I'm Retired But Want to Work Still.

[Mayday]

You're gonna have to come up with something better than a vaccine and a 15 minute city to catch this one, squire.

Daily sepository the size of a small apple and a 14 minute city.

Checkmate

[honest]

I will never retire, just trying to get my business to run under management day to day so I don't have to do the daily grind, and can come and go as I please, been a 25 year journey and a ten year plan, as long as im prepared to lose money each time im away that I wouldn't if I was there, it can be done, but no other way and I consider my people to be well paid and doing a pretty good job, but no one will ever run your business like you do, its a simple fact, other fact step away and they start to think the success is due to them rather than the position they inherited  .   But work till you drop, even if its part time or less, it will help you stay above ground and have money to enjoy.

[Matt]

I never understood the gripe "I'm on a fixed income."

It's fixed. Guaranteed. You do jack shit and the government hands you other people's money. What's the problem exactly, you geriatric parasite?

If you don't need the money then do some boomer shit. Mentor a negro. Vote Democrat. Learn to use a computer.

Are you talking about the senior's pension?

Flexacon gave the figures for the UK. I can't remember what it was....maybe £760 monthly. Bertil Fox gets this. 

Tapeworm, just one question:
I get what you're saying about welfare grabbers. The free shit army. But aren't senior pensions somewhat different?

In Canada, as far as I am aware, no one can opt out of a senior's pension. So...how can you blame them for getting a free check in the mail?

Do you think I want to live under a free healthcare system? I loathe the notion of not paying my own way.

But I don't have a choice in that. So...what can I do? I buy a little extra private American insurance, and leave it at that.

Not much I can do about that.

So can you expand on your issues with senior's on a fixed income, Tapeworm? Are you referring to the ones on welfare all their lives before getting it?

Some have paid into the system their whole lives and used zero. Is it so bad they get some of their money back? But I may have misunderstood you.

[Matt]

I will never retire, just trying to get my business to run under management day to day so I don't have to do the daily grind, and can come and go as I please, been a 25 year journey and a ten year plan, as long as im prepared to lose money each time im away that I wouldn't if I was there, it can be done, but no other way and I consider my people to be well paid and doing a pretty good job, but no one will ever run your business like you do, its a simple fact, other fact step away and they start to think the success is due to them rather than the position they inherited  .   But work till you drop, even if its part time or less, it will help you stay above ground and have money to enjoy.

It's hard to find good help. No one will be as invested in your business as you, the owner.

A friend of mine owns a restaurant in town called "The Sovereign Room". Your trajectory sounds a lot like his. And he has managed to get things working out the way you want to.

honest - did the fake pandemic screw you over at all, business-wide?

[honest]

Not really construction the industry I work in was considered essential, and enough of my staff chose to vaccinate so I could hide enough of the ones who decided not too vaccinate, there was no way I was going to make them vaccinate, even though I did for work purposes,non MRNA, a lot of government sites we work on it was mandatory, no one lost their jobs or got sent home. Its been tough since the pandemic though, lots of builders going broke, shortages of labor, loss of productivity, massive inflation on building products, been really tough to manage, lots of bad debts. The world is never going back to normal, and none of it has anything to do with the virus. IMO they used the situation like they use climate race feminism and any other cause or catastrophe to just bring down capitalism, and push their Big Business big government angle or corporate socialism as I call it.

It's hard to find good help. No one will be as invested in your business as you, the owner.

A friend of mine owns a restaurant in town called "The Sovereign Room". Your trajectory sounds a lot like his. And he has managed to get things working out the way you want to.

honest - did the fake pandemic screw you over at all, business-wide?

[Rmj11]

Early retirement is 👍

[IroNat]

A "fixed income" by definition is fixed and does not increase or decrease.

Therefore it does not keep pace with rising prices due to inflation.

[Rmj11]

Not really construction the industry I work in was considered essential, and enough of my staff chose to vaccinate so I could hide enough of the ones who decided not too vaccinate, there was no way I was going to make them vaccinate, even though I did for work purposes,non MRNA, a lot of government sites we work on it was mandatory, no one lost their jobs or got sent home. Its been tough since the pandemic though, lots of builders going broke, shortages of labor, loss of productivity, massive inflation on building products, been really tough to manage, lots of bad debts. The world is never going back to normal, and none of it has anything to do with the virus. IMO they used the situation like they use climate race feminism and any other cause or catastrophe to just bring down capitalism, and push their Big Business big government angle or corporate socialism as I call it.

What you describe is actually capitalism in action. Nothing to do with socialism. 😆 🤣 😂

[keanu]

There is only so much time and energy to go around each day. I'm just not willing to spend it mostly at work, come home to recover, sleep and do it over again if I don't have to. As a guy that works around 50 hours a week (down from 60-75 back in my 20s and 30s) I can afford to retire early and focus on other things besides work. Managing investments, daily chores, reading, various hobbies, daily workouts, having a nightlife, attending more events, projects that I keep putting off, and more social things. Forget about living for just vacations and weekends.

