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Getbig Main Boards => Gossip & Opinions => Topic started by: ProudVirgin69 on September 25, 2023, 05:57:16 AM

Title: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: ProudVirgin69 on September 25, 2023, 05:57:16 AM
Quote
Many baby boomers across the country are now coming to terms with the hard reality that working for your entire adult life is no longer enough to guarantee you’ll have a roof over your head in your later years.

Thanks in part to a series of recessions, high housing costs and a shortage of affordable housing, older adults are now the fastest-growing segment of America’s homeless population, according to a report in the Wall Street Journal, based on data from the Department of Housing and Urban Development.

Quote
In a 2020 journal article for the American Society on Aging, Kushel wrote that of all the homeless single adults in the early 1990s, 11% were aged 50 and older. By 2003, she says that percentage grew to 37%.

Now, the over-50 demographic represents half of the homeless single adults in the U.S. — with no sign of their numbers slowing, leaving baby boomers (those aged 57 to 75) particularly vulnerable.

Quote
Researchers at UCSF told WSJ that about half of the homeless older adults in places like Oakland, California and New York, became unhoused for the first time after their 50th birthday.

These individuals pointed to a major event, like the death of a spouse or a medical emergency, as the trigger.


“It’s an entirely different population,” said Kushel. “These are people who worked their whole lives. They had typical lives, often working physically demanding jobs, and never made enough to put money away.”

Absolutely heartbreaking.  It’s been estimated that homelessness in the US could be largely solved for about $18B.  An enormous sum of money, sure, but a small fraction of the money spent on our bloated military.  And yet, our legislstors would rather send that money to the Ukraine so they can buy illegal munitions and fund neonazi militias. 

A medical emergency and a few missed mortgage payments are all that separate most of us living in homes from the homeless.

Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: residue on September 25, 2023, 06:01:11 AM
Don’t help them, that’s socialism
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Rmj11 on September 25, 2023, 06:17:26 AM
Absolutely heartbreaking.  It’s been estimated that homelessness in the US could be largely solved for about $18B.  An enormous sum of money, sure, but a small fraction of the money spent on our bloated military.  And yet, our legislstors would rather send that money to the Ukraine so they can buy illegal munitions and fund neonazi militias. 

A medical emergency and a few missed mortgage payments are all that separate most of us living in homes from the homeless.

F@ck 'em
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: robcguns on September 25, 2023, 06:22:16 AM
Yes instead of sending hundreds of billions to Ukraine and wasting money on “covid” vaccines help these older homeless people. They built the fucking country for christs sake. Fuck the illegals and fuck helping other countries. How can the powers that be think that this problem should go unanswered?

Seriously how the fuck can we house the illegals and buy their groceries,pay their phones and give them clothes when we can’t house are own people?
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Rmj11 on September 25, 2023, 06:35:51 AM
Yes instead of sending hundreds of billions to Ukraine and wasting money on “covid” vaccines help these older homeless people. They built the fucking country for christs sake. Fuck the illegals and fuck helping other countries. How can the powers that be think that this problem should go unanswered?

Seriously how the fuck can we house the illegals and buy their groceries,pay their phones and give them clothes when we can’t house are own people?

Why don't you house them until they get back on their feet? If you really cared you would.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: robcguns on September 25, 2023, 06:37:33 AM
Why don't you house them until they get back on their feet? If you really cared you would.

Yes that makes sense. You are a complete moron.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Rmj11 on September 25, 2023, 06:38:43 AM
Yes that makes sense. You are a complete moron.

Yep, I agree. You're definitely that.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: BBSSchlemiel on September 25, 2023, 06:50:39 AM
I feel sad saying this but a chunk of the boomer population brought this calamity onto themselves.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: ProudVirgin69 on September 25, 2023, 07:02:37 AM
Why don't you house them until they get back on their feet? If you really cared you would.

Systemic issues can’t be solved through individual action.

Yes instead of sending hundreds of billions to Ukraine and wasting money on “covid” vaccines help these older homeless people. They built the fucking country for christs sake. Fuck the illegals and fuck helping other countries. How can the powers that be think that this problem should go unanswered?

