Getbig Bodybuilding, Figure and Fitness Forums

Getbig Main Boards => Gossip & Opinions => Topic started by: Marty Champions on May 27, 2017, 02:20:04 PM

Title: one needs to make at least 46k to live barely comfortable
Post by: Marty Champions on May 27, 2017, 02:20:04 PM
in order to cover rent decent apt insurance food ect

in order to make 46 k a year you need to net 20 dollars an hour 40 hours a week

and not saving a dime

its doable taking the bus you can save maybe 10k  per year with no vehicle  but youd have no life

taking all the facts into consideration you are one lucky fuck to make 20 per hour in this society

im lucky and highly skilled but ive really paid my dues and continue to pay with time having to learn more in the rat race. i enjoy the learning but i feel bad for those in the wrong trade or grew up with bad familys no direction .


if i were to give optomistic work advice to minorities around 20 years old what should i say
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: 10pints on May 27, 2017, 02:59:22 PM
if i were to give optomistic work advice to minorities around 20 years old what should i say

ericpdollard.com
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Top Poodle on May 27, 2017, 03:09:35 PM
i've made 10x that each year since 2013 and am pretty cozy







...signed, esfitness
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: SF1900 on May 27, 2017, 03:13:47 PM
I make roughly 23k a year and I live quite comfortably.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Strongmanfan on May 27, 2017, 03:17:48 PM
ericpdollard.com

 ;D  ;D  ;D

Love Marty Champions posts.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Top Poodle on May 27, 2017, 03:22:25 PM
I make roughly 23k a year and I live quite comfortably.

i make 2 or 3 times that each month















-ESFItness
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Top Poodle on May 27, 2017, 03:23:36 PM
if i were to give optomistic work advice to minorities around 20 years old what should i say


how dare you try to succeed.


(srs, because if they succeed, they undermine all the preferential treatment they all MUUUUST receive)
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Simple Simon on May 27, 2017, 03:28:53 PM
i make 2 or 3 times that each month















-ESFItness

I once earned $46k in an afternoon, it was a Tuesday because I went shopping on the Wednesday with the money I made, I bought a Hosties twinkie and a big gulp from the store down the road from my lavish apartment, the big gulp was a bit short measured so I had to buy a can of coke to make up the shortfall, I remember it was coke because oddly enough thats how I made the $46k, a Mexican drug cartel tried to have me over and I took them all out one by one with an old coat hanger, and an elastic band.....etc...etc..
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Marty Champions on May 27, 2017, 03:39:57 PM
I make roughly 23k a year and I live quite comfortably.
im tight with my money but id be living on the street at 20k






Title: Re: one needs to make at least 46k to live barely comfortable
Post by: SF1900 on May 27, 2017, 03:50:59 PM
i make 2 or 3 times that each month















-ESFItness

ESFitness makes that in one day!
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: SF1900 on May 27, 2017, 03:52:26 PM
im tight with my money but id be living on the street at 20k








Can I move in with you?
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Marty Champions on May 27, 2017, 03:55:37 PM
Can I move in with you?
maybe one day bro
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: cephissus on May 27, 2017, 04:03:43 PM
Good thread, I don't know what I'd say.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: SF1900 on May 27, 2017, 04:05:22 PM
maybe one day bro

You have a spare bedroom, broskie?

Title: Re: one needs to make at least 46k to live barely comfortable
Post by: cephissus on May 27, 2017, 04:08:22 PM
I make roughly 23k a year and I live quite comfortably.

What do you do ???
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: SF1900 on May 27, 2017, 04:09:56 PM
I once earned $46k in an afternoon, it was a Tuesday because I went shopping on the Wednesday with the money I made, I bought a Hosties twinkie and a big gulp from the store down the road from my lavish apartment, the big gulp was a bit short measured so I had to buy a can of coke to make up the shortfall, I remember it was coke because oddly enough thats how I made the $46k, a Mexican drug cartel tried to have me over and I took them all out one by one with an old coat hanger, and an elastic band.....etc...etc..

