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Title: I've been retired for one month- 58
Post by: judochoke on June 11, 2015, 04:27:36 PM
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home,
read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.

see you in the gym :) :) :) :) :) :) :) :) :)


Title: Re: I've been retired for one month- 58
Post by: Wiggs on June 11, 2015, 04:44:44 PM
Congratulations. Hope you enjoy.


Title: Re: I've been retired for one month- 58
Post by: Simple Simon on June 11, 2015, 11:05:52 PM
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home, read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.

see you in the gym :) :) :) :) :) :) :) :) :)
Why do you go to the gym just to walk?
Why cant you just go for a walk in the fresh air?


Title: Re: I've been retired for one month- 58
Post by: Man of Steel on June 12, 2015, 02:18:48 AM
Congrats!

Refreshing to see folks happy and healthy.

God bless!


Title: Re: I've been retired for one month- 58
Post by: Bosch on June 12, 2015, 02:24:47 AM
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home,
read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.

see you in the gym :) :) :) :) :) :) :) :) :)

That's great that at 58 all your thoughts are about treadmill, food and gym. Living the life to the fullest.


Title: Re: I've been retired for one month- 58
Post by: DroppingPlates on June 12, 2015, 02:29:51 AM
How many lonely housewives have you banged during your career as a mechanic?


Title: Re: I've been retired for one month- 58
Post by: Novena on June 12, 2015, 02:39:01 AM
Generally a "Refrigeration Mechanic" works on industrial equipment.  Although it is sooo kinky to take a woman to an industrial site to fuck.  Keep your hardhat and boots on.


Title: Re: I've been retired for one month- 58
Post by: BayGBM on June 12, 2015, 02:45:53 AM
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home,
read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.

see you in the gym :) :) :) :) :) :) :) :) :)

Congratulations!  Perhaps you will grant us all a boon by answering a few questions:

• Looking back, what were you big mistakes between the ages of 15 and 25? 
• What would you differently between the ages of 25 and 35?
• Knowing what you know now, what better choices could you have made between 35 and 45?

Overall what has been your biggest success?  And your biggest regret?


Title: Re: I've been retired for one month- 58
Post by: devilsmile on June 12, 2015, 03:03:47 AM
Why do you go to the gym just to walk?
Why cant you just go for a walk in the fresh air?

american thing


Title: Re: I've been retired for one month- 58
Post by: Grape Ape on June 12, 2015, 04:25:15 AM
american thing

There are no treadmills outside the US?


Title: Re: I've been retired for one month- 58
Post by: Novena on June 12, 2015, 04:36:18 AM
Why do you go to the gym just to walk?
Why cant you just go for a walk in the fresh air?

Because with a treadmill or a stationary bicycle you can lose yourself in thought with music, or a television episode, or hell, even old Warner Brothers Cartoons.


Title: Re: I've been retired for one month- 58
Post by: oldtimer1 on June 12, 2015, 06:07:07 AM
I've been retired for 4 years. Truth be told I had better workouts when I was working. I just made everything so focused to come home from work and know you had a very limited window to get that workout in. Now I'm lying in bed saying to myself get that leg workout in. Maybe another half hour on get big.


Title: Re: I've been retired for one month- 58
Post by: SF1900 on June 12, 2015, 08:06:23 AM
A crazy republican thinks people should not retire. That people should work their whole lives. His evidence for this? The bible says nothing about retirement and Noah worked throughout his whole life, up until the age of 600 lol. Another delusional republican who looks toward the bible for political advice lol.

Noah From The Bible Didn't Retire, So This Likely GOP Gubernatorial Candidate Doesn't See Why You Should

WASHINGTON -- Greg Gianforte, a multi-millionaire tech entrepreneur who is "seriously considering" challenging Montana Gov. Steve Bullock (D) in 2016, doesn't believe he has to divorce his Christian faith from his professional life.

