A house is a great investment. My present house doubled in price in 15 years. My first house almost doubled in price in 14 years. House prices go up and down but in the long term go up. Now with inflation it's the best and safest investment you can have. Traditionally house prices rise with inflation.
Someone mentioned being a minimalist. I can see that. I have a really great home gym but truth be told I could get away with something like power blocks and a bench with a few attachments or a barbell with a squat rack. Right now I have three extra bedrooms with furniture that go unused. I go in one when my wife is having one of her moaning dreams keeping me awake. I wonder what she is dreaming about? Must be something scary.
Doubling in price in 14 years is 5% return. And those are good years.
Now subtract all your upkeep and expenses, interest paid, value of your time spent mowing the lawn, etc.
Not so hot of an investment. Just sayin'.
I'm in the same boat.
Owning a home is a bit of a luxury. At least it doesn't depreciate...usually...a
nd you have to live somewhere.