Spot on!!  ;D ;D
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Marty Champions on May 27, 2017, 04:13:14 PM
You have a spare bedroom, broskie?


yeah but its filled with electrical and plumbing supplies
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: SF1900 on May 27, 2017, 04:14:20 PM
yeah but its filled with electrical and plumbing supplies

Damn! I can help you clear it out to make room for me. I just need a bed and small dresser.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Mr Anabolic on May 27, 2017, 04:53:37 PM
in order to cover rent decent apt insurance food ect

in order to make 46 k a year you need to net 20 dollars an hour 40 hours a week

and not saving a dime

its doable taking the bus you can save maybe 10k  per year with no vehicle  but youd have no life

taking all the facts into consideration you are one lucky fuck to make 20 per hour in this society

im lucky and highly skilled but ive really paid my dues and continue to pay with time having to learn more in the rat race. i enjoy the learning but i feel bad for those in the wrong trade or grew up with bad familys no direction .

if i were to give optomistic work advice to minorities around 20 years old what should i say

46K/year works if you are living in a cheap apartment close to work, not married and don't have kids.  However, for 90% of people this is just "getting by" and you wouldn't be able to save much at all.

College is overrated and very overpriced.  If you go to college make sure you get a degree you can use in the real world, preferably something hard science related.  90% of the college grads I work with tell me they'll be paying their student loans for the next 10-15 years.  This is debt slavery.

Acquire real skills, work hard when you're young and save/invest as much as possible.  Live frugally, don't buy things you cannot afford, stay out of debt, don't get married and don't have kids.  This is how I was able to be semi-retired at 51 years old.  I will be fully retired by 60.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Marty Champions on May 27, 2017, 05:20:50 PM
46K/year works if you are living in a cheap apartment close to work, not married and don't have kids.  However, for 90% of people this is just "getting by" and you wouldn't be able to save much at all.

College is overrated and very overpriced.  If you go to college make sure you get a degree you can use in the real world, preferably something hard science related.  90% of the college grads I work with tell me they'll be paying their student loans for the next 10-15 years.  This is debt slavery.

Acquire real skills, work hard when you're young and save/invest as much as possible.  Live frugally, don't buy things you cannot afford, stay out of debt, don't get married and don't have kids.  This is how I was able to be semi-retired at 51 years old.  I will be fully retired by 60.
definitly not marry already spend enough on slots
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: TheAnimal on May 27, 2017, 05:22:30 PM
I once earned $46k in an afternoon, it was a Tuesday because I went shopping on the Wednesday with the money I made, I bought a Hosties twinkie and a big gulp from the store down the road from my lavish apartment, the big gulp was a bit short measured so I had to buy a can of coke to make up the shortfall, I remember it was coke because oddly enough thats how I made the $46k, a Mexican drug cartel tried to have me over and I took them all out one by one with an old coat hanger, and an elastic band.....etc...etc..
;D
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: visualizeperfection on May 27, 2017, 05:37:06 PM
I make almost 4x that amount and I'm still a poor neegar.



 
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: The True Adonis on May 27, 2017, 05:39:56 PM
Why does everyone aspire to rent and not own?  ???
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: visualizeperfection on May 27, 2017, 05:59:56 PM
Why does everyone aspire to rent and not own?  ???

Aren't you unemployed?
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: The Keto Kid on May 27, 2017, 06:52:42 PM
You can definitely live off less, however in America there is tons of opportunities to make a lot more, was talking to this guy who fixed my roof a few weeks back, spoke very poor English but enough to live and work in this country, anyway asked him where he was from, guy was from Peru, then I asked how he liked his job, being I used to be a brick layer at one point in my life and I enjoyed it a great deal, the guys said he loved it, asked him how long he's been in the US, said around 12 years, I asked if he was making good money with this company, he said yes he gets paid by the day not the hour and it's $350 a day, he works six days a week, I was like wow, that's great money being that you are not from this country, he agreed, he told me he will stay here for another 3 years and then go back to Peru, where he owns 2 houses now. No degree, nothing.. barely even speaks English, only in America!
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: HTexan on May 27, 2017, 06:55:46 PM
Depends. Anybody can live outside their means. I didn't have a lot of money in college, and was able to live well with loans, a job, and the military paying for some of it.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: tres_taco_combo on May 27, 2017, 08:40:12 PM
Why does everyone aspire to rent and not own?  ???
it is case by case - there are a many great reasons for each side. it all depends

when society was more of a simpler "flow" 1950s - 1980s owning was considered the "savings account" many families would pay off their mortgage, and have a stockpile of equity when they retired etc or rolled the savings into the next house and had a small mortgage payment.  own a home for 30 years then sell it  - etc etc.... that doesnt happen often like it used. again society moves quicker and totally different

so many ways to buy into real estate - REITS, ETFs, private placement deals, 144a's ....  

i feel most people who own..... they buy more than they should.... they may get approved for the note, but are above a solid budget
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: HTexan on May 27, 2017, 08:50:42 PM
Why does everyone aspire to rent and not own?  ???
Not everyone want to own. I have a friend that makes bank, he likes to rent because no maintenance, repairs, and you can move almost anytime you want. He just got married a few months ago, so maybe a house is in his future.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Mobil on May 27, 2017, 08:55:34 PM
I make roughly 23k a year and I live quite comfortably.