The potential candidate started the software company RightNow Technologies in 1997 and sold the firm to Oracle for $1.5 billion in 2011. Now, he's traveling around the state promoting his Better Montana Jobs initiative, which includes a focus on telecommuting as a means to attract college graduates to Montana.

As he gears up for a potential race against Bullock, Gianforte's support for socially conservative policies has drawn scrutiny to his record.

In a February talk at the Montana Bible College about how to find "godly purpose" in work, Gianforte explained why retirement isn't consistent with biblical teachings.

"There's nothing in the Bible that talks about retirement. And yet it's been an accepted concept in our culture today," he said. "Nowhere does it say, 'Well, he was a good and faithful servant, so he went to the beach.' It doesn't say that anywhere."

"The example I think of is Noah," he continued. "How old was Noah when he built the ark? 600. He wasn't like, cashing Social Security checks, he wasn't hanging out, he was working. So, I think we have an obligation to work. The role we have in work may change over time, but the concept of retirement is not biblical."


Mitch Staley, a spokesman for Better Montana Jobs, wrote in an email to The Huffington Post that Gianforte was speaking "to the idea that we should all be good stewards of the unique gifts and talents we each have been given."

"Greg believes in the virtue and nobility of work, and that each individual can serve others using their given skills, no matter their age or stage in life," he added.

Through his family's foundation, Gianforte has also supported a Montana creation museum that calls itself the "largest dinosaur and fossil museum in the United States to present its fossils in the context of biblical creation." The museum promotes the belief that dinosaurs and people lived on Earth together before the biblical flood and that the planet is 6,000 years old.

Gianforte has also heavily contributed to the conservative Montana Family Foundation nonprofit, which is chaired by his wife, Susan Gianforte. The foundation opposes same-sex marriage and abortion.

As the National Journal reported, Gianforte personally lobbied against a citywide LGBT nondiscrimination ordinance that was being debated in Bozeman, Montana, in 2014.

"Homosexual advocates try to argue that businesses are leery of locating in towns that aren't friendly to homosexuals. I believe the opposite is truer," Gianforte wrote in an email to Bozeman Mayor Jeff Krauss and Bozeman city council members.

The city passed a nondiscrimination ordinance against Gianforte's objections in June of 2014.

Audio of Gianforte's speech at the Montana Bible College was taken offline after this article's publication. The link to the recording has been removed.


Title: Re: I've been retired for one month- 58
Post by: Ronnie Rep on June 12, 2015, 10:49:05 AM
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home,
read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.

see you in the gym :) :) :) :) :) :) :) :) :)
Congrats, you deserve it. Enjoy.


Title: Re: I've been retired for one month- 58
Post by: ritch on June 12, 2015, 12:00:50 PM
Most have never worked a day in their life here so many can relate to your new lifestyle!


Title: Re: I've been retired for one month- 58
Post by: SOMEPARTS on June 12, 2015, 01:01:55 PM
You should replace CNN with more Getbig time.


Title: Re: I've been retired for one month- 58
Post by: 2Thick on June 12, 2015, 01:05:43 PM
Congrats on the retirement and pension!

The push to convince people to work longer is due to social security being on a course to be all gone in a few years. People are living longer and longer, and governments and corporations are having more and more difficulty with social security and pensions.

I don't expect to get a dime from social security, much less for it to support me in old age. If I get a few bucks from it in 25 years, great. If not, great. I've taken care of retirement already myself.


Title: Re: I've been retired for one month- 58
Post by: The True Adonis on June 12, 2015, 05:29:40 PM
Congrats on the retirement and pension!

The push to convince people to work longer is due to social security being on a course to be all gone in a few years. People are living longer and longer, and governments and corporations are having more and more difficulty with social security and pensions.

I don't expect to get a dime from social security, much less for it to support me in old age. If I get a few bucks from it in 25 years, great. If not, great. I've taken care of retirement already myself.
Why are you telling us this?  ???


