Stock market meltdown

[loco]

Sounds advice. Now some brokerages have automatic buying for ETFs. Set it and forget it with a weekly or monthly buy. When factoring in management fees and tax-cost ratio, it’ll outperform just about every managed fund out there unless it’s a certain sector fund on a big run.

Rambone ain't lying.

[FitnessFrenzy]

It will be interesting to see where this crash will bottom out. I am not sure technical analysis of SPX is very useful right now. It seems like this tariff crash has its own life and it will bottom out sometime. I don't think we will have a rush back up like we did after covid.

What do you guys think will happen?

[LurkerNoMore]

There is one investment that didn't tank.  Social Security.  And that is the one they want to cut.   

[mphgrove]

Good rule of thumb:

Subtract your age from 100. You should have no more than that percentage of your total net worth (include primary residence equity) in stocks. Bonds and CDs don’t count as “stocks”.

So the younger you are, the more you are hurting right now. But you have a lot of time to ride the waves.

[Irongrip400]

Use it to your advantage and purchase more.  It's better to buy while down than while it's up.

The only day the stock market is important to you is the day you decide to cash out.  The rest of the time, the roller coaster ride is just background noise.  I've got a while to go before I even consider an exit.  When that day comes, the market could be super low or super high.  I can't predict.  But since that day is not today, it doesn't matter to me.  Although it may matter to some others.  If it does to you, I sympathize for you.

Five years ago or so I told my broker to take me off his “don’t kill yourself” call list for this exact reason. I’m not close to retiring so I don’t worry about it until there’s a reason. I’m still investing with moderate risk so until I reign it back and get close to retirement I’ll tune out the noise and throw some of the cash I keep on the sidelines in the market.

[Coach is Back!]

It’s fake outrage from mostly the left and it’s hypocrisy at its finest. If you can’t afford to play then find another game. There isn’t one person on here right or left that doesn’t believe this won’t rebound. We need the correction and nothing is “lost”

No one on the left bitched about this though

[IroNat]

Sound advice. Now some brokerages have automatic buying for ETFs. Set it and forget it with a weekly or monthly buy. When factoring in management fees and tax-cost ratio, it’ll outperform just about every managed fund out there unless it’s a certain sector fund on a big run.

That's a good thing to do.

Then have all dividends re-invested automatically.  If in an IRA or 401k there is no taxable event to the dividends or capital gains.

If in a taxable account select a ETF or mutual fund that has very low turnover and little dividends to avoid taxation of dividends and capital gains.

However, that is not new at all.

Back in the early 1980s I set up a weekly deduction plan with my employer where they set aside $50/week and it went by direct deposit into my money market account at Fidelity.

Then I had Fidelity do a monthly investment into it's Magellan Fund (at that time the minimum investment was $250).

This was 1983.

[Rambone]

That's a good thing to do.

However, that is not new at all.

Back in the early 1980s I set up a weekly deduction plan with my employer where they set aside $50/week and it went by direct deposit into my money market account at Fidelity.

Then I had Fidelity do a monthly investment into it's Magellan Fund.

This was 1983.

Wrong. For ETFs, it’s pretty new. Started last year or so for some brokerages. Mutual funds aren’t ETFs bucko. Similar yes but not the same. VTSAX and VTI have the same holdings but are two different types of funds. Magellan was a great fund to invest in back when Peter Lynch was managing it.

[IroNat]

Wrong. For ETFs, it’s pretty new. Started last year or so for some brokerages. Mutual funds aren’t ETFs bucko. Similar yes but not the same. VTSAX and VTI have the same holdings but are two different types of funds.

Damnit, bone, read my sig. 

I'm saying the concept is not new.

Yes, i know ETFs are not mutual funds.

Or rather, they are mutual funds but they are traded on the exchange.

They still have management fee expenses and are managed by a investment company.

You can buy Index Fund ETFs.

For example here is the Vanguard Total Market Index ETF.

https://investor.vanguard.com/investment-products/etfs/profile/vti

For all intents an purposes it is identical to the Vanguard Total Market Index mutual fund.

What's the difference between mutual funds and ETFs?

https://investor.vanguard.com/investor-resources-education/etfs/etf-vs-mutual-fund

[Rambone]

Well, comprehend my initial post better next time. You don’t have to continue the discussion or edit your post. It’s over! Hahaha

Bone 1 - Natty 0

[IroNat]

Well, comprehend my initial post better next time. You don’t have to continue the discussion or edit your post. It’s over! Hahaha

Bone 1 - Natty 0

Never, bone!!!!

Never!!!!!

 

[OlympiaGym]

The general consensus is that the market will rebound because it always has. However, we’re now in uncharted territory. This is the first time the actions of the executive branch are solely responsible for tanking the market. It’s uncertain how this will play out at least until the midterm elections. If we have a recession, which is more likely than not, the Democrats will take control of Congress and Trump will be a lame duck for his last two years and his economic policies will be reversed.

[ThisisOverload]

It's a good time to buy.

When the market dips I'll buy a good chunk every time.

[Agnostic007]

Use it to your advantage and purchase more.  It's better to buy while down than while it's up.

The only day the stock market is important to you is the day you decide to cash out.  The rest of the time, the roller coaster ride is just background noise.  I've got a while to go before I even consider an exit.  When that day comes, the market could be super low or super high.  I can't predict.  But since that day is not today, it doesn't matter to me.  Although it may matter to some others.  If it does to you, I sympathize for you.

You and I have to give Trump credit. He has given us an opportunity in the market to make money which I know you and I are taking advantage of

[Methyl m1ke]

I'm an engineer at one of these companies. I say invest wisely and make sure you don’t have a credit score like Methyl Mike. 

Sorry, who are you again?

[FitnessFrenzy]

[falco]

Maybe the stock market needed a reset.

[LurkerNoMore]

You and I have to give Trump credit. He has given us an opportunity in the market to make money which I know you and I are taking advantage of

If only the housing market would crash now.  If he could recreate 2008 all over again, I would even vote for his third term.   

[BayGBM]

I'm an engineer at one of these companies. I say invest wisely and make sure you don’t have a credit score like Methyl Mike. 

You have a good memory!

[IroNat]

Warren Buffett keeps taking investors to school as stock meltdown reveals the uncanny wisdom of his recent moves

https://fortune.com/2025/04/05/warren-buffett-investing-cash-treasury-bills-apple-stock-sale-market-crash/

[wes]

Dr. Iron Nat knows a little about a lot of stuff!   

[IroNat]

Dr. Iron Nat knows a little about a lot of stuff!   

 

[Brenda Steunbeer]

Warren Buffett keeps taking investors to school as stock meltdown reveals the uncanny wisdom of his recent moves

https://fortune.com/2025/04/05/warren-buffett-investing-cash-treasury-bills-apple-stock-sale-market-crash/

Berkshire didn't see the current events coming. Many media reports over the past year that stated the opposite: Berkshire had lost its way, didn't seem to know what to do, had too much cash etc
Now they suddenly cheer him.
Buffett just followed his own rules. He wanted to buy, but the valuations were too high.

[Doug_Steele]

You have a good memory!

Ya just know he hasn’t fixed his credit in years. 

Hope all is well buddy. 

[FitnessFrenzy]

bitcoin is collapsing.

Buckle up for tomorrow. Goodrum is driving the Jaguar off a cliff.