What country do you live in?
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Top Poodle on May 27, 2017, 09:00:01 PM
What country do you live in?

Thailand.

he be ballin'
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Tapeworm on May 27, 2017, 09:12:22 PM
if i were to give optomistic work advice to minorities around 20 years old what should i say

You can't tell someone he should be a plumber or something.  Best I've got is: Figure out what you want to be doing later and do stuff now that will get you there.

Also: Smile patiently and ignore most advice, even the well intentioned kind.  Wisdom and presumption rarely coexist.

Title: Re: one needs to make at least 46k to live barely comfortable
Post by: sync pulse on May 27, 2017, 09:54:50 PM


so many ways to buy into real estate - REITS, ETFs, private placement deals, 144a's ....  


What will the retail shakeout do to REITS?
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: SF1900 on May 27, 2017, 09:58:18 PM
What country do you live in?

Land of the free and home of the brave.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: OLKE_TEXAS on May 27, 2017, 10:15:26 PM
in order to cover rent decent apt insurance food ect

in order to make 46 k a year you need to net 20 dollars an hour 40 hours a week

and not saving a dime

its doable taking the bus you can save maybe 10k  per year with no vehicle  but youd have no life

taking all the facts into consideration you are one lucky fuck to make 20 per hour in this society

im lucky and highly skilled but ive really paid my dues and continue to pay with time having to learn more in the rat race. i enjoy the learning but i feel bad for those in the wrong trade or grew up with bad familys no direction .


if i were to give optomistic work advice to minorities around 20 years old what should i say

This means the US dollar is not worth much. I live in Europe and 46k before taxes is more that enough for a single fella. You can even support a family on that if you pinch your pennies.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: OLKE_TEXAS on May 27, 2017, 11:05:05 PM


when society was more of a simpler "flow" 1950s - 1980s owning was considered the "savings account" many families would pay off their mortgage, and have a stockpile of equity when they retired etc or rolled the savings into the next house and had a small mortgage payment.  own a home for 30 years then sell it  - etc etc.... that doesnt happen often like it used. again society moves quicker and totally different


Thats the problem. People now want everything instant because they are impatient and lazy. What you described is the way to do it.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Irisheyes22 on May 27, 2017, 11:06:43 PM
This means the US dollar is not worth much. I live in Europe and 46k before taxes is more that enough for a single fella. You can even support a family on that if you pinch your pennies.

you lived in Texas about 200 posts  ago

u blarney stoned lyin fa99ot
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Tapeworm on May 27, 2017, 11:13:13 PM
When you think of people from the past you think of someone you have heard of, whose name has been preserved by virtue of some extraordinary behavior on his part.  

But most of them were just fucking, drinking, and working some menial job.  Uncouth and unshowered, they never innovated jack shit and did the bare minimum required of them.  They were lazy as hell and were of no value to themselves or posterity.

And you're descended from them.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: OLKE_TEXAS on May 27, 2017, 11:31:46 PM
you lived in Texas about 200 posts  ago

u blarney stoned lyin fa99ot

That was an inside joke for Droppingplates. He caught me quickly.  ;D
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Powerlift66 on May 28, 2017, 12:51:21 AM
Why does everyone aspire to rent and not own?  ???

Because people are stupid TA. Very...
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: keanu on May 28, 2017, 01:46:51 AM
It depends where you live. I am in Toronto, Canada and make 27.82 U.S. dollars an hour (37 bucks and change Canadian). I get tons of 1.5 OT, and 1 day of 2xOT each week. In this city the average detached home in a decent neighborhood is well over 1 million dollars. I make over 95K U.S. a year but still rent a 3 bedroom house fairly cheap. I invest the rest (40 K U.S.) into stocks like Visa, Apple. ect. I just want to retire early and move somewhere affordable. If I bought a house here, I would be a slave to it.