Title: Re: I've been retired for one month- 58
Post by: thegamechanger on June 12, 2015, 11:20:19 PM
what took you so long? most bodybuilders retire before 40


Title: Re: I've been retired for one month- 58
Post by: _bruce_ on June 13, 2015, 02:58:17 AM
Jay Cutler just lost one of his private doctors  :(


Title: Re: I've been retired for one month- 58
Post by: Mr Anabolic on June 13, 2015, 05:12:35 AM
It's must feel great.  I'm 49 and just did the exact opposite.  I haven't worked a real 9/5 job in 4 years... loved all the free time, but I got bored quickly.  I just went back to work at the upper management level.  Great money, but now my free time is constricted.  About 10 more years and I can retire for good.


Title: Re: I've been retired for one month- 58
Post by: 2Thick on June 13, 2015, 09:58:12 AM
It's must feel great.  I'm 49 and just did the exact opposite.  I haven't worked a real 9/5 job in 4 years... loved all the free time, but I got bored quickly.  I just went back to work at the upper management level.  Great money, but now my free time is constricted.  About 10 more years and I can retire for good.

I plan to retire at 60, unless something pisses me off before then that makes me decide to throw in the towel earlier. This all assumes I continue to be healthy and live to 60 - my Dad didn't quite make it, unfortunately.


Title: Re: I've been retired for one month- 58
Post by: Howard on June 13, 2015, 02:31:07 PM
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home,
read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.

see you in the gym :) :) :) :) :) :) :) :) :)

Congrats, enjoy it, you earned it.
I'm not too far behind you.


Title: Re: I've been retired for one month- 58
Post by: Howard on June 13, 2015, 02:33:07 PM
You should replace CNN with more Getbig time.

Then he might really get depressed and end it all.
I know I've come close to jumping off the bridge.


Title: Re: I've been retired for one month- 58
Post by: Teutonic Knight on June 13, 2015, 02:38:06 PM
Most have never worked a day in their life here so many can relate to your new lifestyle!

 ;D ;D


Title: Re: I've been retired for one month- 58
Post by: oldgolds on June 15, 2015, 06:11:45 AM
Soon, you're gonna be bored shitless....I retired at 53 and regret it...


Title: Re: I've been retired for one month- 58
Post by: Mrdibbs on June 15, 2015, 07:32:51 AM
retired

pork chops, said my father, I love pork chops! and I watched him slide the grease into his mouth.
pancakes, he said, pancakes with syrup, butter and bacon! I watched his lips heavy wetted with all that.
coffee, he said, I like coffee so hot it burns my throat! sometimes it was too hot and he spit it out across the table.
mashed potatoes and gravy, he said, I love mashed potatoes and gravy! he jowled that in, his cheeks puffed as if he had the mumps.
chili and beans, he said, I love chili and beans! and he gulped it down and farted for hours loudly, grinning after each fart.
strawberry shortcake, he said, with vanilla ice cream, that’s the way to end a meal!
he always talked about retirement, about what he was going to do when he retired.
when he wasn’t talking about food he talked on and on about retirement.
he never made it to retirement, he died one day while standing at the sink filling a glass of water.
he straightened like he’d been shot. the glass fell from his hand and he dropped backwards landing flat his necktie slipping to the left.
afterwards people said they couldn’t believe it. he looked great. distinguished white sideburns, pack of smokes in his shirt pocket, always cracking jokes, maybe a little loud and maybe with a bit of bad temper
but all in all a seemingly sound individual never missing a day of work.


Title: Re: I've been retired for one month- 58
Post by: Agnostic007 on June 15, 2015, 09:00:01 AM
Congrats on your retirement. I'm within 12 months of pulling the plug myself. Just looked at a property in Playa Del Carmen to spend the 1st 6 months on the beach at. Kinda nervous. I'll be 53 and should have enough money to live comfortably, but ironically, it feels similar to the unknown of getting out of the military after 10 yrs.. the unknown is scary sometimes. Report back on how it goes. 


