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Getbig Main Boards => Gossip & Opinions => Topic started by: robcguns on June 30, 2023, 07:42:30 AM
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Supreme Court is kicking ass daily. Trump is killing it from beyond the presidential throne. Dems going crazy wanting more free shit. You went to college pay your fucking debt.
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Supreme Court is kicking ass daily. Trump is killing it from beyond the presidential throne. Dems going crazy wanting more free shit. You went to college pay your fucking debt.
HUZZAH! Good news indeed, my brother!
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Why is that good news? College lending is predatory and the colleges and lenders themselves are corrupt fagggots.
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They just said most of the people who hold this college debt are black womens me Biden wanted to do this for them cause they support him so much. How disgusting, once again just trying to give free stuff to the blacks. No earning necessary I guess. What a disgusting world where everyone expects handouts.
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Why is that good news? College lending is predatory and the colleges and lenders themselves are corrupt fagggots.
If you want to get a “good job” then pay your debt. Very simple. You supposedly go to college and get a leg up on all those who don’t do with your extra pay pay your debt. I can’t all of a sudden say I can’t make payments on my work vehicles correct?
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imagine being so cucked that you side with banks over human beings, hell over your own kind
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I can’t all of a sudden say I can’t make payments on my work vehicles correct?
That's literally what bankruptcy is, which is no big deal.
They make it much harder to discharge student debt in bankruptcy... because they are corrupt usurers.
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imagine being so cucked that you side with banks over human beings, hell over your own kind
Don’t take the loan if you can’t pay the debt. Simple what’s right is right and what’s wrong is wrong but the dem libs think free stuff for everyone especially blacks. Yeah let’s keep rewarding their No reaponsibility behavior as it seems to be working out Great so far.
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Don’t take the loan if you can’t pay the debt.
Why doesn't the US government pay its debts? It took out all those loans, it should repay them.
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Why is that good news? College lending is predatory and the colleges and lenders themselves are corrupt fagggots.
I should not have to pay the debts of others and that is exactly what Biden & Co. want to have happen. A degree in many of these majors is useless, how is that my fault that I should be forced to pay for a degree in "Equitable Outcome Standards" because the maroon is a maroon of color or a trannie of color or a woman of lesbian color or a non-binary multi-gendered dipshit of multicolor?
FTN.
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imagine being so cucked that you side with banks over human beings, hell over your own kind
Black Females and multicolored dipshits of Peace, not human beings
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Why doesn't the US government pay its debts? It took out all those loans, it should repay them.
Go ask Biden & Co. It's likely you will hear something about a gangsta named "Popcorn" and "...if you ain't votin' fo' me U don be black" . 'n' sheit.
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I should not have to pay the debts of others and that is exactly what Biden & Co. want to have happen. A degree in many of these majors is useless, how is that my fault that I should be forced to pay for a degree in "Equitable Outcome Standards" because the maroon is a maroon of color or a trannie of color or a woman of lesbian color or a non-binary multi-gendered dipshit of multicolor?
FTN.
Your tax dollars don’t “pay” anything. The US government prints out however much money it needs, irrespective of taxes collected. Taxes are collected to reduce the money supply, thereby limiting inflation.
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I should not have to pay the debts of others and that is exactly what Biden & Co. want to have happen. A degree in many of these majors is useless, how is that my fault that I should be forced to pay for a degree in "Equitable Outcome Standards" because the maroon is a maroon of color or a trannie of color or a woman of lesbian color or a non-binary multi-gendered dipshit of multicolor?
FTN.
you're already doing that, what do you think bailouts are?
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you're already doing that, what do you think bailouts are?
Then we sure as shit don’t need to add to it.
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Then we sure as shit don’t need to add to it.
they're not going to stop, it would have been nice to help human beings instead of corporations. again though, every president is going to bail out a "too big to fail" corp, 100% of the time
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What's your occupation, residue?
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What's your occupation, residue?
Analytics manager work for a decent sized startup, on the product side.
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What's your occupation, residue?
Blm protestor. Would be my guess.
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Why is that good news? College lending is predatory and the colleges and lenders themselves are corrupt fagggots.
Example…why should a roofer pay the debt of a college student. Socialism doesn’t and has never worked at any time, ever
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imagine being so cucked that you side with banks over human beings, hell over your own kind
Aren’t you the guy who said he screws other men’s wives who have kids?
Should we take anything regarding right versus wrong from you seriously?
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Example…why should a roofer pay the debt of a college student. Socialism doesn’t and has never worked at any time, ever
Exactly.
Aren’t you the guy who said he screws other men’s wives who have kids?
Should we take anything regarding right versus wrong from you seriously?
Yes another reason he is a scumbag piece of shit. Lot of reasons. Be prepared for the small dick comment again haha.
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Why is that good news? College lending is predatory and the colleges and lenders themselves are corrupt fagggots.
Pay your debts..if not face the consequences..nothing else to talk about..just grow up and stop playing victim for your bad decisions
Bench
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Exactly.
Yes another reason he is a scumbag piece of shit. Lot of reasons. Be prepared for the small dick comment again haha.
Is this true, residue?
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They just said most of the people who hold this college debt are black womens me Biden wanted to do this for them cause they support him so much. How disgusting, once again just trying to give free stuff to the blacks. No earning necessary I guess. What a disgusting world where everyone expects handouts.
Of course, no surprise there, filth
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Is this true, residue?
oh yeah, i really enjoy being a side piece, especially to dissatisfied wives. I live on the upper east side of nyc now, it's literally nothing but disappointed housewives
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oh yeah, i really enjoy being a side piece, especially to dissatisfied wives. I live on the upper east side of nyc now, it's literally nothing but disappointed housewives
Really disappointed after being with a liberal Jew who worships black cock. Must be very sad for them.
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oh yeah, i really enjoy being a side piece, especially to dissatisfied wives. I live on the upper east side of nyc now, it's literally nothing but disappointed housewives
Not too many Brothers in your ‘Hood.😂😂😂
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Not too many Brothers in your ‘Hood.😂😂😂
lol.