  Over 25 years ago, I took a year off to pay my undergrad. Took a job as a security guard running OT like mad and bounced 1 day a week. Worked night and day to make 35K U.S. Hard to imagine that 46K gives a decent life today unless your expenses are incredibly low.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: ratherbebig on May 28, 2017, 01:54:57 AM
all you need is a roof over your head, proteinshakes and getbig.
i feel pictures of cars, watches and those from go 4 it's cruise is enough, i dont need to have them myself or be there.
maybe a mirror for flexing.
and some creatine once in a while when you feel you wanna live the good life.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Mr Anabolic on May 28, 2017, 05:06:31 AM
Not everyone want to own. I have a friend that makes bank, he likes to rent because no maintenance, repairs, and you can move almost anytime you want. He just got married a few months ago, so maybe a house is in his future.

Also, you never truly "own" the house/property.  You are simply renting it from the government.  Perpetual taxes, insurance and eminent domain is why.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Simple Simon on May 28, 2017, 06:12:36 AM
Also, you never truly "own" the house/property.  You are simply renting it from the government.  Perpetual taxes, insurance and eminent domain is why.
how much do you have to pay the government if you decide to burn down the house you never own?
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: OLKE_TEXAS on May 28, 2017, 06:17:30 AM
all you need is a roof over your head, proteinshakes and getbig.
i feel pictures of cars, watches and those from go 4 it's cruise is enough, i dont need to have them myself or be there.
maybe a mirror for flexing.
and some creatine once in a while when you feel you wanna live the good life.

Classic getbig post. ;D
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Mr Anabolic on May 28, 2017, 06:30:06 AM
how much do you have to pay the government if you decide to burn down the house you never own?

They don't care about the house, it's the land... their land, not yours.  Wake up.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Tha Grim Lifter on May 28, 2017, 07:10:28 AM
When you think of people from the past you think of someone you have heard of, whose name has been preserved by virtue of some extraordinary behavior on his part.  

But most of them were just fucking, drinking, and working some menial job.  Uncouth and unshowered, they never innovated jack shit and did the bare minimum required of them.  They were lazy as hell and were of no value to themselves or posterity.

And you're descended from them.

Many are. I'm descended from grandparents from different countries who came to Australia for a better life (one being Greece, lucky for that  ;D). IDK how hard they worked but clearly more than most Australians who are lazy and it showed through my parents and Aunties/Uncles at least on the Greek side. I would outwork them all, outsmart them all. It's got to be in you when you're young. If you get an harder life young everything else is easy.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: TheAnimal on May 28, 2017, 02:59:22 PM
When you think of people from the past you think of someone you have heard of, whose name has been preserved by virtue of some extraordinary behavior on his part.  

But most of them were just fucking, drinking, and working some menial job.  Uncouth and unshowered, they never innovated jack shit and did the bare minimum required of them.  They were lazy as hell and were of no value to themselves or posterity.

And you're descended from them.
Who are you talking about?
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: tres_taco_combo on May 28, 2017, 04:50:13 PM
Thats the problem. People now want everything instant because they are impatient and lazy. What you described is the way to do it.

credit appeared and became aval to everyone and everyone is addicted to it, BUT to get places you do need to properly use credit in our society today. being financially savy is also about playing defense too.  (its my trade so that is why I feel this way)
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: tres_taco_combo on May 28, 2017, 04:52:21 PM
to sum shit up real quick -  1 economic statement -

cost of living has gone up extremely high compared the average wage cost - living comfortably
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Yamcha on May 28, 2017, 04:55:48 PM
Complete website for only $300- www.300website.com
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Tapeworm on May 28, 2017, 04:57:13 PM
Who are you talking about?

Vince Gironda's half brother's nephew.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: The True Adonis on May 28, 2017, 06:17:34 PM
    If you have a garden and a library, you have everything you need.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: SF1900 on May 28, 2017, 06:27:43 PM
    If you have a garden and a library, you have everything you need.

TA, what about chicken breasts and a flat screen television?

Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Tapeworm on May 28, 2017, 06:30:16 PM
It is the peculiar quality of a fool to perceive the faults of others and to forget his own.
Title: Re: one needs to make at least 46k to live barely comfortable
Post by: Tapeworm on May 28, 2017, 06:32:18 PM
No sane man will dance.