov
FAIL
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Possibly. He could have also told Obama during his weekly prayer vigils when he running in 2008. :)
Same way he told Bush to run and to invade Iraq?
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Same way he told Bush to run and to invade Iraq?
And funny - you leftist incompetent clowns have said nothing about Obama's illegal wars - hypocrisy much?
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Same way he told Bush to run and to invade Iraq?
Maybe. Or the way he speaks to Obama on a regular basis. Although I wonder if it's really da debil in Obama's ear. lol
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Funny - I have posted a dozen links now showing how ObamaCare is tossing people out of their policies and broken promises by the lying pos you voted for , etc - and the best you can do is bring up Bachmann?
Congrats - you are part of the problem
You are so stupid sometimes.
Have you seen me supporting OB care?
Most of what i have done is trash it.
But making fun of you and people like Michelle is too good to pass up.
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Possibly. He could have also told Obama during his weekly prayer vigils when he running in 2008. :)
Well everything happens for a reason...
blahahahahahahahahahaaha hahahahah
(I hate that saying, its such a cop out)
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Well everything happens for a reason...
blahahahahahahahahahaaha hahahahah
(I hate that saying, its such a cop out)
It's true. Sometimes it takes a while (years even) before we know. Makes this whole living life thing complicated sometimes.
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http://www.businessinsider.com/the-coders-who-built-the-obamacare-website-knew-it-had-huge-problems-2013-10
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It's true. Sometimes it takes a while (years even) before we know. Makes this whole living life thing complicated sometimes.
Saying things happen for a reason to me sounds like surrendering to it. When things happen bad or good, it's up to us to make something from it. Life or God depending on what you believe gives us that opportunity.
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http://dailycaller.com/2013/10/24/health-insurance-cancellation-notices-soar-above-obamacare-enrollment-rates
Just like we warned you morons of. Exactly what we said would happen years ago under this incompetent tool.
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::)
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::)
More distraction from the reality of Obama's lies, failed presidency and bs.
Move to cuba or NK will ya?
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http://dailycaller.com/2013/10/24/health-insurance-cancellation-notices-soar-above-obamacare-enrollment-rates
Just like we warned you morons of. Exactly what we said would happen years ago under this incompetent tool.
::)
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More distraction from the reality of Obama's lies, failed presidency and bs.
Move to cuba or NK will ya?
The only thing that has failed is your grip on reality.
Good thing Obamacare may cover psych meds huh?
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The only thing that has failed is your grip on reality.
Good thing Obamacare may cover psych meds huh?
Not even one refutation of the reality of obamaCare cancelling millions off of their policies - you leftist communists are traitors and thugs. Move to Cuba you worthless fools.
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http://www.businessinsider.com/obamacare-website-rollout-democrats-joe-manchin-mandate-delay-2013-10
Demos beginning to freak out over GhettoCare
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http://www.businessinsider.com/obamacare-website-rollout-democrats-joe-manchin-mandate-delay-2013-10
Demos beginning to freak out over GhettoCare
X2
You'll begin to see more spineless jellyfish slither out from underneath their rocks like this Manchin guy in the coming days.
Gutless cowards, the lot of them.
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http://www.businessinsider.com/obamacare-website-rollout-democrats-joe-manchin-mandate-delay-2013-10
Demos beginning to freak out over GhettoCare
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Saying things happen for a reason to me sounds like surrendering to it. When things happen bad or good, it's up to us to make something from it. Life or God depending on what you believe gives us that opportunity.
I agree.
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::)
Is that a quote by Cruz? Do you have a link?
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Is that a quote by Cruz? Do you have a link?
I don't need a link. I have a PHOTOSHOPPED PIC which seems to be the standard for making any kind of point on the board for some people.
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I don't need a link. I have a PHOTOSHOPPED PIC which seems to be the standard for making any kind of point on the board for some people.
So it's not a quote by Cruz?
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Who knows. It's a photoshopped pic. Even better than an actual quote by the standards of the thread starter.
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we warned libs back before he was elected that he was a disaster and since then it's been one failure after another
For actual liberals - not just the people given that label because they disagree with anything FOX says - the Obama admin has been a success. They didn't get everything they wanted, but they sure made a dent and got a lot of liberal policies implemented. And we still don't know what he'll do if Dems win the congress... that could get ugly if he has all 3 branches and nothing to lose, in his last 2 years. 2015 could be a TERRIBLE year for the USA.
So if ya can toss out people in the middle who don't agree with everything Rush says, and focus upon the actual far-left people...
it hasn't been a failure. For them, it's been a nice ride so far. And since repubs are too wimpy to impeach him, well, those last 2 years in office, yall might as well be endorsing all the bullshit he will rain down on us. Amnesty, anti-gun shit, you name it... All cause benghazi, F&F, birth cert... they're too scared to impeach him.
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For actual liberals - not just the people given that label because they disagree with anything FOX says - the Obama admin has been a success. They didn't get everything they wanted, but they sure made a dent and got a lot of liberal policies implemented. And we still don't know what he'll do if Dems win the congress... that could get ugly if he has all 3 branches and nothing to lose, in his last 2 years. 2015 could be a TERRIBLE year for the USA.
So if ya can toss out people in the middle who don't agree with everything Rush says, and focus upon the actual far-left people...
it hasn't been a failure. For them, it's been a nice ride so far. And since repubs are too wimpy to impeach him, well, those last 2 years in office, yall might as well be endorsing all the bullshit he will rain down on us. Amnesty, anti-gun shit, you name it... All cause benghazi, F&F, birth cert... they're too scared to impeach him.
You can't argue with the fantasy logic and delusions that Coach has. Stop trying to point out the obvious.
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You can't argue with the fantasy logic and delusions that Coach has. Stop trying to point out the obvious.
Eat it commie.
http://townhall.com/tipsheet/guybenson/2013/10/24/estimate-16-million-americans-will-lose-current-coverage-because-of-obamacare-n1731700
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http://dailycaller.com/2013/10/24/health-insurance-cancellation-notices-soar-above-obamacare-enrollment-rates
Sucks
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You can't argue with the fantasy logic and delusions that Coach has. Stop trying to point out the obvious.
The delusion is people like you who believe this foreigner is actually good for this country dispute him purposely wanting to destroy this country.
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The delusion is people like you who believe this foreigner is actually good for this country dispute him purposely wanting to destroy this country.
Foreigner? HAHAHA.. oh yeah being a birther cements your stupidity status.
How do you pack so much stupid in that cranium of yours?
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Foreigner? HAHAHA.. oh yeah being a birther cements your stupidity status.
How do you pack so much stupid in that cranium of yours?
The fact is that more people are losing their coverage than are gaining it due to CommunistCare - FACT
You cant refute that you stupid fuck. Now go and get your shine box liberal fool.
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The fact is that more people are losing their coverage than are gaining it due to CommunistCare - FACT
You cant refute that you stupid fuck. Now go and get your shine box liberal fool.
Are you losing yours? Not that you could complain if you are because obviously your current insurance carrier doesn't cover mental issues huh?
Just another "skell" with no insurance living in the ghetto I see. No wonder you hate yourself so much.
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Are you losing yours? Not that you could complain if you are because obviously your current insurance carrier doesn't cover mental issues huh?
Just another "skell" with no insurance living in the ghetto I see. No wonder you hate yourself so much.
http://www.cbsnews.com/8301-18563_162-57609224/arrival-of-obamacare-forcing-insurers-to-drop-customers-with-low-coverage
Refute this or STFU twink
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Obama is a willing whore of the devil, and his followers will fan his feet in hell. HAHA
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http://www.cbsnews.com/8301-18563_162-57609224/arrival-of-obamacare-forcing-insurers-to-drop-customers-with-low-coverage
Refute this or STFU twink
You = skell. Refute this of STFU loser.
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You = skell. Refute this of STFU loser.
Game over you lose - you cant refute the actions of your messiah but resort to personal attacks.
You = FAIL
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You = skell. Refute this of STFU loser.
x2
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The delusion is people like you who believe this foreigner is actually good for this country dispute him purposely wanting to destroy this country.
Where was Cruz born?
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Where was Cruz born?
Who the fuck cares? Is he president?
Congrats on entering a profession the Kenyan worthless drug addicted fagget destroyed. Tool.
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Who the fuck cares? Is he president?
Congrats on entering a profession the Kenyan worthless drug addicted fagget destroyed. Tool.
lol...youre in mid season form arent you..
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Where was Cruz born?
Canada. But we won't hold that against him.
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Who the fuck cares? Is he president?
Congrats on entering a profession the Kenyan worthless drug addicted fagget destroyed. Tool.
In that case, who cares where Obama was born? (Hawaii)
Your closet skell meltdown is funny to watch.
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http://www.oregonlive.com/health/index.ssf/2013/10/cover_oregon_some_significant.html#incart_more_business
Just wow
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The fact is that more people are losing their coverage than are gaining it due to CommunistCare - FACT
You cant refute that you stupid fuck. Now go and get your shine box liberal fool.
That's not a fact you moron. lol.
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wow, 3 pages and not one person has addressed the premise of this thread!!!!
come on mods start deleting shit and banning posters for just bashing people with no comment about the thread itself.
This is a serious issue and ppl continue to look over it
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wow, 3 pages and not one person has addressed the premise of this thread!!!!
come on mods start deleting shit and banning posters for just bashing people with no comment about the thread itself.
This is a serious issue and ppl continue to look over it
It's serious like Obama being a Kenya, the fake IRS scandal, the fake Benghazi scandal, the lies spread about the ACA, Obama's shutdown etc.
At a certain point people stop taking you seriously, that is happening. Look at the thread starters, this is a nuthouse, post after post about disaster, lies and utter non-sense.
33, roger bacon (33 probably) and Dario post the same nonsense.
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It's serious like Obama being a Kenya, the fake IRS scandal, the fake Benghazi scandal, the lies spread about the ACA, Obama's shutdown etc.
At a certain point people stop taking you seriously, that is happening. Look at the thread starters, this is a nuthouse, post after post about disaster, lies and utter non-sense.
33, roger bacon (33 probably) and Dario post the same nonsense.
oh I agree, I havent taken you seriously since day 1 when you displayed the shining ignorance and stupidy that only a canadian can about american issues and politics.
That doesnt stop me from refuting your stupidity at every turn....
you and your ilk on the other hand simply result to name calling and diversionary tactics.
You see I may call you a ignorant, woefully misinformed moron...BUT I also refute your stupidity in the same post.
Where are you refuting the points of this thread?
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wow, 3 pages and not one person has addressed the premise of this thread!!!!
come on mods start deleting shit and banning posters for just bashing people with no comment about the thread itself.
This is a serious issue and ppl continue to look over it
dude this is why i dont waste my time with 333s posts re obama care
1 he lied through his fingers when he said he got a letter from his insurance company stating his increase due to obama care....and the damn thing hadnt even taken effect yet....also there was a townhall regarding that increase from his plan stating the planned increase a year before it was implemented.
but Re this article about obama care...Consider the source
"Find political news and opinion from John McCormack at The Weekly Standard, a leading source for conservative editorial insights."
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dude this is why i dont waste my time with 333s posts re obama care
1 he lied through his fingers when he said he got a letter from his insurance company stating his increase due to obama care....and the damn thing hadnt even taken effect yet....also there was a townhall regarding that increase from his plan stating the planned increase a year before it was implemented.
but Re this article about obama care...Consider the source
"Find political news and opinion from John McCormack at The Weekly Standard, a leading source for conservative editorial insights."
Lmfao. Off yourself moron. This piece of trash you voted for 2x over just destroyed your profession and that is the best you can do? I warned you ears ago this would happen ad I am again proven correct.
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dude this is why i dont waste my time with 333s posts re obama care
1 he lied through his fingers when he said he got a letter from his insurance company stating his increase due to obama care....and the damn thing hadnt even taken effect yet....also there was a townhall regarding that increase from his plan stating the planned increase a year before it was implemented.
but Re this article about obama care...Consider the source
"Find political news and opinion from John McCormack at The Weekly Standard, a leading source for conservative editorial insights."
my blue cross blue shield guy called me in early September and told me that our premiums were going up beginning January 1, 2014 because of the new mandates. So 333 most probably wasn't lying. There is a discount for prepayment.
it sounds like you guys don't WANT to believe this. and Necrosis was giving me shit because I "didn't read Obamacare" and didn't hop on the new exchange and completely change our health care plan less than 2 weeks after it began. you guys aren't dealing with this in the real world. that is and always will be the problem. I'll ask you the same question i ask all the otherpeople on this board defending Obamacare to the death (who never answer this question by the way). How many people do YOU pay health insurance for?
