Question:Do you live in the ghetto by choice?
Answer:Sometimes you build up a life, business, family is nearby that its not easy to move far away. My hood is not bad, its mostly irish people. Its everywhere around me. Its sort of like that movie Zulu. My hood is the last remaining outpost holding out.
Translation:I haven't got the means to get out.
"family is nearby" - FFS - you do know that most people grow up around their family, right? It's hardly a unique situation you are in...
As for "life" being nearby... well duh....