No need for me. I'm already as miserly as a Dickensian curmudgeon. When the ghost of christmas past turned up, I borrowed his pen and 'forgot' to return it. I dress like a hobo who had his good clothes stolen by another hobo. I rewaterproofed my boots by smearing them with lard and melting it in with a heat gun. Cost about $1, super effective, and is good for the leather. I'm sitting here in a jacket that I literally got by pulling over and picking up off the side of the road, and it looks like that, so don't talk to me about saving money.
Later today I'm going to dissolve $1 worth of silicone in $1 worth of mineral spirits and waterproof it as per youtube instructions. This is a test since I may do the same to my $350 Carhartt jacket... which is cordura nylon and durable and made by the honest hardworking native peoples of Camfuckingbodia but isn't waterproof, or water resistant, or anything like what was claimed about it, which I proved the other evening while bypassing the government mandated, costly, and totally unreliable vehicle immobilizer fitted to my van's ignition. Nor are the $200 Storm Defender absolutely 100% guaranteed waterproof (but not) pants of Mexican origin. This happens often and I'm sure others have found it to be so. There's no necessary correlation between cost and quality, which can be vexing. I am in negotiations with Carhartt, despite my being inconveniently located outside the continental and contiguous United States, which makes things complicated what with all the dragons.
But I may have digressed. The point is that I don't have to make a budget. Not because I'm cheap, although I am, but because I'm so pathologically boring that money just doesn't get spent like it would by someone normal.