I haven't done anything yet because all of my colleagues (real world people who actually own businesses) tell me to stay with what i've got for 2014 and see how the exchange works out for other businesses like my own.
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my blue cross blue shield guy called me in early September and told me that our premiums were going up beginning January 1, 2014 because of the new mandates. So 333 most probably wasn't lying. There is a discount for prepayment.
it sounds like you guys don't WANT to believe this. and Necrosis was giving me shit because I "didn't read Obamacare" and didn't hop on the new exchange and completely change our health care plan less than 2 weeks after it began. you guys aren't dealing with this in the real world. that is and always will be the problem. I'll ask you the same question i ask all the otherpeople on this board defending Obamacare to the death (who never answer this question by the way). How many people do YOU pay health insurance for?
I haven't done anything yet because all of my colleagues (real world people who actually own businesses) tell me to stay with what i've got for 2014 and see how the exchange works out for other businesses like my own.
The crybaby on here was claiming two years ago that he got a letter. ::)
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The crybaby on here was claiming two years ago that he got a letter. ::)
oh. yeah thats stupid.
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It's serious like Obama being a Kenya, the fake IRS scandal, the fake Benghazi scandal, the lies spread about the ACA, Obama's shutdown etc.
At a certain point people stop taking you seriously, that is happening. Look at the thread starters, this is a nuthouse, post after post about disaster, lies and utter non-sense.
33, roger bacon (33 probably) and Dario post the same nonsense.
Why should anyone take you seriously?
Im a bit of an addict (smoke weed at night) and some of these people are sick or traumatized. honestly, I think I just take an opposing position to everyone on here to simply argue and sharpen my wit etc. I honestly agree with you.
I am also trolling a bit.
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my blue cross blue shield guy called me in early September and told me that our premiums were going up beginning January 1, 2014 because of the new mandates. So 333 most probably wasn't lying. There is a discount for prepayment.
it sounds like you guys don't WANT to believe this. and Necrosis was giving me shit because I "didn't read Obamacare" and didn't hop on the new exchange and completely change our health care plan less than 2 weeks after it began. you guys aren't dealing with this in the real world. that is and always will be the problem. I'll ask you the same question i ask all the otherpeople on this board defending Obamacare to the death (who never answer this question by the way). How many people do YOU pay health insurance for?
I haven't done anything yet because all of my colleagues (real world people who actually own businesses) tell me to stay with what i've got for 2014 and see how the exchange works out for other businesses like my own.
I've heard a number of people say their premiums are increasing under Obamacare.
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I've heard a number of people say their premiums are increasing under Obamacare.
how anyone really thought that they wouldn't is sort of ridiculous. it never made sense to me. the fact that he told us that nothing would change for the people who had insurance pisses me off. yeah nothing changed. except my fucking premiums went up 46%!!!
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how anyone really thought that they wouldn't is sort of ridiculous. it never made sense to me. the fact that he told us that nothing would change for the people who had insurance pisses me off. yeah nothing changed. except my fucking premiums went up 46%!!!
Sorry to hear that. It is apparently happening all over. But hey that's what the people voted for. Elections have consequences.
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dude this is why i dont waste my time with 333s posts re obama care
1 he lied through his fingers when he said he got a letter from his insurance company stating his increase due to obama care....and the damn thing hadnt even taken effect yet....also there was a townhall regarding that increase from his plan stating the planned increase a year before it was implemented.
but Re this article about obama care...Consider the source
"Find political news and opinion from John McCormack at The Weekly Standard, a leading source for conservative editorial insights."
thats great mal then call him out on his bull shit...THIS ISNT BULLSHIT!!!!!!!!!!
Hundreds of thousand...even MILLIONS of people are going to be kicked off their current plans many of which were completely happy and many of which will end up having to pay more for health insurance.
Dont let this fucking travesty of a shit bill go by b/c you dont like 3
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I've heard a number of people say their premiums are increasing under Obamacare.
Clearly not true. Premiums increase sometimes, but it's not because of the ACA. Overall premiums should go down, while also insuring millions of people who didn't previously have insurance.
Plus, if you like your insurance, you can keep it EXACTLY as it is. I believe the president has been clear on this...I don't understand why you neocon repubes still insist otherwise
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Clearly not true. Premiums increase sometimes, but it's not because of the ACA. Overall premiums should go down, while also insuring millions of people who didn't previously have insurance.
Plus, if you like your insurance, you can keep it EXACTLY as it is. I believe the president has been clear on this...I don't understand why you neocon repubes still insist otherwise
I literally looked at the calendar to ensure it wasn't 1 April. lol
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Clearly not true. Premiums increase sometimes, but it's not because of the ACA. Overall premiums should go down, while also insuring millions of people who didn't previously have insurance.
Plus, if you like your insurance, you can keep it EXACTLY as it is. I believe the president has been clear on this...I don't understand why you neocon repubes still insist otherwise
this guy is being facetious right?
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my blue cross blue shield guy called me in early September and told me that our premiums were going up beginning January 1, 2014 because of the new mandates. So 333 most probably wasn't lying. There is a discount for prepayment.
it sounds like you guys don't WANT to believe this. and Necrosis was giving me shit because I "didn't read Obamacare" and didn't hop on the new exchange and completely change our health care plan less than 2 weeks after it began. you guys aren't dealing with this in the real world. that is and always will be the problem. I'll ask you the same question i ask all the otherpeople on this board defending Obamacare to the death (who never answer this question by the way). How many people do YOU pay health insurance for?
I haven't done anything yet because all of my colleagues (real world people who actually own businesses) tell me to stay with what i've got for 2014 and see how the exchange works out for other businesses like my own.
Hell, the proof is in the pudding. This forum is full of healthy young men, which should be the very life blood that keeps ObamaCare running. How many Obama supporters on here plan to sign up, pay extra and subsidize the less unfortunate to show those evil, greedy racist republicans how "caring" and "compassionate" they are??
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I've heard a number of people say their premiums are increasing under Obamacare.
and ive heard many people saying theirs is cheaper because of the ACA...now what
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oh. yeah thats stupid.
yeah this fool saying thi in 2009 lmao
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Clearly not true. Premiums increase sometimes, but it's not because of the ACA. Overall premiums should go down, while also insuring millions of people who didn't previously have insurance. Plus, if you like your insurance, you can keep it EXACTLY as it is. I believe the president has been clear on this...I don't understand why you neocon repubes still insist otherwise
how does that sentence make sense to anyone? economically speaking. please try to explain how this is possible.
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How does neocon repub even matter in this debate. I swear you idiot libs ought to spend less time on democratic underground and more time trying to get your facts straight.
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how does that sentence make sense to anyone? economically speaking. please try to explain how this is possible.
What do you think happens when an uninsured get help today?
Hint: It aint free and it raises cost that raises premiums.
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You can't argue with the fantasy logic and delusions that Coach has. Stop trying to point out the obvious.
The fact that you voted for this clown and me starting this "I told you so" thread exempts you from any possible intelligence you might have had. Congrats, you not only prove me correct on a daily basis but your part of the problem with this country. Again, why don't you just admit you fucked up when you voted for this? People like you ARE the blame for the current problems. So admit it.
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how does that sentence make sense to anyone? economically speaking. please try to explain how this is possible.
The same way that INCREASING government spending and taxing working middle class Americans more and more will somehow get us OUT OF DEBT somehow makes sense to libs. Retard logic at it's finest. Because communism and socialism has been a resounding success everywhere it has been tried ::)
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and ive heard many people saying theirs is cheaper because of the ACA...now what
O Rly? Let's assume you were actually able to speak with "many" of the handful of people who signed up, the fact is a number of people are seeing their rates increase (including bears in this thread). The president promised the American people that costs would go down for everyone. That was not true.
Also, there are a number of stories like this: http://www.getbig.com/boards/index.php?topic=503145.0
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Clearly not true. Premiums increase sometimes, but it's not because of the ACA. Overall premiums should go down, while also insuring millions of people who didn't previously have insurance.
Plus, if you like your insurance, you can keep it EXACTLY as it is. I believe the president has been clear on this...I don't understand why you neocon repubes still insist otherwise
this has got to be a troll post, cannot be anything else.
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The fact that you voted for this clown and me starting this "I told you so" thread exempts you from any possible intelligence you might have had. Congrats, you not only prove me correct on a daily basis but your part of the problem with this country. Again, why don't you just admit you fucked up when you voted for this? People like you ARE the blame for the current problems. So admit it.
Compared to birthers who claim there is scientific evidence that prayer works, I would think people like myself are far from stupid. You are really a special kind of stupid aren't you? All that cranium with no brainium.
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http://nypost.com/2013/10/29/docs-resisting-obamacare
Time for option fail and straw to eat turd again.
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Compared to birthers who claim there is scientific evidence that prayer works, I would think people like myself are far from stupid. You are really a special kind of stupid aren't you? All that cranium with no brainium.
More believable than thinking Obama and libs actually tell the truth.
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Admittedly, there have been some horrendous errors so far. Rolling out an untested website sign-up for health coverage is beyond defense. People are losing their healthcare plans after Obama publically stated this would not happen. Obviously, he didn't know what he was talking about. It is very discouraging.
The fact is most people will be largely unaffected by these things. In the end, many folks will have better healthcare coverage. When all things are considered, they may have less out of pocket expenses and more healthcare security.
In my opinion, Obamacare is not the answer to the healthcare crisis, a single payer health insurance like those in other developed countries would better serve the folks in the U.S. However, considering the difficulty we are having accepting the changes Obamacare is bringing, a single payer health insurance plan probably would have resulted in complete anarchy.
Being as how I am on Medicare and purchase a supplemental health insurance plan, Obamacare isn't affecting me yet. I expect that as things start to shake down with the big healthcare providers, there will be changes in supplemental insurance plans as well as Medicare. One thing is certain, change is going to happen.
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http://nypost.com/2013/11/01/obamacare-kos-100000-policies-in-new-york-state
>:(
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http://townhall.com/tipsheet/katiepavlich/2013/10/31/health-insurance-losses-to-get-worse-with-employer-mandate-looming-n1733796
>:(
-
http://www.breitbart.com/Big-Government/2013/11/01/CNN-Dems-voted-to-take-peoples-insurance
-
Admittedly, there have been some horrendous errors so far. Rolling out an untested website sign-up for health coverage is beyond defense. People are losing their healthcare plans after Obama publically stated this would not happen. Obviously, he didn't know what he was talking about. It is very discouraging.
The fact is most people will be largely unaffected by these things. In the end, many folks will have better healthcare coverage. When all things are considered, they may have less out of pocket expenses and more healthcare security.
In my opinion, Obamacare is not the answer to the healthcare crisis, a single payer health insurance like those in other developed countries would better serve the folks in the U.S. However, considering the difficulty we are having accepting the changes Obamacare is bringing, a single payer health insurance plan probably would have resulted in complete anarchy.
Being as how I am on Medicare and purchase a supplemental health insurance plan, Obamacare isn't affecting me yet. I expect that as things start to shake down with the big healthcare providers, there will be changes in supplemental insurance plans as well as Medicare. One thing is certain, change is going to happen.
actually the fact is what you see happening now will be happening to the majority of americans next year when the employer mandate kicks in unless something is done to stop it.
That however would require the dems admitting this was a shit bill and taking steps to correct it which they have shown they are completely unwilling to do.
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More believable than thinking Obama and libs actually tell the truth.
More evidence that you are truly the dumbest person on this board. Bar none.
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http://www.huffingtonpost.com/2013/11/02/obamacare-insurance_n_4201750.html?utm_hp_ref=business&ir=Business
>:(
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http://www.breitbart.com/Big-Government/2013/10/31/Survey-Only-23-New-York-Doctors-Say-They-ll-Accept-Patients-Enrolled-In-ObamaCare
Unreal
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Oregon's governor publically stated that folks applying for healthcare benefits on the Oregon Health Plan web site should abandon this and send in a hard copy. Oregon has hired an additional 100 employees to handle the applications. Only people who are losing their healthcare coverage or have none and don't otherwise qualify for healthcare coverage, either through Medicare or their employer need apply. This leaves me out.