Seriously how the fuck can we house the illegals and buy their groceries,pay their phones and give them clothes when we can’t house are own people?

Great post. What kind of shitty country won’t help its own citizens?  I can’t help but think the cruelty is intentional.

Worst of all are the homeless veterans.  They signed up to fight for this country and once they’re no longer in the military, they’re discarded and forgotten about by our legislators.

I feel sad saying this but a chunk of the boomer population brought this calamity onto themselves.

I agree somewhat.  I still think they should be helped out.  Large amounts of homelessness is bad for everyone
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Rmj11 on September 25, 2023, 07:03:51 AM
Systemic issues can’t be solved through individual action.


Yes it can.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Never1AShow on September 25, 2023, 07:10:39 AM
Absolutely heartbreaking.  It’s been estimated that homelessness in the US could be largely solved for about $18B.  An enormous sum of money, sure, but a small fraction of the money spent on our bloated military.  And yet, our legislstors would rather send that money to the Ukraine so they can buy illegal munitions and fund neonazi militias. 

A medical emergency and a few missed mortgage payments are all that separate most of us living in homes from the homeless.

It cannot be solved for 18 Billion or 18 Trillion as long as they pretend it is not a mental health and drug addiction problem.  95% plus is drugs and mental illness the homeless activist lie about.  Easily fixed tomorrow with this understanding, never fized without it.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: BBSSchlemiel on September 25, 2023, 07:17:20 AM

I agree somewhat.  I still think they should be helped out.  Large amounts of homelessness is bad for everyone

No doubt.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: residue on September 25, 2023, 07:48:36 AM
It cannot be solved for 18 Billion or 18 Trillion as long as they pretend it is not a mental health and drug addiction problem.  95% plus is drugs and mental illness the homeless activist lie about.  Easily fixed tomorrow with this understanding, never fized without it.


They’re not pretending, they don’t care, hell it’s by design. Folks past labor age have no use, that’s the free market
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: beakdoctor on September 25, 2023, 09:58:01 AM
If that's true, which I doubt, it's only because they are living longer and inflation is outpacing their pension.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: BlackMetallic on September 25, 2023, 01:09:05 PM
It cannot be solved for 18 Billion or 18 Trillion as long as they pretend it is not a mental health and drug addiction problem.  95% plus is drugs and mental illness the homeless activist lie about.  Easily fixed tomorrow with this understanding, never fized without it.

Moral bankruptcy played a huge part in this
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: deadz on September 25, 2023, 02:41:47 PM
Yes instead of sending hundreds of billions to Ukraine and wasting money on “covid” vaccines help these older homeless people. They built the fucking country for christs sake. Fuck the illegals and fuck helping other countries. How can the powers that be think that this problem should go unanswered?

Seriously how the fuck can we house the illegals and buy their groceries,pay their phones and give them clothes when we can’t house are own people?
WOKE TARDS
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: robcguns on September 25, 2023, 03:45:47 PM
Yep, I agree. You're definitely that.

Hey rimjob you can lick on my grundle fruit nuts.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Thin Lizzy on September 25, 2023, 03:53:38 PM
It cannot be solved for 18 Billion or 18 Trillion as long as they pretend it is not a mental health and drug addiction problem.  95% plus is drugs and mental illness the homeless activist lie about.  Easily fixed tomorrow with this understanding, never fized without it.

Some people just believe that more government spending will solve every problem.

You have this problem even though every year the Federal government sucks over 2 trillion out of the economy for social programs.

It is possible that the country would have been much wealthier and that the private sector might have done a better job of addressing these issues.

At this point it doesn’t matter. The country is morally and financially bankrupt.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: IroNat on September 25, 2023, 04:23:14 PM
Boomers are only broke if they did not plan for retirement.

A lot of them just didn't save and lived beyond their means.

F*ck 'em.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: residue on September 25, 2023, 04:32:33 PM
Some people just believe that more government spending will solve every problem.

You have this problem even though every year the Federal government sucks over 2 trillion out of the economy for social programs.