Lives in an all white neighborhood.
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This college debt decision is huge.
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Not too many Brothers in your ‘Hood.😂😂😂
Hence why he loves them so much, typical dem.
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Supreme Court is kicking ass daily. Trump is killing it from beyond the presidential throne. Dems going crazy wanting more free shit. You went to college pay your fucking debt.
The HEROS Act of 2003 was passed by Congress and signed by President Bush allowed federal student loans to be modified or waived in the event of a national emergency.
COV-19 was a national emergency and people who lost their jobs accured a ton of debt from interest and penalties
Biden forgiving up to 20k in student debt would not have helped a lot of people but it would have at least covered the interest and penalties accured putting them right back where they were before the pandemic....and he had the right to do so under law.
Because the Supreme Court struck it down, it means that the amount of interest and penalties accured during COV-19 will stand increasing overall student debt by at least 30 billion dollars at the very least. It was struck down under a "major issues clause" which basically is a load of crap.
Its not going to be good come election time. GOP pretty much has pissed off a lot of people, thats why mid-terms were horrible when normally it should have been well. A lot of conservative voters have student loans and that extra money they now have to pay will lead them to either vote Dem or just not vote at all.
Sometimes winning is really losing
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They are on a hot streak
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The HEROS Act of 2003 was passed by Congress and signed by President Bush allowed federal student loans to be modified or waived in the event of a national emergency.
COV-19 was a national emergency and people who lost their jobs accured a ton of debt from interest and penalties
Biden forgiving up to 20k in student debt would not have helped a lot of people but it would have at least covered the interest and penalties accured putting them right back where they were before the pandemic....and he had the right to do so under law.
Because the Supreme Court struck it down, it means that the amount of interest and penalties accured during COV-19 will stand increasing overall student debt by at least 30 billion dollars at the very least. It was struck down under a "major issues clause" which basically is a load of crap.
Its not going to be good come election time. GOP pretty much has pissed off a lot of people, thats why mid-terms were horrible when normally it should have been well. A lot of conservative voters have student loans and that extra money they now have to pay will lead them to either vote Dem or just not vote at all.
Sometimes winning is really losing
I thought George W Bush was a bad president
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Not too many Brothers in your ‘Hood.😂😂😂
Ok? And? Stop acting like Harlem isn’t a 12 min walk from yorkville, In a city where everyone walks
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I thought George W Bush was a bad president
Bush only signed it. Congress did and it was a GOP majority at the time. Government has collected close to a TRILLION dollars just in interest. The amount of interest paid every year on all federal student loans is abour 22 billion dollars annually and that doesn't count penalities or the actual loans
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Don’t take the loan if you can’t pay the debt. Simple what’s right is right and what’s wrong is wrong but the dem libs think free stuff for everyone especially blacks. Yeah let’s keep rewarding their No reaponsibility behavior as it seems to be working out Great so far.
The vast majority of student loans are white people. We just hold a higher percentage obviously due to disparity in wages but overall debt. The forgiveness would mostly go to white people.
Again, there is no money being given out, student loan forgiveness is taking off a portion of the debt owed. People would have their loans paid but because Congress raises the interest rate every year, its literally impossible to pay it off unless its a lump sum which most people don't have. There are people who took out a 30k loan, has paid over 50k, and still owes 25k....that's how fucked up student loans are
Your mentality about not taking on a loan you can't pay is stupid. We wouldn't have doctors, dentists, nurses, attorneys, engineers, etc.
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Look at all the communists posting here about not paying their debts and complaining about taxes. ::)
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Government has collected close to a TRILLION dollars just in interest.
Great, more for Ukraine. See how this works? ;D
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Great, more for Ukraine. See how this works? ;D
(https://www.aljazeera.com/wp-content/uploads/2019/04/98e78e63fd8c4c41b8488d1878d8ac80_18.jpeg?resize=770%2C513&quality=80)
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The vast majority of student loans are white people. We just hold a higher percentage obviously due to disparity in wages but overall debt. The forgiveness would mostly go to white people.
Again, there is no money being given out, student loan forgiveness is taking off a portion of the debt owed. People would have their loans paid but because Congress raises the interest rate every year, its literally impossible to pay it off unless its a lump sum which most people don't have. There are people who took out a 30k loan, has paid over 50k, and still owes 25k....that's how fucked up student loans are
Your mentality about not taking on a loan you can't pay is stupid. We wouldn't have doctors, dentists, nurses, attorneys, engineers, etc.
They said the majority of the debt forgiveness was going to be given to black women though. Which they also said was why Biden wanted it so bad. Was hoping for the black woman vote next go round.
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Another failed Government Intervention which “seemed” like a good idea.
The net effect has been sky high tuition, phony demand for majors that have no market value, and a huge debt burden on people whose degrees didn’t even get jobs relating to their major.
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The vast majority of student loans are white people. We just hold a higher percentage obviously due to disparity in wages but overall debt. The forgiveness would mostly go to white people.
Again, there is no money being given out, student loan forgiveness is taking off a portion of the debt owed. People would have their loans paid but because Congress raises the interest rate every year, its literally impossible to pay it off unless its a lump sum which most people don't have. There are people who took out a 30k loan, has paid over 50k, and still owes 25k....that's how fucked up student loans are
Your mentality about not taking on a loan you can't pay is stupid. We wouldn't have doctors, dentists, nurses, attorneys, engineers, etc.
One would think an entrepreneur of your “Caliber” would have a better understanding of economics and know that you increase “access” by making things cheap. Government interventions do the opposite:
Ron Paul: End U.S. student loans - POLITICO
https://www.politico.com/story/2011/10/ron-paul-end-us-student-loans-066645
“Just think of all this willingness to want to help every student get a college education,” said Paul, who graduated from Gettysburg College in Pennsylvania before earning a medical degree at the Duke University School of Medicine. “I went to school when we had none of those. I could work my way through college and medical school because it wasn’t so expensive.”
