Vince Goodrum's "Fuck That Shit, I Got A Better Idea" Threads

[Vince G, CSN MFT]

Vince, save your money. Put a down a nice down payment and unless you plan on living in the same place for the rest of your LIFE, get into a home that will bring you an investment (equity). You’re smarter than this.

Coach, I have no reason to spend over 200,000 for a home I will not have a need or use for...not to mention having to work for the rest of my life just to pay for that empty house.....what does a single man such as myself need with a 4 bedroom home???  Why should I take out a 200k loan just to get 4% interest???   Why do you think that I'm not smart for deciding to live within my means???



The home I bought is not only a great value but is designed to be easily remodeled and fixed up for pennies....thus giving my value for as long as I wish.   I feel more comfortable with a 50k loan than a 200k loan.  It may not be your cup of tea but its mine.   They are a lot better than you think

[Agnostic007]

Coach, I have no reason to spend over 200,000 for a home I will not have a need or use for...not to mention having to work for the rest of my life just to pay for that empty house.....what does a single man such as myself need with a 4 bedroom home???  Why should I take out a 200k loan just to get 4% interest???   Why do you think that I'm not smart for deciding to live within my means???



The home I bought is not only a great value but is designed to be easily remodeled and fixed up for pennies....thus giving my value for as long as I wish.   I feel more comfortable with a 50k loan than a 200k loan.  It may not be your cup of tea but its mine.   They are a lot better than you think

You'll be fine Vince. I am curious about the "designed to be easily remodeled and fixed up for pennies" though.. can you expound on that? 

[Coach is Back!]

Coach, I have no reason to spend over 200,000 for a home I will not have a need or use for...not to mention having to work for the rest of my life just to pay for that empty house.....what does a single man such as myself need with a 4 bedroom home???  Why should I take out a 200k loan just to get 4% interest???   Why do you think that I'm not smart for deciding to live within my means???



The home I bought is not only a great value but is designed to be easily remodeled and fixed up for pennies....thus giving my value for as long as I wish.   I feel more comfortable with a 50k loan than a 200k loan.  It may not be your cup of tea but its mine.   They are a lot better than you think

Vince, I didn’t say to buy a $200k home. I simply stated what you could technically afford based on your income. What I am saying is buy something that will bring you value in the long run. Something that if you wanted to sell in 25-30 years you can use the equity as part of your retirement if that’s what you choose. But, if you’re happy with your decision then the best of luck.

[Vince G, CSN MFT]

Vince, I didn’t say to buy a $200k home. I simply stated what you could technically afford based on your income. What I am saying is buy something that will bring you value in the long run. Something that if you wanted to sell in 25-30 years you can use the equity as part of your retirement if that’s what you choose. But, if you’re happy with your decision then the best of luck.

Why would I want to sell it for???  I already have money for retirement along with an annuity and residual income from my online business. I'm not going to sell it in 25-30 years....I'm going to simply remodel it as the home I bought is a modular singlewide.   Its a home to live in and I see no point in working myself to the bone for the rest of my life just to have something that I don't want.


As far as you thinking of it as something that is disposable after a few years...let me show you something.

[Vince G, CSN MFT]

Ok, talked to the contractor today on prepping the ground for the trailer.  Its going to run 1500 bucks for the cement work and gravel.   Duke Energy is going to hit me with about 500 bucks for the power pole.   Still have to figure out how I want the deck but I'm going to have a pretty large one.   Overall, everything is going to plan except that I just found out that as great of a location I have....there is no established cable services.  I'm going to check with Frontier but it looks like I'll have to either go with HughesNet or likely just get a Verizon Jetpack for service.  Still worth it as its all about location for me

[Twaddle]

Ok, talked to the contractor today on prepping the ground for the trailer.  Its going to run 1500 bucks for the cement work and gravel.   Duke Energy is going to hit me with about 500 bucks for the power pole.   Still have to figure out how I want the deck but I'm going to have a pretty large one.   Overall, everything is going to plan except that I just found out that as great of a location I have....there is no established cable services.  I'm going to check with Frontier but it looks like I'll have to either go with HughesNet or likely just get a Verizon Jetpack for service.  Still worth it as its all about location for me

What about sewer/septic?  Or, will you be shitting in the woods?   

[Fuzzy Nuts]

What are the odds of this plan seeing fruition? Since I'm feeling generous I'll put it at 3%

[robcguns]

I say a bunch of us get biggers get trailers and start a trailer park and make the next trailer park boys.

[Vince G, CSN MFT]

What about sewer/septic?  Or, will you be shitting in the woods?   

What about it...of course I have city hookups...lil

[Twaddle]

What about it...of course I have city hookups...lil

Have you purchased the land yet, or are you renting the land?   

