You were using paypal in the late 90s?
Key developments at PayPal
January 1999 – March 2000 The two companies, Confinity and X.com, that will eventually merge to become PayPal, launch separately and build competing financial products. The first iteration of the PayPal product is released by Confinity in later 1999.
March 2000 – July 2002 Confinity and X.com merge. The combined entity, initially called X.com, later changes its name to PayPal. PayPal adopts eBay as a key platform to grow its userbase, because of the need for an online payment system on eBay. eBay responds with its own payment service, Billpoint. PayPal competes fiercely with Billpoint, raises a huge amount of money, and even IPOs in February 2002.
October 2002 – mid-2010 PayPal is acquired by eBay. The product and userbase grow steadily, faster than the parent company eBay.
mid-2010 – September 2014 PayPal moves aggressively into new territory, including micropayments, mobile payments, in-store payments, international expansion, and more tools for small and medium businesses. It debuts new hardware and collaborates with brick and mortar stores for its in-store payments options. It acquires competitor startup Braintree, a payments gateway company.
September 2014 onward It is announced that PayPal will be split off eBay. The split will be completed by the second quarter of 2015.