It is possible that the country would have been much wealthier and that the private sector might have done a better job of addressing these issues.

At this point it doesn’t matter. The country is morally and financially bankrupt.


Not more spending, just adjusted spending.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Rambone on September 25, 2023, 04:38:21 PM
Boomers should be drafted to fight in WW3
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Primemuscle on September 25, 2023, 04:50:00 PM
While I have empathy for folks who are homeless, I understand there are multiple reasons this happens. Mostly, these folks don't become homeless by accident or through no fault of their own. Insufficient retirement planning is one major reason for Baby Boomers finding themselves living at the poverty level and perhaps unable to afford housing. Another problem is families are for whatever reason less inclined to take care of their own.

Although I am slightly too old to officially be a Baby Boomer. Folks like me who were born between 1922-1945 are referred to as 'the Silent Generation' or 'the Traditionalist generation'. It was commonly understood that children should be seen and not heard. Something my parents did not hesitate to remind me. One thing some of they had in common was that they experienced the Great Depression which was between 1929–1941.

My mom was born in 1923 so she was also part of the Traditionalist generation since there was an overlap. My dad was born in 1916 which is known as 'The Greatest Generation'. Both my parents lived during the Great Depression, which had a big impact on them, although neither parent was ever homeless as they were both children of financially successful professionals.
My paternal grandfather was a dental surgeon, and my maternal grandfather was a Harvard School of Law graduate and corporate attorney with a license to practice in multiple states. Even so, my mom told me of times they had bread and milk for dinner. My paternal grandfather spent a lot of money helping less fortunate family members during that time.

Growing up hearing about the Great Depression was likely instrumental in my being financially conservative most of my adult life. Planning for retirement required my wife and I to make sacrifices along the way. It seems as if many people today have an attitude that they 'deserve' to have everything others do, so they go into debt rather than save for the future. When these folks reach retirement age with no retirement plan or an underfunded one, they sometimes end up impoverished. Like it or not, this is their own doing.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: ProudVirgin69 on September 25, 2023, 05:02:01 PM
Mostly, these folks don't become homeless by accident or through no fault of their own.

Major medical emergency or death of spouse are primary causes for homelessness, as cited in the article. 
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: ProudVirgin69 on September 25, 2023, 05:06:54 PM
It cannot be solved for 18 Billion or 18 Trillion as long as they pretend it is not a mental health and drug addiction problem.  95% plus is drugs and mental illness the homeless activist lie about.  Easily fixed tomorrow with this understanding, never fized without it.

Common misconception.  Do you really think people that become homeless for the first time at 50 or older lose their homes because of mental illness or drug addiction?

A major medical emergency that saddles you with hundreds of thousands of medical debt and renders you unable to work would likely have you losing your home.  It can happen to almost anyone.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: IroNat on September 25, 2023, 05:19:16 PM
Major medical emergency or death of spouse are primary causes for homelessness, as cited in the article. 

Yes, it can happen but it's rare.

Why don't they have health insurance?

It's irresponsible to not have health insurance.

You have to budget for it if your employer does not provide it.

Some people, particularly self-employed, bet they won't get sick or hurt and don't buy insurance.

They lose the bet.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: residue on September 25, 2023, 05:57:12 PM
Yes, it can happen but it's rare.

Why don't they have health insurance?

It's irresponsible to not have health insurance.

You have to budget for it if your employer does not provide it.

Some people, particularly self-employed, bet they won't get sick or hurt and don't buy insurance.

They lose the bet.


I work for an insurance company, albeit re insurance. I’ve seen health insurance companies deny cancer treatment claims forcing folks to pay out of pocket. Insurance isn’t here to help people, it’s here to make money, entirely at peoples expense. For profit health care, for profit housing, for profit food and water shouldn’t be a thing.


Soon you’ll be paying extra for air without chemicals by the people who put the chemicals in the air, you’re already doing it with food and water
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Primemuscle on September 25, 2023, 06:00:30 PM
Major medical emergency or death of spouse are primary causes for homelessness, as cited in the article.