[Agnostic007]

What about it...of course I have city hookups...lil

It wasn't a silly question... FYI

[Vince B]

Why would I want to sell it for???  I already have money for retirement along with an annuity and residual income from my online business. I'm not going to sell it in 25-30 years....I'm going to simply remodel it as the home I bought is a modular singlewide.   Its a home to live in and I see no point in working myself to the bone for the rest of my life just to have something that I don't want.

Yeah, all bullshit. Annuity, retirement money, etc., etc.

Seems to me investing over $100,000 for a larger, better dwelling would be smart for a gay guy, especially if you ever get another partner.

[AbrahamG]

Yeah, all bullshit. Annuity, retirement money, etc., etc.

Seems to me investing over $100,000 for a larger, better dwelling would be smart for a gay guy, especially if you ever get another partner.

You seem lonely.

[Agnostic007]

Yeah, all bullshit. Annuity, retirement money, etc., etc.

Seems to me investing over $100,000 for a larger, better dwelling would be smart for a gay guy, especially if you ever get another partner.


As Jay from Modern Family would say. "And we're back"

[Vince G, CSN MFT]

And so it begins, land is being set up along with wiring and sewer.  As I've confirmed, there is no DSL or cable internet services out there so I will not be doing any network gaming at my place whatsoever....but its worth it and I have a great 4G mobile signal.   I'll actually save even more money now actually with that being the case

Here's some pictures of the property....thought I'd post it before the mobile home is placed there







This is the surrounding area.  Very nice with woods, open field and a river that's in walking distance for fishing.   

[Vince G, CSN MFT]

Surprised Basile hasn't opened his big mouth.....oh well

[Agnostic007]

Surprised Basile hasn't opened his big mouth.....oh well

I think there's a point when even Basile realizes he's been antagonizing someone that is in a protected category and backs off.

[Fuzzy Nuts]

Not going to happen.

[Twaddle]

And so it begins, land is being set up along with wiring and sewer.  As I've confirmed, there is no DSL or cable internet services out there so I will not be doing any network gaming at my place whatsoever....but its worth it and I have a great 4G mobile signal.   I'll actually save even more money now actually with that being the case

Here's some pictures of the property....thought I'd post it before the mobile home is placed there







This is the surrounding area.  Very nice with woods, open field and a river that's in walking distance for fishing.   

The property looks very nice.  I really hope this works out for you.  I have a feeling it won't.....but, I really hope it does.   

[Ted SuperSet]

And so it begins, land is being set up along with wiring and sewer.  As I've confirmed, there is no DSL or cable internet services out there so I will not be doing any network gaming at my place whatsoever....but its worth it and I have a great 4G mobile signal.   I'll actually save even more money now actually with that being the case

Here's some pictures of the property....thought I'd post it before the mobile home is placed there







This is the surrounding area.  Very nice with woods, open field and a river that's in walking distance for fishing.  

Its in the middle of a forrest! Looks great brother. Beautifull greens in the summer.

It looks like you are not allowed to grow a garden?

How will you manage your online business ventures without internet?

Do you own the land or is the land leased?

[Agnostic007]

an amazing property! You did awesome!

[Vince G, CSN MFT]

Its in the middle of a forrest! Looks great brother. Beautifull greens in the summer.

It looks like you are not allowed to grow a garden?

How will you manage your online business ventures without internet?

Do you own the land or is the land leased?

I paid for the land but it has a management fee on it...195.00 a month.  The other property I have is all wooded area (investment property)....would cost way too much to clear and set up.   I can grow a garden if I want but it will likely be in pots if I was to do something.  


Even without DSL or cable internet, it gets a good 4G cell phone signal so I'll just use a Samsung DEX device.  I'll get Dish or Direct TV to cover my entertainment needs likely although I am also considering HughesNet Gen 5.  I'm checking with my currect provider ATT as to what I use each month.  But iy doesnt matter.....its all about the location

[calfzilla]

I paid for the land but it has a management fee on it...195.00 a month.  The other property I have is all wooded area (investment property)....would cost way too much to clear and set up.   I can grow a garden if I want but it will likely be in pots if I was to do something.  


Even without DSL or cable internet, it gets a good 4G cell phone signal so I'll just use a Samsung DEX device.  I'll get Dish or Direct TV to cover my entertainment needs likely although I am also considering HughesNet Gen 5.  I'm checking with my currect provider ATT as to what I use each month.  But iy doesnt matter.....its all about the location

What do you get for that $195 mgt fee?

[IRON CROSS]

Not going to happen.

 

[Fuzzy Nuts]

What do you get for that $195 mgt fee?

You get the worst investment ever. Let's run this down.

Instant depreciation on this cardboard shack.
Absurd interest because the bank knows it's a risky investment.
Trailer park fee, so you get to pay for them to tell you what you can and cannot do.
Property values in the area plummet as soon as the blacks move in.
etc.

Feel free to add.