What is the source of the problem?
general economic downturn starting in late 2007 is the primary source
the causes of that are multiple and have been growing for years
btw - aside from your projection of your delusions onto me - how many times have I said I am AGAINST defined benefit pensions and how many times have a said municipal/state/federal employees should be required to contribute to their own retirement
I've said that MANY times and those are my ideological beliefs and are not based on current economic environment