[Tapeworm]

Are you talking about the senior's pension?

Flexacon gave the figures for the UK. I can't remember what it was....maybe £760 monthly. Bertil Fox gets this. 

Tapeworm, just one question:
I get what you're saying about welfare grabbers. The free shit army. But aren't senior pensions somewhat different?

In Canada, as far as I am aware, no one can opt out of a senior's pension. So...how can you blame them for getting a free check in the mail?

Do you think I want to live under a free healthcare system? I loathe the notion of not paying my own way.

But I don't have a choice in that. So...what can I do? I buy a little extra private American insurance, and leave it at that.

Not much I can do about that.

So can you expand on your issues with senior's on a fixed income, Tapeworm? Are you referring to the ones on welfare all their lives before getting it?

Some have paid into the system their whole lives and used zero. Is it so bad they get some of their money back? But I may have misunderstood you.

They complain that the amount of other people's money that they receive is insufficient.

What the hell have they been doing for the last 80 years that this famous 'pension' is something they absolutely require?

I confess that I'm a little stone-hearted when it comes to the boomers because, on the whole, they're a bunch of shitlib normies who think Hillary is wonderful. And more than a few of them busted my chops during the Great Vaccination Purge.

So the fact that I'm content to let the same fate befall them that they wished upon me might color my analysis somewhat. Doesn't change the fact that socialization of income and wealth redistribution by government order is outright communism. You work and they decide what you can keep and what they give to someone who didn't earn it.

I understand that you want to make an argument along the lines of 'They paid in so they should get paid out. It's justice.'

It isn't justice. It's socialism. And they went along with it all their lives so they ought to be the ones to take it in the ass, but they'd rather force the programs they supported on you. That's how socialism works.

We're not all in this together. And that's actually good news.

[Rmj11]

I will never retire, just trying to get my business to run under management day to day so I don't have to do the daily grind, and can come and go as I please, been a 25 year journey and a ten year plan, as long as im prepared to lose money each time im away that I wouldn't if I was there, it can be done, but no other way and I consider my people to be well paid and doing a pretty good job, but no one will ever run your business like you do, its a simple fact, other fact step away and they start to think the success is due to them rather than the position they inherited  .   But work till you drop, even if its part time or less, it will help you stay above ground and have money to enjoy.

Quite wrong there.

[joswift]

I will never retire, just trying to get my business to run under management day to day so I don't have to do the daily grind, and can come and go as I please, been a 25 year journey and a ten year plan, as long as im prepared to lose money each time im away that I wouldn't if I was there, it can be done, but no other way and I consider my people to be well paid and doing a pretty good job, but no one will ever run your business like you do, its a simple fact, other fact step away and they start to think the success is due to them rather than the position they inherited  .   But work till you drop, even if its part time or less, it will help you stay above ground and have money to enjoy.

procrastination of peace

[honest]

What you describe is actually capitalism in action. Nothing to do with socialism. 😆 🤣 😂

.

Government controlled monopolies or oligopolies in most industrial sectors, scale up and partner up and you will see it, I partner with multi nationals, what im trying to say I guess is traditional capitalism is gone, the same mechanism I used to grow my way out of poverty or a very humble starting point with hardwork and reinvesting everything in the business,is gone, globalisation brought about scale and low margin equaling a capital requirement  that can never be achieved the same way I initially grew.  Corporate socialism isn't socialism its not being in control of your own destiny, you are dependant on the multi national partner, who determines how much they will allow you to earn, the multi national is dependant on the government regulated market ensuring their position and allowing them or assisting them in denying entry and diluting markets, globalisation IMO was the end of traditional capitalism, corporates and governments control markets, theres nothing free about that. Rise up or try and ask for too much and your gone, still beats old fashioned socialism but lets not pretend its traditional capitalism either, if you dont have a good start in 2023 best you will do is get a high paying job in government or a large corporate business.

[joswift]

.

Government controlled monopolies or oligopolies in most industrial sectors, scale up and partner up and you will see it, I partner with multi nationals, what im trying to say I guess is traditional capitalism is gone, the same mechanism I used to grow my way out of poverty or a very humble starting point with hardwork and reinvesting everything in the business,is gone, globalisation brought about scale and low margin equaling a capital requirement  that can never be achieved the same way I initially grew.  Corporate socialism isn't socialism its not being in control of your own destiny, you are dependant on the multi national partner, who determines how much they will allow you to earn, the multi national is dependant on the government regulated market ensuring their position and allowing them or assisting them in denying entry and diluting markets, globalisation IMO was the end of traditional capitalism, corporates and governments control markets, theres nothing free about that. Rise up or try and ask for too much and your gone, still beats old fashioned socialism but lets not pretend its traditional capitalism either, if you dont have a good start in 2023 best you will do is get a high paying job in government or a large corporate business.