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Education became just another business and they encouraged customers to load up promising riches.
Pretty much wrecking young people before they even have any means to pay it all back.
Enter the real world and everyone else has a degree so for 98% it was pointless, same pay as non-degree but they are saddled with huge debt.
It needs some sort of solution. 0% interest? Partial govt payoff?
To be happy about not giving kids a helping hand sounds like Boomer thinking.
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You play you pay. Anyone who does not pay their debts should consider themselves LOSERS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
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One would think an entrepreneur of your “Caliber” would have a better understanding of economics and know that you increase “access” by making things cheap. Government interventions do the opposite:
Ron Paul: End U.S. student loans - POLITICO
https://www.politico.com/story/2011/10/ron-paul-end-us-student-loans-066645
“Just think of all this willingness to want to help every student get a college education,” said Paul, who graduated from Gettysburg College in Pennsylvania before earning a medical degree at the Duke University School of Medicine. “I went to school when we had none of those. I could work my way through college and medical school because it wasn’t so expensive.”
There is a difference between proposal and reality and Ron Paul isn't President. These federal student loans are around because the government gets a huge return on what they borrow with interest.
Colleges count on getting those loans and jack up the price of school and Congress continues to jack up the interest every year to keep the loans outstanding. Everyone knows it and at Biden tried to do something about it under the HEROS act.
Once people have to go back to paying on their loans, they will have a shitload of interest and will have to pay even more. They paused it due to COV-19 job losses but not the fees.
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Although most college students take out student loans, women and people of color are more likely to have student loan debt—and higher balances—than their white male counterparts.
Average Student Loan Debt for Men and Women
47% of women hold student loan debt
40% of men hold student loan debt
Source: Federal Reserve of St. Louis
Average Student Loan Debt by Race
50% of Black adults have student loan debt, with an average balance of $9,800
44% of white adults have student loan debt, with an average balance of $8,700
37% of Hispanic/Latino adults have student loan debt, with an average balance of $7,000
Source: Federal Reserve of St. Louis
https://www.forbes.com/advisor/student-loans/average-student-loan-debt-statistics/
https://www.stlouisfed.org/publications/economic-equity-insights/gender-racial-disparities-student-loan-debt
Student loan debt statistics among racial and ethnic groups reflect dramatic differences in financial health, habits, and resource availability from one community to the next.
Black and African American college graduates owe an average of $25,000 more in student loan debt than White college graduates.
Four years after graduation, Black students owe an average of 188% more than White students borrowed.
Black and African American student borrowers are the most likely to struggle financially due to student loan debt making monthly payments of $250.
Asian college graduates are the fastest to repay their loan debt and the most likely to earn a salary that exceeds their student loan debt balance.
https://educationdata.org/student-loan-debt-by-race
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Education became just another business and they encouraged customers to load up promising riches.
Pretty much wrecking young people before they even have any means to pay it all back.
Enter the real world and everyone else has a degree so for 98% it was pointless, same pay as non-degree but they are saddled with huge debt.
It needs some sort of solution. 0% interest? Partial govt payoff?
To be happy about not giving kids a helping hand sounds like Boomer thinking.
A helping hand at what? A state or private degree?
Community colleges are a legitimate option that you can knock out a 2year program for a fraction of the price. Why are people not promoting that?
Military service would also make a degree free or very close to it; why is that not seen as an option?
There are numerous “helping hands” available, they real question is why do we continue to promote the business side of education?
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The HEROS Act of 2003 was passed by Congress and signed by President Bush allowed federal student loans to be modified or waived in the event of a national emergency.
COV-19 was a national emergency and people who lost their jobs accured a ton of debt from interest and penalties
Biden forgiving up to 20k in student debt would not have helped a lot of people but it would have at least covered the interest and penalties accured putting them right back where they were before the pandemic....and he had the right to do so under law.
Because the Supreme Court struck it down, it means that the amount of interest and penalties accured during COV-19 will stand increasing overall student debt by at least 30 billion dollars at the very least. It was struck down under a "major issues clause" which basically is a load of crap.
Its not going to be good come election time. GOP pretty much has pissed off a lot of people, thats why mid-terms were horrible when normally it should have been well. A lot of conservative voters have student loans and that extra money they now have to pay will lead them to either vote Dem or just not vote at all.
Sometimes winning is really losing
The HEROS Act was for VETERANS only. Not to be hijacked and used for any schmo who took out a college loan. If you feel so bad for them, use YOUR money to help pay their loans. But you won't. Instead you will just complain and talk about how Unfair life is. Funny how people like you expect everyone else to pay for other peoples useless shit. And anyone who knows anything about how the government works, The President does not have the power of the purse. That is Congress's responsibility. Sad that the 3 Liberal justices don't know how to interpret law according to the Constitution and act as Activists. This is a BIG win for the Taxpayer.
/
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Another failed Government Intervention which “seemed” like a good idea.
The net effect has been sky high tuition, phony demand for majors that have no market value, and a huge debt burden on people whose degrees didn’t even get jobs relating to their major.
Don't forget the hundreds of billions lost in productivity from EOE lawsuits, coddling and retaining people you would otherwise fire for years and working around and mopping up for people who are not actually qualified to do their jobs.
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Ok? And? Stop acting like Harlem isn’t a 12 min walk from yorkville, In a city where everyone walks
Like most liberals you talk a good civil rights game but at the end of the day you moved to the whitest part of the city.
You could’ve gotten an apartment in 12 minutes away Harlem for much less but you didn’t.
You got exposed. Just take the L.
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Once people have to go back to paying on their loans, they will have a shitload of interest and will have to pay even more. They paused it due to COV-19 job losses but not the fees.
So for over three years these deadbeats did not make a student loan payment.
Did they invest the money they weren’t paying, or did they spend it on bullshit?
