IFBB Medical Insurance NOT for free!

[Chick]

Well not exactly a rep for the athletes just the IFBB.  Anyway, Chic believe me I am as far as slow as you get (unless talking about running).  You come on here and try to make it look like you got every Pro medical insurance.  I am saying (and try to understand this cause you are really acting autistic) that if you found a group that will insure the IFBB Pros (and believe me the last thing I would ever want even if I had the chance to be, would be an IFBB Pro, unhealthy and there is hardly a future in it) for just $135 a month I would like to know the name of the insurance company so I can call them to find out their individual rates.  Cause if in fact you are getting these prices, then their individual prices will be much less than what is available here now.  What part of this don't you understand.  If your'e not smart enough to figure this out then I'm sorry for you.
Also, since you are being so smart, why did you give up your Blue Cross which is free to go pay $135 a month.  I mean you are or were covered by Blue Cross through SAG weren't you.  From what I read on here you are doing very well in Hollywood so medical insurance in provided to you for free.  Do I have to go slower for you.  Cause I can't.
Also, you are the only IFBB Pro to have this insurance, how come.  That is a small group.  Hell I can get a group bigger than that together.  Are you sure this insurance policy isn't something somebody sold you one night at Denny's.

1. I'm not an IFBB rep, I'm the men's representative for the athletes

2.I did get every pro health coverage..every pro who wants it, or needs it. Short of getting Ben to pay for it...that's as good as it gets.

3. I don't give out info to people on the internet that is private for members

4. Maybe you don't see a future in Pro BB, because it isn't an option for you. I (along with many others) do quite well and have a great future in the business of BB.

5 I didn't give up "free" blue cross, to pay for it. I never had coverage from SAG. When I got into SAG, I checked out the insurance...unless you made over 100K/ year from SAG related work (which I didn't) you werent qualified for the coverage they had...thay set you up with a 3rd party coverage which was pathetic. I then get MY OWN coverage through BC/BS of Cali to the tune of $440/ mo. for full coverage. When I crossed over into the 40-49 category, your insurance automatically increases $100/ mo.

Thats why I got on board with the GROUP coverage I set up for thee IFBB pro's at $135/ mo.

6. I'm not the only pro with this coverage there are many with it already and many more to come as the word gets spread and they are made aware of it.

Maybe the fact you weigh 400 lbs. is the reason your insurance is so high...no insurance co is going to touch you with a 10 ft. pole, pal.

[onlyme]

1. I'm not an IFBB rep, I'm the men's representative for the athletes.
Whatever, YOU are the IFBB mens rep.  You report back to the IFBB on behalf of the men of the IFBB
2.I did get every pro health coverage..every pro who wants it, or needs it. Short of getting Ben to pay for it...that's as good as it gets.
At $135 dollars a month why would anyone not say yes to this.  As much money as you say the Pro make (many of them) why not?
3. I don't give out info to people on the internet that is private for members
What is so private about it.  You make it sound like some elite thing.  It is insurance.  Is it a real company?  You would think they would want you to tell as many people as you can about them so they can get more business.  You are full of shit.  There is something more to it.  There is not one reason not to give out an insurance companies name.  Is there something to hide
4. Maybe you don't see a future in Pro BB, because it isn't an option for you. I (along with many others) do quite well and have a great future in the business of BB. 
Absoultely their is no future or was there ever for me in BB, cause I didn't want it or even considered it.  I had many many options come my way.  And I took advanatge of as many as I could.  
5 I didn't give up "free" blue cross, to pay for it. I never had coverage from SAG. When I got into SAG, I checked out the insurance...unless you made over 100K/ year from SAG related work (which I didn't) you werent qualified for the coverage they had...thay set you up with a 3rd party coverage which was pathetic. I then get MY OWN coverage through BC/BS of Cali to the tune of $440/ mo. for full coverage. When I crossed over into the 40-49 category, your insurance automatically increases $100/ mo.
Thats why I got on board with the GROUP coverage I set up for thee IFBB pro's at $135/ mo.
Well I can't argue on this one.  I loved it when I had it and I thought you had it through SAG.  My bad.
6. I'm not the only pro with this coverage there are many with it already and many more to come as the word gets spread and they are made aware of it.
ALright, this is a muffed deal since I don't know how many pros have it already.  But how many pros are there in the IFBB. 
Maybe the fact you weigh 400 lbs. is the reason your insurance is so high...no insurance co is going to touch you with a 10 ft. pole, pal.


