What's your educational background, Coach?
When it comes to money, David Kirsch is probably the best coach in the world.
There's whole thread on here about it. The masses seem to bring up trainers educational backgrounds as if it matters. But..Physiology, exercise science and kinesiology, came up about 6 months short of a degree because I got married. That being said you learn FAAAR more spending money on seminars, mentorships, symposiums, conventions, learning DVD's, CD's, observing and reading than you'll ever learn in school. Having a degree is great but that degree just means you passed the minimum, basics for that subject. The real learning begins after school.
BTW, I also have a bunch of certs (as if that really matters)