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Chirp: MN Dropping 170,000 POLICIES (~20% Of Pop?!)
The Martet-ticker ^
Posted on November 2, 2013 9:24:54 PM EDT by SatinDoll
According to Karl Denninger, rumor has it that many health policies are being cancelled in the State of Minnesota - somewhere around 20% of the population, or 170,000 persons, would be affected.
Supposedly it is being mentioned on local radio chat stations.
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http://online.wsj.com/news/articles/SB10001424052702304527504579171710423780446
Fucking terrible
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http://news.yahoo.com/former-obama-administration-official-obama-pay-price-healthcare-180310167--abc-news-topstories.html
Van Jones even sees the writing on the wall w this disaster
-
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http://www.nydailynews.com/opinion/seniors-hurt-obamacare-article-1.1504414
Fuck Obama!!!!!
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http://blog.heritage.org/2013/11/01/health-policy-experts-insurance-gets-cancelled-by-obamacare/?utm_source=facebook&utm_medium=social
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http://dailycaller.com/2013/11/04/expert-at-least-129-million-will-not-be-able-to-keep-health-care-plan-if-obamacare-fully-implemented
Good job you lying sack of communist shit
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http://www.businessinsider.com/at-least-35-million-americans-have-now-had-their-health-insurance-policies-canceled-thanks-to-obamacare-2013-11
Now obamacare needs at least 6 million enrollees to be viable to all these people losing coverage. LOL at the sheer magnitude of the incompetence of Obama
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the messiah of those who can't make it in the real world
maybe Sean penn can pay for all the policy increases.
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http://www.cbsnews.com/8301-505263_162-57610620/obamacare-memo-reveals-health-care-adviser-warned-w.h-was-losing-control-3-years-ago
This asshole was warned 3 years ago what a train wreck Obamacare was!
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This is an absolute disaster. Heard someone say the other day, when a political opponent is committing suicide, get out of the way.
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http://dailycaller.com/2013/11/04/expert-at-least-129-million-will-not-be-able-to-keep-health-care-plan-if-obamacare-fully-implemented
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http://nation.foxnews.com/2013/11/04/dem-senators-son-has-insurance-cancelled
LOL - typical liberal thug probably supports this
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http://investigations.nbcnews.com/_news/2013/10/29/21222195-obama-administration-knew-millions-could-not-keep-their-health-insurance?lite
He needs to resign.
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http://hosted.ap.org/dynamic/stories/U/US_HEALTH_OVERHAUL_WHITE_HOUSE?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-11-05-13-00-23
LMFAO!!!!
Obamatron asking CEO's to explain policy terminations.
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http://www.huffingtonpost.com/2013/11/05/obama-insurance-executives_n_4219984.html?utm_hp_ref=politics
ha ha ha ha ha
Are you freaking kidding me!
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http://www.propublica.org/article/loyal-obama-supporters-canceled-by-obamacare
LMFAO
Obamabots and libtards OWNED
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http://www.nytimes.com/2013/11/06/us/politics/senator-cites-crisis-of-confidence-on-health-care-site.html?hp&_r=0
unreal how psychotic these assholes are
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http://therightscoop.com/cnn-cancer-patient-responds-to-obama-advisor-about-why-she-really-lost-her-plan
F U Obama
-
you are in rare form tonight.
-
you are in rare form tonight.
Tell that to the 22,000losing insurance due to THUGCARE
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Institutionalized or death panel? Which will your new insurance company suggest for your mental illness?
-
Institutionalized or death panel? Which will your new insurance company suggest for your mental illness?
http://www.nytimes.com/2013/10/03/health/millions-of-poor-are-left-uncovered-by-health-law.html?smid=fb-share&_r=0
Eat it twink
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http://compasscolorado.org/2013/11/obamacare-kills-nearly-250k-colorado-health-plans
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It also time for those of us on Medicare and who purchase supplemental healthcare insurance plans to help cover what Medicare does not to consider the value of our expense. The supplemental my wife and I purchase is going up a little over $20 a month to $178. We pay this in addition to the $100 per month we each pay for Medicare putting our health insurance coverage at nearly $300 a month each. The co-insurance, co-pays and deductibles are higher then what they were when our healthcare insurance was provided through our employer.
This has little (as far as I know) to do with Obamacare. But I thought it might interest you all to know seniors are not getting a free ride when it comes to healthcare insurance. I will probably switch to a less rich supplemental health insurance plan, which will result in higher out of pocket expenses but will lower the premiums by more than a $118 a month each.
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http://www.cbsnews.com/8301-250_162-57611192/how-obamacare-will-change-employer-provided-insurance
Wait till next year morons - tens of millions are going to get wiped out due to this communist pos in the WH you worthless assholes elected.
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http://thehill.com/blogs/healthwatch/health-reform-implementation/189515-report-4-o-care-sign-ups-in-del
LMFAO!!!!
Obama = fail
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http://www.cbsnews.com/8301-250_162-57611192/how-obamacare-will-change-employer-provided-insurance
Wait till next year morons - tens of millions are going to get wiped out due to this communist pos in the WH you worthless assholes elected.
The administration stated that people shouldn't get upset about being cancelled because they were getting more benefits. Too bad that doesn't apply to cadillac plans.
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The administration stated that people shouldn't get upset about being cancelled because they were getting more benefits. Too bad that doesn't apply to cadillac plans.
Obama is lying as are his worthless communist voters
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http://www.washingtonpost.com/business/on-small-business/health-care-laws-exchange-problems-leave-small-business-owners-in-a-difficult-position/2013/11/06/4bae4d38-4722-11e3-bf0c-cebf37c6f484_story.html
>:(
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http://thehill.com/blogs/healthwatch/health-reform-implementation/189515-report-4-o-care-sign-ups-in-del
LMFAO!!!!
Obama = fail
I wonder how many of those 31k that signed up in Minnesota are enrolling in medicare. How many of them are young, healthy adults? Without young people signing up, this reform will fail.
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I wonder how many of those 31k that signed up in Minnesota are enrolling in medicare. How many of them are young, healthy adults? Without young people signing up, this reform will fail.
-
http://online.wsj.com/news/articles/SB10001424052702303936904579177930307493584
Obama is the worst pos ever to happen in this nation
-
Institutionalized or death panel? Which will your new insurance company suggest for your mental illness?
x2
-
x2
LOL - care to refute even one post in this thread Obama voting communist?
-
Institutionalized or death panel? Which will your new insurance company suggest for your mental illness?
x3
I'm thinking you would prefer the death panel seeing how they don't allow internet activity in the mental wards.
-
x3
I'm thinking you would prefer the death panel seeing how they don't allow internet activity in the mental wards.
4 Million lost insurance so far and that is your best answer? Typical of a communist progressive obamabot
-
http://www.washingtonpost.com/business/on-small-business/health-care-laws-exchange-problems-leave-small-business-owners-in-a-difficult-position/2013/11/06/4bae4d38-4722-11e3-bf0c-cebf37c6f484_story.html
>:(
Obama really cares about small businesses.
In addition, for the past three years, he has been taking advantage of a tax break for small businesses that offer health insurance. Starting next year, the credit is only available to firms that purchase plans through the new exchange, so if he does not find a plan through the government site, he will forfeit the tax break.
-
4 Million lost insurance so far and that is your best answer? Typical of a communist progressive obamabot
When libtards don't have an answer, and they never do, they deflect. They never address the facts. They just attack those who point out the fallacy of their argument and the failure of their actions.
-
Institutionalized or death panel? Which will your new insurance company suggest for your mental illness?
x4
That extra $300 a month should cover the cost of the massive Lithium dose you require in addition to whatever meds you are on to counteract the DVT risk you have from sitting on the internet 24/7.
-
Obama really cares about small businesses.
In addition, for the past three years, he has been taking advantage of a tax break for small businesses that offer health insurance. Starting next year, the credit is only available to firms that purchase plans through the new exchange, so if he does not find a plan through the government site, he will forfeit the tax break.
soo stupid you are.horny this blow makes me.
-
LOL - care to refute even one post in this thread Obama voting communist?
Refute your posts? Oh, you mean your links? You seriously expect folks to spend the time to:
1. Navigate to your link
2. Read the article
3. Compose a response
Really? In the time it takes to do that, ya lazy filibustering so-and-so, you'll have posted 3 more links, right?
My advice: Quit being so lazy and post a brief synopsis (or even just copy pasta some of the article's content) along with your links.
To be honest, some of your links are good stuff but there's no way to know that if the only accompanying description is "Boom!". lol
("Oh, shit!" "SC wrote Boom!" "This has got to be good!" lol)
-
http://charlotte.cbslocal.com/2013/11/08/rocky-start-for-north-carolina-health-care-exchanges
1 sign up in NC and that person has not even paid! lol
-
>:(
-
Refute your posts? Oh, you mean your links? You seriously expect folks to spend the time to:
1. Navigate to your link
2. Read the article
3. Compose a response
Really? In the time it takes to do that, ya lazy filibustering so-and-so, you'll have posted 3 more links, right?
My advice: Quit being so lazy and post a brief synopsis (or even just copy pasta some of the article's content) along with your links.
To be honest, some of your links are good stuff but there's no way to know that if the only accompanying description is "Boom!". lol
("Oh, shit!" "SC wrote Boom!" "This has got to be good!" lol)
i have to concede that "BOOM" is tossed around a little too haphazardly in this thread.
we have to stop looking at this issue through news articles written by bottom feeder journalists who pander to their flock. this is not a grey area issue. this bill has affected or will affect everyone. and the effects will be very objective. are you paying more now than you were before? is the care that you're getting better or worse than it was before? if the healthcare bill is negatively affecting you, you have every right to be pist off. if the health care bill is putting you in a better place than it was before then you have every reason to stand behind it.
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http://www.reviewjournal.com/opinion/editorial-obamacares-broken-promises-cancellations-only-beginning
the disaster is only just starting.
-
soo stupid you are.horny this blow makes me.
BOOOMM!!!
"HEHEHEHEHEHEH"
-
BOOOMM!!!
"HEHEHEHEHEHEH"
Refute just one post in this thread - go ahead - try it. You libfags own this entire fiasco
-
x4
That extra $300 a month should cover the cost of the massive Lithium dose you require in addition to whatever meds you are on to counteract the DVT risk you have from sitting on the internet 24/7.
Refute one thing about this post. Go ahead. Try it.
-
http://www.mcclatchydc.com/2013/11/07/207909/analysis-tens-of-millions-could.html
>:(
-
http://www.washingtonpost.com/blogs/post-partisan/wp/2013/11/08/the-insiders-six-reasons-obamacare-will-only-get-worse-for-democrats
ObamaCare only going to get worse
-
http://www.politico.com/story/2013/11/obamacare-enrollments-washington-dc-99589.html?hp=f1
Ha ha ha ha !!!!! only 5 enrollments in Washington DC
-
http://denver.cbslocal.com/2013/11/08/colorado-woman-who-championed-obamacare-loses-insurance-plan
Look how callous that womans congreecunt is about this? Being democrat = being communist
-
http://nypost.com/2013/11/09/blame-game-begins-over-obamacare-debacle
We warned you people
-
http://nypost.com/2013/11/09/blame-game-begins-over-obamacare-debacle
We warned you people
No we warned you that living your life through GB would fuck up your brain.
-
No we warned you that living your life through GB would fuck up your brain.
Go away gimmick
-
Cancer patient chooses death after Obamacare causes his premium to increase by 833%
DC Clothesline ^ | 11/10/2013 | Dr. Eowyn
Posted on November 10, 2013 8:52:42 AM EST by IbJensen
Here’s another victim of President Lucifer’s Obamacare.
Bill Elliott has cancer. He had a healthcare plan that had paid for “just about everything” of his cancer treatment, including pharmaceuticals and medical devices like MRI. He had doctors whom he “loved” and his premium was $180 a month.
But Elliott, like hundreds of thousands of Americans, got a cancellation notice from his medical insurance BECAUSE OF OBAMACARE.
So Elliott tried to find a new health plan that would take him. But his insurance premium will be $1,500 a month — an increase of 833% from his old premium. An MRI under the new healthcare plan will cost $3,000 out of pocket.
