Never invest in a franchise unless you STRONGLY believe (based on unbiased, accurate, due diligence) that the average annual income return from the business will be equal to at least 40 to 50%, per year, of the total initial investment for the franchise. Total investment = includes all debt and working-capital reserves needed to start the business.
If the return isn't at least this high, what are you working for? You'd be better off to keep your job and invest your capital passively.
If your Financial Advisor only made 4.5% return for you last year (especially with the run on precious metals), you need to switch to someone else.
P.S. - the tramps actually live in Manteno and Momence.
Well, i'm my own "financial advisor". I didn't count the run up in stocks, which gave me about 50% in unrealized returns, but i never count those as "real" because i didn't sell anything. I'm 29, so i don't quite need to dip into equities just yet as means for an income.
i fuck around with s&p e-minis and a couple index funds, that keeps my risk appetite plenty satisified these days, especially the last couple weeks.
maybe i'll just stick to my current work; maybe it'll give me the size of one of your neighbors houses. i remember when i was in high school i went to that amc by you, and there were these two girls that lived up the street from the theater. no need to mention which house, but when i was outside, i said to her, "nice pond" in her backyard, and she said "that's our pool".
that's the kind of confusion i'd like to create for my houseguest one day.
