Thanks, guys, and I totally agree.
Baby mama needs access to a commercial kitchen (she makes caramel apples) and today a guy offered her a 5-year deal, saying she'd have 'virtually unlimited' use of the kitchen for the next 5 years in exchange for $15K cash. He told her he'd sunk almost $200K into this new bistro that's presently open just 3 days a week in the evenings, because he can't afford to finish the kitchen and needs 15k to put in the burners and ovens. He says if he can't get the money soon, he may have to close altogether and file bankruptcy.
Now, I haven't met the guy myself, but she wants me to front the money. He told her that 'my money would be safe' if he did have to close down. Uh, yeah.
But the issue for me is really simple - I know the restaurant business is tough, but seems to me that it would've been smarter to finish the kitchen first, because a business that can produce food can make sales. And I'm just not keen on investing with people who make stupid business decisions.