And so, Elliott has decided he will just pay the $95 Obamacare penalty by NOT getting medical insurance because “I won’t put a burden on my family.” He will “let nature take its course.”
In other words, he is choosing death.
One more thing.
Bill Elliott had voted for the very man whose unAffordable Care Act is consigning him to an early death. Elliott has discovered, too late, that he’s one of President Lucifer’s useful idiots.
An interesting comment by Jean on Patriot Action Network:
Obama said this in an interview in 2004: “One of the qualities I think I do bring to this race is as an African-American, my entire politics is based on a desire to fight for people who are disadvantaged. And that is not just a cause of this campaign. It’s been the cause of my life.”
Read the whole article, it shows where he is going with every policy he implements.http://www.windycitymediagroup.com/gay/lesbian/news/ARTICLE.php?AID…
And Obama does not mean a middle class American who has cancer as one of the disadvantaged people he is fighting for. Read closely and his goal was and is single payer and collectivism. He believes it is your place in life to give it up for the poor. Did any of you really believe he was going to hit only the uber rich? To a person on welfare, you the middle class are too rich and need to share the wealth and be brought down. And Obama is accomplishing this by making you pay more and more for insurance until you beg for the government to take over and lower the costs.
-
Go away gimmick
Im not the one who changed from 333 to Soulcrusher.
I've always had this account.
So you are the gimmick fool :)
-
Cancer patient chooses death after Obamacare causes his premium to increase by 833%
DC Clothesline ^ | 11/10/2013 | Dr. Eowyn
Posted on November 10, 2013 8:52:42 AM EST by IbJensen
Here’s another victim of President Lucifer’s Obamacare.
Bill Elliott has cancer. He had a healthcare plan that had paid for “just about everything” of his cancer treatment, including pharmaceuticals and medical devices like MRI. He had doctors whom he “loved” and his premium was $180 a month.
But Elliott, like hundreds of thousands of Americans, got a cancellation notice from his medical insurance BECAUSE OF OBAMACARE.
So Elliott tried to find a new health plan that would take him. But his insurance premium will be $1,500 a month — an increase of 833% from his old premium. An MRI under the new healthcare plan will cost $3,000 out of pocket.
And so, Elliott has decided he will just pay the $95 Obamacare penalty by NOT getting medical insurance because “I won’t put a burden on my family.” He will “let nature take its course.”
In other words, he is choosing death.
One more thing.
Bill Elliott had voted for the very man whose unAffordable Care Act is consigning him to an early death. Elliott has discovered, too late, that he’s one of President Lucifer’s useful idiots.
An interesting comment by Jean on Patriot Action Network:
Obama said this in an interview in 2004: “One of the qualities I think I do bring to this race is as an African-American, my entire politics is based on a desire to fight for people who are disadvantaged. And that is not just a cause of this campaign. It’s been the cause of my life.”
Read the whole article, it shows where he is going with every policy he implements.http://www.windycitymediagroup.com/gay/lesbian/news/ARTICLE.php?AID…
And Obama does not mean a middle class American who has cancer as one of the disadvantaged people he is fighting for. Read closely and his goal was and is single payer and collectivism. He believes it is your place in life to give it up for the poor. Did any of you really believe he was going to hit only the uber rich? To a person on welfare, you the middle class are too rich and need to share the wealth and be brought down. And Obama is accomplishing this by making you pay more and more for insurance until you beg for the government to take over and lower the costs.
Disturbing if true. Source?
-
http://www.fool.com/retirement/general/2013/11/09/obamacare-sticker-stock-5-states-where-costs-could.aspx
Whatever happened to the 2500 dollar decrease?
-
http://www.weeklystandard.com/blogs/north-dakota-35-people-sign-obamacare-and-35000-lose-health-insurance_766531.html
-
Few options for Obama to fix cancellations problem (Obama and the media continue with the lies)
nbc ^ | 11/10/2013 | RICARDO ALONSO-ZALDIVAR
Posted on November 10, 2013 3:09:18 PM EST by tobyhill
resident Barack Obama says he'll do everything he can to help people coping with health insurance cancellations, but legally and practically his options appear limited.
That means the latest political problem engulfing Obama's health care overhaul may not be resolved quickly, cleanly or completely.
White House deputy spokesman Josh Earnest said Friday that the president has asked his team to look at administrative fixes to help people whose plans are being canceled as a result of new federal coverage rules. Obama, in an NBC interview Thursday, said "I am sorry" to people who are losing coverage and had relied on his assurances that if they liked their plan, they could keep it.
The focus appears to be on easing the impact for a specific group: people whose policies have been canceled and who don't qualify for tax credits to offset higher premiums. The administration has not settled on a particular fix and it's possible the final decision would apply to a broader group.
Still, a president can't just pick up the phone and order the Treasury to cut checks for people suffering from insurance premium sticker shock. Spending would have to be authorized by law.
(Excerpt) Read more at nbcnews.com ...
-
http://blog.heritage.org/2013/11/01/health-policy-experts-insurance-gets-cancelled-by-obamacare
Obama is an islamc terrorist
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Obama Voters Shocked by Obamacare Cancellations, Skyrocketing Rates
Big Government ^ | 11/10/2013 | WYNTON HALL
Posted on November 10, 2013 8:49:04 PM EST by markomalley
With millions of Americans receiving Obamacare-induced health insurance cancellation letters, several of President Barack Obama’s supporters are experiencing sticker shock and expressing regret.
“I was really shocked,” said Colorado Obamacare supporter Cathy Wagner upon receiving her cancellation notice. “All of my hopes were sort of dashed. Oh my gosh, President Obama, this is not what we hoped for, it’s not what we were told.”
Wagner says the same coverage will now cost her and her husband 35% more and that they will have a higher deductible.
“Our premium for next year is going up to over $1,000 a month for two of us and we’re two fairly healthy individuals,” said Wagner.
Wagner is not alone. According to the Colorado Division of Insurance, 250,000 people in Colorado have already lost their health plans in the last few months.
Obama supporters on the West Coast are experiencing similar surprises. In San Francisco, husband and wife Lee Hammack and JoEllen Brothers, who describe themselves as “cradle Democrats,” were alarmed when they received their insurance cancelation notice informing them that their previous $550 monthly premium would now be almost $1,300, their deductible would be higher, they would pay higher hospital costs, and their out-of-pocket maximum would increase.
(Excerpt) Read more at breitbart.com ...
-
http://blog.heritage.org/2013/11/01/health-policy-experts-insurance-gets-cancelled-by-obamacare
Obama is an islamc terrorist
And thats why LANDSLIDE COMING?
-
And thats why LANDSLIDE COMING?
STFU loser. You voted for this.
-
http://washingtonexaminer.com/if-you-like-more-competition-between-insurers-you-cant-have-it/article/2538827
More obama lies on thugcare.
-
http://washingtonexaminer.com/if-you-like-more-competition-between-insurers-you-cant-have-it/article/2538827
More obama lies on thugcare.
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NBC: Small Business Owner’s Premiums Increase By 400% Under Obamacare
Washington Free Beacon ^ | 10/29/2013 | staff
Posted on November 11, 2013, 8:09:47 AM EST by tobyhill
NBC’s Lisa Myers profiled several people who are receiving health plan cancellation letters due to Obamacare Tuesday.
For example, George Schwab of North Carolina, said he was “perfectly happy” with his plan from Blue Cross Blue Shield, which also insured his wife for a $228 monthly premium. But this past September, he was surprised to receive a letter saying his policy was no longer available.
The “comparable” plan the insurance company offered him carried a $1,208 monthly premium and a $5,500 deductible. And the best option he’s found on the exchange so far offered a 415 percent jump in premium, to $948 a month.
(Excerpt) Read more at freebeacon.com ...
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The idiots losing their plans should have liked them because you can keep your plan if you like it.
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http://www.washingtonpost.com/opinions/there-is-no-fix-to-the-afforable-care-act-that-has-everyone-paying-less/2013/11/09/e232c004-48c1-11e3-bf0c-cebf37c6f484_story.html
The SLUG LIED!!!!
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http://www.nationaljournal.com/health-care/can-obama-fix-health-care-cancellations-20131111
Obama is caught in a trap of his own making.
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The idiots losing their plans should have liked them because you can keep your plan if oh you like it.
Apparently not if your plan is one of those that doesn't meet current standards. The carriers are dropping those plans in favor of redesigned ones which are compliant with the required changes that take effect January 1, 2014. Some of those people are losing their plans because they're being cancelled.
These plans are often substandard plans with very high deductibles and poor benefits. Young healthy people buy these plans in order to have some health coverage. They don't expect to actually use them, except in the event of a catastrophic illness.
The fact that insurance premiums are increasing for a lot of folks is because they will have a better plan. Additionally, insurance premiums have outpaced the CPI every year for as long as I can remember. The supplemental plan I have with Regence has done this as well and while the premiums increase the benefits have decreased and their profit margin has gone up. It is the nature of the beast.
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With the high deductibles in the news plans - most of these people cant even afford to use the insurance. ObamaSCAM is the biggest hoax ever conjured up
Apparently not if your plan is one of those that doesn't meet current standards. The carriers are dropping those plans in favor of redesigned ones which are compliant with the required changes that take effect January 1, 2014. Some of those people are losing their plans because they're being cancelled.
These plans are often substandard plans with very high deductibles and poor benefits. Young healthy people buy these plans in order to have some health coverage. They don't expect to actually use them, except in the event of a catastrophic illness.
The fact that insurance premiums are increasing for a lot of folks is because they will have a better plan. Additionally, insurance premiums have outpaced the CPI every year for as long as I can remember. The supplemental plan I have with Regence has done this as well and while the premiums increase the benefits have decreased and their profit margin has gone up. It is the nature of the beast.
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With the high deductibles in the news plans - most of these people cant even afford to use the insurance. ObamaSCAM is the biggest hoax ever conjured up
The way to end this crap is with single payer health insurance as if found on other developed countries.
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The way to end this crap is with single payer health insurance as if found on other developed countries.
I saw a graphic today that showed zero people have signed up in Oregon. Why do you think nobody has signed up?
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I saw a graphic today that showed zero people have signed up in Oregon. Why do you think nobody has signed up?
I haven't seen the graft. What I do know is that the website isn't working correctly and that governor Kitzhaber stated people should sign up using written forms as soon as possible so that they can be processed before January 1, 2014. It seems possible the graft is referring to the website sign-up. There are a lot of people on the Oregon Health Plan, which has been in existence since 1993.
This is what is posted on the Oregon Health Plan website:
You can apply now for Oregon Health Plan (OHP) coverage that starts January 1, 2014. Cover Oregon is the one-stop shop for people applying for health coverage in Oregon, including those applying for OHP.
But there is another option for people, and it’s one we want to make sure everyone knows about.
It’s called “fast-track” enrollment.
Fast-track enrollment is an easier way for qualified Oregonians to enroll in OHP. People who are eligible for fast-track enrollment do not need to apply through Cover Oregon or through any other means. All they have to do is send back a completed “fast-track” form to enroll.
Fast-track enrollment is available to resident Oregonians who:
1. Meet the qualifications for the Oregon Health Plan
2. Are either enrolled in the Supplemental Nutrition Assistance Program (SNAP) or have children enrolled in Healthy Kids/OHP
About 260,000 Oregonians qualify for fast-track enrollment. We began mailing fast-track enrollment forms to people who met the qualifications on Sept. 26, 2013.
Some SNAP recipients or parents of Healthy Kids will not qualify for fast-track enrollment. That’s because their income exceeds the limit for the Oregon Health Plan. They will not receive a fast-track letter. But through Cover Oregon, there will be financial assistance available to help them buy coverage on the commercial market.
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I haven't seen the graft. What I do know is that the website isn't working correctly and that governor Kitzhaber stated people should sign up using written forms as soon as possible so that they can be processed before January 1, 2014. It seems possible the graft is referring to the website sign-up. There are a lot of people on the Oregon Health Plan, which has been in existence since 1993.
