Getbig.com: American Bodybuilding, Fitness and Figure
Getbig Main Boards => General Topics => Topic started by: NaturalWonder83 on August 27, 2009, 05:22:24 PM
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WTF?????
I went grocery shopping today and my card was declined!
my limit is 2000 bucks and i only owed 700 dollars and i made a 900 dollar payment today(not reflected yet)
so i called the credit card and they said my limit was DECREASED!
so they transfer me to this nasty woman in some dept and she said cuz i was late on a store credit card i have and a collections agency was involved and now my limit is dropped to 800 dollars!!!! WTF????
then she asked me all these questions and then told me i was denied an increase
thank god i have a pack of chicken and steak in my freezer
now i have to go look for loose change around my aprtment
i have 7 bucks in my wallet and 18 bucks in savings
damn it damn it
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shit happens
you'll be alright
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That sucks.
I hope you are ok.
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WTF?????
I went grocery shopping today and my card was declined!
my limit is 2000 bucks and i only owed 700 dollars and i made a 900 dollar payment today(not reflected yet)
so i called the credit card and they said my limit was DECREASED!
so they transfer me to this nasty woman in some dept and she said cuz i was late on a store credit card i have and a collections agency was involved and now my limit is dropped to 800 dollars!!!! WTF????
then she asked me all these questions and then told me i was denied an increase
thank god i have a pack of chicken and steak in my freezer
now i have to go look for loose change around my aprtment
i have 7 bucks in my wallet and 18 bucks in savings
damn it damn it
You're a good american, brother bear
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Call the bank hotline, speak to a rep and tell them that you've made the payment and that they should process it immediately or temporarily raise your overdraft limit, cause you have an emergency, Gene. Banks do it all the time.
ok thanks
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ok thanks
Haha I was going to edit my post and accidentally deleted it. Duh!
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kiwi's post dissapeared?!
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damn bro...
that doesn't sound too good
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Here's a thought, Bluto... pay your bills on time and this shit wont happen to you. ::)
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the lady was so nasty to me on the phone
it wa slike i was on trial
cuz i was late on laptop i bought back in 2007 that the company settled on for less than i owed and cuz i was late on a store card that is now payed in full...and cuz of my low income and no savings she refused to raise my limt back up
what if i want to cancel my card and i tell them why cuz they decrease it...will they raise it bak up to keep me?????????????????????????????????
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this thread is depressing. Ron should start a special board for depressing threads
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A 2nd job perhaps?
I like the depression board idea. Maybe mood boards? Visit the board that matches your mood.
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the lady was so nasty to me on the phone
it wa slike i was on trial
cuz i was late on laptop i bought back in 2007 that the company settled on for less than i owed and cuz i was late on a store card that is now payed in full...and cuz of my low income and no savings she refused to raise my limt back up
what if i want to cancel my card and i tell them why cuz they decrease it...will they raise it bak up to keep me?????????????????????????????????
so you're pissed because the cc company lowered your limit because you can't pay it off?
wow, you're a douche.
great gimmick btw.
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WTF?????
I went grocery shopping today and my card was declined!
my limit is 2000 bucks and i only owed 700 dollars and i made a 900 dollar payment today(not reflected yet)
so i called the credit card and they said my limit was DECREASED!
so they transfer me to this nasty woman in some dept and she said cuz i was late on a store credit card i have and a collections agency was involved and now my limit is dropped to 800 dollars!!!! WTF????
then she asked me all these questions and then told me i was denied an increase
thank god i have a pack of chicken and steak in my freezer
now i have to go look for loose change around my aprtment
i have 7 bucks in my wallet and 18 bucks in savings
damn it damn it
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so you're pissed because the cc company lowered your limit because you can't pay it off?
wow, you're a douche.
great gimmick btw.
no genius
ive always paid my credit card ahead of time
ive never missed a payment
i only owed 700 on my main cred card and i paid 900 today so i dont even owe them anything
just cuz of this dumb store credit card for 200 bucks i was late on 3 times and this happens-and that was paid off last week
no warning
nothing
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get a house then fix it up, then rent it out, collect money everymonth
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oh god this is ludicrous
im going to cook some eggs now for dinner
ughhhhhhhh
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no genius
i only owed 700 on my main cred card and i paid 900 today so i dont even owe them anything
Why did you pay $900 if you only owed $700? Are you math-challenged? Are you a philanthropist who chooses corporate america as his charity? Are you st00pid?
