It depends where you live. I am in Toronto, Canada and make 27.82 U.S. dollars an hour (37 bucks and change Canadian). I get tons of 1.5 OT, and 1 day of 2xOT each week. In this city the average detached home in a decent neighborhood is well over 1 million dollars. I make over 95K U.S. a year but still rent a 3 bedroom house fairly cheap. I invest the rest (40 K U.S.) into stocks like Visa, Apple. ect. I just want to retire early and move somewhere affordable. If I bought a house here, I would be a slave to it.
Over 25 years ago, I took a year off to pay my undergrad. Took a job as a security guard running OT like mad and bounced 1 day a week. Worked night and day to make 35K U.S. Hard to imagine that 46K gives a decent life today unless your expenses are incredibly low.