I could afford it now, but I don't do it. Two reasons: 1) It takes way longer to go out to eat at a restaurant than to nuke a pre-cooked chicken breast and rice or cook up some egg beaters. At six meals a day, I'd spend all day sitting in a restaurant. 2) You never know exactly what ingredients are in your food or how it's been prepared if you don't do it yourself. This is less of an issue when bulking, but when on a cutting diet, forget it.