This may be the case. Were you quoting the article when you posted and bolded the part where it reads 'These individuals pointed to a major event, like the death of a spouse or a medical emergency, as the trigger.' If so, I don't see where this suggests that it is the primary cause.

Most households today (58%) are dual income. If this is correct, why would the death of one spouse result in homelessness? Do these folks not have life insurance to provide for their families or their spouse? Medical emergencies are costly when you don't have medical insurance. Long term chronic illnesses are a drain on finances.

For example, my wife was chronically ill for decades prior to passing. Medical copays were a major expense for us. The last couple of years her medical copays were about $10 K a year even though she was on Medicare, and she was also covered by my employer provided health insurance. And I am not homeless.

Sure, there are some folks who have bad luck. The trick is to plan for these kinds of events rather than assume they will never happen.

Of all the people I know and that numbers in the hundreds, the only person who became homeless is an aunt. She never worked; her husband left her after many years of marriage. She was schizophrenic and therefore was on SSDI and Medicare, plus she lived in a subsidized single apartment in Venice Beach, CA. One day she simply left her apartment because she chose to be homeless, for reasons having to do with her illness.

Very often when someone is homeless, there is more to the story than they share. Far too often folks do not take responsibility. Many folks cannot admit that it is their choices which caused their unfortunate situation. Worse, they believe it is someone else's fault.     
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Irongrip400 on September 25, 2023, 06:09:32 PM
This may be the case. Were you quoting the article when you posted and bolded the part where it reads 'These individuals pointed to a major event, like the death of a spouse or a medical emergency, as the trigger.' If so, I don't see where this suggests that it is the primary cause.

Most households today (58%) are dual income. If this is correct, why would the death of one spouse result in homelessness? Do these folks not have life insurance to provide for their families or their spouse? Medical emergencies are costly when you don't have medical insurance. Long term chronic illnesses are a drain on finances.

For example, my wife was chronically ill for decades prior to passing. Medical copays were a major expense for us. The last couple of years her medical copays were about $10 K a year even though she was on Medicare, and she was also covered by my employer provided health insurance. And I am not homeless.

Sure, there are some folks who have bad luck. The trick is to plan for these kinds of events rather than assume they will never happen.

Of all the people I know and that numbers in the hundreds, the only person who became homeless is an aunt. She never worked; her husband left her after many years of marriage. She was schizophrenic and therefore was on SSDI and Medicare, plus she lived in a subsidized single apartment in Venice Beach, CA. One day she simply left her apartment because she chose to be homeless, for reasons having to do with her illness.

Very often when someone is homeless, there is more to the story than they share. Far too often folks do not take responsibility. Many folks cannot admit that it is their choices which caused their unfortunate situation. Worse, they believe it is someone else's fault.   


I’m not sure how most insurance works, but I have and so do my employees, max out of pocket $3,500 annually and then after that there’s no charge for anything. $10k out of pocket copays seems like you have less than stellar coverage. 
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Primemuscle on September 25, 2023, 06:20:57 PM
Yes, it can happen but it's rare.

Why don't they have health insurance?

It's irresponsible to not have health insurance.

You have to budget for it if your employer does not provide it.

Some people, particularly self-employed, bet they won't get sick or hurt and don't buy insurance.

They lose the bet.

Yes, I completely agree. Even some self-employed, uninsured people manage to keep a roof over their heads. My stepdad was a self-employed painting contractor. As best as I know, he did not purchase health-insurance, but served in the military and thus had VA benefits.

My wife worked at a local college in a program called "life and career options'. The focus of the program was to prepare (mostly women with no work experience) who suddenly found themselves in dire straits because their spouse or parents had passed leaving them penniless and eventually facing homelessness. The program helped a lot of these folks get jobs and a foothold. However, many of them had been through the program before and were back. A lot of these women were abused by their partners. Many of them kept returning to the abusive situation. It was very sad. But these folks were ultimately responsible for their own misfortune.

Available low-income subsidized housing is in short supply. I am all for building more affordable housing. But I also realize there will always be some people who are homeless for a variety of reasons, mostly though this is their own doing.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: residue on September 26, 2023, 06:24:01 AM
YYes, I completely agree. Even some self-employed, uninsured people manage to keep a roof over their heads. My stepdad was a self-employed painting contractor. As best as I know, he did not purchase health-insurance, but served in the military and thus had VA benefits.