Title: Re: I've been retired for one month- 58
Post by: judochoke on June 15, 2015, 09:03:47 AM
well I'm not bored yet. still getting my routine down. yes, i did retire a little early, but fuck it. I'm going to enjoy myself and my grandkids now. smoke a little weed, drink
a little tequila, just relax. i earned it after 33 years.


Title: Re: I've been retired for one month- 58
Post by: The Abdominal Snoman on June 15, 2015, 09:05:14 AM
(https://cdn.burst.zone/wp-content/uploads/2013/08/did-nothing-today.png)


Title: Re: I've been retired for one month- 58
Post by: Agnostic007 on March 16, 2019, 04:17:42 PM
well I'm not bored yet. still getting my routine down. yes, i did retire a little early, but fuck it. I'm going to enjoy myself and my grandkids now. smoke a little weed, drink
a little tequila, just relax. i earned it after 33 years.

Update?


Title: Re: I've been retired for one month- 58
Post by: kh300 on March 16, 2019, 05:40:43 PM
Congrats on your retirement. But I must ask, did you switch from your regular news channel to CNN now because your not working?


Title: Re: I've been retired for one month- 58
Post by: michael arvilla on March 16, 2019, 05:43:58 PM
Congratulations man/ enjoy yourself!!


Title: Re: I've been retired for one month- 58
Post by: tres_taco_combo on March 16, 2019, 06:15:15 PM
when you hit 62 take out a reverse mortgage - i am not kidding you.

if you have a mortgage if you refinance your forward loan into a reverse and no longer required to make a payment

if your home is free and clear - take out a reverse mortgage line of credit - it is access to tax free capital that grows (sexy compound effect) - have the funds ready to go. - use it finance long term care, vacations, never touch your qualified accounts

i am not bullshitting you here. the reverse mortgage is a game changer and here to stay.

i do these for a living - if you have questions PM me and ill send you my cell  - only do them in AZ/CA but i will gladly answer any questions you have.

also get a part time job. i am not kidding -  i work with retired folks and the happiest ones work 15-20 hours a week.

i could write a case study on lives of retired people. stay active as fuck!!!! seriously - good luck -


Title: Re: I've been retired for one month- 58
Post by: Agnostic007 on March 16, 2019, 06:27:47 PM
when you hit 62 take out a reverse mortgage - i am not kidding you.

if you have a mortgage if you refinance your forward loan into a reverse and no longer required to make a payment

if your home is free and clear - take out a reverse mortgage line of credit - it is access to tax free capital that grows (sexy compound effect) - have the funds ready to go. - use it finance long term care, vacations, never touch your qualified accounts

i am not bullshitting you here. the reverse mortgage is a game changer and here to stay.

i do these for a living - if you have questions PM me and ill send you my cell  - only do them in AZ/CA but i will gladly answer any questions you have.

also get a part time job. i am not kidding -  i work with retired folks and the happiest ones work 15-20 hours a week.

i could write a case study on lives of retired people. stay active as fuck!!!! seriously - good luck -

I don't know much about reverse mortgage, doesn't apply to me

I do know quite a bit about being retired. I have many co worker/friends that are retired. what I have found is there are a couple things that affect your "get a part time job". 1. is the personality of the person. Are they A personalities that always need to be busy. and 2. How much money do they have? Because some people are never happy unless they have a mission.. that could be a part time job at Home Depot. Others are perfectly happy with no obligations., the Other is do you have enough to travel? Because there is a difference with someone who has a retirement income of 2K a month and their options, and someone with 20K a month. So a part time job advice is contingent upon those things. 


Title: Re: I've been retired for one month- 58
Post by: Coach is Back! on March 16, 2019, 07:00:16 PM
Hey guys, I'm glad this thread came up and I really didn't want to say anything. Last summer Judochoke sent me an email asking if he could tag along on my weekend walks (During the spring and summer months I'll do a 5-6 mile walk from my house onto the boardwalk at HB) and of course, I said yes. He lives fairly close to me. Since that day I haven't heard from him, seen him post or on his IG where he would always leave me kind comments, talk about his grandkids, etc. Seems he just disappeared which kind of worries me. Tried emailing back to no answer.


