No way.
Not buying it.
Everybody can save money, no matter where you are or how much you make. Funny how all the low-enders that need all this help all the time can still somehow afford cigarettes and Bud Light, have a Dish-TV hooked up the the side of the trailer and fancy rims on the SUV...
While that may happen, your protests sound like Reagan's fictional welfare cadillac queen. What if these low end earners are struck with a health problem? What if there child gets sick and the insurance carries a high deductible (if they are insured at all) that makes the person choose btn food and health? There are endless scenarios.
For some reason, you fixate on the worst possible example of free loaders living it up at your expense. That's just not the case.
Financial crisis happen.... yes. However YOU need to cover YOURSELF for when these happen.
How? By squirreling away a little more of the 20K paycheck...that's already going towards a cafeteria plan/sec 125 plan, 401k plan, health insurance premiums, life insurance premiums and all the other costs attendant to funding one's own way.
Side note: I used to have a boss that drove a 140K motorhome, and joked about getting the SS check every month.... siad he deserved it for paying in all those years...
He paid in and he got a benefit. That's how it works.
This is just another example of this sense of entitlement that prevades in this country. If you can't hold your own.... fall out. It is not my, nor anyone elses responsibility to make sure you are kept out of 'abject poverty'. Just because my 'fellow man' happens to exist within the same geo-political region as I do does not make him my responsiblity.
No man is an island nor should he want to be.
Your argument sounds strangely familiar:
We can't afford to make idle people wealthy. I have been forced to support them through taxation, and God knows they cost more than they're worth. Those who are badly off must have only themselves to blame.
What else can I say when I live in a world full of fools babbling "Free Pensions" at one another? What're handouts but an opportunity for a free ride at another's expense? There's nothing free in that to me. If I could work my will, every idiot who goes about with "Free Pensions" on his lips should be boiled with his own pudding and buried with a steak of holly through his heart.
For these leeches on society, are there no prisons? Are there no workhouses?
________________________
_____
That's a play on A Christmas Carol.
Why do you think that people needing help should be denied help and portrayed as freeloaders reveling in the free fruits of others?
Don't you think you're being a bit harsh?
Are you not your brother's keeper?