Surely at least one or two healthy 40 year old men in the world have been hospitalized with "for" COVID. A few may even have died from it.
You are lucky to be healthy. Some people through no fault of their own have weaker immune systems and poorer health. They are the unlucky ones.
I'm sure a few healthy people my age have died, but it's not common.
People die from weird things all the time.
I had two friends my age die "with" Covid in the last year. One vaccinated, one not. Both over 300 pounds and diabetic. Smokers and drinkers. I felt bad for them, but they chose that lifestyle.
I am lucky, i've never been ill even when i was a little kid. But my oldest brother has always had health problems. I've taken care of myself and been super healthy by making good choices in life. Other than taking AAS for many years i don't have any health concerns. My brother may die if he gets Covid, he's smoked for 25 years and drinks 6-8 beers every night.
Some people do have immune disorders and bad health just due to genetics, i agree with you 100%. These people should get the vaccine.