Title: Re: I've been retired for one month- 58
Post by: Primemuscle on March 16, 2019, 08:06:01 PM
when you hit 62 take out a reverse mortgage - i am not kidding you.

if you have a mortgage if you refinance your forward loan into a reverse and no longer required to make a payment

if your home is free and clear - take out a reverse mortgage line of credit - it is access to tax free capital that grows (sexy compound effect) - have the funds ready to go. - use it finance long term care, vacations, never touch your qualified accounts

i am not bullshitting you here. the reverse mortgage is a game changer and here to stay.

i do these for a living - if you have questions PM me and ill send you my cell  - only do them in AZ/CA but i will gladly answer any questions you have.

also get a part time job. i am not kidding -  i work with retired folks and the happiest ones work 15-20 hours a week.

i could write a case study on lives of retired people. stay active as fuck!!!! seriously - good luck -

Since your in the business, I'm not surprised you think they are a good idea.  Others disagree. If this is how you want or need to finance your retirement, then in some cases it may be the way to go. However, there are many other circumstances when a reverse mortgage is not advised. Speak to a financial planner or an estate lawyer before you approach a lender. There's a reason older folks like me with considerable equity in their homes get constant spam mail, email and phone calls from lenders offering reverse mortgages. None of these lenders are looking to do you a favor. They are looking to make money off your real estate equity.

Check this link out before you sign on the dotted line. https://www.bankrate.com/mortgages/reverse-mortgage-scams/

Unfortunately, many people don't plan well for their senior years and they come up short on retirement income to cover their expenses. If you have no heirs or you plan to leave nothing to the ones you have and you need the income to get by, then a reverse mortgage might be a good choice. I have an old friend who never married, alienated all of his friends, never had kids and can't stand his only sister. He planning on taking out a reverse mortgage. One thing working against him is a history of mismanaging his finances and then bailing himself out by using the equity in his home. For him, a reverse mortgage if not needed is a dangerous solution. Once his house is hocked, he will have nothing to borrow on the next time he gets himself in a pickle. Anyway, since he's already borrowed against the equity in his property, he may not even qualify for a reverse mortgage.


Title: Re: I've been retired for one month- 58
Post by: Primemuscle on March 16, 2019, 08:11:46 PM
I've been retired for 4 years. Truth be told I had better workouts when I was working. I just made everything so focused to come home from work and know you had a very limited window to get that workout in. Now I'm lying in bed saying to myself get that leg workout in. Maybe another half hour on get big.

I agree with you. Work in itself is a routine, so going to the gym can easily become part of that routine. When I worked, I'd go straight from work to the gym. Now that I'm retired I can go anytime and I'm more likely to put it off. This is not how I thought it would workout.  :o


Title: Re: I've been retired for one month- 58
Post by: Primemuscle on March 16, 2019, 08:17:30 PM
Congrats on the retirement and pension!

The push to convince people to work longer is due to social security being on a course to be all gone in a few years. People are living longer and longer, and governments and corporations are having more and more difficulty with social security and pensions.

I don't expect to get a dime from social security, much less for it to support me in old age. If I get a few bucks from it in 25 years, great. If not, great. I've taken care of retirement already myself.

You are right, nothing is for sure. It's best to cover your bases by having a variety of retirement income sources. The longer you work, the more you'll get back from social security, your pensions and likely most investments. On the other hand, the older you get the more likely you are to get sick or die. Find a balance between the two that works best for you.   


Title: Re: I've been retired for one month- 58
Post by: Primemuscle on March 16, 2019, 08:24:08 PM
Then he might really get depressed and end it all.
I know I've come close to jumping off the bridge.

Do you mean the bridge over your Koi pond?