This is what is posted on the Oregon Health Plan website:
This article says they have yet to enroll a single person in Oregon. Just wondering why people in Oregon wouldn't be interested.
http://seattle.cbslocal.com/2013/11/11/oregon-health-care-exchange-has-yet-to-enroll-a-single-person/
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This article says they have yet to enroll a single person in Oregon. Just wondering why people in Oregon wouldn't be interested.
http://seattle.cbslocal.com/2013/11/11/oregon-health-care-exchange-has-yet-to-enroll-a-single-person/
Here is a quote from the article you linked: "The online system still doesn’t work, and the exchange has yet to enroll a single person in health insurance."
What you might be missing is that people can shop for health insurance on their own unless they are expecting tax credits which are available to people/families in the lower income levels. In order to get these tax credits, as I understand it, one must use the website exchange to find medical coverage and as part of signing up they can fill out the information needed to apply for the credits. Keep in mind that people already on public assistance or with very low incomes are probably already covered by the Oregon Health Plan. This leaves a fairly narrow group of people who would be interested in signing up. At present, those people are encouraged to sign up using paper forms and not by using the website since it is broken. Oregon has hired a bunch of staff to deal with the paper signups. It remains to be seen what will happen when it comes to the tax credits.
From my perspective, my wife and I make too much money to qualify for Obamacare. Furthermore, we are both already on Medicare and purchase supplemental insurance to cover some of what Medicare does not. As for tax credits, because my wife has a lot of health issues, and because we pay healthcare coverage premiums for fairly expensive supplemental health insurance, I was able to take a $8,000 medical deduction when I filed my taxes last year, which was up about $1,000. from the year before and will likely be even higher this year.
I think there is a lot of misunderstandings about who actually qualifies for or even needs Obamacare. According to the media, many young healthy people who previously carried healthcare insurance that was subpar will need to find new coverage which meets the new standards prior to January 1, 2014 or simply go without medical coverage. No doubt some people who aren't healthy will chose to go without insurance as opposed to paying higher premiums for more coverage. Clearly Obamacare isn't going as planned at this point.
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Here is a quote from the article you linked: "The online system still doesn’t work, and the exchange has yet to enroll a single person in health insurance."
What you might be missing is that people can shop for health insurance on their own unless they are expecting tax credits which are available to people/families in the lower income levels. In order to get these tax credits, as I understand it, one must use the website exchange to find medical coverage and as part of signing up they can fill out the information needed to apply for the credits. Keep in mind that people already on public assistance or with very low incomes are probably already covered by the Oregon Health Plan. This leaves a fairly narrow group of people who would be interested in signing up. At present, those people are encouraged to sign up using paper forms and not by using the website since it is broken. Oregon has hired a bunch of staff to deal with the paper signups. It remains to be seen what will happen when it comes to the tax credits.
From my perspective, my wife and I make too much money to qualify for Obamacare. Furthermore, we are both already on Medicare and purchase supplemental insurance to cover some of what Medicare does not. As for tax credits, because my wife has a lot of health issues, and because we pay healthcare coverage premiums for fairly expensive supplemental health insurance, I was able to take a $8,000 medical deduction when I filed my taxes last year, which was up about $1,000. from the year before and will likely be even higher this year.
I think there is a lot of misunderstandings about who actually qualifies for or even needs Obamacare. According to the media, many young healthy people who previously carried healthcare insurance that was subpar will need to find new coverage which meets the new standards prior to January 1, 2014 or simply go without medical coverage. No doubt some people who aren't healthy will chose to go without insurance as opposed to paying higher premiums for more coverage. Clearly Obamacare isn't going as planned at this point.
Thanks for the explanation. Sounds like a combination of the website and lack of need/interest.
I keep hearing that the feds need a lot of young people to sign up, or the system will not work.
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CBS: Just 50,000 Have Enrolled Through the Federal Exchange ( Note: 3.5M+ have lost insurance! )
breitbart.com ^ | 11-11-13 | Sexton
Posted on November 11, 2013 8:56:47 PM EST by NoLibZone
CBS and the Wall Street Journal report that roughly 50,000 have signed up using the federal exchange which covers enrollment in 36 states. That's in addition to the 49,100 which Reuters reports have signed up in 12 states with their own individual exchange websites.
The official numbers for the federal site will be released sometime this week by the Department of Health and Human Services. If the new estimates are accurate, the numbers reported by CBS, the WSJ and Reuters demonstrate that the administration is far behind expected enrollment numbers.
(Excerpt) Read more at breitbart.com ...
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Obamacare Cancels Coverage for 66,000 Tennesseans
Tuesday, November 12, 2013 1:08 PM | Chris Chaney
State's largest insurer can't afford Obamacare's new mandates
With the botched Obamacare rollout going down in flames, headlines like this one have become the new normal. As with most promises liberals make, the very opposite comes true. Unfortunately for millions of Americans—66,000 in Tennessee—this means they cannot keep their health insurance plan, even if they like it.
Of course the insurance company is avoiding the word “cancelled,” and simply telling policy holders they must choose a new plan. But this wasn’t the President’s promise. 66,000 policy holders in Tennessee did not expect to be forced to change plans. They were told they could keep their plans, period. And what makes this recent phenomenon of Obamacare induced massed cancellation even worse, is that the White House knew it was coming.
Why is this happening? Obamacare mandates that insurance plans provide minimum standards of coverage for ten different categories. Among these is maternity care; that means that every policy—even those held by men—must cover maternity care. Put differently, it is illegal for an insurance company to offer a plan to a single adult male that does not provide maternity care. Only Big Government bureaucrats could devise such a ridiculous plan. Kathleen Sebelius was pressed on this issue during a hearing, but had little to say.
Website failures, embarrassingly low enrollment figures, and cancelled plans are only the tip of the iceberg of Obamacare’s wave of destruction. Just wait until all the 20 new or higher taxes kick-in, and the employer mandate takes effect. Layoffs will increase, and the economy will suffer; to top it all off, premiums will increases for families all across America.
Maybe now, Americans will finally realize, once and for all, that big government doesn’t work. Bureaucrats don’t know best, healthcare cannot be centrally planned from Washington. It’s time for real health care reform. Reform that focuses on restoring and strengthening the doctor-patient relationship; real reform requires less bureaucrats, not more. Let’s get government out of the healthcare business.
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Obamacare Cancels Coverage for 66,000 Tennesseans
Maybe now, Americans will finally realize, once and for all, that big government doesn’t work. Bureaucrats don’t know best, healthcare cannot be centrally planned from Washington. It’s time for real health care reform. Reform that focuses on restoring and strengthening the doctor-patient relationship; real reform requires less bureaucrats, not more. Let’s get government out of the healthcare business.
It is the health insurance companies that are cancelling the plans rather than simply rewriting them to conform to the new standards outlined in Obamacare.
As for maternity care, all group health insurance plans charge the same rates regardless of whether one is male or female. It is what is known in the industry as pooling the risk. The larger the pool the greater the spread of the risk and the more it saves people on premium costs.
Maybe now Americans will realize how powerful the (for huge profits) healthcare insurance industry actually is.
How is it that all other developed countries with the exception of the U.S. have healthcare coverage for all and at low cost? This is the question folks should be asking.
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http://sacramento.cbslocal.com/2013/11/12/calif-insurance-commissioner-more-than-1m-californians-having-insurance-cancelled-due-to-obamacare
Just wow.
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50k signed up for crapcare. 5 million (and counting) have had their health coverage cancelled.
The debate is over. Finito.
Obama is the WORST president ever. The stupidest president ever. The most incompetent president ever elected.
The fact that this idiot was re-elected speaks volumes of the slave to entitlement mentality pervading our nation and the havoc caused by low information voters. It also proves that the GOP can never win with RINOS or moderates as candidates. We need a conservative. Don't listen to the libtards that keep mentioning Christie. He is a RINO and that is why the liberal media want him. They claim that Christie can win, but once it's between him and the Democrat nominee for the White House, the media will turn on him. It always happens.
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http://www.breitbart.com/Big-Government/2013/11/13/only-one-ercent-of-MA-cancellations-have-enrolled-for-obamacare
Jesus
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http://www.breitbart.com/Big-Government/2013/11/13/only-one-ercent-of-MA-cancellations-have-enrolled-for-obamacare
Jesus
I hope it continues. I hope people band together and pay the penalty instead of signing up.
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http://www.huffingtonpost.com/2013/11/13/obamacare-democrats_n_4267718.html
panic setting in
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http://www.latimes.com/local/la-me-1113-lopez-margaret-20131113,0,7994134.column#axzz2kWSwtLIW
;D
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http://www.latimes.com/local/la-me-1113-lopez-margaret-20131113,0,7994134.column#axzz2kWSwtLIW
;D
That's terrible. I actually feel sorry for her.
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The most striking change he's seeing, Jakowchik said, is among clients who can get pretty good deals, but only if they give up access to the doctors and hospitals they now use. Because his practice is on the Westside, he's hearing from clients who aren't happy about losing Cedars-Sinai Medical Center and UCLA Medical Center as hospital options.
Like I said.
Quality in care will drop significantly. Next will be rationing.
Helloooooooooooooo, socialism!
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My questions are: Who among you Getbiggers has healthcare insurance? Did you purchase your coverage independently or is it a benefit offered by your employer. For those who don't have healthcare insurance, what do you currently do when you need medical attention? For those who do, do you feel your coverage is adequate. For those of you who feel it is not, why is it not? Who among you has received a cancelation notice from your healthcare insurance provider? If you have, what are your plans for next year's insurance coverage? Do you expect your premiums and/or co-pays will increase?
I'll answer first. My wife and I are on Medicare. We purchase supplemental healthcare insurance to offset what Medicare does not cover. Our supplemental coverage is not being cancelled, but it is becoming more expensive, both because of premium increases and because of co-pay increases. As a result we are looking into a less expensive healthcare coverage plan. We have an agent and don't need to use the government website to find coverage. Since we would simply change plans but not the provider, all of our current physicians, hospitals and pharmacies would still be in network.
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http://usatoday30.usatoday.com/NEWS/usaedition/2013-11-12-Doctors-confusion0_ST_U.htm
LOL - getting even worse
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My questions are: Who among you Getbiggers has healthcare insurance? Did you purchase your coverage independently or is it a benefit offered by your employer. For those who don't have healthcare insurance, what do you currently do when you need medical attention? For those who do, do you feel your coverage is adequate. For those of you who feel it is not, why is it not? Who among you has received a cancelation notice from your healthcare insurance provider? If you have, what are your plans for next year's insurance coverage? Do you expect your premiums and/or co-pays will increase?
I'll answer first. My wife and I are on Medicare. We purchase supplemental healthcare insurance to offset what Medicare does not cover. Our supplemental coverage is not being cancelled, but it is becoming more expensive, both because of premium increases and because of co-pay increases. As a result we are looking into a less expensive healthcare coverage plan. We have an agent and don't need to use the government website to find coverage. Since we would simply change plans but not the provider, all of our current physicians, hospitals and pharmacies would still be in network.
Me, wife and kid (who does not live with me) are all on my insurance that I get through the job. Just had to re-up for the insurance (because of ACA, for some reason, I couldn't just do nothing and have my insurance from last year continue to 2014 as in years past).
Cost is staggering. My plan is through BCBS is a mid-level one and costs about $1250 per month. My job pays the lion's share, though, so I only pay $300/month. I feel lucky...
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Me, wife and kid (who does not live with me) are all on my insurance that I get through the job. Just had to re-up for the insurance (because of ACA, for some reason, I couldn't just do nothing and have my insurance from last year continue to 2014 as in years past).
Cost is staggering. My plan is through BCBS is a mid-level one and costs about $1250 per month. My job pays the lion's share, though, so I only pay $300/month. I feel lucky...
Before I retired in 2009, my health insurance was through my work. They paid the lions share. Because of the size of the school district, they were self-insured, but the plan mirrored the Regence BCBS plan. It included dental, vision and the deductibles were low, so I think it was a "Cadillac" plan. As our kids are grown, it was two party insurance, which is to say it covered my wife and myself. The total cost was over $1,000 a month.
Our current supplemental insurance is with Regence BCBS and will cost next year $178 a piece on top of the $100 we pay each for Medicare. Dental and vision coverage stinks and the deductibles keep going up. The reason I stay with it is because all our doctors, pharmacy and hospitals are in the plan's network.
