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Getbig Main Boards => Gossip & Opinions => Topic started by: Palumboism on April 05, 2019, 11:07:58 AM
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Attention, Plebs: New Cars Are Becoming Prohibitively Expensive
By Matt Posky on April 4, 2019
Edmunds estimates that the average transaction price of a new vehicles reached $36,495 in December 2018
https://www.thetruthaboutcars.com/2019/04/attention-plebs-new-cars-are-becoming-prohibitively-expensive/ (https://www.thetruthaboutcars.com/2019/04/attention-plebs-new-cars-are-becoming-prohibitively-expensive/)
This is where the big three are leaving the door open for the Japanese and Koreans by eliminating cars.
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This will make the secondary/used car market even more profitable.
Goodrum is watching.
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$36,500 is so expensive! my god
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People are using leasing to buy cars more expensive than they could otherwise afford.
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that's why you have to keep them as long as you can, break out the duct tape. i think mine has another 100 k miles in it.
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People are using leasing to buy cars more expensive cars than they could otherwise afford.
yes, it is so easy to get into an expensive auto lease or auto loan. leasing a BMW M4 is not that hard. 15 years ago... financing a BMW M3 was much tougher.
ive posted my job career before - mortgage broker - many times..... expensive auto loans decline or make deals do not work where clients cannot buy a home.
ive seen regular americans with $850 to $1000 car payments. good by savings.
car payments will kill wealth -
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that's why you have to keep them as long as you can, break out the duct tape. i think mine has another 100 k miles in it.
That ride lives up to your screen name either way a person interprets it. LOL!
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that's why you have to keep them as long as you can, break out the duct tape. i think mine has another 100 k miles in it.
modern cars are good for 200k miles
-get regular service (typically every 5k miles) oil, tires etc. get a service tech -
-get your car waxed/details 2-4 times year (this does not washing it)
take pride in your property - why trash something you own? i never understand why ppl treat their auto like a piece of shit? you make a payment on that thing you are abuse? ???
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That ride lives up to your screen name either way a person interprets it. LOL!
;D thanks, all mighty one.
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that's why you have to keep them as long as you can, break out the duct tape. i think mine has another 100 k miles in it.
:o WoW I’ll buy that for a Dollar.
;)
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yes, it is so easy to get into an expensive auto lease or auto loan. leasing a BMW M4 is not that hard. 15 years ago... financing a BMW M3 was much tougher.
ive posted my job career before - mortgage broker - many times..... expensive auto loans decline or make deals do not work where clients cannot buy a home.
ive seen regular americans with $850 to $1000 car payments. good by savings.
car payments will kill wealth -
Well them payments are making someone Wealthy!!
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yes, it is so easy to get into an expensive auto lease or auto loan. leasing a BMW M4 is not that hard. 15 years ago... financing a BMW M3 was much tougher.
ive posted my job career before - mortgage broker - many times..... expensive auto loans decline or make deals do not work where clients cannot buy a home.
ive seen regular americans with $850 to $1000 car payments. good by savings.
car payments will kill wealth -
I’m pretty stoned right now off a piece of a punch bar so I might be unable to understand but I’ve read it 10 times taco,what the fuck does that second paragraph mean?
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I’m pretty stoned right now off a piece of a punch bar so I might be unable to understand but I’ve read it 10 times taco,what the fuck does that second paragraph mean?
Kills your income to debt ratio.
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Kills your income to debt ratio.
Thank you
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sorry if my post are messy, i do this from an ipad with voice text.
a high auto loan payment can be the main reason why a mortgage would be declined. avoid high car payments
unless you are a car guy and its your hobby - then its case by case.
getting into a $50k + truck.... you should be very wealthy in our current economy. inflation/cost of living is through the roof,. $3 gas, tax laws are always switching. its much more then the dollar amount - things run deeper with the economy. the wrong large economic move and you could be up shit creek.
unnecessary leverage is too risky
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sorry if my post are messy, i do this from an ipad with voice text.
a high auto loan payment can be the main reason why a mortgage would be declined. avoid high car payments
unless you are a car guy and its your hobby - then its case by case.
getting into a $50k + truck.... you should be very wealthy in our current economy. inflation/cost of living is through the roof,. $3 gas, tax laws are always switching. its much more then the dollar amount - things run deeper with the economy. the wrong large economic move and you could be up shit creek.
unnecessary leverage is too risky
No prob taco,I’m really flying over here and I just couldn’t make sense of it.Sometimes when I’m really baked I can’t make sense of shit.
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Housing and car pricing is totally dependent on financing. When they started doing 8 year financing on cars the prices went up.
Regular vehicles like a Wrangler or F-150 are 60k, it's totally out of hand.
If you drive only what you can pay cash for it changes your life. Next to that buy the 36k car used for 20k a few years later.