(http://www.atlantakoipond.com/modules/homeslider/images/e383d42195a0ca0109b211eb6d84700525c72128_03.jpg)


Title: Re: I've been retired for one month- 58
Post by: keanu on March 16, 2019, 09:04:39 PM
Hey guys, I'm glad this thread came up and I really didn't want to say anything. Last summer Judochoke sent me an email asking if he could tag along on my weekend walks (During the spring and summer months I'll do a 5-6 mile walk from my house onto the boardwalk at HB) and of course, I said yes. He lives fairly close to me. Since that day I haven't heard from him, seen him post or on his IG where he would always leave me kind comments, talk about his grandkids, etc. Seems he just disappeared which kind of worries me. Tried emailing back to no answer.

He still posts here and there. Sounds like he is lifting heavier than ever, and busy enjoying life. 


Title: Re: I've been retired for one month- 58
Post by: Powerlift66 on March 16, 2019, 10:33:25 PM
Planning my escape now. Age 52. House has been paid off for 10 years.
I paid my 2 kids colleges off with planning (many years) and cash, no loans.
2 years ago my employer signed a 10 year lease. If I'm still there, I have 8 more years. Retire at age 60. (But not collect on anything until the proper time to collect maximum - 67).
Been in my 401K program for 30 years now, the figure that added up over time is staggering. (Company match, how can you beat free money)?

Any young folks here, if you have a choice to get in on a 401K, do it.


Title: Re: I've been retired for one month- 58
Post by: Agnostic007 on March 17, 2019, 12:16:21 AM
Planning my escape now. Age 52. House has been paid off for 10 years.
I paid my 2 kids colleges off with planning (many years) and cash, no loans.
2 years ago my employer signed a 10 year lease. If I'm still there, I have 8 more years. Retire at age 60. (But not collect on anything until the proper time to collect maximum - 67).
Been in my 401K program for 30 years now, the figure that added up over time is staggering. (Company match, how can you beat free money)?

Any young folks here, if you have a choice to get in on a 401K, do it.

Couldn't agree more. Contributing to my company's deferred Comp program early on was a significant player in being able to retie at 53


Title: Re: I've been retired for one month- 58
Post by: ratherbebig on March 17, 2019, 03:24:15 AM
Hey guys, I'm glad this thread came up and I really didn't want to say anything. Last summer Judochoke sent me an email asking if he could tag along on my weekend walks (During the spring and summer months I'll do a 5-6 mile walk from my house onto the boardwalk at HB) and of course, I said yes. He lives fairly close to me. Since that day I haven't heard from him, seen him post or on his IG where he would always leave me kind comments, talk about his grandkids, etc. Seems he just disappeared which kind of worries me. Tried emailing back to no answer.

Last Active:   March 14, 2019, 10:30:45 PM


Title: Re: I've been retired for one month- 58
Post by: OlympiaGym on March 17, 2019, 03:54:34 AM
when you hit 62 take out a reverse mortgage - i am not kidding you.

if you have a mortgage if you refinance your forward loan into a reverse and no longer required to make a payment

if your home is free and clear - take out a reverse mortgage line of credit - it is access to tax free capital that grows (sexy compound effect) - have the funds ready to go. - use it finance long term care, vacations, never touch your qualified accounts

i am not bullshitting you here. the reverse mortgage is a game changer and here to stay.

i do these for a living - if you have questions PM me and ill send you my cell  - only do them in AZ/CA but i will gladly answer any questions you have.

also get a part time job. i am not kidding -  i work with retired folks and the happiest ones work 15-20 hours a week.

i could write a case study on lives of retired people. stay active as fuck!!!! seriously - good luck -

Nope. Make your home(s) part of your financial legacy to your heirs.


Title: Re: I've been retired for one month- 58
Post by: oldtimer1 on March 17, 2019, 04:28:27 AM
Retired here too. I work part time. In my spare time I hit the gym hard. Don't take the equity out of your house with a reverse mortgage. When you die your children won't be taken care of and will be shocked to learn your house is almost valueless. I love my big house and pool but it's a money pit of taxes. In time I will buy a tiny house completely paid off and put the equity in my pocket. From there I will buy a luxury car and take trips two to four times a year. When I die I will have cash for my kids.