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My questions are: Who among you Getbiggers has healthcare insurance? Did you purchase your coverage independently or is it a benefit offered by your employer. For those who don't have healthcare insurance, what do you currently do when you need medical attention? For those who do, do you feel your coverage is adequate. For those of you who feel it is not, why is it not? Who among you has received a cancelation notice from your healthcare insurance provider? If you have, what are your plans for next year's insurance coverage? Do you expect your premiums and/or co-pays will increase?
I'll answer first. My wife and I are on Medicare. We purchase supplemental healthcare insurance to offset what Medicare does not cover. Our supplemental coverage is not being cancelled, but it is becoming more expensive, both because of premium increases and because of co-pay increases. As a result we are looking into a less expensive healthcare coverage plan. We have an agent and don't need to use the government website to find coverage. Since we would simply change plans but not the provider, all of our current physicians, hospitals and pharmacies would still be in network.
I get mine through work, our open enrollment is going on right now but I havent checked to see what the rates will be. I think I pay around 300 a month and that includes medical, dental and vision
When I didnt have health insurance as an student/independent contractor I went to little clinics inside CVS or Walgreens for colds etc.
it was like $50 bucks a visit and then maybe up to $100 or so for medication.
This is the issue that obamacare is going to have as the young and health by and large will spend much more in premiums than they would if they just visited a clinic when they got sick.
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I get mine through work, our open enrollment is going on right now but I havent checked to see what the rates will be. I think I pay around 300 a month and that includes medical, dental and vision
When I didnt have health insurance as an student/independent contractor I went to little clinics inside CVS or Walgreens for colds etc.
it was like $50 bucks a visit and then maybe up to $100 or so for medication.
This is the issue that obamacare is going to have as the young and health by and large will spend much more in premiums than they would if they just visited a clinic when they got sick.
you go to the clinic for a cold hahahahahahaha
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I get mine through work, our open enrollment is going on right now but I havent checked to see what the rates will be. I think I pay around 300 a month and that includes medical, dental and vision
When I didnt have health insurance as an student/independent contractor I went to little clinics inside CVS or Walgreens for colds etc.
it was like $50 bucks a visit and then maybe up to $100 or so for medication.
This is the issue that obamacare is going to have as the young and health by and large will spend much more in premiums than they would if they just visited a clinic when they got sick.
Healthy young people don't believe they need health insurance until they get really sick. Like with all insurances, you pay to cover your risks. If you don't see any risks it is hard to want to fork over money....just in case something bad happens with your health.
My sister was swimming in a lake in California a few years back. She had a seizure and drown. The paramedics were able to revive her and she ended up with a 10 day hospital stay. She had no health insurance and no money to speak of. Her little unplanned incident costs upwards of $70,000., none of which has she ever paid. Those of us with health insurance are paying for people with situations like my sister's.
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you go to the clinic for a cold hahahahahahaha
it was a generic term lol, should I be ashamed if i did though?
would that make me a pussy? hahahah
I did tend to get a sinus infection every year when I was working outside or spent alot of time outside and would go to the clinic for that.
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Healthy young people don't believe they need health insurance until they get really sick. Like with all insurances, you pay to cover your risks. If you don't see any risks it is hard to want to fork over money....just in case something bad happens with your health.
My sister was swimming in a lake in California a few years back. She had a seizure and drown. The paramedics were able to revive her and she ended up with a 10 day hospital stay. She had no health insurance and no money to speak of. Her little unplanned incident costs upwards of $70,000., none of which has she ever paid. Those of us with health insurance are paying for people with situations like my sister's.
I would say for the majority of young kids they are playing the numbers and are winning.
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I would say for the majority of young kids they are playing the numbers and are winning.
I know I did when I was young. You are probably right. Unfortunately, on the rare occasion that they lose, we all pay their bills unless they happen to be rich.
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http://campusreform.org/?ID=5235
Disaster
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http://www.politico.com/story/2013/11/michele-bachmann-obamacare-insurance-99909.html?hp=l2
Bachmann lost her insurance too
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Didn't read the link but doens't she get her healthcare from Congress?
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Didn't read the link but doens't she get her healthcare from Congress?
Guess not
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With today's announcement that folks can keep their substandard policies for another year, I suspect we will see some changes. It wouldn't surprise me if some medical insurance providers ignore this change of plan and still cancel substandard policies. In these cases the ownness, should be on the healthcare insurance providers. Insurance companies are greedy for profit organizations. Any opportunity to pick up some extra profits for the shareholders is not likely to go ignored. Someone let the cat out of the bag and it's not about to come back anytime soon.
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Guess not
Good question. Maybe she turned it down. Or is it possible she's just blowing smoke out her ass as per usual.
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With today's announcement that folks can keep their substandard policies for another year,
According to whom?
Who has the right to label another person's insurance coverage substandard?
It is not up to you, nor government to make that determination. Everyone should have THE CHOICE to select the coverage they need.
A single man, old man or old lady has no need for pediatric vision care, maternity coverage and unless they are liberals they don't have need of mental health coverage.
That stupid phrase, "substandard coverage", loses any validity when its taken into account that Cadillac medical plans will be cancelled. They offer top of the line coverage, yet they don't meet the ARBITRARY coverage selected by dumocrats and therefore those people will lose those policies to meet the government standard. How are Cadillac medical plans "substandard"? They aren't which is why unions are angry.
Incredible that liberals are so in favor of choice when it comes to homos and arbotions, but when it comes to health insurance it has to be what they deem is "standard". Like Krauthammer once said that a liberal is "someone who doesn’t care what you do as long as it’s mandatory."
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With today's announcement that folks can keep their substandard policies for another year, I suspect we will see some changes. It wouldn't surprise me if some medical insurance providers ignore this change of plan and still cancel substandard policies. In these cases the ownness, should be on the healthcare insurance providers. Insurance companies are greedy for profit organizations. Any opportunity to pick up some extra profits for the shareholders is not likely to go ignored. Someone let the cat out of the bag and it's not about to come back anytime soon.
Mr Insurance Expert: Please tell me what is "substandard" about my Brother's Health Insurance Plan that pay's 100% after the annual $3000 deductible, that is unlimited (no lifetime Maximum) and that is being canceled?
Or how what about my 61 yr old neighbor who is having his plan terminated because it doesn't meet the minimum requirements (maternity and pediatric services, etc..) and the lowest price plan he has found to replace it is more than double, and doesn't allow him to go to his current cardiologist (not in network of new plans being offered)?
And since your current Medicare Supplement doesn't pay for maternity and pediatric dental services, How about we pass a Bill that cancels your Medicare Supplement that you have and mandates that you have to purchase a new supplement through a medicare supplement exchange that is more than double in cost, because the new one will pay for maternity and pediatric services and etc that you wont use and don't want, and penalizes taxes you if you don't purchase the new supplement, and where the website for purchasing the new one doesn't even work for most, especially considering you currently have your supplement with one of those "greedy for profit" Insurance Carriers you dislike so much, and on the new one that you have to purchase none of your current Doctors will be in network, then lets see what kind of tune you play on here then.
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http://news.yahoo.com/unitedhealth-drops-thousands-doctors-insurance-plans-wsj-030014903--finance.html
Fucking wow.
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Mr Insurance Expert: Please tell me what is "substandard" about my Brother's Health Insurance Plan that pay's 100% after the annual $3000 deductible, that is unlimited (no lifetime Maximum) and that is being canceled?
Or how what about my 61 yr old neighbor who is having his plan terminated because it doesn't meet the minimum requirements (maternity and pediatric services, etc..) and the lowest price plan he has found to replace it is more than double, and doesn't allow him to go to his current cardiologist (not in network of new plans being offered)?
And since your current Medicare Supplement doesn't pay for maternity and pediatric dental services, How about we pass a Bill that cancels your Medicare Supplement that you have and mandates that you have to purchase a new supplement through a medicare supplement exchange that is more than double in cost, because the new one will pay for maternity and pediatric services and etc that you wont use and don't want, and penalizes taxes you if you don't purchase the new supplement, and where the website for purchasing the new one doesn't even work for most, especially considering you currently have your supplement with one of those "greedy for profit" Insurance Carriers you dislike so much, and on the new one that you have to purchase none of your current Doctors will be in network, then lets see what kind of tune you play on here then.
Substandard:
1. below an established or required standard
I am not a medical insurance expert. I do not determine which medical insurance policies are substandard. The dictates of the Affordable Healthcare Act does (in other words, the government).
As for your brother-in-law's medical insurance, there is much more to a policy than what it pays after one meets the (what to me seems like a very high) annual deductible. Does your brother-in-law's medical insurance cover everything that is required according to the Affordable Healthcare Act? Possibly not, if it is being cancelled. Of course insurance companies can and do cancel policies all the time, which is within their rights. Most medical insurance policies are written for one year. Each year the benefits can and often do change. Sometimes when the whole policy is rewritten, the old policy is cancelled. Premiums also can change on a yearly basis. Generally they go up and have gone up at a much greater rate then the rate of inflation for as long as I can remember.
Medicare is available to people and children with disabilities. My Medicare supplemental insurance covers everything that Medicare does but at a higher rate. Therefore Medicare and my Medicare supplemental insurance does in fact cover maternity costs and pediatric care for those who qualify for Medicare. As for Dental. Medicare does not cover routine dental care, but the Medicare supplemental coverage I have does. It is safe to say a disabled child on Medicare with the supplemental plan I have would get routine dental care covered, as do I.
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What about consumer choice? Who the f is obama to make these choices on my behalf?
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I am not a medical insurance expertt..
Agree 100%
As for your brother-in-law's medical insurance, there is much more to a policy than what it pays after one meets the (what to me seems like a very high) annual deductible. Does your brother-in-law's medical insurance cover everything that is required according to the Affordable Healthcare Act? Possibly not, if it is being cancelled. Of course insurance companies can and do cancel policies all the time, which is within their rights. Most medical insurance policies are written for one year. Each year the benefits can and often do change. Sometimes when the whole policy is rewritten, the old policy is cancelled. Premiums also can change on a yearly basis. Generally they go up and have gone up at a much greater rate then the rate of inflation for as long as I can remember.
Wrong! his Policy was guaranteed renewable (non cancel-able) until age 65, and could not be singled out for rate increase based on health either, that was until Obamacare forced his Policy to be canceled, and "Most Polices are not sold for 1 yr, those are called temp polices and they make up less than 3 % of the Polices sold, and most Individuals Health Plans sold since 96 cannot be canceled.
There are 5 categories of Marketplace insurance plans: Bronze, Silver, Gold, Platinum, and Catastrophic, and and his Policy that is being canceled offers more coverage than all but the Platinum Plan, so more coverage for himself than 4 of the 5 options being offered under Obamacare, yet his Plan that is being canceled because it doesn't fit exactly in one of those categorizes yet is more coverage for him self than 4 of the 5 options being offered so stop making up shit to support your false claims.
Medicare is available to people and children with disabilities. My Medicare supplemental insurance covers everything that Medicare does but at a higher rate. Therefore Medicare and my Medicare supplemental insurance does in fact cover maternity costs and pediatric care for those who qualify for Medicare. As for Dental. Medicare does not cover routine dental care, but the Medicare supplemental coverage I have does. It is safe to say a disabled child on Medicare with the supplemental plan I have would get routine dental care covered, as do I.
Medicare supplements (also called a Medigap policy) do not cover everything required by the new mandates including pediatric dental (read the link below) services required by the new law. If your Medicare Supplement pays for dental, then you probably don't have a medicare Supplement ( read the link posted below) in fact sounds like you have a MA plan or a MADP Plan which is Medicare Advantage Plan also referred to as Medicare Part C.
Medigap policies generally don't cover long-term care , vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
http://www.medicare.gov/supplement-other-insurance/medigap/whats-medigap.html
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Agree 100%
Wrong! his Policy was guaranteed renewable (non cancel-able) until age 65, and could not be singled out for rate increase based on health either, that was until Obamacare forced his Policy to be canceled, and "Most Polices are not sold for 1 yr, those are called temp polices and they make up less than 3 % of the Polices sold, and most Individuals Health Plans sold since 96 cannot be canceled.
There are 5 categories of Marketplace insurance plans: Bronze, Silver, Gold, Platinum, and Catastrophic, and and his Policy that is being canceled offers more coverage than all but the Platinum Plan, so more coverage for himself than 4 of the 5 options being offered under Obamacare, yet his Plan that is being canceled because it doesn't fit exactly in one of those categorizes yet is more coverage for him self than 4 of the 5 options being offered so stop making up shit to support your false claims, by the way I have over 23 years experience in the Health Insurance field including Actuary, Underwriting, Claims and Sales and Management. Currently AHIP certified approved and CMS approved, plus licensed in over 30 States.
