Karl, I think it's an ok price. At Gold's in Gurnee, IL...is $100 down and then 58 a month. If you don't want to pay the 100 up front, then it's 68 a month. At Powerhouse in Waukegan, I'm paying 42 a month, no initiation fee. Up in Milwaukee at Animal House Gym (where Art Atwood would always train) it was 40 a month, no contracts..nothing just bring in a check or cash each month which was awesome. It was in a warehouse...all Body Masters and Hammer Strength equipment...nothing fancy, but lot's of equipment. So I think what you're paying is pretty decent.