Please enlighten us! :D
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Why did you pay $900 if you only owed $700? Are you math-challenged? Are you a philanthropist who chooses corporate america as his charity? Are you st00pid?
Please enlighten us! :D
i always like to pay money in advance
im being 100% serious when i say this: doesnt that look good on my credit score that im payng in advance ?
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I didn't think you could pay more than you owed. Mine won't let me
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i always like to pay money in advance
im being 100% serious when i say this: doesnt that look good on my credit score that im payng in advance ?
No, just makes you look stupid. Bills are either paid "on time" or they're not. You don't earn any "extra credit" for paying more than you owe. If my bill isn't due until September 20th, then that's the day they'll get it. Until then, the cash will be in my account earning interest for me.
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I didn't think you could pay more than you owed. Mine won't let me
whenever i do and then call the number to check my balance it says i have a credit of how ever extra money
No, just makes you look stupid. Bills are either paid "on time" or they're not. You don't earn any "extra credit" for paying more than you owe. If my bill isn't due until September 20th, then that's the day they'll get it. Until then, the cash will be in my account earning interest for me.
ok
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HAHAHAHAHHAHAHAHAHA!
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get a house then fix it up, then rent it out, collect money everymonth
where's he going to live? In a van by the river?
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I like the depression board idea.
i dig that idea, big time.
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Here's a thought, Bluto... pay your bills on time and this shit wont happen to you. ::)
;D ;D ;D
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WTF?????
I went grocery shopping today and my card was declined!
my limit is 2000 bucks and i only owed 700 dollars and i made a 900 dollar payment today(not reflected yet)
so i called the credit card and they said my limit was DECREASED!
so they transfer me to this nasty woman in some dept and she said cuz i was late on a store credit card i have and a collections agency was involved and now my limit is dropped to 800 dollars!!!! WTF????
then she asked me all these questions and then told me i was denied an increase
thank god i have a pack of chicken and steak in my freezer
now i have to go look for loose change around my aprtment
i have 7 bucks in my wallet and 18 bucks in savings
damn it damn it
I suspect Chick has something to do with this ;)
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i dig that idea, big time.
LOL serious? how come?
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LOL serious? how come?
He knows a good idea when he sees one
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what if i want to cancel my card and i tell them why cuz they decrease it...will they raise it bak up to keep me?????????????????????????????????
No they won't. Don't do that. Chances are you won't be able to get another card.
Some good advice here.
http://clarkhoward.com/liveweb/shownotes/category/7/40/
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No they won't. Don't do that. Chances are you won't be able to get another card.
Some good advice here.
http://clarkhoward.com/liveweb/shownotes/category/7/40/
thanks
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At this moment in time people like Gene who have below average income but who still have an "o.k." credit rating are suffering with higher interest rates and decreased spending limits due to all the deadbeats currently declaring bankruptcy.
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i always like to pay money in advance
im being 100% serious when i say this: doesnt that look good on my credit score that im payng in advance ?
Why? So credit card companies can earn interest off your money? You're doing it wrong. ::)
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Maybe you can find some work 'under the table' Gene.
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Maybe you can find some work 'under the table' Gene.
Are you suggesting Gene shouold start doing private sessions with grey haired grandmothers on the side?
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You have $18 in your bank account and live in Greenwich? So you're retarded as well as broke.
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Credit cards are going to be more difficult to obtain now, and minimum payments are nearly doubled so that people will be required to make a dent in the principle.
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You have $18 in your bank account and live in Greenwich? So you're retarded as well as broke.
yes, he's moving to Westport next
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You have $18 in your bank account and live in Greenwich? So you're retarded as well as broke.
omg omg i dont live in greenwich...i live by greenwich
Why? So credit card companies can earn interest off your money? You're doing it wrong. ::)
ok no more of that thank u
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Greenwich mean at times?
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Greenwich mean at times?
i think theres like 1 tiny bad area if thats what ya asking?
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i think theres like 1 tiny bad area if thats what ya asking?
That sound you're hearing was Tape's joke going right over your head. ;)
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That sound you're hearing was Tape's joke going right over your head. ;)
Good to see ya back in the saddle, Doc. How was the trip?
Don't worry Gene. We'll give the thread back when we're done.
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That sound you're hearing was Tape's joke going right over your head. ;)
what did he mean????!!!!!!!!!!!!!!!!!!!!!!!!!!
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Good to see ya back in the saddle, Doc. How was the trip?