Wrong again.
Medicare is not avaible for children, that is Medicaid you are thinking of, and medicare supplements do not cover everything required by the new mandates including pediatric services required by the new law. If your Medicare Supplement pays for dental, then you probably don't have a medicare Supplement, in fact sounds like you have a MA plan or a MADP Plan which is Medicare Advantage Plan also referred to as Medicare Part C and they are not for children, as one must have Medicare Part A and Part B to qualify for this, and as I stated earlier children are not on Medicare they are on medicaid.
I suggest you do just a little research before you post that what I posted is wrong. For starters, check with Medicare as I did, and you will discover that Medicare is available for seniors and people of all ages on SSD (Social Security Disability). Medicaid is for folks on public assistance or who have poverty level incomes.
As for whether medical insurance policies can be cancelled or not, I don't know which insurance carrier your brother-in-law is with, but I researched several different companies' policies and they all contain statements which allow them to discontinue or cancel the a given plan at the time of renewal and that is always on an annual basis. What they cannot do is cancel an individual's policy. For example and using your example, a insurer could decide to eliminate the platinum plan altogether, but they cannot cancel just one individual or family unless the policy has lapsed due to not paying the premium. If it makes it any easier for you to understand, it is the plan design which can be rewritten on an annual basis. That is to say deductibles, copays, coinsurance and premiums for example can change annually. Drug formularies can change at any time. Also, which providers are in or out of network can change at anytime.
While I don't pretend to be an medical insurance expert, I do have considerable experience with group medical insurance plans. I chaired and sat on a number of insurance committees over the years at both a local and state level. My experience is with plans generally offered by Employers to their employees. Since retiring, I have learned as much as I could about Medicare supplemental plans which are sold on an individual basis. Regence BCBS, currently offers two options for Medicare supplemental plans. One is the Medicare Advantage RX Classic plan and the other is Medicare Advantage RX Enhanced. While the enhanced plan has lower deductibles and copays, the premiums are about 3 times as much as the Classic plan. My best friend had her own medical insurance agency for many years until she retired a couple of year ago and sold it.
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I suggest you do just a little research before you post that what I posted is wrong. For starters, check with Medicare as I did, and you will discover that Medicare is available for seniors and people of all ages on SSD (Social Security Disability). Medicaid is for folks on public assistance or who have poverty level incomes.
23 years in the Insurance Industry, including Actuary, Underwriting, Sales and Management, currently licensed in over 30 States and I am AHIP and CMS certified, and you ?
As for whether medical insurance policies can be cancelled or not, I don't know which insurance carrier your brother-in-law is with, but I researched several different companies' policies and they all contain statements which allow them to discontinue or cancel the a given plan at the time of renewal and that is always on an annual basis. What they cannot do is cancel an individual's policy. For example and using your example, a insurer could decide to eliminate the platinum plan altogether, but they cannot cancel just one individual or family unless the policy has lapsed due to not paying the premium. If it makes it any easier for you to understand, it is the plan design which can be rewritten on an annual basis. That is to say deductibles, copays, coinsurance and premiums for example can change annually. Drug formularies can change at any time. Also, which providers are in or out of network can change at anytime.
His Plan is being canceled because of Obamacare, His Plan was not some substandard Plan, in fact it is the opposite, it was a 100% unlimited Plan after the annual deductible, that was excellent and offered him more coverage than 4 of the 5 options being offered for Jan 1, yet it is being canceled and the newer Plans are more than double in cost, and yet idiots like yourself defend this.
Medicare supplemental plans which are sold on an individual basis. Regence BCBS, currently offers two options for Medicare supplemental plans. One is the Medicare Advantage RX Classic plan and the other is Medicare Advantage RX Enhanced. While the enhanced plan has lower deductibles and copays, the premiums are about 3 times as much as the Classic plan. My best friend had her own medical insurance agency for many years until she retired a couple of year ago and sold it.
Wrong again!
"Medicare Advantage RX Classic plan and Medicare Advantage RX Enhanced" are not "two options for medicare supplemental plans". What they are are 2 options of Medicare Advantage Plans, just as I wrote earlier that if your insurance is paying for Dental then it is most likely not a medicare supplement, but a MA (Medicare Advantage Plan)
It is odd that you wrote earlier "greedy for profit organizations" in referring to Insurance Companies, yet what did you do? you gave up control of your medicare part a and medicare part b to an Insurance company by purchasing a Medicare Advantage Plan. This would not be the case if you had purchased a medicare supplement plan.
As I wrote earlier Medicare Supplemental (also called a Medigap Plan) and Medicare Advantage Plans are not the same thing..
Do some research before you continue to make even a bigger idiot of yourself.
But if you don't believe me then call BCBS (which I am licensed with by the way) and ask them if the "Medicare Advantage RX Classic plan and the Medicare Advantage RX Enhanced" that you mentioned above as being the "2 options of medicare supplemental plans" are actually 2 options of Medicare Supplemental plans (like you wrote above)? OR are they 2 options of Medicare Advantage Plans just like I wrote? and then report back here how wrong you were (if you are honest)
FYI:
Medicare Advantage vs. Medicare Supplement
Is One Better Than The Other?
Before you can make a decision on which Medicare option is best for your needs, you must first understand the basics of Medicare Advantage (MA) and Medicare Supplement (Medigap) plans. They are very different insurance plans with distinct benefits. The answer to the question "Is one better than the other?" depends on your circumstances and needs.
http://www.planprescriber.com/medicare-insurance-news/vs/
Need more?
Medicare Advantage vs. Medicare Supplement Plans
How do they differ? Which is right for you?
When first exploring health care coverage options, many new Medicare beneficiaries ask: “Which is better, Medicare Advantage (MA) or Medicare supplement insurance?” What you really need to know is which is better for you. The answer depends on your circumstances and needs.
more:
http://www.medicarereadycenter.com/articles/medicare-advantage-vs-supplement
So once again: "Medicare Advantage RX Classic plan and the Medicare Advantage RX Enhanced" are not "2 options of medicare supplemental plans", what they are are medicare advantage plans, and if that is what you have you might want to watch these 2 videos:
and:
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23 years in the Insurance Industry, including Actuary, Underwriting, Sales and Management, currently licensed in over 30 States and I am AHIP and CMS certified, and you ?
But if you don't believe me then call BCBS (which I am licensed with by the way)....
Considering you've now set yourself up as something of an medical insurance expert, I am confident you can appreciate that before I purchased the Regence BCBS Medicare Advantage RX Enhanced plan, I did a lot of research and used an agent who works specifically with people on Medicare to find the best plan for our needs or more particularly, my wife's medical needs which are extensive and costly due to her unfortunately having exceptionally poor health. In 2009, when I retired and had to give up my employer paid medical insurance in lieu of Medicare, this was the best plan for my wife and me. The premiums were very affordable and the benefits were excellent. Each year during open enrollment, I reevaluate my medical coverage to insure we have the best plans for us.
Aside from ever increasing premiums and decreasing benefits, the Regence Medicare Advantage RX Enhanced plan has served us very well. Since you are licensed with Regence you should already know these plans are PPO's and not HMO's as are the ones in the videos you've posted. The plan does not require a referral to see a specialist. No medical care has ever been denied either my wife of me.
I find it very interesting that you are in the medical insurance industry and yet you didn't know that pediatrics and maternity are covered under Medicare for people who qualify due to being on SSD.
As for horror stories about insurance coverage, one can always find them regardless of who the insurer is and what the plan design is. Some people have issues with HMO's and perhaps a little less so with PPO's.
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Considering you've now set yourself up as something of an medical insurance expert, I am confident you can appreciate that before I purchased the Regence BCBS Medicare Advantage RX Enhanced plan, I did a lot of research and used an agent who works specifically with people on Medicare to find the best plan for our needs or more particularly, my wife's medical needs which are extensive and costly due to her unfortunately having exceptionally poor health. In 2009, when I retired and had to give up my employer paid medical insurance in lieu of Medicare, this was the best plan for my wife and me. The premiums were very affordable and the benefits were excellent. Each year during open enrollment, I reevaluate my medical coverage to insure we have the best plans for us.
Aside from ever increasing premiums and decreasing benefits, the Regence Medicare Advantage RX Enhanced plan has served us very well. Since you are licensed with Regence you should already know these plans are PPO's and not HMO's as are the ones in the videos you've posted. The plan does not require a referral to see a specialist. No medical care has ever been denied either my wife of me.
I find it very interesting that you are in the medical insurance industry and yet you didn't know that pediatrics and maternity are covered under Medicare for people who qualify due to being on SSD.
As for horror stories about insurance coverage, one can always find them regardless of who the insurer is and what the plan design is. Some people have issues with HMO's and perhaps a little less so with PPO's.
I see you finally realized that you do not have a Medicare Supplement Insurance Plan, as for the previous 4 post from you, you referred to your insurance as a Medicare Supplement, which is not the case.
And whether you have a Medicare Advantage PPO or a HMO they both can deny coverage for an item or service, and its just a little ironic that just a few days ago you referred to Insurance Companies as "Insurance companies are greedy for profit organizations" yet when it came to your own Healthcare, what did you do? You replaced your Government run traditional Medicare A and B with Insurance offered by an Insurance Company, or as you call them "greedy for profit organizations", and put them instead of medicare in charge of your Coverage and Claims approval. Oh the irony:-0
Although to my family and friends I would have recommended keeping control of traditional medicare A and B and then purchasing a Medicare Supplement and a stand alone part D drug plan, I do commend you on the way you went about it, in that you:
1.) You did extensive research.
2. Went to someone else who you consider an expert for advice.
Then you:
1.) Found a Plan that you liked.
2.) Found a Plan you could afford
3.) found a Plan that allowed you to continue to see your Doctors including specialist.
and my brother, my neighbor and a large percentage of the millions of people who just recently got cancellation letters by their Insurance for abiding to the laws the democrats passed did just like you by:
1.) doing extensive research.
2. went to someone else who they considered an expert for advice.
Then they:
1.) Found a Plan that they liked.
2.) Found a Plan they could afford
3.) found a Plan that allowed them to see thier Doctors including specialist.
Yet they have now been sent cancellation letters, and told they must buy something else, something many cant afford, and where many can no longer go to their current Doctors, and most not because their coverage is "substandard" (democrat talking points that you used) as most did just like you described, and have what they want, need, and can afford, but are being canceled because one does not pay maternity, or pay pediatric dental services, or maybe they changed the deducible recently (as any changes to a current plan also can get your plan canceled) as I know another person who just this last summer changed Plans by temporally raising the deductible to save money for a few years, and that along with cutting out other things non insurance related so he could help put his oldest daughter through college, yet now because of that change his insurance is being canceled, and the replacement is more than double, yet that doesn't seem to bother some democrats, or even Obama for that matter, as what did he do? he knowingly lied on numerous occasions saying "If you like your insurance you can keep it PERIOD!. and if you like your Doctor you can keep them PERIOD! when the facts now show they knew from the beginning that was not the truth, and if many democrats would have read the Bill instead of believing Obama's lies,then the Bill most likely would have never passed as evidence of the many who voted with the republicans last week in trying to undo the cancellations.
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http://www.breitbart.com/Big-Government/2013/11/17/Gillibrand-we-all-knew
All these communists knew
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http://www.foxnews.com/politics/2013/11/18/students-suffer-sticker-shock-from-obamacare/#
Disgusing.
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“No matter how we reform health care, we will keep this promise to the American people. If you like your doctor, you will be able to keep your doctor, period. If you like your health care plan, you’ll be able to keep your health care plan, period. No one will take it away, no matter what.”
– President Barack Obama, June 2009
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http://www.washingtonpost.com/politics/private-consultants-warned-of-risks-before-healthcaregovs-oct-1-launch/2013/11/18/9d2db5f4-5096-11e3-9fe0-fd2ca728e67c_allComments.html?ctab=all_&
Obama lied - healthcare died
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http://www.washingtonpost.com/politics/private-consultants-warned-of-risks-before-healthcaregovs-oct-1-launch/2013/11/18/9d2db5f4-5096-11e3-9fe0-fd2ca728e67c_allComments.html?ctab=all_&
Obama lied - healthcare died
There are some interesting comments on the link you posted. Seems like everyone wants to weigh in on Obamacare, whether in support of it or not.