If they were smart (that excludes you) the money they didn’t have to send for loan payments would be sitting in an account ready to go once the loans resumed.
Welcome to wealthy White people’s ways of the world.
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You agree to the terms of a debt, you own it. It’s yours. Pay it.
Responsibility. Accountability. Honour.
P.S. It took Fortress 12 years to wipe out his college debt. No excuses. No whining. Just, Here’s your money. Thank you for lending me the dough.
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Is that true, Vince?
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Myra Brown got a $50K PPP loan forgiven and Alexander Taylor's family literally made too much for him to qualify for a Pell Grant. This is who Boomers on G&O are cheering for today.
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Myra Brown got a $50K PPP loan forgiven and Alexander Taylor's family literally made too much for him to qualify for a Pell Grant. This is who Boomers on G&O are cheering for today.
Nubainian, puhleeeeze! Typist.
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When are the Democrats forgiving mortgage loans, car loans and credit card loans? Just asking for a friend. Truth be told despite the Democrat lies, Biden never had the power through executive order to forgive student loans. If congress passes a bill to forgive student loans it will be the the plumber and all the other non college people paying for it. I hope Biden forgives the Plumber's truck loan because he has four more years to pay it off.
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When are the Democrats forgiving mortgage loans, car loans and credit card loans? Just asking for a friend. Truth be told despite the Democrat lies, Biden never had the power through executive order to forgive student loans. If congress passes a bill to forgive student loans it will be the the plumber and all the other non college people paying for it. I hope Biden forgives the Plumber's truck loan because he has four more years to pay it off.
Have you been paying attention? https://www.npr.org/2023/01/09/1145040599/ppp-loan-forgiveness
Most PPP loans (92% of them!) have been granted full or partial forgiveness.
And if you want to debtmaxx and then make your credit card loans go away, there's a pretty easy legal mechanism for that -- but it doesn't exist for predatory college debt.
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(https://img.ifunny.co/images/98509774ce6d6ef7367e8e2ef5eb97af2bbc61fccd5d0d0f47cd62e425dbc1d7_1.webp)
Pay your own bills, crybaby losers.
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Why is that good news? College lending is predatory and the colleges and lenders themselves are corrupt fagggots.
Take it out on the college administrators. That, and don't take out loans for worthless degrees.
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lol.
Lives in an all white neighborhood.
That's standard among White and Jewish leftists. They are all so full of shit.
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(https://img.ifunny.co/images/98509774ce6d6ef7367e8e2ef5eb97af2bbc61fccd5d0d0f47cd62e425dbc1d7_1.webp)
Pay your own bills, crybaby losers.
The government doesn't pay its debt.
91% of PPP loans -- some of them in the millions of dollars and obviously fraudulent -- have recently been forgiven.
There have never been more gibs and government benefits being passed around.
...But god forbid some young white kids get relief from predatory and undischargable college loans. Then all you boomers are "durrr pay denbts."
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The government doesn't pay its debt.
91% of PPP loans -- some of them in the millions of dollars and obviously fraudulent -- have recently been forgiven.
There have never been more gibs and government benefits being passed around.
...But god forbid some young white kids get relief from predatory and undischargable college loans. Then all you boomers are "durrr pay denbts."
You're against socialism but want to socialize college debt because socialism is unjustly implemented elsewhere?
Yes, social security should be canned and people can just call their grandchildren directly to demand money.
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You're against socialism but want to socialize college debt because socialism is unjustly implemented elsewhere?
Yes, social security should be canned and people can just call their grandchildren directly to demand money.
I'm saying that US "conservatives" are completely hypocritical. Loan forgiveness on a vast scale for corporations: *Crickets*. Truckloads of free money and expensive programs for "inner city youths": Not a peep. Loan forgiveness for young white kids: "Nooooo PAY DEBTS!!!!!"
America is already a de facto socialist state. It's just that certain matters are politicized and certain other matters aren't discussed, despite being isomorphic to each other.
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The problem with this kind of populist behavior is the mentality that threatens the US dollar's status as the world's reserve currency. The US constantly exports its massive deficits to the world, and the global economy, in general, isn't in good shape at all. Russia, China, Iran, and even zee Germans are trying to reduce their reliance on the US dollar.
One can understand their concerns, as the US is spending extravagantly, and this handout is a good example of that. The loss of reserve status would cause more damage than an atomic bomb to New York.
I'm starting to think that some people are disillusioned with the USA and believe it's making poor decisions. The USA's aggressive policies towards Russia and China indicate that it wouldn't let go without a fight. This wouldn't bode well for the world. I can imagine the real reason for a global world war would be fueled by the USA's grip on power versus cooperation among authoritarian regimes.
Corrupt politicians are implementing policies to the degree that an enemy wouldnt succeed in weaking the usa.
handouts, a shift towards inclusivity from excellent meritocracy that brought once brilliant Arnold came running to usa, and promoting LGBTQ+ rights over sane family values, tribalism over citizenship.
I hope usa shapes up, as the new world order wont be pretty.
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Can we apply (the non-losers) to get our money back that we paid (if I say Im a tranny libturd)??
I had 2 kids in at once over a 6-yr period (couple year overlap) and paid in full with no loans (proper planning from their births), Fidelity 529 accts.
Also put my yearly 20K bonus into their college funds, never spent a dime of it on ourselves.
Do responsible folks lose out under libturd law? The kids got out and got good jobs, and are normal hard-workers, so glad to help.
If it were now though, I would maybe re-think things. Things werent full-on retard then, like it is today...
Libturdz promote "loserism" and getting handouts.
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Myra Brown got a $50K PPP loan forgiven and Alexander Taylor's family literally made too much for him to qualify for a Pell Grant. This is who Boomers on G&O are cheering for today.
PUNCHABLE FACE!!!
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...
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Have you been paying attention? https://www.npr.org/2023/01/09/1145040599/ppp-loan-forgiveness
Most PPP loans (92% of them!) have been granted full or partial forgiveness.