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I mean you have v6 camrys reaching over 40k with options
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yes, it is so easy to get into an expensive auto lease or auto loan. leasing a BMW M4 is not that hard. 15 years ago... financing a BMW M3 was much tougher.
ive posted my job career before - mortgage broker - many times..... expensive auto loans decline or make deals do not work where clients cannot buy a home.
ive seen regular americans with $850 to $1000 car payments. good by savings.
car payments will kill wealth -
A lease in an M3 around 2003 was around 750 with 0 down I recall
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Car options kill you.
I always buy base models with standard options. Even base models today have lots of nice options.
Moving up the option ladder can easily add $7-$10k onto the price.
You can't get around getting fracked even going as cheaply as possible.
Pickup truck prices are insane.
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A lease in an M3 around 2003 was around 750 with 0 down I recall
ya man - the e46 M3 was an amazing bang for its buck. a new m4 is like $80k to $90k? WTF! Plus they arent as fun as the e36 m3 or e46 m3. the older M3 were drivers car and rode hard.
i had an e46 m3 convertible. i swapped out for after market CSL style wheels. those were in back in the day. everyone wanted Dinan or CSL parts. i never modded mine.. just rims.
but the m3 was an affordable bad ass machine - an all around modern marvel of a car. coupe, SMG, 6 speed, convertible, CSL, tracked car, Super charger options, turbo options. the M3 was pre Bangle design era too.
I sold cars at a Honda Dealership and an Infiniti dealership way back in the early 2000s and cars were more in line with income.
today? the cost of living/auto's are outrageous based on personal income. as a consumer you need to make prudent decisions and don't like marketing or the neighbors influence you. like others have said, before careful on options
leasing will become very common as time goes on... its simply cheaper on a monthly basis for consumers then standard financing.
pics of my M3 - loved this car :) bought it semi pre -owned. i used to burn oil and clutches all the time - 6 speed manual. douchey plates of course :)
the 2001-2006 bmw line up peaked (BMW M5, 740i sport, 3 series) just clean lines, solid options, drove well.
(http://i66.tinypic.com/fx4j6b.jpg)
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No prob taco,I’m really flying over here and I just couldn’t make sense of it.Sometimes when I’m really baked I can’t make sense of shit.
Between this level of high you're reaching, and the daily rage you discussed in the Strawman thread, I'm led to the conclusion that if you back off the MJ a bit you might find the perfect balance. There's no arguing you should use daily though! LOL!
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ya man - the e46 M3 was an amazing bang for its buck. a new m4 is like $80k to $90k? WTF! Plus they arent as fun as the e36 m3 or e46 m3. the older M3 were drivers car and rode hard.
i had an e46 m3 convertible. i swapped out for after market CSL style wheels. those were in back in the day. everyone wanted Dinan or CSL parts. i never modded mine.. just rims.
but the m3 was an affordable bad ass machine - an all around modern marvel of a car. coupe, SMG, 6 speed, convertible, CSL, tracked car, Super charger options, turbo options. the M3 was pre Bangle design era too.
I sold cars at a Honda Dealership and an Infiniti dealership way back in the early 2000s and cars were more in line with income.
today? the cost of living/auto's are outrageous based on personal income. as a consumer you need to make prudent decisions and don't like marketing or the neighbors influence you. like others have said, before careful on options
leasing will become very common as time goes on... its simply cheaper on a monthly basis for consumers then standard financing.
pics of my M3 - loved this car :) bought it semi pre -owned. i used to burn oil and clutches all the time - 6 speed manual. douchey plates of course :)
the 2001-2006 bmw line up peaked (BMW M5, 740i sport, 3 series) just clean lines, solid options, drove well.
(http://i66.tinypic.com/fx4j6b.jpg)
I HAD 3 BMWS 2 5'S AND 335 GREAT RIDES ,,,IM VOLVO GUY NOW.'I WORK FOR THEM'
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$36,500 is so expensive! my god
What happens when the $36,500 average vehicle price meets up with the Millennial who just uses Uber and doesn't want to own a car? :-X
Auto CEO's may be happy now, but they're ringing their hands about the future.
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America. Home of the free and an economy built on debt.
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Between this level of high you're reaching, and the daily rage you discussed in the Strawman thread, I'm led to the conclusion that if you back off the MJ a bit you might find the perfect balance. There's no arguing you should use daily though! LOL!
Hahahha,only way I can sleep and be relaxed and not give a shit is an edible.It really just makes my night and makes sex so much more intense.but yeah I agree I’m starting to have a little weed hangover the next day.Which I’ve never had.So I will drop the dose,my dose is very small compared to anyone I talk to as I’m a weed lightweight but I will drop it in half.good call.
