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Author Topic: Medical Care and Costs in the U.S.  (Read 707 times)
Primemuscle
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« on: April 11, 2015, 06:39:04 PM »

As many of you know, my wife has stage V kidney failure along with a plethora of other medical problems. We are fortunate, in that we have a Medicare Advantage plan.

What I find interesting is the disparity between what the providers charge verses what insurance and we pay. So far since January, my wife has incurred $193,570.00 in charges. Our insurance paid, $32,840.48 and we have paid $3,424.13.

Looking at this, one has to wonder who pays the full charges? Several years ago, my sister nearly drowned as a result of having a seizure while she was swimming in a lake in California. She was in the hospital for about 10 days. She didn't have medical insurance at the time. Her hospital bill was just under $60,000. Since she also had no attachable income, that bill was never paid. It would seem that the only people paying these huge charges are wealthy folks who for some idiotic reason choose to not carry medical insurance.

Any thoughts?
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pedro01
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Hello Hunior


« Reply #1 on: April 12, 2015, 07:06:39 AM »

Sadly, you are getting royally ripped off in the US when it comes to medical care.

The prices are astronomical.

http://www.huffingtonpost.com/2013/03/26/charts-health-care-costs-americans_n_2957266.html

Bottom line - you are being gouged
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muscularny
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« Reply #2 on: April 12, 2015, 01:15:56 PM »

Please people

a) have insurance
b) consider medical care outside the US depending on the situation.

I find it horrifying that someone can walk into a hospital in the US, bleeding or in some serious pain and all they want to know is what insurance he / she has, what type what kind etc.

The "care" in health care has died a long time ago.

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I beg to differ!
Primemuscle
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« Reply #3 on: April 12, 2015, 02:20:13 PM »

Please people

a) have insurance
b) consider medical care outside the US depending on the situation.

I find it horrifying that someone can walk into a hospital in the US, bleeding or in some serious pain and all they want to know is what insurance he / she has, what type what kind etc.

The "care" in health care has died a long time ago.



Here's the thing, anyone can walk into a hospital emergency room in the U.S. bleeding or even just with a cold and whether they have insurance or no insurance, the hospital is required to treat them. This wasn't always the case. There was a time when hospitals actually turned people away if they didn't have insurance. When I was a kid, our neighbor's daughter was badly burned when her brother lit the barbecue using gasoline (stupid I know). Her father rushed her little charred body to the nearest hospital and was told to take her to county hospital which was many miles away. The child eventually died while still in the hospital. They did not have medical insurance.
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Novena
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« Reply #4 on: April 13, 2015, 02:13:35 AM »

And right wingers have resisted the concept of a system of Universal Healthcare since Roosevelt's administration....Teddy Roosevelt...
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pedro01
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Hello Hunior


« Reply #5 on: April 13, 2015, 07:56:08 AM »

And right wingers have resisted the concept of a system of Universal Healthcare since Roosevelt's administration....Teddy Roosevelt...

You don't need 'universal healthcare'

You need to stop paying $600 for stuff that costs $3
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Primemuscle
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« Reply #6 on: April 13, 2015, 03:15:37 PM »

You don't need 'universal healthcare'

You need to stop paying $600 for stuff that costs $3

Huh? And how is that going to happen?
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Mawse
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« Reply #7 on: April 13, 2015, 04:39:14 PM »

No one pays full charges

Shitbag drunks, druggies and illegals using the ER as a walk-in clinic and paying nothing means the hospital needs to pass on the costs to paying patients because despite what the huffpo might think drs and nurses don't work for free

Insurance says fuck you and pays their share

Working people without insurance need to negotiate their bills down and learn not to be so stupid next time

Jose and dequaan pay nothing

Millions of obese Americans requiring pills and potions also drives up costs


We fix it by creating a time machine and going back and allowing Ted Kennedy to drown alongside his mistress so he can't push disastrous bills tying insurance to jobs and allowing Big Government to drive up the costs tenfold
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Primemuscle
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« Reply #8 on: April 14, 2015, 09:18:45 PM »

No one pays full charges

Shitbag drunks, druggies and illegals using the ER as a walk-in clinic and paying nothing means the hospital needs to pass on the costs to paying patients because despite what the huffpo might think drs and nurses don't work for free

Insurance says fuck you and pays their share

Working people without insurance need to negotiate their bills down and learn not to be so stupid next time

Jose and dequaan pay nothing

Millions of obese Americans requiring pills and potions also drives up costs


We fix it by creating a time machine and going back and allowing Ted Kennedy to drown alongside his mistress so he can't push disastrous bills tying insurance to jobs and allowing Big Government to drive up the costs tenfold

I suspect you are correct in that no one pays these artificially escalated charges. This begs the question, why do hospitals, drug companies and doctors persist with charging rates that no one actually pays?
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Hurricane Beef !
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JEB BUSH 2016


« Reply #9 on: April 17, 2015, 08:41:53 AM »

In the last month THE BEEF has had 3 visits to the doctor, a stress test, EKG and ultrasound. This plus 6 prescriptions and the total cost was $0.00.

Canada - love it.

THE BEEF
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Primemuscle
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« Reply #10 on: April 17, 2015, 01:45:57 PM »

In the last month THE BEEF has had 3 visits to the doctor, a stress test, EKG and ultrasound. This plus 6 prescriptions and the total cost was $0.00.

Canada - love it.

THE BEEF


Socialized medicine has its benefits. It also has a few drawbacks.
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Las Vegas
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« Reply #11 on: April 17, 2015, 04:31:34 PM »

Here's the thing, anyone can walk into a hospital emergency room in the U.S. bleeding or even just with a cold and whether they have insurance or no insurance, the hospital is required to treat them. This wasn't always the case. There was a time when hospitals actually turned people away if they didn't have insurance. When I was a kid, our neighbor's daughter was badly burned when her brother lit the barbecue using gasoline (stupid I know). Her father rushed her little charred body to the nearest hospital and was told to take her to county hospital which was many miles away. The child eventually died while still in the hospital. They did not have medical insurance.

Damn, that is really fucked.  It's something that makes you stop and think - hard.
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