I doubt thats it since I guarantee you my blood work is better than yours.  Plus, if they are going to give it to a group of known drug users and the most unhealthy individuals on the planet then my excess weight would be a happy addition to their plan. COme on you can do better than that.  And remember my 400 is a whole lot stronger and internally healthier than your 200.  My 300 was even more stronger and healthier than your 200.  And don't forget I peaked in my low 20's and milked it for almost 20 years.  You peaked at 40 so you won't be able to milk it for long so take advantage of what you can when you can.
And with your reasoning on "group" I see where you think "many" means allot when it comes to Pros who do well in BB.

[onlyme]

One more thing cause I really find it interesting what you have done.  You mentioned you don't work for the IFBB or represent them.  But, you set up with a reputable (I hope) nameless insurance company who is federally regulated, a group insurance plan based on the IFBB membership and it's members.  I swear I can't figure out how you did this.  Can anyone call this place and say I have 100 people that take drugs most of the year I need to get them insurance so when they have a heart attack, liver disfunction or other drug related ailment in their 30's or 40's they won't have to pay.  This was an awsome deal you did if its real.  Somehow I will find the answer to the name of the company so I can get insurance to.

The IFBB or someone had to give you authority to represent the IFBB in this manner.  Isn't the IFBB a non-profit. 

[jwb]

Maybe that's the reason he CAN't tell you who the company is otherwise the cover might be blown...(ie. they would redraw their coverage if they knew they were covering professional bodybuilders who take loads of drugs and have a tendancy to drop dead at age 50).

Didn't someone say before the coverage is meant for personal trainers who belong to this association?

It's GOOD that Chick got the guys this deal though IMO...

[pushinweight]

Does this insurance cover pre-disposed sickness's or symptoms associated with steroid use.  Cause I too see a problem of filing a claim and trying to get them to pay for a liver transplant or bypass surgery when the doctors say or show it was due to many years of abuse of steroids.  But, good job Chic for at least trying.  I pay almost $900 a month for me and my son.  Thats with dental and full coverage.  So $135 is great if it really covers the things you really need. 

[Mr. Intenseone]

Chic
Even though you pay those premiums, do have any concerns that the insurance company will not pay off? Are all of you going to openly disclose your drug use on the application?

I've asked this question and it was avoided!

[Chick]

It wasn't answered because of the stupidity of asking it in the first place.

[onlyme]

It so easy not to answer a question when you don't have an answer or it will look bad.  And that is probably right that they would lose allot of credibility if they were found to insure drug induced individuals.  But I am pretty sure there are huge limitations on the coverage which would make it pretty useless in most medical instances.  That is probably why not many are using it.  Good try though

[Stavios]

Milos for athlete rep

[Chick]

It so easy not to answer a question when you don't have an answer or it will look bad.  And that is probably right that they would lose allot of credibility if they were found to insure drug induced individuals.  But I am pretty sure there are huge limitations on the coverage which would make it pretty useless in most medical instances.  That is probably why not many are using it.  Good try though

Goddam you're a clueless fuck...

you hate bodybuilding, hate bodybuilders, yet spend countless hours on a BB board making stupid comments on issues you have ZERO knowledge of....makes sense to me.

[jwb]

and 240's response is....

[240 is Back]

Goddam you're a clueless f**k...
you hate bodybuilding, hate bodybuilders, yet spend countless hours on a BB board making stupid comments on issues you have ZERO knowledge of....makes sense to me.

More holy crap!