Don't worry Gene. We'll give the thread back when we're done.
England was great for seeing the relatives, but otherwise loud, rude and catastrophically catabolic. I can see why people complain about the Brits. Edinburgh was beautiful, polite and knocked me out. They seemed like the Canadians to the Brit's Americans, if you get me.
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England was great for seeing the relatives, but otherwise loud, rude and catastrophically catabolic. I can see why people complain about the Brits. Edinburgh was beautiful, polite and knocked me out. They seemed like the Canadians to the Brit's Americans, if you get me.
Chimps nice new avatar and good point
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England was great for seeing the relatives, but otherwise loud, rude and catastrophically catabolic. I can see why people complain about the Brits. Edinburgh was beautiful, polite and knocked me out. They seemed like the Canadians to the Brit's Americans, if you get me.
Yes, can't say I miss London much but wish I'd spent a little more time up north when I was there. Time & money...
Many moons ago, a family friend put on a play at the festival about the history of the US entitled "How We Got To Be So Great!" Gotta love a town that will get on board with that.
I started back up yesterday with legs after my trip. Kindly recommend you do otherwise.
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Yes, can't say I miss London much but wish I'd spent a little more time up north when I was there. Time & money...
Many moons ago, a family friend put on a play at the festival about the history of the US entitled "How We Got To Be So Great!" Gotta love a town that will get on board with that.
I started back up yesterday with legs after my trip. Kindly recommend you do otherwise.
First workout I did. Same weight, same reps as before I left, so that was cool. My bench on the other hand. :-\
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write a check?
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My credit limit keeps going up ^^^
I could easily pay for getbig with my Capital One card if Ron ever wants to sell.
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My credit limit keeps going up ^^^
I could easily pay for getbig with my Capital One card if Ron ever wants to sell.
yeah they keep wanting me to raise my limit. I tell them to fuck off.
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yeah they keep wanting me to raise my limit. I tell them to fuck off.
What do you mean wanting you to?
My limit just goes up automatically every few months? ???
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What do you mean wanting you to?
My limit just goes up automatically every few months? ???
there not suppose to raise it without your approval.
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there not suppose to raise it without your approval.
Oh wow, I didn't know. :o
Every few months I log into my Capital One online account and the limit is higher in increments of $500.
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First workout I did. Same weight, same reps as before I left, so that was cool. My bench on the other hand. :-\
My bench has always sucked, so I've got no worries there. Nowhere to go but up.
I'm switching it up and going conservative/wimpy. More volume, less intensity, zero ego (& this time I mean it!!). Warmer weather is on the way so going to have to see what I can do about the Lobster Handles I acquired over in Maine too.
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banks are the most corrupt of organizations today
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WTF?????
I went grocery shopping today and my card was declined!
my limit is 2000 bucks and i only owed 700 dollars and i made a 900 dollar payment today(not reflected yet)
so i called the credit card and they said my limit was DECREASED!
so they transfer me to this nasty woman in some dept and she said cuz i was late on a store credit card i have and a collections agency was involved and now my limit is dropped to 800 dollars!!!! WTF????
then she asked me all these questions and then told me i was denied an increase
thank god i have a pack of chicken and steak in my freezer
now i have to go look for loose change around my aprtment
i have 7 bucks in my wallet and 18 bucks in savings
damn it damn it
You should always keep a separate account at a different bank so that way it doesn't happen to you. That's what I learned the hard way many years ago
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No, just makes you look stupid. Bills are either paid "on time" or they're not. You don't earn any "extra credit" for paying more than you owe. If my bill isn't due until September 20th, then that's the day they'll get it. Until then, the cash will be in my account earning interest for me.
So with your "great" credit how didyou end up living in a trailer park? :-\
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Buddy someone else must have your credit number and made a purchase. Call the card now!!!!
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Buddy someone else must have your credit number and made a purchase. Call the card now!!!!
i jus saw this post
i am now
thnx
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i jus saw this post
i am now
thnx
I work in the Loss Prevention field. That's usually the case. Sales people are the biggest credit scammers.
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I work in the Loss Prevention field. That's usually the case. Sales people are the biggest credit scammers.
well i called em
there was no fraud charges on my card :(
they said it wasd due to my late payments w the store charge card and w a best buy laptop from a few years back
the woman was very nice to me tonight though
and i told her about the nasty woman last night and she is gonna report her to the supervisor
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Good ol' USA!! :-[
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Greenwich mean at times?
