OMG WTF???? THE BANK DECREASED MY CREDIT LIMIT????

[Eyeball Chambers]

My credit limit keeps going up ^^^

I could easily pay for getbig with my Capital One card if Ron ever wants to sell.

[HTexan]

My credit limit keeps going up ^^^

I could easily pay for getbig with my Capital One card if Ron ever wants to sell.

yeah they keep wanting me to raise my limit. I tell them to fuck off.

[Eyeball Chambers]

yeah they keep wanting me to raise my limit. I tell them to fuck off.

What do you mean wanting you to?

My limit just goes up automatically every few months? 

[HTexan]

What do you mean wanting you to?

My limit just goes up automatically every few months? 

there not suppose to raise it without your approval.

[Eyeball Chambers]

there not suppose to raise it without your approval.

Oh wow, I didn't know. 

Every few months I log into my Capital One online account and the limit is higher in increments of $500.

[Tapeworm]

First workout I did. Same weight, same reps as before I left, so that was cool. My bench on the other hand.     

My bench has always sucked, so I've got no worries there.  Nowhere to go but up.  

I'm switching it up and going conservative/wimpy.  More volume, less intensity, zero ego (& this time I mean it!!).  Warmer weather is on the way so going to have to see what I can do about the Lobster Handles I acquired over in Maine too.

[lax]

banks are the most corrupt of organizations today

[Vince G, CSN MFT]

WTF??

I went grocery shopping today and my card was declined!
my limit is 2000 bucks and i only owed 700 dollars and i made a 900 dollar payment today(not reflected yet)

so i called the credit card and they said my limit was DECREASED!

so they transfer me to this nasty woman in some dept and she said cuz i was late on a store credit card i have and a collections agency was involved and now my limit is dropped to 800 dollars!!!! WTF?

then she asked me all these questions and then told me i was denied an increase

thank god i have a pack of chicken and steak in my freezer

now i have to go look for loose change around my aprtment

i have 7 bucks in my wallet and 18 bucks in savings

damn it damn it

You should always keep a separate account at a different bank so that way it doesn't happen to you.  That's what I learned the hard way many years ago

[ag2]

No, just makes you look stupid.  Bills are either paid "on time" or they're not.  You don't earn any "extra credit" for paying more than you owe.  If my bill isn't due until September 20th, then that's the day they'll get it.  Until then, the cash will be in my account earning interest for me.

So with your "great" credit how didyou end up living in a trailer park?   

[regmac]

Buddy   someone else must have your credit number  and made a purchase.   Call the card now!!!!

[NaturalWonder83]

Buddy   someone else must have your credit number  and made a purchase.   Call the card now!!!!

i jus saw this post
i am now
thnx

[regmac]

i jus saw this post
i am now
thnx

I work in the  Loss Prevention field.  That's usually the case. Sales people are the biggest credit scammers.   

[NaturalWonder83]

I work in the  Loss Prevention field.  That's usually the case. Sales people are the biggest credit scammers.   

well i called em
there was no fraud charges on my card

they said it wasd due to my late payments w the store charge card and w a best buy laptop from a few years back

the woman was very nice to me tonight though
and i told her about the nasty woman last night and she is gonna report her to the supervisor

[Sir Bigness]

Good ol' USA!! 

[sync pulse]

Greenwich mean at times?

Not as bad the Zulu's, unless you are aligned with the Paris Meridian...

Greenwich Mean at Times is ahead of Central Daylight by seven hours...

[BayGBM]

the lady was so nasty to me on the phone
it wa slike i was on trial

cuz i was late on laptop i bought back in 2007 that the company settled on for less than i owed and cuz i was late on a store card that is now payed in full...and cuz of my low income and no savings she refused to raise my limt back up

what if i want to cancel my card and i tell them why cuz they decrease it...will they raise it bak up to keep me

No.

i always like to pay money in advance
im being 100% serious when i say this: doesnt that look good on my credit score that im payng in advance ?

No.  Paying in advance does not make you look good or otherwise raise your score.  And you are in serious trouble if you are posing questions like that; you need financial literacy--and fast!  Buying groceries with a credit card is not a good sign for someone of your financial profile.  This sort of thing is going to keep happening to you until you do something to improve your employment prospects/raise your income.  Remember what I said to you via PM; the longer you wait the longer you will be in this situation. 

[ToxicAvenger]

pay off a credit card in full

then call and ask to cancel it

watch them jump thru hoops for you... 

[Mr Nobody]

pay off a credit card in full

then call and ask to cancel it

watch them jump thru hoops for you... 

Spot on they'll drop your rate in a second those bastards are always working a game

[ToxicAvenger]

Spot on they'll drop your rate in a second those bastards are always working a game

i cancalled my capital 1 cause they out source...

shoulda seen the indian guy on the other end offer me all kindsa shit

[Signifying Monkey]

i cancalled my capital 1 cause they out source...

shoulda seen the indian guy on the other end offer me all kindsa shit

what's wrong about out sourcing?

[ToxicAvenger]

what's wrong about out sourcing?

ultimately  if companies keep doing the cheaper elsewhere is better thing...

the economy here in the US will suffer...

well...it already is...

[Signifying Monkey]

ultimately  if companies keep doing the cheaper elsewhere is better thing...

the economy here in the US will suffer...

well...it already is...

I f they can do it cheaper, why shouldn't they?

We should find something we can do more efficiently than them

[Princess L]

pay off a credit card in full

then call and ask to cancel it

watch them jump thru hoops for you... 

Spot on they'll drop your rate in a second those bastards are always working a game

Chances are that strategy will backfire on him.  Don't do it Gene.

[Alex23]

Gene, do you have a paypal account? I hate to hear that you're in trouble

[regmac]

well i called em
there was no fraud charges on my card

they said it wasd due to my late payments w the store charge card and w a best buy laptop from a few years back

the woman was very nice to me tonight though
and i told her about the nasty woman last night and she is gonna report her to the supervisor

Glad it came out positive.