And if you want to debtmaxx and then make your credit card loans go away, there's a pretty easy legal mechanism for that -- but it doesn't exist for predatory college debt.
Pay your college loan back you slacker. PPP loans shouldn't even be called loans. They are hand outs knowing some fools will pay them back.
Yes, if you don't make monthly payments on credit cards you can get an arrangement to pay a partial payment and the credit card company will write off the rest. Try to apply to get a get credit card after using that option. You will be able to get a card but with severe restrictions on the amount of credit they will give you. Also trying to get mortgage after that will be a challenge.
One thing I agree with is that student loans should be illegal. Letting a 18 year old kid get a sick amount of money for school then telling them they have no option for bankruptcy is predatory. Have you seen they won't give out the loans if the parents won't cosign if they have a normal job? Look at the wording of the new student loans. Outlaw student loans and watch in two short years college tuition dive down to affordable levels. These colleges charging 40k Plus a year would be empty without the loans. Colleges are awash in money because of student loans paying the massive salaries of people that don't deserve it and for the beautiful buildings.
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I'm saying that US "conservatives" are completely hypocritical. Loan forgiveness on a vast scale for corporations: *Crickets*. Truckloads of free money and expensive programs for "inner city youths": Not a peep. Loan forgiveness for young white kids: "Nooooo PAY DEBTS!!!!!"
America is already a de facto socialist state. It's just that certain matters are politicized and certain other matters aren't discussed, despite being isomorphic to each other.
The Tea Party was as opposed to the '08 bailouts as Occupy was, as I recall, and I heard lots of guys call the SVB bailout socialism. I couldn't point to anyone I'd call conservative who wants free money for black city kids, unless you count funding prisons for petty drug crimes.
I agree the small government conservative is an endangered species. They seem to be getting outcompeted by neocon running dogs, or whatever you call people who exchange liberty for security. Patriot Act, NDAA, Data & Restrict "tiktok" Acts, etc. I kinda think the tranny phenomenon is real but the panic is an op to get the righties to beg for yet more unlimited security state "because the children." Some guys would just about agree to a microchip in the head.
So yeah, the stuff you mentioned shouldn't have happened and taxpayers shouldn't have been on the hook, and they shouldn't be on the hook for people's student loans either. It's the loans that bloated up the fees. At some point the cycle has to be interrupted. When they start putting their hand in other people's pockets seems like the place to draw the line. I absolutely feel the same about corporate bailouts and it's infuriating to watch a government rob people and hand it over to rich assholes. I wonder to what degree college loans are securitized and gambled on, and if so to what extent Biden's proposal was to stop a bubble popping, but I'm only speculating.
I'm sorry if you're having a hard time with a loan but it's not my debt and I didn't get the benefit of what it paid for. If we were in a restaurant I wouldn't pay for your meal or Rockefeller's.
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I'm saying that US "conservatives" are completely hypocritical. Loan forgiveness on a vast scale for corporations: *Crickets*. Truckloads of free money and expensive programs for "inner city youths": Not a peep. Loan forgiveness for young white kids: "Nooooo PAY DEBTS!!!!!"
America is already a de facto socialist state. It's just that certain matters are politicized and certain other matters aren't discussed, despite being isomorphic to each other.
Of course they are, politicians are natural born liars. There are a couple that go after people, but its rare, not the norm...
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So for over three years these deadbeats did not make a student loan payment.
Did they invest the money they weren’t paying, or did they spend it on bullshit?
If they were smart (that excludes you) the money they didn’t have to send for loan payments would be sitting in an account ready to go once the loans resumed.
Welcome to wealthy White people’s ways of the world.
If you lose your job, you DON'T HAVE MONEY SITTING IN THE ACCOUNT!!. Not everyone got their job back and many had to get a job that paid less. I lost my job at Verizon because of COV-19 when the company decided to keep everything at-home (so they can fire all of customer service under the table which they did on June 23rd).
Thats the whole point...not to mention that a number of major businesses were given PPP loans that were forgiven under COV-19. Nobody is getting a handout and because it was struck down, the government gets a 100 billion windfall out of it
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I'm saying that US "conservatives" are completely hypocritical. Loan forgiveness on a vast scale for corporations: *Crickets*. Truckloads of free money and expensive programs for "inner city youths": Not a peep. Loan forgiveness for young white kids: "Nooooo PAY DEBTS!!!!!"
America is already a de facto socialist state. It's just that certain matters are politicized and certain other matters aren't discussed, despite being isomorphic to each other.
What a nut. Must be a euro socialist. How's France looking?
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Our tax money pays for useless diploma mills. Banks are in on the action. Kids should be learning useful trades to be electricians, plumbers, welders etc. If they want to spend 40k / year on an education then it should be to go into engineering, pharmacy, business, etc. Not 40k / year to learn gender identity and art history and then whine when they can't pay back their loans.
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If you lose your job, you DON'T HAVE MONEY SITTING IN THE ACCOUNT!!. Not everyone got their job back and many had to get a job that paid less. I lost my job at Verizon because of COV-19 when the company decided to keep everything at-home (so they can fire all of customer service under the table which they did on June 23rd).
Thats the whole point...not to mention that a number of major businesses were given PPP loans that were forgiven under COV-19. Nobody is getting a handout and because it was struck down, the government gets a 100 billion windfall out of it
I bet they had enough to pay their 100.00 a month cellphone bill...
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Art history is fine. I'm an amateur enthusiast. Not everything has to be about making money. Accordingly, neither should edifying pursuits be placed behind a paywalled institution staffed by a bunch of cosmopolitans who can't even change a tire, but I digress.
Internet is awesome. So is the library.
Just don't tell me to carry someone else's debt. Bed. Lay in it.
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I bet they had enough to pay their 100.00 a month cellphone bill...