Not as bad the Zulu's, unless you are aligned with the Paris Meridian...
Greenwich Mean at Times is ahead of Central Daylight by seven hours...
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the lady was so nasty to me on the phone
it wa slike i was on trial
cuz i was late on laptop i bought back in 2007 that the company settled on for less than i owed and cuz i was late on a store card that is now payed in full...and cuz of my low income and no savings she refused to raise my limt back up
what if i want to cancel my card and i tell them why cuz they decrease it...will they raise it bak up to keep me?????????????????????????????????
No.
i always like to pay money in advance
im being 100% serious when i say this: doesnt that look good on my credit score that im payng in advance ?
No. Paying in advance does not make you look good or otherwise raise your score. And you are in serious trouble if you are posing questions like that; you need financial literacy--and fast! Buying groceries with a credit card is not a good sign for someone of your financial profile. This sort of thing is going to keep happening to you until you do something to improve your employment prospects/raise your income. Remember what I said to you via PM; the longer you wait the longer you will be in this situation. :(
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pay off a credit card in full
then call and ask to cancel it
watch them jump thru hoops for you... ;D
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pay off a credit card in full
then call and ask to cancel it
watch them jump thru hoops for you... ;D
Spot on they'll drop your rate in a second those bastards are always working a game
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Spot on they'll drop your rate in a second those bastards are always working a game
i cancalled my capital 1 cause they out source...
shoulda seen the indian guy on the other end offer me all kindsa shit
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i cancalled my capital 1 cause they out source...
shoulda seen the indian guy on the other end offer me all kindsa shit
what's wrong about out sourcing?
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what's wrong about out sourcing?
ultimately if companies keep doing the cheaper elsewhere is better thing...
the economy here in the US will suffer...
well...it already is...
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ultimately if companies keep doing the cheaper elsewhere is better thing...
the economy here in the US will suffer...
well...it already is...
I f they can do it cheaper, why shouldn't they?
We should find something we can do more efficiently than them
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pay off a credit card in full
then call and ask to cancel it
watch them jump thru hoops for you... ;D
Spot on they'll drop your rate in a second those bastards are always working a game
Chances are that strategy will backfire on him. Don't do it Gene.
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Gene, do you have a paypal account? I hate to hear that you're in trouble >:(
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well i called em
there was no fraud charges on my card :(
they said it wasd due to my late payments w the store charge card and w a best buy laptop from a few years back
the woman was very nice to me tonight though
and i told her about the nasty woman last night and she is gonna report her to the supervisor
Glad it came out positive. :)
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No.
No. Paying in advance does not make you look good or otherwise raise your score. And you are in serious trouble if you are posing questions like that; you need financial literacy--and fast! Buying groceries with a credit card is not a good sign for someone of your financial profile. This sort of thing is going to keep happening to you until you do something to improve your employment prospects/raise your income. Remember what I said to you via PM; the longer you wait the longer you will be in this situation. :(
ok im confused now...why dont i buy grocery w my card? i use my card for everything...pizza, supplements, gas, etc...im serious...why is this a bad idea?
pay off a credit card in full
then call and ask to cancel it
watch them jump thru hoops for you... ;D
hmmmmm
i cancalled my capital 1 cause they out source...
shoulda seen the indian guy on the other end offer me all kindsa shit
what does outsource mean?
Chances are that strategy will backfire on him. Don't do it Gene.
ok
Gene, do you have a paypal account? I hate to hear that you're in trouble >:(
no i dont alex...thank u for the thoughts
Glad it came out positive. :)
somewhat lol
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paypal sucks. They only cover up about 150.00? or so if they even do a refund. Some punk basically stole my NX Nitrous kit. >:(
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ok im confused now...why dont i buy grocery w my card? i use my card for everything...pizza, supplements, gas, etc...im serious...why is this a bad idea?
Because by using your credit card for small trivial purchases, it makes it easy to spend more than your income. It is small leaks that sink financial ships so to speak...Also, if you get into a position of always having a balance due, interest charges work against you. Also it promotes bad financial habits like not using your kitchen at home for most of your meals.
Of course to be honest, I did this very thing for over twenty years and my net worth is much poorer for it.
what does outsource mean?
It means sending jobs overseas to third world countries instead of hiring United States citizens in the United States...When you call the Capitalone 800 number, someone in India answers the phone instead of say a wheelchair bound guy in this country for whom that job would be a very good match... and a way to support himself.