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http://www.huffingtonpost.com/2013/11/19/minnesota-obamacare_n_4302769.html?utm_hp_ref=politics
ST. PAUL, Minn. (AP) — Gov. Mark Dayton announced Monday that Minnesotans will not be able to keep existing insurance coverage under the federal health care law, despite saying last week that he supported President Barack Obama's plan to allow it.
Dayton's decision not to grant the one-year extension on existing plans followed harsh criticism of the proposal by major Minnesota insurance companies. After Obama's announcement last week, Dayton said the extra year before existing policies were canceled would give affected Minnesotans more time to compare policies on the state's insurance exchange "for options with better coverage at better prices."
But in a letter to Dayton Monday, the executive director of the Minnesota Council of Health Plans said the delay would cause "major market disruptions" in the individual insurance marketplace and drive up insurance premiums. Julie Brunner of the council also wrote it would have left almost no time to further revise rates in time for the Jan. 1 start of coverage under the federal law.
Dayton acknowledged those concerns in a letter back to Brunner.
"Your letter makes clear that making the program changes offered by the president last week would be unworkable for your members and would likely cause more expensive health coverage for Minnesotans," Dayton wrote.
The Council of Health Plans represents seven of Minnesota's largest insurance companies: Blue Cross Blue Shield, HealthPartners, Medica, PreferredOne, Sanford Health Plan of Minnesota, UCare and Metropolitan Health Plan. In all, those companies provide insurance to about 4 million people.
The council said about 140,000 Minnesotans had been notified in recent weeks that their existing plans would be subject to major changes under the federal law. Under the new federal law, insurance companies had been counting on profits from selling new plans to healthy people in order to offset losses due to the requirement that they sell plans to people with existing health problems.
But Obama had announced the one-year extension last week in response to frustration from people losing existing health plans despite the president's earlier promise that would not happen. The plans were up for cancellation because they do not meet the minimum coverage requirements of the federal health care law.
Minnesota is not the only state under Democratic control whose elected leaders enthusiastically seized on the health care law, but are now rejecting Obama's one-year delay. Officials in Massachusetts, Washington, Rhode Island and Vermont have also said consumers will not be able to keep canceled health plans.
Dayton wrote in his letter to Brunner that he believed plans available on MNsure, Minnesota's insurance exchange, would be affordable, offer better benefits and contain strong consumer protections. Brunner praised Dayton's decision, calling it "the best course for Minnesota's marketplace."
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http://www.myfoxny.com/story/23994830/oregon-health-exchange-represents-biggest-woe
LMFAO - not 1 enrollee
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http://www.myfoxny.com/story/23994830/oregon-health-exchange-represents-biggest-woe
LMFAO - not 1 enrollee
Did you read the entire article? This situation is just a little more complex then "not 1 enrollee" considering the number of paper applications submitted because the website isn't operational.
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http://thehill.com/blogs/healthwatch/health-insurance/191005-cancellations-are-coming-for-millions-more
Millions more slated to lose insurance.
HOPE AND CHANGE YOU COMMIES
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http://www.cnbc.com/id/101218932
Cali not going along w the obamascamfix
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http://www.politico.com/story/2013/11/older-capitol-hill-aides-obamacare-affordable-care-act-prices-health-insurance-100226.html#.Uo7PYp5vYTw.facebook
Lol
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John Boehner’s premiums spike under Obamacare
Politico ^ | November 24, 2013 | By Jonathan Allen
Posted on November 24, 2013 10:41:07 PM EST by Oldeconomybuyer
House Speaker John Boehner’s health insurance premiums will nearly double — and his deductibles will almost triple — as a result of the Affordable Care Act, according to figures provided by his office at POLITICO’s request.
The speaker, who is 64, chose to sign up for an individual plan with benefits similar to those he receives under FEHB. That will cost him $449 per month in premiums, and the policy carries a $1,000 deductible. So, he’ll pay more next year for himself than he paid this year for both himself and his wife — and, together, the Boehners will still pay roughly $800 per month in premiums with deductibles in the $2,000 range.
(Excerpt) Read more at politico.com ...
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John Boehner’s premiums spike under Obamacare
Politico ^ | November 24, 2013 | By Jonathan Allen
Posted on November 24, 2013 10:41:07 PM EST by Oldeconomybuyer
House Speaker John Boehner’s health insurance premiums will nearly double — and his deductibles will almost triple — as a result of the Affordable Care Act, according to figures provided by his office at POLITICO’s request.
The speaker, who is 64, chose to sign up for an individual plan with benefits similar to those he receives under FEHB. That will cost him $449 per month in premiums, and the policy carries a $1,000 deductible. So, he’ll pay more next year for himself than he paid this year for both himself and his wife — and, together, the Boehners will still pay roughly $800 per month in premiums with deductibles in the $2,000 range.
(Excerpt) Read more at politico.com ...
Interesting article. I wonder why Mrs. Boehner will be paying around $300 more per month for her combined Medicare and Medicare Advantage plan then I will since we would essentially have the exact same coverage. Could the difference be because we live in different parts of the country? My wife and I at one time considered moving to Michigan. We would have had to change medical insurance, although we would have been with the same company, which is Regence BCBS. At the time we looked into it, the premiums were comparable to those in Oregon. John Boehner's premiums at approximately $400 a month are actually low compared to Regence BCBS premiums in Oregon. In 2009, when I retired the cost of my two party coverage offered through my employer which mirrored Regence BCBS was well over $1,000 a month. Premiums have been increasing at an approximate rate of about 8% per year which would put these premiums at nearly $1,400 for two party coverage. $400 premiums seem like a bargain to me. Of course, there was a difference in benefits since the coverage I had and have had $0 deductible per year and co-pays were $10 for a doctor visit and $5 for prescriptions.
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http://www.foxnews.com/politics/2013/11/26/evidence-shows-obama-administration-predicted-tens-millions-would-lose-plans
80 million up next
Thank you GhettoBama you worthless slug
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Obama needs to go to prison for life
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Four reasons why your doctor might not want to keep you under ObamaCare
By Dr. Sreedhar Potarazu/
Published November 26, 2013/
FoxNews.com
RTR3FGCZ.jpg
Reuters
As the rollout of the Affordable Care Act aka "ObamaCare" continues to falter, the growing concern for consumers and patients will not only be the affordability of insurance plans and the difficulty in actually being able to buy one, but more importantly the ability for them to keep their doctor.
Although President Obama repeatedly made the statement during his marketing effort to promote ObamaCare that each individual would have the ability to keep their doctor, the ensuing problems with the rollout are, in fact, making that promise a myth.
Even if consumers make a wholehearted effort to find a plan that still has their doctor within the insurance company’s network, many doctors may soon decide that it is not worth the effort or the money, unfortunately.
Here are the reasons why.
1. Insurance reimbursements to doctors are dropping
Since October 1st, 2013 the enrollment members have dropped several insurance companies , including United and WellPoint, who have announced that the amount they would reimburse physicians for particular services is far less than what was previously allowed.
In fact, the reimbursement for some primary care services and diagnostic tests, such as mammograms, could be so low that it would be unsustainable for certain specialties to continue to deliver profitable care.
The insurance companies have limited choice in terms of sustaining their own profits with the original promise of new enrollees, especially young healthy enrollees coming through the market places, which could now be significantly delayed or never happen at all.
In order to stay profitable and still endure the responsibility of covering dependents until the age of 26, and those with pre-existing conditions, these costs have now been deferred to the doctor in terms of decreased reimbursement.
2. A rapid rise in Medicaid enrollment
Over the last seven weeks not only has the enrollment in the federal market places been under-target but, interestingly enough, a large percentage of those who did sign up for care did so for Medicaid.
Traditionally, reimbursements to doctors under Medicaid has been far less than those in the employer-sponsored and individual markets.
As a result, many doctors will see the shift in their new-patient pool lean towards more indigent patients who are on Medicaid, and who also likely have more chronic illnesses that will require more care.
Based on this shift, doctors again may find it unsustainable to take on a higher volume of patients at lower reimbursement and still be able to provide affordable quality care.
3. Narrow networks could exclude doctors
While the jury is not out in terms of the complete outcome, many insurance companies are taking a state-by-state approach in assessing how broad their network of doctors should be based on the number of enrollees in a given exchange.
If the enrollment numbers are as low as they have been thus far, then insurance companies don’t necessarily have to provide a broad network of physicians and can maintain a very narrow choice for consumers, which seems to be the trend.
Doctors do not necessarily have to agree to the lower rates that an insurance company proposes in any given network, and they may have the ability to, in fact, opt out. The technological obstacles for getting new enrollees into the marketplace has impeded the number of people who might be able to get into the system, that will, in turn, keep networks fairly narrow for the time being.
4. A two-tiered system of physician access
The way the system is unfolding is that those who remain in employer-sponsored healthcare could potentially have access to a broader-slate of physicians, as well as services. This is somewhat ironic in that the goal of ObamaCare was to obviously provide access to those individuals who didn’t have it.
Yet, the dynamics of the rollout may very well create a two-tiered system where sicker people who are buying insurance through the marketplaces with higher premiums could, in fact, find it more difficult to get access to the doctors and services they require .
While the challenges to Healthcare.gov seem to be the highlight of the problems with ObamaCare, the more serious issues really revolve around the dynamics of how insurance companies and healthcare professionals are responding to the changing demographic in numbers of those trying to access the system.
History tells us that anticipating the ultimate outcome is far more complicated than what has been sold to the American public.
Dr. Sreedhar Potarazu is an acclaimed ophthalmologist and entrepreneur who has been recognized as an international visionary in the business of medicine and health information technology. He is the founder of VitalSpring Technologies Inc., a privately held enterprise software company focused on providing employers with applications to empower them to become more sophisticated purchasers of health care. Dr. Potarazu is the founder and chairman of WellZone, a social platform for driving consumer engagement in health.
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Oregon’s Obamacare sign-up is an ‘epic failure’(Still NOT ONE SOUL enrolled!)
The Politico ^ | November 26, 2013 | Paige Winfield Cunningham
Posted on 11/26/2013 5:46:51 PM by 2ndDivisionVet
Oregon once led the country in implementing Obamacare. Now it’s just about dead last.
Not one person has yet enrolled in the Cover Oregon insurance exchange — a major embarrassment to state policymakers who early on had wholeheartedly embraced the Affordable Care Act even as other states tried their best to hinder it.
After repeatedly delaying its website’s enrollment feature because of technical problems, exchange officials are still scrambling. Gov. John Kitzhaber announced new efforts Friday toward that goal, but mid-December is the soonest officials expect online enrollment could be available, and even that date is in doubt. Until then, the only way to sign up for coverage through the state-run program is via paper — a very long way from where Oregon had originally envisioned itself this far into open-enrollment season. The breakdown illustrates how even a gung-ho, tech-savvy state can stumble badly while attempting to expand coverage.
“I think just about everybody in Oregon is surprised and frustrated with where we are right now,” said Jesse O’Brien, a health care advocate for the Portland-based consumer advocacy group OSPIRG. “With Oregon having a reputation as a state that supports health reform and with a governor that is very enthusiastic, I think everyone was expecting we’d be in a much different position.”
“It is such an epic failure, literally it’s mind-boggling,” said state Rep. Jason Conger, a Republican from central Oregon who’s running for Sen. Jeff Merkley’s seat next year.....
(Excerpt) Read more at politico.com ...
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http://www.foxnews.com/politics/2013/11/18/students-suffer-sticker-shock-from-obamacare/#
Disgusing.
Yes...helping the "less-fortunate" is always a good idea when the evil rich man is the one paying and you're the "less-fortunate" who's benefitting.
There's always a bit of sticker-shock when people find out that they're part of the "paying for it" crowd when they assumed they would be part of the "get shit for free on the evil rich man's dime" crowd.
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http://capitolcityproject.com/non-partisan-group-paid-1-million-produce-positive-obamacare-stories-close-obama-administration-tied-enroll-America
;D
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http://www.bizpacreview.com/2013/11/27/oh-sure-keep-your-doctor-fox-host-makes-it-personal-87947
>:(