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Hahahha,only way I can sleep and be relaxed and not give a shit is an edible.It really just makes my night and makes sex so much more intense.but yeah I agree I’m starting to have a little weed hangover the next day.Which I’ve never had.So I will drop the dose,my dose is very small compared to anyone I talk to as I’m a weed lightweight but I will drop it in half.good call.
take off 30-60 days. go 100% cold. then take some.... you will get that semi virgin feel again.
don't chase the dragon, but at least spot it. (1-2 months cold)
also take on a pure empty stomach too. way much more effective.
yes its a stange hang over.
every so often i will train on 10-20 mg of edibles. not trolling, i will do so. maybe once every 3 months. I do enjoy hot yoga on 10-20mg of edbles.
choc products are amazing. they have come a long way
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take off 30-60 days. go 100% cold. then take some.... you will get that semi virgin feel again.
don't chase the dragon, but at least spot it. (1-2 months cold)
also take on a pure empty stomach too. way much more effective.
yes its a stange hang over.
every so often i will train on 10-20 mg of edibles. not trolling, i will do so. maybe once every 3 months. I do enjoy hot yoga on 10-20mg of edbles.
choc products are amazing. they have come a long way
I’ve been contemplating doing exactly that just wonder if I won’t sleep at all on the break.Guess I just gotta try it and find out.Yeah occasionally I can take a 5mg piece and workout and it does feel good cause you just get lost in the pump.Yes chocolates have definitely come a long way.
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I’ve been contemplating doing exactly that just wonder if I won’t sleep at all on the break.Guess I just gotta try it and find out.Yeah occasionally I can take a 5mg piece and workout and it does feel good cause you just get lost in the pump.Yes chocolates have definitely come a long way.
you will be fine -
yes dude. go 100% cold for 1-2 months. your receptor sites basically reset. its amazing to get that feel again... just make eye contact the dragon, dont chase it.
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I HAD 3 BMWS 2 5'S AND 335 GREAT RIDES ,,,IM VOLVO GUY NOW.'I WORK FOR THEM'
good stuff -
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good stuff -
Ty,,,,,check out 2019 volvo s60 sweet ride
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Ty,,,,,check out 2019 volvo s60 sweet ride
My neighbor just got a 2019 s60 t6 r design and that is a very nice car.Always liked the r design.
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Leasing might be a bad financial move but one of the few joys in adulthood is getting a new ride every 2-3 years. Worth $1K a month to me.
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Leasing might be a bad financial move but one of the few joys in adulthood is getting a new ride every 2-3 years. Worth $1K a month to me.
I rent cars monthly so I get different one every 30 days,cost between 650-1200 depending on type of vehicle and time of year but I don’t have any maintenance,can beat the bag out of them,and unlimited miles as I drive around 40k a year.Worth every penny to me.
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I rent cars monthly so I get different one every 30 days,cost between 650-1200 depending on type of vehicle and time of year but I don’t have any maintenance,can beat the bag out of them,and unlimited miles as I drive around 40k a year.Worth every penny to me.
That’s interesting. You use the same rental car service? How does it work?
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Leasing might be a bad financial move but one of the few joys in adulthood is getting a new ride every 2-3 years. Worth $1K a month to me.
Leasing is amazing if you’re good at it.
I have leased for years, there are boards devoted to lease hacking. Certain models and trims lease better than others. I’m able to lease a 60k msrp German car for under 500$ a month with nothing down.
Tres tacos is very right about debt to income fucking you off. I’m very poor by getbig standards, barely crack 6 figs, but I’m a homeowner with no other debt because of a little bit more self control. In my early 20’s my buddies would go to Vegas once or twice a month and drop 2k a weekend on a bottle at some club for the prospect of date raping a drunk club ho.
I was hitting the local dive and smashing for a fraction of the cost in a Hurley T shirt.
All the dudes from that lifestyle also had unplanned pregnancies and massive 70k trucks. They wonder why creeping up to their 30’s in an apartment still is their reality.
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That’s interesting. You use the same rental car service? How does it work?
Yeah same place for the last 14 years.I just sign a monthly contract for whatever vehicle I have chosen and it’s unkimited miles and I’m insured either by my car I own insurance or the credit card I use to rent.For me it’s perfect cause unlimited miles and no maintenance is key for me.also I’m pretty rough on cars so I’d rather not use my own.
Typical rentals are suvs such as for explorer limited and sport and Ford Expedition f150,Chevy suburban or GMC Yukon Chevy Silverado,cars Dodge Charger v6 and v8,Chrysler 300,Audi a4,a6,Mercedes c or e 300,Cadillac xts,xts v sport,,Lincoln Navigator and some sedans,mkx.Those are what I usually choose from nothing crazy but some nice rides and you can get higher up ones if you request them.
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My neighbor just got a 2019 s60 t6 r design and that is a very nice car.Always liked the r design.
insane,,
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America. Home of the free and an economy built on debt.
Yes, price is always $5,000 for most The rest is debt.