[jwb]

Chick,

All Keith originally asked was if you'd tell him the name of the insurance company since if you got that good a rate for your group of IFBB pros their premium for individuals must be pretty low too and he wanted to investigate as such...

I don't think he had a problem that you wouldn't/couldn't tell him that information but you didn't need to call him stupid and fat...

[hillbilly]

Chick seems to have really negative atitude to everyone i know some ppl on here are a bit much but telling ppl they are basically losers for posting on these boards is not good!

[jwb]

Chick seems to have really negative atitude to everyone i know some ppl on here are a bit much but telling ppl they are basically losers for posting on these boards is not good!

I agree this board very important for the sport since all the dirty laundry gets aired here and REAL questions get asked and things just aren't accepted at face value...

[Chick]

Chick,
All Keith originally asked was if you'd tell him the name of the insurance company since if you got that good a rate for your group of IFBB pros their premium for individuals must be pretty low too and he wanted to investigate as such...
I don't think he had a problem that you wouldn't/couldn't tell him that information but you didn't need to call him stupid and fat...

The individual plans are just as expensive as any other major carrier out there...he knows that. I brought his weight into it because I'm sure that's a major reason his insurance is as high as it is, as well as his long battle with a spider bite, which I'm sure cost whatever ins. co he was/ is with a lot of money.
I won 't give out information here on a message board for the simple fact that I don't need idiots calling the company up looking for insurance when they aren't part of the plan I put together in the first place.
Amazing I have to axctually explain this... Believe me...Keith (onlyme) knows better than that...he's just trying to be an asshole.

[Chick]

I agree this board very important for the sport since all the dirty laundry gets aired here and REAL questions get asked and things just aren't accepted at face value...

No offence, but I don't need anything to be "accepted" by nameless, faceless people posting on a message board...it doesn't involve any of you except IFBB pro's...PERIOD!

Take whatever you want at face value...it doesn't change the fact that Health ins. is now available to Pro's for the first time in history...thats the important part.

[hillbilly]

I agree this board very important for the sport since all the dirty laundry gets aired here and REAL questions get asked and things just aren't accepted at face value...

There are many true BB fans on here and just because he no longer competes and doesnt need the fans anymore does not mean he shud not value them all the same! (mods dont delete this im not bashing pros im giving constructive critique and i am quite justified)

[hillbilly]

No offence, but I don't need anything to be "accepted" by nameless, faceless people posting on a message board...it doesn't involve any of you except IFBB pro's...PERIOD!
Take whatever you want at face value...it doesn't change the fact that Health ins. is now available to Pro's for the first time in history...thats the important part.

well if it doesnt 'involve' us then why post here im sure u can contact pros by other means. i respect all u have done as an athlete but i think u r out of line on this

[jwb]

No offence, but I don't need anything to be "accepted" by nameless, faceless people posting on a message board...it doesn't involve any of you except IFBB pro's...PERIOD!
Take whatever you want at face value...it doesn't change the fact that Health ins. is now available to Pro's for the first time in history...thats the important part.

It's great that the insurance is available (I said that before...)

The faceless, nameless fans are the ones indirectly paying your bills due to our ticket sales and supplement purchases.

The problem you face is that there are fewer and fewer of us each and every year...

[Double XL]

i agree with chick on everything, especially his comments twords that fat worthless blob of shit onlyme, bob is the man.

[Stavios]

Bob should learn from RJ

[Double XL]

Bob should learn from RJ

bob is not rj, he is his own person, and bob is awsome the way he is, he is one of my favorite pros, awsome personality.

[hillbilly]

Yep rich has posted lots of times these past few days and no one has bashed him at all. i think thats because he has the atitude we want to see from a pro i for one have enjoyed richs recent posts

[bigdumbbell]

bob is not rj, he is his own person, and bob is awsome the way he is, he is one of my favorite pros, awsome personality.

lighten up on bob chick.  he's a new yorker that can be blunt and brutally honest.  that's just him.  dont take it personally.