If I saw a lib with a 100 dollar bill, I would be surprised. Most of them had bills around 300 with the most expensive plan, phone, watch, tablet, streaming services that they signed up for a month free but forgot to cancel it, etc. But it doesn't really change anything and you can't group everyone together for a specific item
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The decision was correct. For all that owe college bills, a better repayment plan should be made, with less interest and a reasonable way. Unfortunately, no one has done that, except jack up interest rates, late payments, and fees. You want people to pay off their college loans. Make a reasonable plan that actually can work with people based on income per month ration, no interest rate, and if something happens, work it out.
While no one wants to pay someone else's college loan, I have seen a loan go from $20,000 to $50,000 in huge interest rates, fees, with no welcome relief from the loanpayer themselves. Use that method, maybe some things will change.
But as long as people think they can get off not paying, then why even try to pay.
When you have people lilke this rep who boasts she cant pay while taking multiple trips, wearing expensive gowns, and eating out a nice restaurant without any effort of paying down her college loan, why should others... "Alexandria Ocasio-Cortez owe $15,001 to $50,000 each. “I'm proud of having had the experiences that many of my neighbors have had and that I haven't floated in this bubble,” Ocasio-Cortez said at a recent virtual town hall."
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The government doesn't pay its debt.
91% of PPP loans -- some of them in the millions of dollars and obviously fraudulent -- have recently been forgiven.
There have never been more gibs and government benefits being passed around.
...But god forbid some young white kids get relief from predatory and undischargable college loans. Then all you boomers are "durrr pay denbts."
Separate issue, cock gobbler. Pay your fucking bills or put on a dress.
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Our tax money pays for useless diploma mills. Banks are in on the action. Kids should be learning useful trades to be electricians, plumbers, welders etc. If they want to spend 40k / year on an education then it should be to go into engineering, pharmacy, business, etc. Not 40k / year to learn gender identity and art history and then whine when they can't pay back their loans.
You are making way too much sense. I told my kids if you go to college your job better be printed on the diploma. They listened and are doing well. They paid back any loan they took too on their own. Should they get a refund if a slacker gets loan relief?
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You are making way too much sense. I told my kids if you go to college your job better be printed on the diploma. They listened and are doing well. They paid back any loan they took too on their own. Should they get a refund if a slacker gets loan relief?
The whole "liberal arts" degree thing was going on in the early 90s. We were being told that we were too smart to work regular jobs.
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Why is that good news? College lending is predatory and the colleges and lenders themselves are corrupt fagggots.
Agree. The whole program should be ended.
In all sectors that are dramatically overpriced you can find a large government hand.
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Have you been paying attention? https://www.npr.org/2023/01/09/1145040599/ppp-loan-forgiveness
Most PPP loans (92% of them!) have been granted full or partial forgiveness.
And if you want to debtmaxx and then make your credit card loans go away, there's a pretty easy legal mechanism for that -- but it doesn't exist for predatory college debt.
They forgave loans that keep people employed during lockdowns?
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If you lose your job, you DON'T HAVE MONEY SITTING IN THE ACCOUNT!!. Not everyone got their job back and many had to get a job that paid less. I lost my job at Verizon because of COV-19 when the company decided to keep everything at-home (so they can fire all of customer service under the table which they did on June 23rd).
Thats the whole point...not to mention that a number of major businesses were given PPP loans that were forgiven under COV-19. Nobody is getting a handout and because it was struck down, the government gets a 100 billion windfall out of it
Vince the PPP loans were about saving jobs for small companies, part of those rules included not being able to fire or layoff staff.
Verizon didn’t suffer during Covid19 their business improved because people were dependent on their services.
Your company made a business decision to lay people off, it wasn’t due to losses from covid it was technological advancement.
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If the problem is that too many people can’t realistically pay off the loans, the loans never should’ve been made in the first place. Again, it’s an another failing government program.
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If the problem is that too many people can’t realistically pay off the loans, the loans never should’ve been made in the first place. Again, it’s an another failing government program.
Agreed. It is the same with the problem of home loans years ago when people bought housess costing more than their worth hoping to turn the over for tens of thousands more in a few weeks. Many lost everything for their ignorance.
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Agreed. It is the same with the problem of home loans years ago when people bought housess costing more than their worth hoping to turn the over for tens of thousands more in a few weeks. Many lost everything for their ignorance.
Also, student loan debt can’t be discharged via bankruptcy. This was put in place because they knew there would be a flood of bankruptcy otherwise.
The whole thing never should’ve happened.
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A helping hand at what? A state or private degree?
Community colleges are a legitimate option that you can knock out a 2year program for a fraction of the price. Why are people not promoting that?
Military service would also make a degree free or very close to it; why is that not seen as an option?
There are numerous “helping hands” available, they real question is why do we continue to promote the business side of education?
All great questions.
When I was 18 I was told I must go to university and get a degree or never get a good job. It was BS. Today kids are being told they need an MBA after the degree. I think it’s become folk lore.
Kids need to learn trades. Manual skills but nobody is pushing it.
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Vince the PPP loans were about saving jobs for small companies, part of those rules included not being able to fire or layoff staff.
Verizon didn’t suffer during Covid19 their business improved because people were dependent on their services.
Your company made a business decision to lay people off, it wasn’t due to losses from covid it was technological advancement.
Most of those businesses pocketed the money and still got rid of people. The Verizon layoffs had nothing to do with COV-19. They had been working to outsourcing everything for years. COV-19 allowed them to do it without anyone looking...and they pocketed the PPP Loan.
Peoole have paid their loans 2 to 3 times over but Congress raised the interest every year to keep a grasp on those interest payments. Those Federal Student Loans are a giant pyramid scheme...as big as Social Security.
You can go say that people should pay what they owe but truth being told, they want people to pay to infinity so they do things like interest rate hikes and heavy penalties if you even miss one payment. Like George Carlon said...the game is rigged
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If the problem is that too many people can’t realistically pay off the loans, the loans never should’ve been made in the first place. Again, it’s an another failing government program.
