Not deflecting, just wondering how you came up with all that based on my posts. And you know I'm right about you, people who are taught responsibility pay their bills on time...... 
The Irony in that statement was amazing.
I feel guilty for not paying my own way through school. I stall on getting the loan as I don`t rush into decisions that are based on emotions(white guilt), and somehow I`m irresponsible. Lol funny guy. And my opinion of you didn`t take long to figure out, everything you post is overly agressive, others don`t point it out because, you simply are difficult.