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Getbig Main Boards => Gossip & Opinions => Topic started by: muscularny on September 06, 2011, 05:41:05 AM

Title: Anyone else notice more people looking to borrow money?
Post by: muscularny on September 06, 2011, 05:41:05 AM
I am talking amounts, 300-1000 bucks, and sometimes I help and then they come back for more, I feel bad as I know they need it, yet I also know that they wont be able to payback for a long time if ever.

How do you say no? I am not rich, don't act like I have extra money to borrow and I really don't, yet I hate to have to avoid people because I know they want to ask me to borrow money.

I NEVER had this many people I know for so long ask, co-workers, relatives, its been gradually piling up, more and more people.

How the heck do you tell people you know, the you cant borrow them 300 bucks lol

Title: Re: Anyone else notice more people looking to borrow money?
Post by: Tito24 on September 06, 2011, 05:43:20 AM
its not really the problem borrowing people money but more the chance of getting it back.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: WillGrant on September 06, 2011, 05:44:14 AM
no
Title: Re: Anyone else notice more people looking to borrow money?
Post by: muscularny on September 06, 2011, 05:49:55 AM
its not really the problem borrowing people money but more the chance of getting it back.

Most people never pay back, from when you borrow them money a few things might happen (at least in my experience).

A) You stop hearing from them

B) If they pay you back, they usually tell you how they hate owing people money, then 2 weeks later they seek a bigger loan.

3) If you talk to them and they tell you how they just got a new watch for 2k, they tell you a story how its really 5k, and how could they have turned it down, they ask you to agree that they made the right choice by buying it, this is all to justify why they didnt pay you back (they dont say it but thats their point).

4) They do check ins, meaning after you spoke to them on the phone for 15 minutes, last few seconds they say something like "hey dont worry, I still remember I owe ya 1000 bucks, have a good night" this puts me in a position where I cant ask him, "Ok when will you pay it back" as he just said he remembers etc

5). Let me know when you need it people, they basically say stuff like "hey I got your 500 bucks, just let me know when you need it and ill make sure to get it for you" I mean why not just give it back if you really have it

Its frustrating as I know the money will never come back, few people care to repay and many simply cant, between loss of jobs or job downgrade + more expenses etc they cant.



Title: Re: Anyone else notice more people looking to borrow money?
Post by: ManBearPig... on September 06, 2011, 05:56:40 AM
that's why you just never lend money.

i don't lend money to anyone, don't donate to "causes", etc.

i just use my stand by (which is true), that i got kids to feed.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Butterbean on September 06, 2011, 06:56:37 AM
Most people never pay back, from when you borrow them money a few things might happen (at least in my experience).

A) You stop hearing from them



This can be worth it at times.



If you don't want to lend $, you could say "Sorry no.. I'd hate for anything to happen to our friendship." 
Title: Re: Anyone else notice more people looking to borrow money?
Post by: MikMaq on September 06, 2011, 07:11:45 AM
Lol if they ask just tell em you just got hit for some serious shit, either extra taxes, medical bills, whatever, never loan money to people unless your very close, and aren't enabling them to take on more debt.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: The Wizard of Truth on September 06, 2011, 07:25:06 AM
I never ever loan people money, not family, not friends, nobody
Title: Re: Anyone else notice more people looking to borrow money?
Post by: WillGrant on September 06, 2011, 07:25:45 AM
I never ever loan people money, not family, not friends, nobody
Gypsys ?
Title: Re: Anyone else notice more people looking to borrow money?
Post by: The Wizard of Truth on September 06, 2011, 07:27:46 AM
Gypseys begging on the street here, scum
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Meso_z on September 06, 2011, 07:28:04 AM
Just dont lend money to Mustafa and you should be fine.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Meso_z on September 06, 2011, 07:31:00 AM
I dont have any to lend so... ;D.but I do admit I have "borrowed" and "forgot" to give them back.  ;D  :-X
Title: Re: Anyone else notice more people looking to borrow money?
Post by: smoothasf on September 06, 2011, 07:32:55 AM
'I'ce lent money to so many people i am now borrowing money off the bank just to get to work this month'.  Usually works.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: MikMaq on September 06, 2011, 07:36:02 AM
I dont have any to lend so... ;D.but I do admit I have "borrowed" and "forgot" to give them back.  ;D  :-X
Your a shitty person than, direct family members of yours will die, and if you ever get laid again you will get herpes, fact.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: YngiweRhoads on September 06, 2011, 07:39:07 AM
I've learned that lending others money usually ends badly.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Irongrip400 on September 06, 2011, 07:39:56 AM
You must be black.  Not being racist, but blacks seem to have this notion that they have to give back to the "community".  It's like their best trait(helping their own people), is what's hampering them, keeping them down.  Be like whitey, son't lend shit, and look the other way.  It's about you on this planet, not them.  ;D
Title: Re: Anyone else notice more people looking to borrow money?
Post by: ricorico on September 06, 2011, 07:51:33 AM
not everything is so black and white lending money, so you can be put in an awkward situation at times.
In any case, you can always ask when will you see the money come back.
If they're genuine, they'll say a date you'll have it by
If they're bullshitting, they'll usually spin a line, so all you need to do is say you need it back by the end of the following week as you need to pay bills.
If they can't do that, they don't get the loan.