My wife worked at a local college in a program called "life and career options'. The focus of the program was to prepare (mostly women with no work experience) who suddenly found themselves in dire straits because their spouse or parents had passed leaving them penniless and eventually facing homelessness. The program helped a lot of these folks get jobs and a foothold. However, many of them had been through the program before and were back. A lot of these women were abused by their partners. Many of them kept returning to the abusive situation. It was very sad. But these folks were ultimately responsible for their own misfortune.

Available low-income subsidized housing is in short supply. I am all for building more affordable housing. But I also realize there will always be some people who are homeless for a variety of reasons, mostly though this is their own doing.


is this a joke? are you f'n stupid? how long ago was this 50 years? 60? do you think that would happen today?
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Thin Lizzy on September 26, 2023, 08:47:05 AM
Yes, it can happen but it's rare.

Why don't they have health insurance?

It's irresponsible to not have health insurance.

You have to budget for it if your employer does not provide it.

Some people, particularly self-employed, bet they won't get sick or hurt and don't buy insurance.

They lose the bet.

We have an absurd system, the result of a wwIi intervention, that causes people to lose their healthcare as a result of being separated from their job. It’s also a main reason that healthcare is so ridiculously expensive.

Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: GymnJuice on September 26, 2023, 02:09:04 PM

I’m not sure how most insurance works, but I have and so do my employees, max out of pocket $3,500 annually and then after that there’s no charge for anything. $10k out of pocket copays seems like you have less than stellar coverage.

They do sneaky things to get around that 3.5k. And they still deny services or put up significant obstacles to getting care.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Primemuscle on September 26, 2023, 03:20:41 PM

is this a joke? are you f'n stupid? how long ago was this 50 years? 60? do you think that would happen today?

Yes I absolutely think every bit of that could happen today. Also, none of it happened 50 or 60 years ago.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: BBSSchlemiel on September 26, 2023, 03:42:32 PM
We have an absurd system, the result of a wwIi intervention, that causes people to lose their healthcare as a result of being separated from their job. It’s also a main reason that healthcare is so ridiculously expensive.

Last time I switched jobs I paid for health insurance for my famous for my three-month probation period and it cost me 6000 bucks. It didn’t hurt me at all but that is freaking rip off, I believe.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Mayday on September 26, 2023, 03:44:01 PM

Boomers are easily the most disliked generation.

They have all the wealth and constantly cry poor.

The younger generations are financially ruined at 20 for their entire life. They don’t complain as much as Boomers.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: residue on September 26, 2023, 03:44:05 PM
They do sneaky things to get around that 3.5k. And they still deny services or put up significant obstacles to getting care.
they don’t even have to be sneaky, you’re basically at their mercy.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: BBSSchlemiel on September 26, 2023, 03:55:12 PM
Boomers are easily the most disliked generation.

They have all the wealth and constantly cry poor.

The younger generations are financially ruined at 20 for their entire life. They don’t complain as much as Boomers.

They were warned this country was headed for destruction but didn’t listen. The boomer middle class never thought they or their children would be disenfranchised while they heaped contempt on the white lower class.

Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: Thin Lizzy on September 26, 2023, 04:45:29 PM
Boomers are easily the most disliked generation.

They have all the wealth and constantly cry poor.

The younger generations are financially ruined at 20 for their entire life. They don’t complain as much as Boomers.

Yeah, the WWII generation is well respected. My Generation, Gen X, is seen as cool and responsible for most of the Tech and fitness revolution. Baby Boomers are the drizzling sh!ts.
Title: Re: Baby boomers becoming homeless at a rate ‘not seen since the Great Depression’
Post by: IroNat on September 26, 2023, 04:53:49 PM
Boomers are easily the most disliked generation.

They have all the wealth and constantly cry poor.

The younger generations are financially ruined at 20 for their entire life. They don’t complain as much as Boomers.

Bullsh*t.