Paragraphs?
Has Hankins hacked your account?

[delon]

I nominally "retired" a couple of years back, but after the inital sugar high of complete freedom and marking off of some long held To Do's found that a vague malaise subtly began encroaching, most notably late afternoons in a lull between being active during the day and the evening. And 'hobbies' just weren't filling the gap. I hadnt yet reached Matt frontal lobe head shave haircut levels on the reaction curve but a trend was emerging. So have now returned to part time consulting and am all the better for it mentally and actually enjoying my non-working days to a greater degree

Everyone is different but speaking strictly for myself it took having no deadlines, no career purpose, no business-based mental stimulation, no set structure etc in my day to realise I thrive on that and need it, at least to some degree (hence part time). In addition being late 40s is too young, at least for me

Might give it another go in 5 or 10 years and see whether the inevitable cognitive and energy-level declines render it more amenable

[Matt]

Not really construction the industry I work in was considered essential, and enough of my staff chose to vaccinate so I could hide enough of the ones who decided not too vaccinate, there was no way I was going to make them vaccinate, even though I did for work purposes,non MRNA, a lot of government sites we work on it was mandatory, no one lost their jobs or got sent home. Its been tough since the pandemic though, lots of builders going broke, shortages of labor, loss of productivity, massive inflation on building products, been really tough to manage, lots of bad debts. The world is never going back to normal, and none of it has anything to do with the virus. IMO they used the situation like they use climate race feminism and any other cause or catastrophe to just bring down capitalism, and push their Big Business big government angle or corporate socialism as I call it.

Glad you didn't get screwed over too much there, honest.

It makes me grateful to own my home. At this point, it would take a communist takeover to screw things up for me. But after everything you said there, I don't rule that out. Could it happen, where my home - where all of our homes - are seized by the state?

It's not impossible. After the pandemic bullshit, I don't rule anything out.

[Matt]

What you describe is actually capitalism in action. Nothing to do with socialism. 😆 🤣 😂

State intervention is "capitalism"?

I think honest is talking about free markets. And it seems like any system we implement eventually devolve into government intervention.

The problem with socialism, is the system literally starts with the government controlling everything.

Also, if you are a socialist, why would you be complaining about government controlling everything under capitalism, and doling out money to business cronies?

That's what socialism is. That's the system socialists want - government controlling everything. Well, what do you think happens under socialism?

The very same things you are complaining about under capitalism.

But call it what it is:
Free markets versus central planning.

Free markets are always better. The historical record on this is crystal clear.

[Matt]

They complain that the amount of other people's money that they receive is insufficient.

What the hell have they been doing for the last 80 years that this famous 'pension' is something they absolutely require?

I confess that I'm a little stone-hearted when it comes to the boomers because, on the whole, they're a bunch of shitlib normies who think Hillary is wonderful. And more than a few of them busted my chops during the Great Vaccination Purge.

So the fact that I'm content to let the same fate befall them that they wished upon me might color my analysis somewhat. Doesn't change the fact that socialization of income and wealth redistribution by government order is outright communism. You work and they decide what you can keep and what they give to someone who didn't earn it.

I understand that you want to make an argument along the lines of 'They paid in so they should get paid out. It's justice.'

It isn't justice. It's socialism. And they went along with it all their lives so they ought to be the ones to take it in the ass, but they'd rather force the programs they supported on you. That's how socialism works.

We're not all in this together. And that's actually good news.

I agree with you on most of this.

My dad turns 65 next month. I think Canada's senior pension is something like $718 CAD monthly [$526 USD].

I can assure you, my dad could get triple that for the next 20 years, and he wouldn't get the money back in taxes.

I agree with you - it's socialism. And most boomers are shit-libs, from what I can tell. But do I mind my dad getting a portion of the money the government stole from him back? Not really.

The walking vessels lining up at food banks getting literally $100,000 per year in government services and contributing nothing...these people piss me off.

[Mayday]

Glad you didn't get screwed over too much there, honest.

It makes me grateful to own my home. At this point, it would take a communist takeover to screw things up for me. But after everything you said there, I don't rule that out. Could it happen, where my home - where all of our homes - are seized by the state?

It's not impossible. After the pandemic bullshit, I don't rule anything out.

Think of how it can happen. Then you know how and estimate probability.

In our lifetime? No.  Property taxes, council rates, water and power. Many homes have 2-3 people in them instead of 5-6. So you look at carrying costs and squeeE so that 5-6 people are needed to afford it.

[GymnJuice]

Think of how it can happen. Then you know how and estimate probability.

In our lifetime? No.  Property taxes, council rates, water and power. Many homes have 2-3 people in them instead of 5-6. So you look at carrying costs and squeeE so that 5-6 people are needed to afford it.

Was going to post something like this. They can always make it more difficult to own and maintain a home through taxes and forced utilities.

Some places throw a bone. They'll "freeze" city property taxes if you're over 65. But that's peanuts compared to overall costs.