Sorry, forgot this was Getbig - Tell them to Fuck Off when they ask, you need it for Coke, hookers and midget fire-eaters!
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Bad Boy Dazza on September 06, 2011, 07:52:56 AM
I guess that's why all them whitey's support black kids in Africa?
You must be black.  Not being racist, but blacks seem to have this notion that they have to give back to the "community".  It's like their best trait(helping their own people), is what's hampering them, keeping them down.  Be like whitey, son't lend shit, and look the other way.  It's about you on this planet, not them.  ;D
Title: Re: Anyone else notice more people looking to borrow money?
Post by: ManBearPig... on September 06, 2011, 07:53:46 AM
You must be black.  Not being racist, but blacks seem to have this notion that they have to give back to the "community".  It's like their best trait(helping their own people), is what's hampering them, keeping them down.  Be like whitey, son't lend shit, and look the other way.  It's about you on this planet, not them.  ;D

it seems like a lot of black people who do well financially in life end up blowing it often on their "posses" and what not, mc hammer being the poster boy.

that boxer dude, what's his face, the bald kid, is often seen in vegas literally throwing wads of hundreds in the air.   ::)
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Bad Boy Dazza on September 06, 2011, 07:54:41 AM
Floyd "money" Mayweather?


that boxer dude, what's his face, the bald kid, is often seen in vegas literally throwing wads of hundreds in the air.   ::)
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Tapeworm on September 06, 2011, 08:19:11 AM
This will let him down easy and save the friendship.

"Wow, that's rough bro.  Look, don't take this the wrong way but my dad once told me that it's no good for a man to take money from another man because it poisons the friendship.  I wish I could help you out but I don't want there to be a debt between me and you, so... hey, I know!  I could give it to your wife.  Then it's her debt.  Tell her come by around 8 o'clock, we'll have a little dinner and talk over the particulars, and as long as we come to an agreement about things she ought to be back with the money not much later than midnight.  

How's the rest of the family doing?  What's your sister up to these days?  Your daughter... she's what now?  A junior, senior?  How's your mom doin'?"

Title: Re: Anyone else notice more people looking to borrow money?
Post by: Bad Boy Dazza on September 06, 2011, 08:23:36 AM
I only ever lent a large amount of money once, and the guy failed to pay it back by the agreed time.  He avoided me when I tried to contact him, even when I said I NEEDED it or I would be in trouble.  I did eventually get it back tho.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Meso_z on September 06, 2011, 08:32:43 AM
Your a shitty person than, direct family members of yours will die, and if you ever get laid again you will get herpes, fact.
::)
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Tapeworm on September 06, 2011, 08:39:54 AM
::)

Don't worry about him bro.  What's been happening?  How's your gf these days?
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Meso_z on September 06, 2011, 08:50:19 AM
Don't worry about him bro.  What's been happening?  How's your gf these days?
? ???

doesnt make any sense.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: w8m8 on September 06, 2011, 09:03:06 AM
This will let him down easy and save the friendship.

