Will start by saying that the dude looks legit huge. Great delts and arms and I would think that you are sub-10% for sure.
All of that said, the presence of the manscaping trimmers in the pic (poor Getbig pic tactics, BTW) indicates that this is the "after" pic. WTF was the "before" pic? You musta looked like Koko the gorilla. Consider a full body wax/laser hair removal, if you can survive the pain.
What was the decision on PT versus college for "business"?