A few years ago one of my employees developed a chronic illness that would require expensive long term Medical care. Despite their illness, this person could still work fulltime. No problem right? Well.... not really. One year following their diagnosis my insurance carrier decided not to re-up coverage on my business. (cherry picking?) While switching coverage had little to no effect on my healthy workers, no other insurance carrier would provide care for this employee due to their "preexisting" medical condition. So with mounting Medical bills and no hope for private insurance, this person was forced to stop working to obtain Medicare Disability Insurance.
Now think about that for a second.....a gainfully employed person becomes ill, gets booted from private insurance, and is now forced into our Taxpayer Funded Government System to avoid financial ruin.
Great system ........................ ............if you own an insurance company.