Title: Re: I've been retired for one month- 58
Post by: Hulkotron on March 17, 2019, 04:48:45 AM
Congrats on the early retirement JC.

Pretty sure I won't be retiring a day before 65 at the least  :-\


Title: Re: I've been retired for one month- 58
Post by: funk51 on March 17, 2019, 05:28:02 AM
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home,
read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.
                                           everyday is saturday now, good for you.
see you in the gym :) :) :) :) :) :) :) :) :)


Title: Re: I've been retired for one month- 58
Post by: The Scott on March 17, 2019, 05:35:54 AM
Should I ever be able to retire, I know for a fact that I won't be (as the OP stated) "timing my meals". 


Title: Re: I've been retired for one month- 58
Post by: The Scott on March 17, 2019, 05:38:22 AM
Retired here too. I work part time. In my spare time I hit the gym hard. Don't take the equity out of your house with a reverse mortgage. When you die your children won't be taken care of and will be shocked to learn your house is almost valueless. I love my big house and pool but it's a money pit of taxes. In time I will buy a tiny house completely paid off and put the equity in my pocket. From there I will buy a luxury car and take trips two to four times a year. When I die I will have cash for my kids.

Well said. I suppose if you have no one, then it might make sense to go the reverse mortgage route but I am hoping that I can ultimately move to a smaller, single story home in another state (I despise Kommiefornia) and pay cash for it and then take my time seeing the USA in my Chevrolet (small homage to Dinah Shore!).


Title: Re: I've been retired for one month- 58
Post by: gmflex on March 17, 2019, 05:50:53 AM
My goal is too retire when im 56 years old ..
Turning 46 this July.
My plan was too retire in 5 years.. When I would turn 50..
Not anymore.. Went thru a divorce last year..
Was a bit costly.. Paying a hefty amount of child support but was able to keep my house i bought before marriage ( already paid off).. I'm currently debt free.. Will never get married again.. Not for me.. Looking into creating a trust for my son..


Title: Re: I've been retired for one month- 58
Post by: The Scott on March 17, 2019, 05:51:42 AM
My goal is too retire when im 56 years old ..
Turning 46 this July.
My plan was too retire in 5 years.. When I would turn 50..
Not anymore.. Went thru a divorce last year..
Was a bit costly.. Paying a hefty amount of child support but was able to keep my house i bought before marriage ( already paid off).. I'm currently debt free.. Will never get married again.. Not for me.. Looking into creating a trust for my son..

Good for you, sir!


Title: Re: I've been retired for one month- 58
Post by: Marty Champions on March 17, 2019, 06:06:15 AM
Y
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home,
read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.

see you in the gym :) :) :) :) :) :) :) :) :)
i would pay you for a refridgeration trouble shooting repair manual. My compresser gets kinda clunky sounding from time to time when it shuts off


Title: Re: I've been retired for one month- 58
Post by: G_Thang on March 17, 2019, 06:28:03 AM
after 33 years at my job, i retired last month. and i have to say its pretty good not working anymore. no more working graveyard shifts, no more 12 hour days, no more 60 hour weeks.
i was a refrigeration mechanic, retired at 58. pension payments start July 1. now I'm getting at least 8 hours of sleep, going to one gym at 6 am to walk on the treadmill for 40 minutes. come home,
read the paper, check CNN, check the internet. eat breakfast, work around the house. back at the gym at 2 pm for my main workout.

the main thing for me is now I'm able to time all of my meals to the minute. I'm almost eating like a pro bodybuilder, but not as much food.
strength is going Thur the roof. probably because of the good sleep.

just have to wait 4 years for social security to kick in.

see you in the gym :) :) :) :) :) :) :) :) :)

Congratulations