Its not a failed program, its highly successful....not for those with the loans. Government collects billions of dollars a year in interest alone on a debt of 1.8 trillion dollars. They knew exactly what they were doing when they started giving out those loans. The government got into the bookie business, made them bankrupt proof, and attached adjustable interest rates so they can twist the screw even further to keep people paying on thrm
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Geez Vince. It almost sounds like you think the government has been captured by corporate interests and could be less than trustworthy. You're not one of those conspiracy theorists I heard about, are ya?
All great questions.
When I was 18 I was told I must go to university and get a degree or never get a good job. It was BS. Today kids are being told they need an MBA after the degree. I think it’s become folk lore.
Kids need to learn trades. Manual skills but nobody is pushing it.
They can talk about skills shortage all they want but the minimum wage is up again, super, holiday, sick leave, long service loading, insurance that won't pay when the kid falls off a ladder so I lose my house, all to rescue some disinterested halfwit from the path his idiot parents set him on. I wasn't hiring before and still not.
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It’s not a failed program, it’s highly successful....not for those with the loans.Government collects billions of dollars a year in interest alone on a debt of 1.8 trillion dollars. They knew exactly what they were doing when they started giving out those loans. The government got into the bookie business, made them bankrupt proof, and attached adjustable interest rates so they can twist the screw even further to keep people paying on thrm
LOL
The government is supposed to work on behalf of the people not at the expense of it.
And your analysis doesn’t take into account the resources that have been misallocated as a result of this, not to mention all the money that has been sucked out of the economy needlessly to pay off these worthless degrees.
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Nonsense, everything is grand.
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Its not a failed program, its highly successful....not for those with the loans. Government collects billions of dollars a year in interest alone on a debt of 1.8 trillion dollars. They knew exactly what they were doing when they started giving out those loans. The government got into the bookie business, made them bankrupt proof, and attached adjustable interest rates so they can twist the screw even further to keep people paying on thrm
Endless excuses for people who went to college that should not have in the first place.
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LOL
The government is supposed to work on behalf of the people not at the expense of it.
And your analysis doesn’t take into account the resources that have been misallocated as a result of this, not to mention all the money that has been sucked out of the economy needlessly to pay off these worthless degrees.
When is the last time you heard the government do any real good. You know they are about to raise the age for Social Security benefits if not just eliminate it all together soon.
Degrees in teaching, dentistry, becoming a doctor or an engineer. Don't say that at your next dental appointment. The VAST MAJORITY of people are working in the field where they got their degrees. For that they took out predatory loans from the government...the one you say should be working on behalf of people.
With that being said, those loans are tanking the economy because its TAKING MONEY FROM IT. Money has to flow into the country and people paying off these loans are not going to buy a home or other major purchases or if they buy a house and their payments increase like they are soon once it starts back up, there's going to be a number of foreclosures
Nobody wins
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Pay your college loan back you slacker. PPP loans shouldn't even be called loans. They are hand outs knowing some fools will pay them back.
Yes, if you don't make monthly payments on credit cards you can get an arrangement to pay a partial payment and the credit card company will write off the rest. Try to apply to get a get credit card after using that option. You will be able to get a card but with severe restrictions on the amount of credit they will give you. Also trying to get mortgage after that will be a challenge.
One thing I agree with is that student loans should be illegal. Letting a 18 year old kid get a sick amount of money for school then telling them they have no option for bankruptcy is predatory. Have you seen they won't give out the loans if the parents won't cosign if they have a normal job? Look at the wording of the new student loans. Outlaw student loans and watch in two short years college tuition dive down to affordable levels. These colleges charging 40k Plus a year would be empty without the loans. Colleges are awash in money because of student loans paying the massive salaries of people that don't deserve it and for the beautiful buildings.
This^
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The VAST MAJORITY of people are working in the field where they got their degrees.
Conservatively about half a million people a year earn degrees with no job title...x 20 years and see why we have a problem. Also there is a difference between going to college and racking up loans and actually graduating....as low as 40% grad rate for some demos and they still have tens of thousands of loans on the books. Again multiply all this by 20 or more years and you understand how a 40 year old barista could have 80k in loans they will never pay back.
https://research.com/universities-colleges/number-of-college-graduates
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Conservatively about half a million people a year earn degrees with no job title...x 20 years and see why we have a problem. Also there is a difference between going to college and racking up loans and actually graduating....as low as 40% grad rate for some demos and they still have tens of thousands of loans on the books. Again multiply all this by 20 or more years and you understand how a 40 year old barista could have 80k in loans they will never pay back.
https://research.com/universities-colleges/number-of-college-graduates
The last stat I heard is that about 50% of grad get job relating to their major.
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All great questions.
When I was 18 I was told I must go to university and get a degree or never get a good job. It was BS. Today kids are being told they need an MBA after the degree. I think it’s become folk lore.
Kids need to learn trades. Manual skills but nobody is pushing it.
Not as much to milk. I did an industrial program: Plumbing, Electrical and Carpentry. The whole thing took a year.
A lot of the learning is on the job from the veterans.
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Not as much to milk. I did an industrial program: Plumbing, Electrical and Carpentry. The whole thing took a year.
A lot of the learning is on the job from the veterans.
Employer liability is just off the charts under Australian labor law. The risk vs reward in construction makes the decision to hire a slam dunk Hell No.
Guys do it but they're living on thin ice every day. You wouldn't believe the retarded shit going on here. Ladders are illegal. Too dangerous. Heights over something like 2 feet you have to erect a scaffold complete with toeboards, handrails, safety compliants means of access, you may need to hire a professional licensed scaffolder, etc. Anything you plug in has to be inspected by a licensed guy 4 times a year and display a quarterly compliance tag. Extension cords can't be on the ground because someone might trip over it. Reems of paperwork constantly needing update. It's basically impossible to be in full compliance and any corporate veil is irrelevant in the event of an injury. Some doofus falls over and hurts himself or doesn't hold onto the grinder hard enough and you can lose everything.