"Wow, that's rough bro.  Look, don't take this the wrong way but my dad once told me that it's no good for a man to take money from another man because it poisons the friendship.  I wish I could help you out but I don't want there to be a debt between me and you, so... hey, I know!  I could give it to your wife.  Then it's her debt.  Tell her come by around 8 o'clock, we'll have a little dinner and talk over the particulars, and as long as we come to an agreement about things she ought to be back with the money not much later than midnight.  

How's the rest of the family doing?  What's your sister up to these days?  Your daughter... she's what now?  A junior, senior?  How's your mom doin'?"




 ;D
Title: Re: Anyone else notice more people looking to borrow money?
Post by: The Abdominal Snoman on September 06, 2011, 08:01:02 PM
Listen to what I'm about to say. Its very easy to deal with these people with one simple sentence.

Just say---I don't got it.

If you get any kind of disrespect from them about it, move on from the person for good. Follow this every single time and you will lose some friends but in the end you will be glad you did.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Coach is Back! on September 06, 2011, 10:07:04 PM
If you keep borrowing money to pay other debts all it does is perpetuate the problem even more (see Obama). But seriously borrowing is not a good thing 90% of the time because it"s rarely repaid. If you dont have the cash dont buy it, if you need it for rent, chances are you mismanaged your money or you have too much debt.
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Agnostic007 on September 06, 2011, 10:30:49 PM
I have a couple friends that I would give the shirt off my back to if they asked, knowing without a doubt they would pay me back. By couple I mean 2. I've loaned money to other "friends" before and just like the saying predicts, it didn't end well.

The last time, I went back to a high school reunion. Probably my 20th with a fellow class mate that was living in the same town I was in but because he liked the mass transit.... or so he says, didnt own a car. I gave him a ride back to our home town where he went on and on to the local towns people and class mates about how wonderful his acting career was going, the pilots he'd been in as well as some speaking lines in Dazed and Confused and Newton boys etc etc. We even had to sit through an independent, unreleased film he starred in called Bat people or something like that..

So on the way home he starts hemming and hawing about how he needs $500 till he gets his next check in a month.. I already ain't liking this guy because he was blowing smoke up everybody's ass  but I figure what the hell, high school friends, same town, he has a job.. so I agree. A month turned into 4 months till it just became the principle of the thing and I had to get assertive about it. He finally paid when his mom (he was probably 38) sent him money for Xmas. Haven't heard from him in years and that's fine with me.

I loaned $1400 to a military buddy who couldn't pay me back, but showed off the $1000 ring he bought for his girlfriend because "She deserved it"
     
Title: Re: Anyone else notice more people looking to borrow money?
Post by: Kim Jong Bob on September 06, 2011, 10:39:14 PM
I am talking amounts, 300-1000 bucks, and sometimes I help and then they come back for more, I feel bad as I know they need it, yet I also know that they wont be able to payback for a long time if ever.

How do you say no? I am not rich, don't act like I have extra money to borrow and I really don't, yet I hate to have to avoid people because I know they want to ask me to borrow money.

I NEVER had this many people I know for so long ask, co-workers, relatives, its been gradually piling up, more and more people.

How the heck do you tell people you know, the you cant borrow them 300 bucks lol


get new friends, they must be real assholes when they dont pay you back in time. i borrow money to friends and they always pay back in time
Title: Re: Anyone else notice more people looking to borrow money?
Post by: muscularny on September 09, 2011, 12:47:58 AM
just came across this joke

One day an at home wife is alone and the doorbell rings.

She opens it to a guy, "Hi, is Tony home?"

The wife replies, "No, he went to the store, but you can wait here if you want."

So they sit down and after a while of silence the friend says "You know Sara, you have the greatest breasts I have ever seen. I'd give you a hundred buck just to see one."

Sara thinks about it for a second and figures, what the hell - a hundred bucks! She opens her robe and shows one to him for a few seconds. He promptly thanks her and throws a hundred bucks on the table. They sit there a while longer and guy then says "That was so amazing I've got to see both of them. I'll give you another 100 dollars if I could just see the both of them together."

Sara amazed by the offer sits and thinks a bit about it and thinks, heck, why not? So she opens her robe and gives Chris a nice long chance to cop a look.

A while later Tony arrives back home from the store. The wife goes up to him, "You know, your friend Chris came over."

Tony thinks about it for a second and says, "Well did he drop off the 200 bucks he owes me?"