How do you drywall and finish a stairwell under these regulations? Crawl around in a roofspace to regrout an old horsehair ceiling? It's simply not realistic and the kid has to produce $60/hr just for me to break even after all the costs and fees associated with him.
Just hell no.
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Add to that the young men here are wads of cookie dough. They're 20yo geriatrics. They're like veal. Dimbulb, unmotivated, expensive veal.
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Hahahahahs that’s wonderful.
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Employer liability is just off the charts under Australian labor law. The risk vs reward in construction makes the decision to hire a slam dunk Hell No.
Guys do it but they're living on thin ice every day. You wouldn't believe the retarded shit going on here. Ladders are illegal. Too dangerous. Heights over something like 2 feet you have to erect a scaffold complete with toeboards, handrails, safety compliants means of access, you may need to hire a professional licensed scaffolder, etc. Anything you plug in has to be inspected by a licensed guy 4 times a year and display a quarterly compliance tag. Extension cords can't be on the ground because someone might trip over it. Reems of paperwork constantly needing update. It's basically impossible to be in full compliance and any corporate veil is irrelevant in the event of an injury. Some doofus falls over and hurts himself or doesn't hold onto the grinder hard enough and you can lose everything.
How do you drywall and finish a stairwell under these regulations? Crawl around in a roofspace to regrout an old horsehair ceiling? It's simply not realistic and the kid has to produce $60/hr just for me to break even after all the costs and fees associated with him.
Just hell no.
Over the top regulations like this,in any field, hurt the smaller businesses the most as they don’t have the resources for compliance like the big companies.
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Over the top regulations like this,in any field, hurt the smaller businesses the most as they don’t have the resources for compliance like the big companies.
My tinfoil says insurance companies, whose product is mandatory, have influenced legislation to be so impossibly convoluted and onerous that complete compliance is impossible, which permits them to pay or reject claims at their whim.
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Over the top regulations like this,in any field, hurt the smaller businesses the most as they don’t have the resources for compliance like the big companies.
They have used these regulations to shut down a lot of small family farms.
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Joe's original plan wasn't that good anyway. Those with big loan debt would still be on the hook for most of it.
Most of those big loans were from non-government sources.
https://www.whitehouse.gov/briefing-room/statements-releases/2022/08/24/fact-sheet-president-biden-announces-student-loan-relief-for-borrowers-who-need-it-most/
"The Department of Education will provide up to $20,000 in debt cancellation to Pell Grant recipients with loans held by the Department of Education, and up to $10,000 in debt cancellation to non-Pell Grant recipients. Borrowers are eligible for this relief if their individual income is less than $125,000 ($250,000 for married couples). "
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So you can’t participate in society without this piece of paper, a diploma. But when you do get it, you
find out it’s worthless.
It’s almost identical to the vaccine scam. In one case, the Universities have no liability; on the other, the drug companies.
The more I think about it, it’s the universities that should be giving the money back.
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So you can’t participate in society without this piece of paper, a diploma. But when you do get it, you
find out it’s worthless.
It’s almost identical to the vaccine scam. In one case, the Universities have no liability; on the other, the drug companies.
The more I think about it, it’s the universities that should be giving the money back.
The universities should have required students to major in something that was profitable or at least discouraged students from majoring in worthless shit. They don't because they have a huge administrative staff and college professors that teach worthless shit that need to get paid. Many of these worthless degree holders just stay at the university to teach because no one would ever hire them outside of academia.
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The universities should have required students to major in something that was profitable or at least discouraged students from majoring in worthless shit. They don't because they have a huge administrative staff and college professors that teach worthless shit that need to get paid. Many of these worthless degree holders just stay at the university to teach because no one would ever hire them outside of academia.
That's where most of them get squeezed. There are only so many teaching or admin jobs available at the university, and only so many DEI jobs available within various corporate or government HR offices, so the majority end up at Starbucks.
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So you can’t participate in society without this piece of paper, a diploma. But when you do get it, you
find out it’s worthless.
It’s almost identical to the vaccine scam. In one case, the Universities have no liability; on the other, the drug companies.
The more I think about it, it’s the universities that should be giving the money back.
Via funding universities are just an information arm of The Deep State. The results back that up. They don't teach anyone to think critically, they teach them how to think within the guidelines.
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So you can’t participate in society without this piece of paper, a diploma. But when you do get it, you
find out it’s worthless.
It’s almost identical to the vaccine scam. In one case, the Universities have no liability; on the other, the drug companies.
The more I think about it, it’s the universities that should be giving the money back.
Then how about audits of where the students spent their student loan money?
Let’s say…if any of the loan money was spent on anything other than tuition, books, student housing etc. (essential student needs) then that portion of the debt gets moved over to a separate account with credit card interest rates.
The money spent on essential student needs remains at 1/2 the current interest rates.
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That's where most of them get squeezed. There are only so many teaching or admin jobs available at the university, and only so many DEI jobs available within various corporate or government HR offices, so the majority end up at Starbucks.
Yeah, a lot of people competing for those professorships.
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So you can’t participate in society without this piece of paper, a diploma. But when you do get it, you
find out it’s worthless.
Yep, I was told exactly this and found out exactly this.
Mind you I’m surrounded by degrees and MBA people, I have no paper and am retarded yet I am heavily relied upon and highly trusted.
Then how about audits of where the students spent their student loan money?
Let’s say…if any of the loan money was spent on anything other than tuition, books, student housing etc. (essential student needs) then that portion of the debt gets moved over to a separate account with credit card interest rates.
The money spent on essential student needs remains at 1/2 the current interest rates.
Audits aren’t coming but CBSCs are which solve all of this. You can program everything into CBDC, expenditure and also interest rates on specific expenditure.
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When you appoint a racist, activist Justice based only on color and not merit….it could be argued this ruling proves this decision even more. She couldn’t even define what a woman is. She owns herself
https://www.foxnews.com/politics/justice-ketanji-jacksons-faulty-claim-affirmative-action-case-takes-another-hit-lawyers-clarify-brief